27 May 2025, 14:01

Circle files for IPO on the NYSE, moves on from rumored sale to Coinbase or Ripple

Circle has filed to go public on the New York Stock Exchange, shortly after rejecting the flood of rumors that it had been in quiet talks to sell itself to Coinbase or Ripple. The company made its intentions clear on Tuesday, May 27, once again stating that it is not for sale and is heading to Wall Street instead. The filing shows that Circle Internet Financial is aiming for a valuation as high as $6.71 billion on a fully diluted basis. The company wants to raise serious capital—up to $624 million—through the IPO by offering 24 million shares, with a price range between $24 and $26 each. Out of those, Circle itself is putting up 9.6 million, and the remaining 14.4 million shares are coming from early investors, including Accel and General Catalyst, who’ve decided it’s time to cash in. Cathie Wood’s ARK commits to Circle, Ripple rumors dismissed One of the biggest buyers circling this IPO is Cathie Wood. Her firm, ARK Investment Management, has said it plans to buy as much as $150 million worth of shares when the listing hits. That’s a chunk of confidence from a well-known name in the crypto-investing world, and it helps put Circle’s filing into sharper focus. Founded in 2013, Circle is best known for operating USDC , a dollar-pegged stablecoin with a market cap above $60 billion, based on tracking data from CoinGecko. Stablecoins are crypto tokens tied to fiat currencies to prevent the price swings seen with coins like Bitcoin or Ethereum. USDC is pegged to the US dollar and has become one of the most widely used stablecoins for payments, lending, and trading across exchanges and DeFi platforms. Circle’s IPO will be led by J.P. Morgan, Citigroup, and Goldman Sachs, with 15 total banks lined up to underwrite the deal. Once approved, the stock will trade under the symbol CRCL on the NYSE. This is part of a broader trend encouraged by President Donald Trump’s current administration, which has pushed for a more “rational” approach to crypto rules in the US, making it easier for blockchain-native firms to go public. But this isn’t Circle’s first attempt to enter the public market. In 2022, it tried to merge with a $9 billion SPAC backed by Bob Diamond, but that deal fell apart before it could close. That failed plan doesn’t seem to be holding Circle back now. Cryptopolitan Academy: Coming Soon - A New Way to Earn Passive Income with DeFi in 2025. Learn More

27 May 2025, 13:50

Finance Expert Makes Bullish Report On Growing Interest In XRP and Mass Adoption

The sentiment around XRP continues to build momentum as industry voices highlight a noticeable shift in institutional and retail focus. In a recent post on X, prominent digital asset commentator Crypto Beast shared insights from a conversation with a seasoned finance professional, emphasizing that “everyone is interested in $XRP.” This brief but compelling statement captures a deeper narrative gaining traction across the financial and crypto sectors — the accelerating trajectory toward mass adoption of XRP as both a utility asset and a viable investment vehicle. I just had a chat with a friend who works in finance, and he told me that everyone is interested in $XRP . Mass adoption is coming. pic.twitter.com/vgqa6UkwYa — Crypto Beast (@cryptobeastreal) May 26, 2025 Institutional Curiosity and Ripple’s Expanding Role in Global Finance The growing interest in XRP is no coincidence. Ripple, the company behind XRP’s development and utility infrastructure, has made significant inroads into the traditional financial system through a series of strategic partnerships and enterprise solutions. RippleNet, Ripple’s global payment network, has been adopted by over 300 financial institutions worldwide, many of which seek to modernize cross-border transactions and reduce settlement times and costs. What sets XRP apart is its unique design as a bridge currency, enabling near-instant liquidity between fiat currencies without the need for pre-funded accounts. As banks and financial institutions increasingly look for faster, more efficient systems in the post-SWIFT era, XRP’s real-world use case becomes more compelling. It is precisely this kind of functional relevance that, according to Crypto Beast’s source, is drawing significant interest from financial professionals and institutions alike. Mass Adoption Momentum and Regulatory Clarity One of the most critical factors influencing XRP’s growing appeal is the evolving regulatory landscape. The long-standing legal battle between Ripple and the U.S. Securities and Exchange Commission (SEC) reached a crucial point a few weeks ago, with a settlement agreement filed by the SEC . A full resolution of this case will inject confidence into the market and pave the way for increased participation by U.S.-based investors and institutions. With regulatory fog beginning to clear, XRP is better positioned than ever to capitalize on mass adoption trends. Exchanges that previously delisted XRP have begun relisting it, while crypto payment providers and remittance services are integrating XRP more actively into their platforms. Meanwhile, in jurisdictions such as the Middle East and Asia-Pacific, Ripple continues to secure new partnerships, further embedding XRP into the financial fabric of the global economy. A Community and Ecosystem Poised for the Future Beyond institutional use, XRP’s strong and resilient community plays a pivotal role in its adoption narrative. Over the years, the XRP Ledger has evolved to support a wide range of decentralized applications (dApps), NFTs, and tokenized assets. Projects like the XRPL EVM sidechain — designed to bring Ethereum-compatible smart contracts to the XRP ecosystem — are expanding their utility and attracting a new wave of developers and innovators. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 This convergence of infrastructure readiness, legal clarity, and developer interest supports the view that XRP is entering a new phase of growth. Crypto Beast’s post reflects what many in the community are now beginning to witness: XRP is not merely surviving the regulatory gauntlet — it is emerging stronger, more validated, and on the cusp of broader recognition. A Network Effect in Motion The phrase “everyone is interested in XRP” is no longer just speculative chatter among crypto enthusiasts; it encapsulates a sentiment echoed in boardrooms, trading desks, and policy circles. Mass adoption, once considered a distant goal, is now an active process, and XRP is increasingly at its core. With its strong utility, supportive legal developments, and ongoing global integration, XRP stands as a leading candidate in the future of digital finance. If current momentum continues, the bullish tone struck by Crypto Beast’s report may soon be echoed across the entire financial ecosystem. As more eyes turn toward XRP, the stage appears set for a significant new chapter in its journey toward widespread adoption. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Finance Expert Makes Bullish Report On Growing Interest In XRP and Mass Adoption appeared first on Times Tabloid .

