hodler

6 Feb 2026, 13:08

Binance Founder Tweets ‘Poor Again’ as Bitcoin Revisits $60,000

Changpeng Zhao revisits a familiar phrase during another deep Bitcoin correction, while rejecting claims that Binance fueled the market slide. Key Points Changpeng Zhao tweeted “Poor again,” referencing his 2022 post to highlight Bitcoin’s cyclical volatility, not his personal wealth. Visit Website

6 Feb 2026, 13:00

Crypto Firms Propose Key Stablecoin Concessions To Advance CLARITY Act – Report

Crypto firms are reportedly stepping up efforts to advance the highly anticipated market structure bill by proposing potential compromises to address some of the banking sector’s concerns on stablecoins. Crypto Firms Offer Stablecoin Compromises On Wednesday, Bloomberg reported that multiple crypto companies have been allegedly trying to “win over” banks to salvage the crypto market structure bill, known as the CLARITY Act. The crypto bill has been stalled in the US Senate for weeks as crypto industry leaders and banks have been unable to reach an agreement on one of the bill’s main topics, stablecoin rewards, in the Senate Banking Committee’s portion of the legislation. The US banking industry has repeatedly expressed concerns about stablecoin policies, claiming that interest payments will distort market dynamics and affect credit creation in the country. Bank of America CEO Brian Moynihan recently told investors that the banking sector, especially small- and medium-sized businesses, could face significant challenges if Congress does not prohibit interest-bearing stablecoins. According to people familiar with the matter, industry participants are offering banks new concessions regarding these concerns, as part of their efforts to advance the long-awaited crypto legislation. For instance, the firms have reportedly proposed giving community banks a larger role in the stablecoin system, allowing them to hold reserves or issue tokens through partnerships. Notably, they suggested requiring stablecoin issuers to maintain a portion of their reserves at community banks. Not all crypto companies agree with the proposed ideas, Bloomberg sources noted, emphasizing that the two sides haven’t resolved their differences. Moreover, it remains unclear whether the concessions satisfactorily address banks’ concerns. However, it is “a sign that they’re redoubling efforts to keep the market-structure bill moving,” the report added. The Stablecoin Rewards Dispute As reported by Bitcoinist, banks have heavily criticized the landmark stablecoin legislation, the GENIUS Act, affirming that it has loopholes that could pose risks to the financial system. For context, the crypto framework prohibits interest payments on the holding or use of payment-purpose stablecoins but only addresses stablecoin issuers. As a result, banking associations across the US pressed the Senate Banking Committee to add language to the CLARITY Act that also bans digital asset exchanges, brokers, dealers, and related entities. The Senate Banking Committee published its draft last month, which received heavy backlash from crypto industry leaders for introducing key restrictions for stablecoin issuers. Under the proposed draft, issuers would be able to offer rewards for specific actions, such as account openings and cashback. Nonetheless, they would be prohibited from providing interest payments to passive token holders. Coinbase’s CEO Brian Armstrong argued that “would kill rewards on stablecoins,” and allow banks to “ban their competition.” This led to a delay of the Senate Banking Committee’s markup session, initially scheduled for mid-January, and an extended negotiation process between lawmakers and leaders from the two industries. Earlier this week, the Trump administration oversaw a White House meeting with crypto and banking groups, including PayPal, Ripple, Coinbase, Multicoin, Circle, the American Bankers Association, and the Bank Policy Institute, to ease the regulatory debate. The negotiation reportedly ended without an agreement on how to address the dispute but led to “constructive discussion on the risks and opportunities of stablecoin yield and rewards.” Senate Banking Committee Chairman Senator Tim Scott recently affirmed that he is still hopeful the two sides can reach a balance. “We can protect consumers and community banks while still allowing innovation and competition to lower prices and expand access,” he stated. “Both sides are working toward a compromise that keeps innovation here in America.”

6 Feb 2026, 13:00

Morning Crypto Report: One of the Biggest XRP Sellers Revealed, -80% for Cardano (ADA): Founder Admits $3 Billion Loss, Binance Delists 20 Pairs After $2.6 Bill...

February 6, Friday: "Blood in the streets" of the crypto market sees $2.6 billion liquidated as Binance cuts pairs and Grayscale dumps XRP. With BTC down 48% to $60,000s and Hoskinson down billions, a brutal crypto winter is confirmed.

6 Feb 2026, 12:52

Coinbase Premium Index hits -167.8, marking yearly low as US institutional Bitcoin demand reverses in February 2026

The Coinbase Premium Index fell to -167.8 in early February 2026, marking the lowest level since December 2024. US spot Bitcoin ETFs reversed from 46,000 BTC net buyers in 2025 to 10,600 BTC net sellers in 2026.

