Invest ideasNews
20 Mar 2026, 18:30
Report Exposes Ripple Founder Larsen’s Hidden XRP Treasury Influence
A Protos report says Ripple co-founder and executive chairman Chris Larsen stands to wield significant influence over Evernorth, an XRP treasury company headed for a Nasdaq listing through blank check firm Armada Acquisition. The report argues that a web of nonprofit, trust, and Ripple-linked contributions gives Larsen outsized sway while creating clear conflicts for prospective public shareholders. At the center of the story is RippleWorks, the IRS-registered nonprofit Larsen co-founded. According to the report, RippleWorks invested $500,000 in cash plus 211,319,096 XRP into Arrington XRP Capital Fund, LP, the sponsor vehicle tied to the Evernorth deal. That investment gave RippleWorks a majority of the fund’s limited partner interests, while the fund is required to invest all of RippleWorks’ XRP tokens into Evernorth shares. Ripple Founder Larsen’s Role The formal control structure runs through Arrington XRP Capital Fund’s general partner, an LLC managed by Michael Arrington. But the filing described by Protos says that control is constrained by contract. Under an October 17, 2025 agreement, the fund must “consult with RippleWorks on any decisions directly related to the disposition or voting of Evernorth Holdings Inc. Stock” and “to vote such shares as directed by RippleWorks.” That arrangement is what gives the report its edge. Protos highlights language from the SEC Form S-4 filed on March 18 that does not mince words about the misalignment. “The economic interests of the Sponsor diverge from the economic interests of holders of the Public Shares,” the filing states. It goes further: “This structure may create potential conflicts of interest between Mr. Larsen’s duties to Ripple, his influence over RippleWorks’ investment in Arrington XRP Capital Fund, and the interests of Evernorth Holdings Inc. and its stockholders.” Those concerns are amplified by the other entities feeding XRP into the transaction. Protos reports that the Larsen Lam Children’s Remainder Trust will contribute 50 million XRP in exchange for 1,832,454 Evernorth shares, giving Larsen another line of influence in the soon-to-be-public company. Ripple itself is also contributing 126,791,458 XRP to the same deal, meaning a nonprofit Larsen co-founded, a company he co-founded, and a trust tied to his family are all participating in the same Nasdaq-bound structure. The filing, as quoted in the report, acknowledges a limit to Larsen’s direct authority. It says he “does not have direct control over RippleWorks’ voting or investment decisions with respect to Arrington XRP Capital Fund.” Yet Protos argues that this caveat does little to reduce the broader concern, because Larsen sits on RippleWorks’ board, helped create the nonprofit, and remains executive chairman of Ripple . In another passage cited by the report, the SEC disclosure says Larsen’s “dual roles and affiliations could give rise to situations where his interests as an executive of Ripple differ from or conflict with the interests of Armada Acquisition and holders of Armada Acquisition Class A Common Stock.” The financial backdrop makes the governance question more striking. IRS filings cited by Protos show RippleWorks held $1.4 billion in assets for fiscal year 2024. The report says Larsen contributed most of those assets, and that 89% of RippleWorks’ revenue in 2024 came from selling some of them. It also notes that CEO Doug Galen earned $845,945 that year, while Larsen was listed as secretary/treasurer with zero compensation. Protos also points to deal terms that could further benefit RippleWorks and Ripple if XRP rises before closing. Under a closing adjustment, both can receive bonus shares in Evernorth if the token appreciates, while still retaining shares priced on fixed contractual terms even if XRP does not rally. That asymmetry is central to the report’s thesis: Larsen-linked entities may be positioned to capture upside in a public-market vehicle while ordinary shareholders absorb a governance structure already flagged in the filings themselves. At press time, XRP traded at $1.45.