27 May 2025, 13:36

False Choice Between Bitcoin’s Store Of Value And Medium Of Exchange

Different use cases of Bitcoin are complements, not substitutes.

27 May 2025, 13:30

Bitcoin Price: Warning Signs Emerge for Potential Correction

BitcoinWorld Bitcoin Price: Warning Signs Emerge for Potential Correction Are you invested in Bitcoin? Keeping a close eye on the latest market signals is crucial, especially when prominent analysts weigh in. Recently, well-known on-chain analyst Willy Woo shared insights suggesting that the current state of the crypto market might be flashing cautionary signs for the Bitcoin price . What is Willy Woo Saying About the Bitcoin Price? Willy Woo, highly regarded in the crypto community for his data-driven approach to market analysis, has pointed to specific on-chain metrics that indicate potential headwinds for Bitcoin. His recent observations, shared on platform X, highlight concerns about excessive speculation and investor behavior at current price levels. According to Woo, one key metric, the Spent Output Profit Ratio (SOPR) indicator , is signaling that investors are taking profits. While profit-taking is a natural part of any market cycle, excessive or widespread profit realization, especially after a significant run-up, can indicate that selling pressure is mounting. Woo specifically noted: Investor profits are peaking, suggesting a potential top in the short term. The SOPR indicator reaching certain levels often precedes market cool-downs or corrections. If Bitcoin doesn’t establish new all-time highs relatively soon, long-term charts could show bearish divergences, a technical pattern that often signals a potential trend reversal or significant pullback. Understanding the SOPR Indicator and Bearish Divergence To fully grasp Woo’s warning, let’s break down the concepts he mentioned: The SOPR Indicator: SOPR stands for Spent Output Profit Ratio. It’s an on-chain metric that looks at the average profit or loss of all coins moved on a given day. It’s calculated by dividing the realized value (price when sold) by the acquisition value (price when bought) for all spent outputs. Here’s what different values mean: SOPR > 1: On average, coins moved were sold at a profit. SOPR On average, coins moved were sold at a loss. SOPR = 1: On average, coins moved broke even. When SOPR is significantly above 1 and stays there, it indicates that market participants are, on average, selling for profit. While this is normal, extended periods or rapid spikes can suggest euphoria and potential overextension, making the market vulnerable to a Bitcoin correction . Bearish Divergence: In technical analysis, a bearish divergence occurs when the price of an asset makes a higher high, but a related indicator (like RSI, MACD, or potentially on-chain metrics smoothed over time) makes a lower high. This divergence suggests that the underlying momentum supporting the price increase is weakening, even as the price itself pushes higher. If Bitcoin’s price were to struggle to make new highs while certain long-term on-chain indicators like SOPR (or derivatives of it) show declining strength, it could form a bearish divergence pattern, increasing the probability of a downward move. Why is a Lull in Capital Flows Concerning for the Crypto Market? Willy Woo also highlighted a noticeable slowdown in capital inflows following a hypothetical significant rally (as mentioned in the source, from $75,000 to $112,000 – Note: This specific rally did not occur recently in real market history, but the principle of observing capital flows after a rally remains relevant to the analyst’s point ). Capital flows, whether from new investors entering the market or existing holders deploying more capital, are the fuel for price increases. Think of it like this: Strong Inflows: More buyers entering than sellers, pushing prices up. Weak/Lulling