hodler

29 Apr 2026, 14:05

XRP Rich List Continues to Fall: Here’s How Much You Need Today to Join Top 10% Holders

As XRP adoption continues to grow , many investors are paying closer attention to one quiet but important metric: the XRP rich list. For long-term holders, this ranking offers more than simple curiosity. It tracks accumulation and shows how holdings stack up as the global network expands. X user XRP Bags flagged the trend, posting updated distribution data that shows it now takes less XRP to crack the top 10% of holders . According to the figures, investors now need 2,191 XRP to secure a place among the top 10% of all XRP wallets, confirming a steady decline from earlier levels recorded in early 2026. The Top 10% Threshold Keeps Falling The latest figures show that 781,638 accounts currently hold at least 2,191.17 XRP, which places them in the top 10% of XRP holders worldwide . Just a few months earlier, between February and March 2026, that same benchmark ranged between approximately 2,232 and 2,350 XRP. XRP Rich List continues to fall 2,191 XRP = 10% pic.twitter.com/56QqCJkwD5 — XRP Bags BagMan (@XRPBags) April 28, 2026 This decline does not point to weaker demand. Instead, it reflects continued growth in the total number of XRP wallets. As more people enter the ecosystem and wallet ownership becomes more widely distributed, the balance required to remain in the top percentile naturally decreases. This trend often signals stronger retail participation. Rather than wealth becoming concentrated among a smaller number of holders, XRP ownership continues to spread across a broader base of users. Higher Tiers Require Significantly More XRP The rich list also shows how sharply the thresholds rise beyond the top 10%. Investors need 7,581 XRP to enter the top 5%, while joining the top 1% requires more than 45,300 XRP. The jump becomes even more dramatic at the highest levels. The top 0.1% requires over 282,505 XRP, while the top 0.01% demands nearly 3.83 million XRP. These tiers remain largely dominated by whales, early adopters, and institutional-scale holders. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 For most retail investors, however, the top 10% remains the most realistic and widely followed benchmark because it offers an achievable long-term target. Why the XRP Rich List Matters Many holders track the rich list as a personal accumulation guide rather than a short-term trading indicator. It helps investors create clearer goals and understand where they stand as XRP adoption expands globally. The growing interest also reflects confidence in XRP’s long-term utility. With expanding uses in payments, tokenization, and institutional blockchain, many investors say even modest XRP holdings could gain value over time. XRP Bags’ latest update reinforces that view. Although the amount needed to enter the top 10% keeps falling, the competition continues to increase. In a larger and more active network, holding 2,191 XRP today may represent a stronger strategic position than it did only a few months ago. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Rich List Continues to Fall: Here’s How Much You Need Today to Join Top 10% Holders appeared first on Times Tabloid .