20 Mar 2026, 18:25
Solana foundation president says blockchain gaming is not coming back despite ongoing development
According to Lily Liu, President of the Solana Foundation, gaming on a blockchain is not coming back. Liu made her prediction following Meta’s recent admission that its metaverse project was a total failure in adoption. Lily Liu panned all efforts to bring on-chain and play-to-earn gaming back. On X, she compared blockchain games to the now-frozen metaverse built by Meta . Also, gaming on a blockchain is not coming back https://t.co/1GDmBrGaxg — Lily Liu (@calilyliu) March 20, 2026 The Solana community was less certain about the fate of on-chain gaming. Teams are still building on Solana, and the chain reports 88 live games . The network also offers tools to build more games and manage their assets. On-chain gaming erased value after the initial hype Play-to-earn was one of the major trends driving the 2021 crypto bull market. Currently, surviving tokens are valued at $2.12B and see limited activity. Most of the value is concentrated in FLOKI and SAND, while former stars like Axie Infinity (AXS) have fallen to new lows. Gaming tokens trade on inertia and legacy listings, though some projects tried to pivot into DeFi. On-chain gaming also launched its own metaverse apps, such as the Sandbox and Decentraland, which include land plot NFTs. Those projects also lost value, often wiping out millions of dollars. Other games offered overpriced NFT collections, promising higher returns for their owners. The biggest flaw of on-chain games was that they paid out rewards by minting new tokens, which meant the native assets were guaranteed to crash. Despite this, on-chain gaming expanded crypto adoption and laid some of the foundations for Web3 apps. Is Solana gaming over? Solana is one of the cheapest networks to use for regular transactions. The platform has been used for NFT and meme tokens, which obscured the gaming sector. Despite this, some games remain active on Solana and maintain a social media presence. Users still warn about game projects that over-promise and never ship a product. Gaming is still possible on all chains, and infrastructure has improved since 2021. For the early games, users had to manage wallets, pay for gas, and buy tokens. Currently, games allow free access and optional ownership of items or tokens. Seamless, invisible wallets and account abstraction are also helping make on-chain games easier to get started. One of the goals of Solana was also to offer speed and low fees, in order to tap the gaming market as one of its use cases. Additionally, games can only put the account and ownership on the blockchain, without the need for rewards or other GameFi elements. Other networks also show gaming is a valid use case. TON is still hosting games, and recently Gamee was acquired by Nasdaq-listed AlphaTON (ATON) to drive adoption. The smartest crypto minds already read our newsletter. Want in? Join them .
20 Mar 2026, 18:21
Morgan Stanley Targets $160 Billion Demand with Bitcoin ETF Strategy
Phong Le expects Morgan Stanley’s ETF to unlock $160 billion in Bitcoin demand. Morgan Stanley’s ETF will hold physical Bitcoin and use Coinbase for custody. Continue Reading: Morgan Stanley Targets $160 Billion Demand with Bitcoin ETF Strategy The post Morgan Stanley Targets $160 Billion Demand with Bitcoin ETF Strategy appeared first on COINTURK NEWS .
20 Mar 2026, 18:18
Coinbase Stock Stalls at $200 Price After a 14% Surge — Is Smart Money Already Moving On?
Coinbase stock closed at $202.24 on March 19. Basically flat on the day but the week told a different story. Highs of $210.23 earlier in the week. A sharp 3.78% correction on March 18. Now consolidating right around the psychological $200 level while investors watch volume closely for signs of another move like the 14.57% surge earlier this month. The stagnation reflects a broader hesitation in crypto-adjacent equities. Institutional capital is caught between regulatory headwinds and infrastructure growth. Neither side is winning the argument right now. Stop waiting for the opening bell. Trade stock perpetual futures 24/7 on Coinbase. Get exposure to the Mag 7 and major ETFs every day of the week. React to news as it happens, not when the exchange opens. Live now for eligible traders outside the U.S. pic.twitter.com/53YVLvXnKK — Coinbase (@coinbase) March 20, 2026 What is interesting is the divergence. COIN remains the primary vehicle for traditional investors to access crypto exposure. But smart money appears to be looking past centralized exchanges toward decentralized scaling solutions. On-chain innovation is moving faster than the stock price. Can Coinbase Stock (COIN) Reclaim $210 Resistance This Week? Coinbase is sitting right on a decision point. $202.24 is just above the 20-day moving average, a level that has acted as dynamic support during previous bullish cycles. Immediate resistance sits at $210.23. A clean break above that opens a retest of monthly highs. Source: TradingView Lose $200 and the next stop is $185, where unfilled order blocks from the March 4 rally are sitting. Short term traders are aggressively taking profits near $210. RSI is resetting to neutral. The market is waiting for a catalyst before committing to a direction. Either Bitcoin spot price action or internal company guidance is what breaks the deadlock. Long term sentiment is still constructive. Short term the stock is in a holding pattern. Infrastructure Rotation: Bitcoin Hyper Targets L2 Dominance While Coinbase consolidates around $200, capital is rotating into something with more upside potential. The thesis is network over exchange. Investors hunting higher beta are moving from established equities into early-stage network layers unlocking Bitcoin’s programmability. Bitcoin Hyper is the primary destination for that rotation. The first Bitcoin Layer 2 to integrate the Solana Virtual Machine. Smart contract execution speeds that reportedly exceed Solana’s own mainnet. A Decentralized Canonical Bridge for seamless BTC transfers. All of it built on top of Bitcoin security. The presale has raised exactly $32,033,734.37. Current price is $0.0136773. Still early stage compared to the multi-billion dollar market caps of established L2s. Coinbase facilitates liquidity. Bitcoin Hyper is positioning itself to capture it directly. That distinction is exactly what rotation capital is betting on right now. Visit the Official Bitcoin Hyper Website Here The post Coinbase Stock Stalls at $200 Price After a 14% Surge — Is Smart Money Already Moving On? appeared first on Cryptonews .
