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27 Jan 2026, 14:45
Citrea Mainnet Launch Unlocks Revolutionary Potential for Bitcoin’s Financial Ecosystem
BitcoinWorld Citrea Mainnet Launch Unlocks Revolutionary Potential for Bitcoin’s Financial Ecosystem In a landmark development for blockchain interoperability and scalability, the Citrea network has successfully launched its zero-knowledge proof-based Bitcoin Layer 2 mainnet. This pivotal event, reported by The Block on April 10, 2025, fundamentally expands Bitcoin’s utility by enabling sophisticated financial applications to operate directly on-chain. Consequently, capital can now be managed and settled natively within the Bitcoin ecosystem, a capability long sought by developers and institutions. Citrea Mainnet Ushers in a New Era for Bitcoin The Citrea mainnet represents a significant technical achievement in the ongoing evolution of the Bitcoin network. By leveraging zero-knowledge (ZK) rollup technology, Citrea creates a secondary execution layer atop Bitcoin’s base settlement layer. This architecture processes transactions off-chain before submitting compressed cryptographic proofs to the Bitcoin blockchain. Therefore, it dramatically increases transaction throughput while inheriting Bitcoin’s unparalleled security and decentralization. Orkun Kilic, Co-founder and CEO of Citrea, provided crucial context for the launch. He explained that the mainnet’s primary function is to enable Bitcoin-based financial applications to be implemented on-chain. “This allows capital to be directly operated, managed, and settled within the native Bitcoin ecosystem,” Kilic stated. This vision moves beyond simple token transfers to encompass complex decentralized finance (DeFi) operations, all secured by Bitcoin’s proof-of-work consensus. Technical Architecture and ZK-Rollup Innovation Citrea’s core innovation lies in its application of ZK-rollup technology specifically designed for Bitcoin. Unlike Ethereum-centric Layer 2s, Citrea’s system generates cryptographic validity proofs for batched transactions. These succinct proofs are then permanently recorded on the Bitcoin blockchain. This method ensures several key benefits: Enhanced Scalability: It processes thousands of transactions per second off-chain. Robust Security: All activity ultimately settles on Bitcoin’s immutable ledger. Reduced Costs: Users avoid the high fees of congested base-layer transactions. Data Availability: Critical data remains accessible to verify the chain’s state. Furthermore, this design allows developers to build applications using familiar smart contract paradigms. However, finality and security are anchored to Bitcoin, not a separate consensus mechanism. This technical bridge solves a critical bottleneck that has historically limited Bitcoin’s programmability compared to other blockchains. The Strategic Role of the ctUSD Stablecoin Prior to the mainnet launch, Citrea introduced a foundational component of its financial ecosystem: the ctUSD stablecoin. This dollar-pegged asset serves as a vital medium of exchange and unit of account within the Citrea Layer 2 environment. The pre-launch of ctUSD was a strategic move, providing a ready-made stable asset for users and applications migrating to the new mainnet. The stablecoin enables practical DeFi functions like lending, borrowing, and liquidity provisioning without exposing users to Bitcoin’s price volatility for every transaction. Analysts view ctUSD as a critical piece of infrastructure, similar to the role stablecoins played in Ethereum’s DeFi summer. It provides the necessary economic stability for complex financial applications to flourish on a Bitcoin Layer 2. Broader Impact on the Bitcoin Scaling Landscape The launch of Citrea’s mainnet enters a competitive and rapidly evolving market for Bitcoin Layer 2 solutions. It joins other approaches like Lightning Network for payments, sidechains, and alternative rollup projects. Citrea’s ZK-rollup approach is particularly notable for its focus on general-purpose smart contracts and DeFi, a segment with immense growth potential. Industry experts point to several immediate impacts. First, it