29 Apr 2026, 13:31

Expert Says XRP At $1 Is a Blessing In Disguise. Here’s why

Crypto Dyl News recently shared a perspective that shows that the current XRP price is good for long-term participants. The tweet, which includes a video commentary, characterizes the current state of the market as a quiet and uneventful phase that may ultimately benefit those who remain attentive to long-term developments. In the attached video, the speaker emphasizes that periods of low price activity and reduced market excitement often precede more significant developments. The commentary states that when XRP eventually assumes a substantial role in global finance, participants may look back on the current phase with a different perspective. According to the speaker, what appears to be a stagnant or unremarkable period could later become a valuable entry point. The statement suggests that subdued price action should not be interpreted solely as a lack of progress, but rather as a phase that may offer strategic positioning opportunities. $XRP AT $1 IS A BLESSING IN DISGUISE pic.twitter.com/Ob5hMud09b — Crypto Dyl News (@cryptodylnews) April 27, 2026 Contrasting Reactions from the Community Responses to the tweet reflect differing viewpoints within the market. One user, Evan Tuysuz, expressed skepticism. He stated that such a situation may not be favorable for investors, indicating concern about prolonged price stagnation. Another commenter, identified as Slick-Brick, pointed out that XRP has traded at or below the $1 level multiple times in the past. This response suggests that the current price range may not be as uniquely advantageous as implied, highlighting frustration among some market participants who have observed repeated cycles at similar price levels. These contrasting reactions demonstrate that while some participants view the current market phase as a strategic opportunity, others remain cautious or unconvinced about its significance. Accumulation Trends Add Context to Market Sentiment Additional data provides further context to the narrative presented in the tweet. According to a report cited from Times Tabloid, crypto analyst John Squire identified a pattern of XRP accumulation across multiple regions. His findings, supported by blockchain data and visual mapping, indicate that large holders have been steadily increasing their positions. The analysis reveals that in early March 2026, whale wallets collectively acquired approximately 110 million XRP, valued at around $152 million, within a short period. This level of accumulation is typically associated with long-term positioning strategies rather than short-term trading activity. Large holders often seek to build positions during periods of lower volatility, when market conditions enable accumulation without significantly impacting price levels. This behavior aligns with the Crypto Dyl News post’s perspective, as it suggests that certain market participants may already be treating the current phase as an opportunity to increase exposure. The presence of sustained accumulation by capital-heavy entities may indicate underlying confidence, even as broader market sentiment remains mixed. Outlook Remains Divided The tweet from Crypto Dyl News ultimately presents a viewpoint that encourages a reassessment of current market conditions. While the idea that XRP at $1 represents a favorable opportunity is supported by some interpretations of market behavior, community responses and historical price patterns continue to shape a more divided outlook. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert Says XRP At $1 Is a Blessing In Disguise. Here’s why appeared first on Times Tabloid .

29 Apr 2026, 13:20

Securitize Computershare Partnership Tokenizes U.S. Stocks for Blockchain Market Expansion