20 Mar 2026, 18:17
Daily vs Monthly Interest: The Psychology of Crypto Earnings
Crypto has moved beyond trading cycles and speculative positioning. For many holders, the core question is now simple: how to make idle assets generate yield without adding complexity or risk. Interest accounts—particularly those based on lending or structured yield—offer a straightforward answer. You deposit BTC, ETH, stablecoins, or even EUR equivalents, and the platform generates returns, typically expressed as APY or APR. What matters in 2026 is no longer just the rate. Users evaluate three variables: liquidity (can funds be withdrawn instantly) payout frequency (daily vs monthly) predictability of returns Among these, payout frequency has an outsized psychological effect. Daily interest creates a visible feedback loop: the balance grows every day. Monthly payouts, by contrast, delay gratification and obscure compounding. Fixed vs Flexible Savings: Choosing between Liquidity and Commitment Crypto savings products generally fall into two categories: flexible (no lock-up) and fixed (locked terms). Flexible Savings: Daily Growth and Full Liquidity Flexible accounts prioritize access and compounding visibility. Funds can be withdrawn at any time, and interest is typically calculated and paid daily. Clapp’s Flexible Savings illustrates this model: up to 5.2% APY on stablecoins and EUR no lock-up period instant deposits and withdrawals, 24/7 daily interest payouts with automatic compounding minimum deposit starting from 10 EUR/USD From a behavioral standpoint, daily payouts reinforce engagement. Users see progress continuously, which increases perceived productivity of capital. It also aligns with market reality: crypto markets move fast, and liquidity has tangible value. Fixed Savings: Higher Returns, Delayed Feedback Fixed accounts trade flexibility for higher yields. Assets are locked for a predefined term—typically 1, 3, 6, or 12 months—in exchange for a guaranteed rate. Clapp’s Fixed Savings follows this structure: up to 8.2% APR depending on term length guaranteed rate fixed at the time of deposit predefined lock periods with optional auto-renewal The psychology here is different. Fixed products appeal to users who prefer certainty and are less sensitive to liquidity. However, returns are less visible day-to-day, and capital is inaccessible during market shifts. Clapp: an All-In-One Platform for Making Crypto Work Clapp integrates savings into a broader system where capital is not static. It combines: crypto savings (flexible and fixed yield accounts) trading and asset swaps fiat on/off-ramps (EUR integration via SEPA) portfolio management tools crypto-backed credit lines This matters because yield does not exist in isolation. A user may earn daily interest on idle stablecoins or reallocate funds into trading positions. When liquidity is needed fast, they can borrow against crypto without selling and convert assets back to EUR if necessary. Clapp’s credit line model extends this flexibility further. Users unlock liquidity without liquidation and pay interest only on funds actually used, while unused credit carries 0% APR . This creates a capital system where earning and borrowing coexist rather than compete. From a structural perspective, Clapp operates as a licensed platform in the EU (VASP registration), combining custody, execution, and yield generation in one environment . The result is a unified framework: assets can earn, move, or be leveraged without fragmentation across multiple platforms. Final Thoughts The difference between daily and monthly interest is not technical—it is behavioral. Daily payouts increase transparency, reinforce engagement, and make compounding visible. Monthly payouts delay feedback and reduce perceived momentum, even if nominal rates are similar. At the same time, the choice between flexible and fixed savings reflects a broader shift in crypto. Users are no longer optimizing purely for yield. They are balancing yield with liquidity, control, and responsiveness to market conditions. Platforms like Clapp combine these dimensions and are better aligned with how crypto capital is used. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
20 Mar 2026, 18:08
Fidelity: Bitcoin Has Been Very Resilient
Bitcoin is showing a "striking divergence" from traditional assets this March, maintaining a structural floor at $60,000 despite a surging U.S. dollar and rising bond yields.