Inflows: The buying pressure is decreasing. If selling pressure (like profit-taking signaled by SOPR) remains constant or increases while buying slows down, the path of least resistance for the price is downwards. A lull suggests that the immediate impetus that drove the recent rally might be fading. This shift in momentum makes the market more susceptible to pullbacks, especially if combined with signals of profit-taking like those from the SOPR indicator . Potential Scenarios and Challenges Ahead Based on Woo’s analysis, here are some potential scenarios for the Bitcoin price : Scenario 1: Continued Sideways Movement or Minor Pullback If profit-taking continues but is met with moderate buying interest, Bitcoin might trade sideways or experience a shallow correction as the market digests the recent gains and the supply absorbed by profit-takers is gradually bought up by new demand. Scenario 2: Increased Profit-Taking Leading to a Significant Bitcoin Correction If the signals from the SOPR indicator intensify, leading to a cascade of selling pressure (perhaps triggered by a negative news event or broader market sentiment shift), the price could see a more significant downturn. This aligns with Woo’s warning about a potential correction if profit-taking accelerates. Scenario 3: Overcoming Signals and Pushing to New Highs Despite the warning signs, markets are dynamic. A sudden influx of significant buying pressure (e.g., from institutional investors or positive macroeconomic news) could potentially override the bearish signals, allowing Bitcoin to break through resistance and set new highs, invalidating the potential bearish divergence scenario. The main challenge for investors is navigating this period of uncertainty. Relying on a single indicator or analyst’s view can be risky. The crypto market is known for its volatility and rapid shifts in sentiment. Actionable Insights for Investors Given the potential for a Bitcoin correction and the signals from analysts like Willy Woo, what steps can investors consider? Review Your Portfolio: Assess your risk tolerance. If you’ve made significant profits, consider taking some off the table or setting stop-loss orders to protect gains. Stay Informed: Keep watching key on-chain indicators like SOPR, funding rates, and exchange flows. Follow reputable analysts but understand that no one has a crystal ball. Dollar-Cost Averaging (DCA): If you’re accumulating Bitcoin, continue with a DCA strategy. Corrections can present opportunities for buying at lower prices. Understand the ‘Why’: Don’t just react to headlines. Try to understand the underlying reasons behind market movements, whether they are driven by speculation, fundamental adoption, or macroeconomic factors. Diversification: While Bitcoin is a major focus, consider the broader crypto market and how different assets might perform in various scenarios. These are not financial recommendations, but rather points to consider as part of your own research and strategy. Summary: Is a Bitcoin Correction on the Horizon? Willy Woo’s analysis serves as a timely reminder that even after significant price rallies, caution is warranted. Signals from the SOPR indicator pointing to increased profit-taking and observations of a lull in capital flows suggest that the immediate bullish momentum may be waning. While not a definitive prediction, these signs raise the probability of a potential Bitcoin correction or a period of consolidation. Investors should pay close attention to how these on-chain dynamics evolve and consider managing their risk accordingly in the ever-watchful crypto market . To learn more about the latest crypto market trends, explore our articles on key developments shaping Bitcoin price action. This post Bitcoin Price: Warning Signs Emerge for Potential Correction first appeared on BitcoinWorld and is written by Editorial Team