BitcoinWorld Securitize Computershare Partnership Tokenizes U.S. Stocks for Blockchain Market Expansion A groundbreaking partnership between Securitize and Computershare is set to transform how publicly traded companies issue and manage their shares. This collaboration will tokenize U.S. stocks, bringing them onto the blockchain for the first time at scale. The move represents a significant step toward merging traditional equity markets with digital asset infrastructure. Securitize Computershare Partnership: A New Era for Stock Issuance Securitize, a leading securities token platform, has joined forces with Computershare, a global market leader in transfer agency and shareholder services. Together, they aim to build the infrastructure needed to issue shares in a tokenized format. This format is officially called Issuer-Sponsored Tokens (IST). According to a report by CoinDesk, the partnership will allow publicly traded companies to offer ISTs alongside their traditional equity. This development is not just a technical experiment. It is a practical solution for modernizing capital markets. Investors will soon hold their shares in digital wallets. They will also retain the option to use conventional brokerage accounts. This dual approach bridges the gap between old and new financial systems. How Tokenized U.S. Stocks Will Work The process is straightforward for companies. They will issue ISTs through Securitize’s platform. Computershare will provide the back-end infrastructure. This includes shareholder record-keeping, dividend distribution, and corporate actions. The blockchain layer ensures transparency, speed, and lower costs. Issuer-Sponsored Tokens (ISTs): These represent legal ownership of a company’s shares on a blockchain. Digital Wallets: Investors can store ISTs in self-custodial wallets or exchange-based wallets. Traditional Accounts: Shareholders can also keep their holdings in standard brokerage accounts for familiarity. This hybrid model reduces friction for institutional investors. It also opens doors for retail investors who prefer digital assets. The system uses smart contracts to automate processes like dividend payments. This eliminates manual reconciliation and reduces errors. Blockchain Stock Issuance: Why Now? The timing of this partnership aligns with growing regulatory clarity. The U.S. Securities and Exchange Commission (SEC) has provided more guidance on digital asset securities. This has encouraged traditional financial firms to explore tokenization. Several factors drive this shift: Factor Impact on Tokenization Regulatory Progress Clearer rules for security tokens reduce legal risks for issuers. Investor Demand Younger investors prefer digital-native assets and self-custody options. Cost Efficiency Blockchain eliminates intermediaries, cutting issuance and transfer costs by up to 50%. Global Reach Tokenized shares can be traded 24/7 across borders without traditional market hours. Computershare brings decades of experience in shareholder services. Securitize adds deep expertise in blockchain compliance. Together, they address the key barriers to adoption: trust, regulation, and infrastructure. Expert Perspective on the Partnership Industry analysts view this collaboration as a milestone. Carlos Domingo, CEO of Securitize, stated that the partnership “creates a new standard for public company equity.” He emphasized that ISTs are not experimental. They are a production-ready solution for the modern capital market. Computershare’s leadership echoed this sentiment. They noted that tokenization does not replace existing systems. It enhances them. The goal is to offer companies and investors more choices. This includes faster settlement, fractional ownership, and programmable dividends. Issuer-Sponsored Tokens Explained Issuer-Sponsored Tokens are a unique category of digital assets. Unlike unbacked cryptocurrencies, ISTs represent real equity in a registered company. Each token corresponds to one share of common stock. The token is legally recognized as a security. Key features of ISTs include: Legal Compliance: Issued under SEC regulations, including Rule 144A or Regulation D. Interoperability: Designed to work across multiple blockchain networks, including Ethereum and Polygon. Programmability: Smart contracts enable automatic compliance checks, dividend payments, and voting rights. Transparency: All transactions are recorded on a public ledger, providing immutable audit trails. This structure appeals to both companies and investors. Companies can reach a global investor base without listing on multiple exchanges. Investors gain access to U.S. equities through digital wallets, reducing reliance on traditional brokers. Digital Wallet Shares: A New Investor Experience For the first time, retail investors can hold U.S. stocks directly in a digital wallet. This changes the user experience significantly. Investors no longer need to log into a brokerage account to check holdings. They can view their shares on a smartphone app or hardware wallet. This shift has practical benefits: 24/7 Access: Unlike traditional markets, tokenized shares can be transferred or traded at any time. Fractional Ownership: Investors can buy a fraction of a tokenized share, lowering the entry barrier. Self-Custody: Users control their private keys, reducing counterparty risk from broker failures. Instant Settlement: Blockchain settlement occurs in minutes, not days. However, investors must understand the risks. Digital wallets require secure key management. Losing a private key means losing access to shares. Securitize and Computershare plan to offer custodial options for less tech-savvy users. Impact on the U.S. Stock Market This partnership could reshape the U.S. equity market. Tokenization reduces the cost of issuing and transferring shares. It also enables new financial products, such as tokenized ETFs or dividend reinvestment plans. Potential long-term effects include: Increased Liquidity: Tokenized shares can trade on decentralized exchanges, increasing market depth. Lower Fees: Eliminating intermediaries reduces transaction costs for issuers and investors. Global Access: International investors can buy U.S. stocks without opening a U.S. brokerage account. Corporate Efficiency: Companies can manage shareholder communications and voting via blockchain, saving millions annually. Critics point out challenges. Regulatory uncertainty remains in some jurisdictions. Cybersecurity risks also persist. But the partnership’s focus on compliance and security addresses many of these concerns. Timeline and Next Steps Securitize and Computershare have already begun building the infrastructure. They expect the first tokenized stock issuances within the next 12 months. Initial rollouts will target private placements and exempt offerings. Public company issuances will follow once the SEC provides additional guidance. The companies are also working with existing stock exchanges. They aim to create a secondary market for ISTs. This would allow investors to trade tokenized shares alongside traditional stocks. Conclusion The Securitize and Computershare partnership marks a pivotal moment for the tokenization of U.S. stocks. By combining blockchain technology with established financial infrastructure, they are creating a practical path for mainstream adoption. Issuer-Sponsored Tokens offer companies and investors a flexible, compliant, and efficient way to participate in the equity market. As the first issuances approach, the financial world will watch closely to see how this experiment reshapes the future of stock ownership. FAQs Q1: What is the Securitize Computershare partnership about? The partnership aims to tokenize U.S. stocks by issuing Issuer-Sponsored Tokens (ISTs) on the blockchain, allowing investors to hold shares in digital wallets alongside traditional brokerage accounts. Q2: How do tokenized U.S. stocks differ from traditional stocks? Tokenized stocks are digital representations of shares recorded on a blockchain. They offer faster settlement, fractional ownership, and self-custody options, while traditional stocks are held in centralized brokerage accounts. Q3: Are Issuer-Sponsored Tokens regulated? Yes, ISTs are issued under SEC regulations, including exemptions like Rule 144A and Regulation D. They are legally recognized as securities and must comply with all relevant laws. Q4: Can I buy tokenized stocks with cryptocurrency? Initially, tokenized stocks will be purchased with fiat currency. Future integrations may allow cryptocurrency payments, but the primary focus is on traditional payment rails. Q5: What are the risks of holding tokenized stocks in a digital wallet? The main risk is loss of private keys, which can result in permanent loss of access to shares. Investors should use secure custody solutions or hardware wallets to mitigate this risk. This post Securitize Computershare Partnership Tokenizes U.S. Stocks for Blockchain Market Expansion first appeared on BitcoinWorld .

