hodler

23 Jan 2026, 01:30

Bitcoin at $1M Isn’t a Dream —Ark’s Math Says the Market Is Dangerously Late

Ark Invest’s latest framework argues bitcoin’s path to seven-figure valuations is driven by adoption math and fixed supply, making today’s prices the anomaly as institutional, digital gold, and sovereign demand converge. Ark’s $1M Bitcoin Framework Suggests Today’s Prices Are the Real Outlier Ark Investment Management has released its Big Ideas 2026 report outlining long-term views

23 Jan 2026, 01:19

Trump nears Fed chair selection after completing interviews

The President of the United States, Donald Trump, confirmed the completion of the candidate interview stage for those set to assume Jerome Powell’s role as Chair of the US Federal Reserve upon his term ending in May. Trump asserted that the Fed chair position is already reserved for a particular person who, according to him, has the required skills to fulfill this role. His statement sparked heated debates among individuals, as many demanded to know who the preferred candidate was. Responding to this controversy, Trump declared, “I’ll let you know soon. I have someone I believe will do a great job, but I’m not going to disclose who it is.” Based on his argument, “This person is very respected, well-known, and I think they will perform excellently.” On the other hand, reports from reliable sources noted that some of the ideal candidates Trump earlier claimed to be perfect for this position included the Director of the National Economic Council of the United States, Kevin Hassett, BlackRock’s senior managing director, Rick Rieder, a Member of the Federal Reserve Board of Governors of the United States, Christopher Waller, and a Former Member of the Federal Reserve Board of Governors of the United States, Kevin Warsh. Trump affirms having the best fit for the Fed chair position once Powell’s term ends Concerning Kevin Hassett, sources with knowledge of the situation mentioned that Trump recently affirmed that he is an ideal candidate for the Fed chair role. However, after several considerations, the president now appears likely to retain him in his position at the White House. These sources sought to explain the sudden shift in decision-making , noting that Trump quietly expressed dissatisfaction with his choices. Meanwhile, it is worth noting that Trump has openly condemned Powell, frequently saying that the Fed chair was too slow to implement rate cuts. With the new Fed chair, the US president alleged that this approach will come to an end. During an interview on Wednesday, January 21, Trump provided unclear details about the number of candidates still under consideration for the role. Nonetheless, the United States Secretary of the Treasury, Scott Bessent, who was assigned to manage the selection process, disclosed that there are four candidates on the shortlist. Moreover, Scott projected that Trump might reveal his preferred choice before the end of this month. In a statement released on Wednesday this week, the president mentioned that, “I’d say we’re down to three candidates, but really it’s more like two. In my mind, we might have one.” Trump expresses disapproval of Powell’s role as the Fed chair The Trump administration accelerated its efforts to undermine Powell earlier this month. In this move, the administration issued subpoenas indicating a potential criminal investigation into the Federal Reserve’s renovations of its Washington-based headquarters. Responding to these claims, Powell described this investigation as an attempt to get back at him for refusing to reduce interest rates swiftly enough. In the meantime, sources confirmed that the Fed chair can continue to serve on the Fed board until 2028, even if his term terminates in May. However, the potential legal battle has fueled speculation that Powell may choose to stay even after his term as Fed chair concludes. This speculation drew the attention of reporters who asked Trump whether news that Powell might decide to stay at the Fed worried him. In response, Trump stressed that he was not bothered, adding that he will wait to see what unfolds. Still, the president insisted that Powell is slow to make decisions, even as interest rates are dropping. The smartest crypto minds already read our newsletter. Want in? Join them .

23 Jan 2026, 00:00

Black Swan Capitalist: Impossible to Ignore XRP As New Digital Reserve Currency

Interest in XRP continues to grow as its role in global finance becomes harder to ignore. Versan Aljarrah, founder of Black Swan Capitalist and a prominent XRP advocate, recently highlighted the token’s unique position in the market. His comments emphasize how XRP could redefine digital finance and act as a digital reserve currency. XRP’s Core Advantages XRP offers several advantages that position it above other digital assets. Its speed and low transaction costs make it ideal for large-scale transfers. Unlike traditional banking systems, XRP can settle cross-border payments in seconds . Its scalability allows it to handle high transaction volumes without delays. These features make XRP an efficient tool for international finance. Aljarrah pointed out that XRP’s design aligns with the demands of a reserve asset. He stated, “Day by day, it becomes impossible to ignore that XRP is the new digital reserve currency.” This recognition signals growing confidence in the digital asset’s stability and usability. As more institutions consider it for reserves, its demand will rise , supporting price growth. Day by day it becomes impossible to ignore XRP is the new digital reserve currency. At this point you either see it or you don’t. Its price will eventually reflect the magnitude of what it was built to serve. — Black Swan Capitalist (@VersanAljarrah) January 21, 2026 Potential as a Global Reserve XRP’s potential extends beyond fast payments. It could serve as a standard store of value for institutions and governments. Its fixed supply and predictable issuance structure provide stability compared with traditional fiat currencies. Unlike other cryptocurrencies, XRP is already integrated with compliant financial networks, allowing it to operate within regulatory frameworks while offering broad accessibility. Aljarrah’s insights suggest that the world may begin to recognize XRP as a foundational asset for digital finance . As countries and large corporations explore digital reserves, XRP could play a central role in cross-border liquidity and financial operations. Its position as a digital reserve currency would create new demand pressures, directly influencing market pricing. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 It’s Either You See it, Or You Don’t XRP’s potential as a global digital reserve currency is becoming increasingly evident. Its technology allows near-instant settlement and minimal fees, qualities that large financial institutions cannot ignore. Adoption is growing quietly but steadily, as banks and corporations test XRP for liquidity and treasury management. Versan Aljarrah’s observation highlights a clear divide. Some recognize XRP’s purpose immediately, while others remain unaware of its impact. He stated, “At this point, you either see it or you don’t.” Many still fail to recognize XRP’s true potential, but those who act early could gain the most. Aljarrah and many other experts believe XRP’s price will rise significantly to match the volume flowing through it as the global reserve asset. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Black Swan Capitalist: Impossible to Ignore XRP As New Digital Reserve Currency appeared first on Times Tabloid .