unlocks billions of dollars in dormant Bitcoin capital for productive use in decentralized finance. Second, it provides Ethereum Virtual Machine (EVM) compatible developers a familiar entry point to build on Bitcoin. Finally, it strengthens Bitcoin’s narrative as a multi-asset settlement layer beyond a simple store of value. The successful operation of this mainnet will be closely watched as a proof-of-concept for Bitcoin’s expanded utility. Comparison of Bitcoin Scaling Approaches Solution Technology Primary Use Case Status Lightning Network Payment Channels Micropayments & Fast Transfers Live, Widely Adopted Rootstock (RSK) Sidechain / Merge Mining Smart Contracts & DeFi Live Citrea ZK-Rollup General Smart Contracts & DeFi Mainnet Live (2025) Stacks Proof-of-Transfer Smart Contracts & Apps Live Challenges and the Road Ahead for Adoption Despite the technological breakthrough, significant challenges remain for widespread Citrea adoption. Network effects are crucial; developers and users must be incentivized to migrate from established ecosystems. Additionally, the security model of ZK-rollups, while robust, is still novel in the Bitcoin context and will require extensive auditing and real-world testing. Liquidity bridging between Bitcoin base layer and the Citrea rollup also presents a technical and user-experience hurdle that the team must simplify. The roadmap likely involves strategic partnerships, grant programs for developers, and seamless bridge integrations with major wallets and exchanges. The long-term success of Citrea will depend not just on its technology, but on its ability to cultivate a vibrant, secure, and user-friendly application ecosystem that offers unique value over existing alternatives. Conclusion The Citrea mainnet launch marks a definitive step forward in Bitcoin’s journey toward becoming a fully-fledged, programmable financial ecosystem. By successfully deploying a ZK-rollup Layer 2, Citrea enables on-chain financial applications and direct capital settlement natively on Bitcoin. This development, coupled with the pre-existing ctUSD stablecoin, provides the foundational tools for a new wave of Bitcoin-based innovation. While the path to mass adoption involves overcoming network effects and technical onboarding challenges, the Citrea mainnet stands as a working testament to Bitcoin’s expanding potential beyond digital gold. FAQs Q1: What is Citrea? Citrea is a zero-knowledge (ZK) rollup Layer 2 network built for Bitcoin. It scales Bitcoin by processing transactions off-chain and posting cryptographic proofs to the main Bitcoin blockchain, enabling fast, low-cost smart contracts and DeFi applications. Q2: How does the Citrea mainnet benefit Bitcoin users? The mainnet allows users to interact with decentralized applications (dApps) like decentralized exchanges and lending protocols directly using Bitcoin-secured assets. It offers higher transaction throughput and lower fees than the Bitcoin base layer while maintaining strong security guarantees. Q3: What is ctUSD? ctUSD is a dollar-pegged stablecoin native to the Citrea network. It was launched prior to the mainnet to provide a stable medium of exchange for the ecosystem, enabling DeFi activities without constant exposure to Bitcoin’s price volatility. Q4: Is Citrea secure? Citrea’s security is derived from Bitcoin. Validity proofs for all Layer 2 transactions are settled on the Bitcoin blockchain. This design means the system inherits the security and decentralization of Bitcoin’s proof-of-work consensus, assuming the cryptographic proofs are sound and the data is available. Q5: How does Citrea differ from the Lightning Network? While both are Layer 2 solutions for Bitcoin, they serve different purposes. The Lightning Network is optimized for instant, high-volume micropayments through payment channels. Citrea is a general-purpose ZK-rollup designed for complex smart contracts and decentralized finance (DeFi) applications. This post Citrea Mainnet Launch Unlocks Revolutionary Potential for Bitcoin’s Financial Ecosystem first appeared on BitcoinWorld .
27 Jan 2026, 13:45
Avalanche price prediction 2026-2032: Time to buy AVAX?