29 Apr 2026, 13:15

Visa Adds Polygon Network to Stablecoin Settlement Program: A Game-Changer for Blockchain Payments

BitcoinWorld Visa Adds Polygon Network to Stablecoin Settlement Program: A Game-Changer for Blockchain Payments Visa has officially integrated the Polygon network into its global stablecoin settlement program, a move that promises to reshape how financial institutions handle digital currency transactions. Announced by Polygon Labs, this development allows Visa’s partners—including card issuers and acquirers—to settle transactions using stablecoins built on the Polygon blockchain. This integration highlights the growing role of layer-2 networks in mainstream finance. Visa Polygon Stablecoin Settlement: A Strategic Expansion Visa’s decision to add Polygon to its stablecoin settlement program marks a significant milestone for both companies. The program, initially launched in 2021, enables Visa’s partners to settle fiat-backed obligations using stablecoins like USDC. By incorporating Polygon, Visa leverages the network’s high transaction speeds and low fees. Polygon Labs reports that its blockchain processes transactions in seconds, with costs often below $0.01. This efficiency makes it ideal for large-scale financial settlements. Furthermore, the move aligns with Visa’s broader strategy to embrace blockchain technology. The company has already integrated with other networks, including Ethereum and Solana. However, Polygon’s unique architecture offers distinct advantages. As a proof-of-stake sidechain, Polygon reduces congestion and energy consumption. This appeals to environmentally conscious institutions. Consequently, Visa’s partners can now access a more scalable and cost-effective settlement infrastructure. How the Stablecoin Settlement Program Works The stablecoin settlement program allows Visa’s clients to send or receive payments in digital currencies without converting them to fiat immediately. Instead, transactions are processed on-chain using smart contracts. This reduces reliance on traditional banking rails and speeds up cross-border payments. With Polygon’s addition, the program now supports three major blockchains. Each network offers different trade-offs in speed, cost, and security. Visa’s partners can choose the network that best fits their needs. For example, high-volume merchants may prefer Polygon for its low fees. Meanwhile, institutions requiring robust security might opt for Ethereum. This flexibility is crucial as the stablecoin market grows. According to recent data, the total supply of stablecoins exceeds $150 billion. Visa’s program processes billions of dollars in transactions annually. Therefore, the Polygon integration could significantly increase transaction volumes. Benefits for Visa’s Partners For card issuers and acquirers, the Polygon integration offers several tangible benefits. First, transaction costs drop dramatically. Traditional settlement fees can reach several dollars per transaction. On Polygon, these costs are negligible. Second, settlement times improve. While bank transfers may take days, Polygon transactions finalize in seconds. This liquidity boost helps partners manage cash flows more effectively. Additionally, the integration enhances programmability. Polygon supports smart contracts, enabling automated settlements and conditional payments. This reduces manual intervention and operational risks. Polygon Labs emphasizes that its network is a leading platform for USD-based stablecoin payments. It cites growing adoption by decentralized finance (DeFi) protocols and payment processors. As a result, Visa’s partners gain access to a vibrant ecosystem of developers and applications. Polygon Network’s Role in Stablecoin Payments Polygon has emerged as a key infrastructure for stablecoin transactions. Its network hosts billions of dollars in USDC and USDT. The blockchain processes over 10 million transactions daily, with average fees under $0.01. This scalability makes it attractive for enterprise use cases. Unlike Ethereum, which can experience high gas fees during congestion, Polygon maintains consistent low costs. This reliability is critical for financial institutions. Moreover, Polygon’s interoperability with Ethereum allows seamless asset transfers. Users can move stablecoins between networks using bridges. This flexibility supports diverse settlement scenarios. For instance, a merchant could accept payments on Polygon and settle on Ethereum if needed. Visa’s integration thus creates a bridge between traditional finance and decentralized networks. This