22 Jan 2026, 23:56

PwC: Regulation is setting the stage for fintech and traditional bank competition

According to a recent report from the PwC titled the Global Crypto Regulation Report, crypto regulation is expected to achieve more definition this year because legislation is officially transitioning from consultation and drafts to law enforcement and supervision globally. While various countries are at different levels when it comes to crypto regulation, PwC is convinced that only those who come up with transparent rules will come out on top. What the regulatory environment will look like in 2026? According to the report, the global regulatory environment in 2026 will be defined less by debate on regulatory practices and more by execution and competition between jurisdictions as they vie for capital and legitimacy. The report identified trends that highlight cross-border coordination as regulators align in their desires to improve international market integrity, prevent financial crimes and protect investors. In the report , Matt Blumenfeld, PwC’s global and US head of digital assets, pointed out that “Global regulatory collaborative momentum is accelerating,” which is encouraging the pace at which institutions are adopting cryptocurrency. “Regulation is no longer a constraint; it’s actively reshaping markets and enabling digital assets to become the architecture that allows them to scale responsibly,” he said. “This collaboration aims to foster safe innovation and interoperability in the global digital finance ecosystem.” This shift means different things for crypto firms, which fall under the fintech banner, and traditional institutions like banks. For the crypto firms, it could mean higher compliance costs but also more clarity, which could encourage innovation, unlock banking access as well as deeper institutional participation. As things stand, various countries are at different stages of regulatory practices. For example, the EU is more concerned with the continued implementation of MiCAR and DORA, while in the US, regulation has taken a pro-innovation outlook thanks to Acts like GENIUS and CLARITY . The EU is also getting ready to introduce the digital euro , a move that directly contradicts the US’s stance, which leans towards stablecoins. The POTUS is greatly and vocally opposed to CBDCs. Meanwhile, in India, regulators have remained cautious about the digital assets space and most of their moves have been geared towards enforcement of anti-money laundering practices and taxation rather than a full-on licensing regime. US banks and fintech firms at loggerheads over yields The US has expressed a desire to become the crypto capital of the world and has become an undisputed trend setter where crypto regulation is concerned. However, regulators have been stuck in place for some time because incumbents are doing their best to limit what fintechs linked to crypto can do. While legislators are working hard to break down the wall between crypto and tradfi, banks in the country are mounting pressure on Congress in a bid to narrow how stablecoins earn returns and how financial data is shared. The American Bankers Association’s (ABA) 2026 policy priorities have demanded that payment stablecoins not be allowed to pay yield as it could trigger capital flight. They also want a revision of the open banking rules to promote what they describe as consumer protection and competitive balance. The fintech industry has been resisting this mandate, with the likes of Coinbase even going as far as withdrawing support of the CLARITY Act, with claims that the banks are trying to limit crypto wallets, stablecoin issuers and fintech apps from reaching users at such a pivotal moment. Ultimately, banks hope that by tightening the rules around stablecoin yield or restricting it entirely and reshaping how open banking is implemented, crypto’s integration into the financial system will only happen on bank-defined terms. This blueprint ensures the bank’s interests are protected, but critics linked to the crypto fintechs claim those interests are no longer sustainable and that it is time to move ahead. Join a premium crypto trading community free for 30 days - normally $100/mo.

22 Jan 2026, 23:30

As Gold Shines, Bitcoin Believers Say BTC’s Real Move Hasn’t Started

This week, bitcoin is trading 29% below its all-time high from October, when the bellwether digital asset cleared $126,000 per coin, leaving its most ardent backers to reckon with an uncomfortable reality: precious metals like gold have been stealing the spotlight. Still, plenty of die-hard crypto believers remain convinced that once gold’s run loses steam,

22 Jan 2026, 23:12

Myriad Moves: Bitcoin Bearishness Grows as Gold Gets Closer to Beating Ethereum to $5K

Top markets on Myriad this week include predictions on a new Bitcoin all-time high, the battle between gold and Ethereum, and Zcash's price.