6 Feb 2026, 12:44

Bybit partners with Mercuryo to offer zero-fee crypto purchases

Cryptocurrency exchange Bybit has partnered with payments infrastructure platform Mercuryo to offer zero transaction fees on qualifying crypto purchases made through its One-Click Buy feature. The announcement was shared with Finbold on Friday, February 6. As part of the limited-time promotion, eligible users can buy cryptocurrencies without paying transaction fees on purchases between €100 and €500, or the equivalent amount. The offer runs from February 4 through February 18, 2026. Zero-fee purchases via One-Click Buy During the promotion, users in supported countries can purchase USDT or USDC using any of seven supported fiat currencies by selecting Mercuryo as their payment provider within Bybit’s One-Click Buy interface. To take part, users need to log into their Bybit account, head to One-Click Buy, choose Mercuryo as the payment method, and select either USDT or USDC. With transaction fees removed, the full payment amount is converted directly into crypto. Bybit One-Click Buy is designed to make crypto purchases quick and straightforward so that users can convert fiat into digital assets within seconds. The feature connects multiple payment providers to deliver fast processing and competitive rates. Full details on eligibility and supported fiat currencies are available in the promotion’s terms and conditions here . Featured image via Shutterstock. The post Bybit partners with Mercuryo to offer zero-fee crypto purchases appeared first on Finbold .

6 Feb 2026, 12:23

How to Buy ETH with USD: Alternatives to CEX

Buying Ethereum (ETH) with US dollars usually starts with centralized exchanges (CEXs). Platforms like Coinbase or Kraken are familiar, but they come with trade-offs: mandatory registration, identity checks, custody risks, and limited flexibility when it comes to pricing and providers. For users who value speed, privacy, and choice, there are alternative ways to buy ETH with USD — without relying on a single centralized exchange. Why look beyond centralized exchanges? Centralized exchanges work well for many users, but they are not always the most convenient option. Common drawbacks include: Mandatory account creation and KYC Funds held by the exchange, not the user Fixed pricing from a single venue Downtime during high market volatility These limitations have pushed many users to explore non-custodial and aggregated solutions. Using crypto exchange aggregators One alternative is crypto exchange aggregators. Instead of acting as a single exchange, aggregators compare offers from multiple providers and present them in one interface. This allows users to choose the most suitable option based on price, speed, and verification requirements. How SwapSpace works SwapSpace is a crypto exchange aggregator that compares swap and purchase offers from 37 trusted exchange partners. Users can buy or swap nearly 4,000 cryptocurrencies, including ETH, at the most favorable available market rates. Rather than setting prices itself, SwapSpace collects real-time data from its partners. This means rates update instantly as market conditions change, allowing users to see current offers before making a decision. Key features include: No registration or sign-upSwapSpace does not require users to create accounts. Privacy is treated as a priority, and exchanges can be completed without sharing personal data, depending on the chosen provider. Choice of ratesUsers can select between: Fixed rates, which lock in the exact amount shown before the exchange starts Floating rates, which follow market movement and may offer better pricing if volatility is low No upper limitsSwapSpace partners facilitate exchanges without hard caps or artificial restrictions, making the service suitable for both small and large transactions. NFT-based loyalty programSwapSpace offers a loyalty model based on NFTs. By using an Invader NFT during exchanges, users can receive cashback of up to 50% RevShare. 24/7 live supportAround-the-clock customer support is available to help resolve issues during the exchange process. How to buy ETH with USD via SwapSpace The process is straightforward: Select USD as the payment currency and ETH as the asset you want to receive Click VIEW OFFERS and compare available offers by rate, estimated time, and KYC requirements Choose between fixed or floating rates Complete the payment through the selected provider Receive ETH directly to your wallet There is no need to manage multiple exchange accounts or manually compare platforms. Who this approach is best for Buying ETH via an exchange aggregator can be a good fit for users who: Want to avoid registering on centralized exchanges Prefer non-custodial swaps Value the ability to compare multiple offers in one place Need flexibility around KYC requirements Final thoughts Centralized exchanges remain a common entry point for buying ETH with USD, but they are not the only option. Exchange aggregators like SwapSpace offer a more flexible approach by combining multiple providers, real-time pricing, and user-controlled choices in a single interface. For users who prioritize convenience, transparency, and optional privacy, this model can be a practical alternative to traditional CEXs. FAQ Can I buy ETH with USD without using a centralized exchange? Yes. Instead of using a centralized exchange, you can buy ETH through crypto exchange aggregators or fiat on-ramps. These services compare offers from multiple providers and let you complete a purchase without opening an exchange account. Is KYC required to buy ETH with USD? It depends on the provider you choose. Some offers require identity verification, while others allow purchases without KYC. Exchange aggregators make this transparent by showing KYC requirements before you proceed. Do I need a crypto wallet to buy ETH? Yes. To receive ETH, you need an Ethereum-compatible wallet such as MetaMask, Trust Wallet, or a hardware wallet. When using an aggregator, ETH is usually sent directly to your wallet rather than held by a platform. What is the difference between fixed and floating rates? A fixed rate guarantees the exact amount of ETH shown before the exchange starts. A floating rate follows market conditions and may change slightly during the transaction, sometimes resulting in a better final price. Is using an exchange aggregator safe? Exchange aggregators do not hold user funds. They connect users with established exchange providers and display real-time offers. Safety depends on choosing reputable partners and following basic security practices, such as verifying wallet addresses. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.