hybrid approach could accelerate stablecoin adoption among risk-averse institutions. Market Impact and Industry Reactions The announcement has generated positive reactions from the crypto community. Analysts view this as a validation of Polygon’s technology and business model. Visa’s stamp of approval signals that layer-2 networks are ready for mainstream finance. Consequently, other payment networks may follow suit. Mastercard, for example, has also explored stablecoin settlements. However, Visa’s proactive approach positions it as a leader in blockchain payments. From a market perspective, the integration could boost Polygon’s token price and network activity. Increased usage of the blockchain for settlements may drive demand for MATIC, Polygon’s native token. However, Visa’s program focuses on stablecoins, not volatile cryptocurrencies. Therefore, the primary impact is on transaction volume rather than token speculation. Nonetheless, the move reinforces Polygon’s reputation as a reliable enterprise blockchain. Challenges and Considerations Despite the benefits, challenges remain. Regulatory uncertainty around stablecoins persists. Governments worldwide are developing frameworks for digital currencies. Visa must ensure compliance across jurisdictions. Additionally, security risks exist. Smart contract vulnerabilities or network attacks could disrupt settlements. Polygon has a strong security record, but no system is immune. Visa likely conducts thorough audits before integrating any network. Another consideration is user adoption. While Polygon offers low fees, not all partners may be ready to use it. Some institutions prefer established networks like Ethereum. Education and onboarding will be crucial. Visa’s program includes technical support and documentation. This helps partners transition smoothly. Over time, as more institutions recognize Polygon’s benefits, adoption should increase. Timeline of Visa’s Blockchain Initiatives Visa’s involvement with blockchain technology dates back several years. In 2021, the company launched its stablecoin settlement program with Circle’s USDC on Ethereum. Later, it expanded to Solana in 2023. The addition of Polygon in 2025 represents the third network integration. Each step reflects Visa’s iterative approach to innovation. The company tests new technologies before scaling them. This cautious strategy minimizes risks while capturing opportunities. Polygon Labs, meanwhile, has focused on enterprise partnerships. It has collaborated with companies like Meta and Starbucks on blockchain projects. However, the Visa deal is its most significant financial services partnership. It demonstrates Polygon’s ability to handle high-value, regulated transactions. This could open doors to other banking and payment partnerships. Conclusion Visa’s addition of the Polygon network to its stablecoin settlement program represents a pivotal moment for blockchain payments. By leveraging Polygon’s speed and low costs, Visa enables faster, cheaper settlements for its global partners. This integration not only enhances Visa’s service offerings but also validates Polygon’s technology for enterprise use. As stablecoins continue to gain traction, such partnerships will drive mainstream adoption. The move underscores Visa’s commitment to innovation while maintaining regulatory compliance. For the crypto industry, it signals that traditional finance and blockchain can coexist and thrive together. FAQs Q1: What is Visa’s stablecoin settlement program? A: It is a program that allows Visa’s partners to settle transactions using stablecoins instead of traditional fiat currency, leveraging blockchain technology for efficiency. Q2: Why did Visa choose the Polygon network? A: Visa chose Polygon for its high transaction speeds, low fees, and strong track record in stablecoin payments, making it ideal for large-scale financial settlements. Q3: How does this affect Visa’s partners? A: Partners can now settle transactions faster and cheaper using Polygon, reducing costs and improving cash flow management. Q4: Is Polygon the only network in the program? A: No, Polygon joins Ethereum and Solana as part of Visa’s multi-network stablecoin settlement program. Q5: What are the risks of using Polygon for settlements? A: Risks include regulatory uncertainty, smart contract vulnerabilities, and network security issues, though Visa conducts due diligence to mitigate these. This post Visa Adds Polygon Network to Stablecoin Settlement Program: A Game-Changer for Blockchain Payments first appeared on BitcoinWorld .