27 May 2025, 13:15

Global Crypto Ownership Increased in 2025, Led by the UK, Gemini Survey Reveals

Crypto adoption by consumers increased in 2025, with the U.K. at the forefront, Gemini said in its '2025 Global State of Crypto' report on Tuesday. U.K. ownership rose to 24% from 18% in 2024, while France hit 21% (up from 18%). The U.S. ticked up to 21%, and Singapore led with 28%, up from 26%, according to a recent consumer survey by the crypto exchange. President Trump’s launch of a Strategic Bitcoin Reserve boosted confidence in crypto, and 23% of U.S. non-owners said it increased their trust in digital assets. The sentiment echoed in the U.K. (21%) and Singapore (19%). Memecoins are driving entry into crypto markets, the survey showed. In the U.S., 31% of investors who own both memecoins and traditional crypto said they started with the former. Similar trends appeared in Australia (30%), the U.K. (28%), and beyond. Globally, 94% of memecoin holders also own other crypto assets. Spot crypto exchange-traded funds (ETFs) continue to grow in popularity. 39% of U.S. crypto investors hold ETFs, up from 37%. Italy leads at 47%, followed by the U.K. (41%), Singapore (40%), Australia (38%), and France (32%). The crypto platform surveyed 7,205 consumers in the U.S., the U.K., France, Italy, Australia and Singapore between March and April 2025. Read more: Crypto Retail Market Is Poised for a Rebound: Gemini

27 May 2025, 13:11

ALPACA price crashes 45% as Alpaca Finance announces exit from DeFi space

Alpaca Finance, the leading lending protocol on Binance Smart Chain, has stunned the decentralized finance (DeFi) space by confirming plans to shut down its protocol and all related products. Alpaca Finance 🦙δ0 @AlpacaFinance · Follow After extensive internal deliberation and a thorough evaluation of possible paths forward, we have made the incredibly difficult decision to begin sunsetting Alpaca Finance and all of its products. This choice wasn’t made lightly, but we believe it is the most responsible course 8:12 pm · 26 May 2025 244 Reply Copy link Read 142 replies Alpaca Finance gained popularity as it pioneered leveraged yield farming on the BNB Chain. Thus, its decision raised eyebrows within the crypto community, and ALPACA’s price action highlights magnified user concerns. The native token saw a sharp correction shortly after the announcement, crashing from $0.1607 to $0.09011 – a 44% dip. However, Alpaca Finance’s team expressed gratitude and the protocol’s achievements through the four-year journey. The announcement read: Looking back, we’re incredibly proud of what Alpaca Finance achieved. From becoming a top protocol on BNB Chain to helping define leveraged yield farming in DeFi’s early days, our journey was only made possible by the incredible support of our community.” Evaluating Alpaca Finance’s legacy Alpaca Finance witnessed impressive growth since its launch in early 2021. The protocol gained traction due to leverage yield farming, which allowed individuals to magnify profits using borrowed funds. Furthermore, its integration with Binance cemented Alpaca’s status in the DeFi market, propelling the protocol’s total value locked (TVL) past $900 million in April 2022. Alpaca Finance gained traction due to its user-friendliness and massive branding, which featured Alpaca-themed mascots. The team kept Alpaca Finance afloat in the past years with key integrations with several lending markets, launching automated vault strategies, and strong community backing. However, increased competition within the DeFi space and changes in user preference have made it challenging for Alpaca Finance to sustain growth. Protocols like Uniswap, AAVE, and Curve Finance have dominated the decentralized finance industry. Alpaca Finance’s issues worsened in April as Binance discontinued support . Such developments have seen its total value locked dip to $55 million at press time ( DeFiLlama data )– an around 95% dip from early 2022 highs. What’s next? Indeed, uncertainty engulfs the Alpaca community. Meanwhile, the team stated that it will communicate upcoming updates associated with the closure process via social media. They have encouraged enthusiasts and holders to contact them for any questions and stay alert about any required actions and critical dates. The team hasn’t revealed any plans to launch another project or exit the crypto space entirely. Nonetheless, Alpaca Finance has left a lasting mark in the DeFi sector. ALPACA price action The native token exhibits significant bearishness at press time, hovering at $0.1063. Chart by Coinmarketcap ALPACA’s 24-hour trading volume has increased by 200%, indicating magnified actions from traders likely capitalizing on the prevailing volatility. The alt will likely crash further in the near term amidst prevailing vagueness. Some holders may dump their assets to avoid more losses, while loyal Alpaca Finance followers wait for further updates from the team. The protocol will gradually suspend its operations and close by Dec 31, 2025. The post ALPACA price crashes 45% as Alpaca Finance announces exit from DeFi space appeared first on Invezz