29 Apr 2026, 13:10

DeFi AI Security: SlowMist Founder Urges Protocols to Bolster Defenses Before Hackers Strike

BitcoinWorld DeFi AI Security: SlowMist Founder Urges Protocols to Bolster Defenses Before Hackers Strike The founder of blockchain security firm SlowMist, known as Cos, has issued a critical warning to decentralized finance (DeFi) protocols. He urges them to use artificial intelligence (AI) to bolster security before malicious hackers exploit vulnerabilities. In a recent post on X, Cos highlighted a clear increase in DeFi hacking incidents. He stated that both malicious and white-hat hackers actively use AI. Older decentralized protocols must take preemptive action now. Cos also stressed that any long-held private keys should be considered compromised and must be changed immediately. DeFi AI Security: The Urgent Call from SlowMist Cos’s warning arrives at a pivotal moment for the crypto industry. DeFi protocols manage billions of dollars in assets. They face sophisticated attacks daily. Traditional security measures often lag behind. Hackers now deploy AI to scan for flaws at machine speed. They automate exploit discovery and execution. This gives them a significant advantage over human-led security teams. SlowMist is a respected name in blockchain security. The firm audits smart contracts and tracks on-chain threats. Cos’s statement reflects deep expertise. He sees a growing asymmetry in the security landscape. “If hackers use AI, we must use AI too,” he implied. This is not just a suggestion. It is a survival strategy for the DeFi ecosystem. The call to action is clear. DeFi projects must integrate AI-driven vulnerability detection. They need to scan their code continuously. They should monitor for anomalous behavior in real time. This proactive approach can stop attacks before they happen. Understanding the Rise in DeFi Hacking Incidents DeFi hacking has become a major concern. In 2023, losses from DeFi exploits exceeded $1.8 billion. In 2024, that number grew. Hackers target bridges, lending protocols, and automated market makers. They exploit flash loan attacks, oracle manipulation, and reentrancy bugs. Cos noted a “clear increase” in recent incidents. This aligns with public data. Chainalysis reports that DeFi hacking rose 20% in the first quarter of 2025 alone. Attackers are more organized. They use AI to identify vulnerabilities faster than traditional audits can find them. One example is the attack on a major cross-chain bridge. Hackers used an AI model to scan the bridge’s smart contract. They found a logic flaw in hours. The exploit drained $40 million. A human audit team might have taken weeks to find the same flaw. This trend forces the industry to adapt. Passive security is no longer enough. DeFi must shift to an active, AI-powered defense model. The Role of AI in Modern Blockchain Security AI can revolutionize blockchain security in several ways. First, it automates code review. Machine learning models can scan millions of lines of code. They detect patterns that indicate vulnerabilities. This includes reentrancy attacks, integer overflows, and permission issues. Second, AI monitors on-chain activity. It establishes baselines for normal behavior. When something deviates, it flags it instantly. This helps catch exploits in progress. For example, an AI system can detect unusual token movements. It can pause transactions before funds are stolen. Third, AI predicts attack vectors. By analyzing past exploits, it learns how hackers think. It can simulate potential attacks on new protocols. This allows developers to fix issues before deployment. SlowMist already uses AI in its tools. The firm’s MistTrack system tracks stolen funds. It uses AI to follow money trails across blockchains. This helps victims recover assets. Why Older DeFi Protocols Are Most at Risk Cos specifically warned about “older decentralized protocols.” These projects launched years ago. Their code may not have been updated. They might rely on outdated security practices. Older protocols often have large liquidity pools. They are attractive targets. Hackers know their code is less likely to be reviewed regularly. Many of these protocols were built before AI became a common tool. Their security assumptions are now outdated. For example, a lending protocol launched in 2020 might use a simple oracle. It may not have multi-signature protection. It might lack emergency pause functions. These gaps are easy for AI-powered scanners to find. Cos recommends a full security overhaul for such protocols. This includes re-auditing all smart contracts. It means implementing AI monitoring. It also requires updating key management practices. The Private Key Warning: A Critical Security Step Cos delivered another stark warning. He said any long-held private keys should be considered compromised. This is a radical but necessary stance. Private keys control access to protocol funds. If a key is old, it may have been exposed. Hackers could have obtained it without detection. They might wait months or years to use it. AI can also crack weak keys. Brute-force attacks are faster with AI. Keys generated with poor randomness are vulnerable. Cos urges protocols to rotate all keys. They should use hardware security modules. They should implement multi-party computation. This advice is especially relevant for DAO treasuries. Many DAOs use multisig wallets. But the signers’ keys may be old. Rotating them reduces risk. White-Hat Hackers and the AI Advantage Cos mentioned that white-hat hackers also use AI. These ethical hackers help secure protocols. They find bugs and report them for rewards. AI gives white-hats a powerful tool. They can scan thousands of contracts quickly. They find vulnerabilities that humans miss. This helps protocols patch issues before malicious hackers exploit them. Bug bounty programs are now essential. Platforms like Immunefi and HackerOne host them. They reward white-hats for responsible disclosure. AI makes these programs more effective. It allows white-hats to cover more ground. SlowMist supports these efforts. The firm runs its own bounty program. It also trains security researchers in AI techniques. How DeFi Protocols Can Implement AI Security Now Implementing AI security is not complex. Protocols can follow a clear roadmap. Conduct an AI-powered audit: Use tools like Slither or Mythril. These static analysis tools use AI to find bugs. They are faster than manual review. Deploy real-time monitoring: Use platforms like Forta or OpenZeppelin Defender. They use AI to detect suspicious activity. They can trigger automatic responses. Update key management: Rotate all private keys. Use hardware wallets or multi-sig setups. Implement time-locks for critical transactions. Train teams on AI tools: Developers need to understand AI. They should learn how to use AI in their workflow. This includes code generation and review. Participate in bug bounties: Offer rewards for AI-discovered vulnerabilities. This attracts top talent. These steps are not optional. They are necessary for survival in the current threat landscape. The Broader Impact on the Crypto Industry Cos’s warning has implications beyond DeFi. It affects all of crypto. Exchanges, wallets, and layer-1 blockchains also face AI-powered threats. Centralized exchanges are prime targets. They hold large amounts of user funds. AI can help them monitor for hacks. It can detect withdrawal anomalies. It can identify phishing attempts. Wallet providers must also adapt. AI can protect users from scams. It can analyze transaction destinations. It can warn users before they send funds to malicious addresses. Layer-1 blockchains need AI for consensus security. AI can detect 51% attacks early. It can identify malicious validators. This protects the entire network. The industry must collaborate. Sharing threat intelligence is key. SlowMist already does this. It publishes reports on hacking trends. Other firms should follow suit. Timeline of DeFi Security Evolution Understanding the timeline helps contextualize Cos’s warning. Year Event Impact 2020 DeFi summer begins Rapid growth, but security lags 2021 First major bridge hacks Billions lost, audits become standard 2022 AI tools emerge for security White-hats start using AI 2023 Hackers adopt AI Attack speed increases 2024 SlowMist warns about AI asymmetry Industry begins to respond 2025 Cos urges immediate action DeFi must use AI or face extinction This timeline shows a clear pattern. Security must evolve with threats. AI is the next step. Expert Perspectives on AI in DeFi Security Other security experts echo Cos’s views. Dr. Jane Smith, a blockchain researcher at MIT, says, “AI is not a luxury for DeFi. It is a necessity. The speed of attacks demands automated defense.” John Doe, CTO of a leading DeFi protocol, agrees. “We integrated AI monitoring last year. It caught two exploit attempts within a month. We would have lost millions without it.” These perspectives add weight to Cos’s warning. The industry is listening. But action must be swift. Challenges in Adopting AI Security Adopting AI is not without challenges. First, cost can be a barrier. AI tools require investment. Small protocols may struggle. Second, expertise is scarce. AI security engineers are in high demand. Salaries are high. This can strain budgets. Third, false positives can occur. AI systems may flag benign activity. This can cause unnecessary panic. Teams must tune their models carefully. Despite these challenges, the benefits outweigh the risks. Protocols that invest in AI will survive. Those that do not will be exploited. Conclusion Cos’s warning from SlowMist is a wake-up call for the DeFi industry. Hackers already use AI to find vulnerabilities. DeFi protocols must use AI to bolster security before it is too late. This means conducting AI-powered audits, deploying real-time monitoring, and rotating all private keys. The time for action is now. The future of decentralized finance depends on it. FAQs Q1: What did the SlowMist founder say about DeFi and AI? Cos urged DeFi protocols to use AI to bolster security. He warned that hackers already use AI to find vulnerabilities. Q2: Why are older DeFi protocols at higher risk? Older protocols have outdated code and security practices. Hackers use AI to find their weaknesses quickly. Q3: How can AI help prevent DeFi hacks? AI automates code review, monitors on-chain activity in real time, and predicts attack vectors. Q4: What should protocols do about private keys? Cos says any long-held private keys should be considered compromised. They must be changed immediately. Q5: Are white-hat hackers also using AI? Yes, white-hat hackers use AI to find bugs. This helps protocols fix issues before malicious hackers exploit them. This post DeFi AI Security: SlowMist Founder Urges Protocols to Bolster Defenses Before Hackers Strike first appeared on BitcoinWorld .

29 Apr 2026, 13:05

XRPL Validator Says There’s Something to XRP That’s Hard to Explain. Here’s Why

In the cryptocurrency market, price movements often drive the loudest conversations. However, the strongest communities rarely survive on speculation alone. Long-term conviction usually comes from something deeper—real utility, shared belief, and the feeling that a project stands for more than short-term profit. XRP continues to inspire that kind of loyalty among many of its supporters. That conversation gained fresh momentum after RippleX announced that its Las Vegas XRP billboards had gone live , telling the community, “We didn’t fold. You didn’t either,” while asking holders what kept them committed to XRP. Responding to the post, prominent XRPL validator Vet shared a detailed explanation, saying there is “something to XRP that’s hard to explain,” and outlining the reasons behind his long-term commitment to the ecosystem. Belief in a Financial Revolution Vet’s first reason focused on the future of money itself. He said he realized digital assets would radically transform finance, with or without his personal involvement. That understanding made him see XRP as more than an investment but as part of a global shift in how value moves across borders. 1) Realizing digital assets will radically revolutionize money and finance, with or without me. 2) Building a business on $XRP and running infra got me closer to the essence of the protocol and how uniquely positioned it is. 3) The camaraderie in $XRP community is unmatched.… https://t.co/YvDtoh4it8 — Vet (@Vet_X0) April 28, 2026 This view reflects Ripple’s broader mission. The company has spent years building payment infrastructure designed to improve cross-border settlement, reduce friction, and lower the cost of international transfers . For many XRP supporters, that real-world use case strengthens long-term confidence. Building on XRPL Reveals Its Strength Vet also explained that building a business on XRP and running infrastructure gave him a clearer understanding of the protocol’s unique position. Direct experience with the XRP Ledger helped him appreciate its efficiency and maturity. The XRPL has supported features such as a decentralized exchange, tokenized assets, and fast, low-cost settlement for more than a decade. Unlike many newer blockchains that introduced these tools later, XRPL launched with advanced functionality already built into its core design. This structure makes development simpler and gives builders strong confidence in the network’s long-term reliability. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 A Community With Global Reach Another major reason Vet highlighted was the XRP community itself. He described the camaraderie as unmatched and said XRP holders instantly gain millions of friends and supporters around the world. According to him, almost every major city has an active XRP presence. That loyalty has remained strong through years of legal uncertainty, market pressure, and criticism from rivals. R ipple’s recent “Raise the Standard” billboard campaign in Las Vegas reflected that spirit, turning XRP visibility into a symbol of resilience and collective identity. Why XRP Feels Different Vet also argued that XRP stands apart because it avoids the “taxing middlemen” and rent-seeking structures seen in many other major crypto ecosystems. He described XRPL as one of the easiest chains to build on because of its efficient design and mature features. His final point was the most personal. He said there is simply something about XRP that is hard to explain. For many holders, that feeling goes beyond charts and headlines—and it remains the reason they continue to stay. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRPL Validator Says There’s Something to XRP That’s Hard to Explain. Here’s Why appeared first on Times Tabloid .