Key takeaways: Our Avalanche price prediction anticipates a high of $22.10 in 2026. In 2028, the price range is expected to be between $29.97 and $35.18, with an average price of $30.82. In 2031, the range is likely to be between $95.99 and $109.93, with an average price of $99.25. AVAX exhibited wild price swings this year. This record came as the crypto market valuation peaked. It later reversed, shedding some of the profits later in the year. While the Avalanche ecosystem has been making strides, the AVAX price has left investors particularly questioning its trajectory. Will AVAX go up? Is AVAX a good investment? Let’s explore these and more in our Cryptopolitan price prediction from 2026 to 2032. Overview Cryptocurrency Avalanche Symbol AVAX Current price $11.61 Market cap $5.01B Trading volume $245.81M Circulating supply 431.29M All-time high $146.22 on Nov 21, 2021 All-time low $2.79 on Dec 31, 2020 24-hour high $11.89 24-hour low $11.63 Avalanche price prediction: Technical analysis Metric Value Volatility (30-day variation) 6.54% (High) 50-day SMA $13.06 200-day SMA $19.65 Sentiment Bearish Green days 12/30 (40%) Fear and greed index 29 (Fear) Avalanche price analysis As of January 27, AVAX price rose by 0.07% in 24 hours but is down 7.70% over the last 30 days. Its trading volume fell (25.68%) to $247.61M in 24 hours, showing less trading interest. AVAX/USD 1-day chart analysis AVAXUSD chart by TradingView This month, AVAX remained bearish, falling below the $12 mark. The coin now has a bearish Relative Strength Index (RSI). The William Alligator trendlines indicate rising volatility, while the MACD histograms show its negative momentum slowed over the last two days. AVAX/USD 4-hour chart analysis AVAXUSD chart by TradingView The 4-hour chart highlights AVAX’s performance this week as it broke below support at $12. The RSI (39.40) shows it is in neutral territory following a recovery from a recent drop to $11.23. The MACD shows its positive momentum slowed in the last 8 hours. Avalanche technical analysis: Levels and action Daily simple moving average (SMA) Period Value ($) Action SMA 3 12.76 SELL SMA 5 12.37 SELL SMA 10 12.23 SELL SMA 21 13.07 SELL SMA 50 13.06 SELL SMA100 15.00 SELL SMA 200 19.65 SELL Daily exponential moving average (EMA) Period Value ($) Action EMA 3 13.28 SELL EMA 5 13.52 SELL EMA 10 13.49 SELL EMA 21 13.28 SELL EMA 50 14.06 SELL EMA 100 16.34 SELL EMA 200 19.17 SELL What to expect from the AVAX price analysis next? Technical analysis of Avalanche price movements suggests it is bearish. The charts show it turned red this week, aligning with the general market sentiment. The shorter timeframes show that its volatility is rising. Why is Avalanche down? The $9.57M token unlock (0.22% of circulating supply) this month follows a pattern of AVAX underperformance around scheduled releases. While not massive, it amplifies selling pressure in thin markets Recent news VanEck updated its Avalanche ETF proposal on Dec 25 to allow staking up to 70% of holdings via Coinbase, with a 4% fee. This followed Bitwise and Grayscale’s similar moves. Will AVAX reach $50? According to the Cryptopolitan price prediction, AVAX is expected to cross the $50 mark in 2029, when it will reach a maximum price of $52.03. Will AVAX reach $100? According to the Cryptopolitan price prediction, AVAX will reach $100 in 2031, with a maximum price of $109.93. Can Avalanche reach $1,000? It remains highly unlikely that AVAX will cross the $1,000 mark before 2031. At that market capitalization, it could be more valuable than Ethereum. Can Avalanche reach $10,000? It remains highly unlikely that AVAX will cross the $10,000 mark before 2031. How much will Avalanche be worth in 2026? As 2026 unfolds, we anticipate it will trade between $12.56 and $22.10, with an average price of $18.89. Does Avalanche have a good long-term future? According to Cryptopolitan price predictions, AVAX will trade higher in the coming years. However, factors like market crashes or negative regulations could invalidate this bullish theory. Is Avalanche a good crypto to buy? Chart analysis suggests that Avalanche is recovering and currently gearing up for a closer move to $20 despite the overall bearish momentum. AVAX price prediction January 2026 For January, AVAX will trade between $12.56 and $20.10, with an average price of $15.08. Month Potential low ($) Potential average ($) Potential high ($) January 12.56 15.08 20.10 Avalanche price prediction 2026 As 2026 unfolds, its future price movements suggest it will trade between $12.59 and $22.10, with an average price of $18.89. Year Potential low ($) Potential average ($) Potential high ($) 2026 12.59 18.89 22.10 Avalanche price prediction 2027 – 2032 Year Potential low ($) Potential average ($) Potential high ($) 2027 20.4900 22.2100 24.7600 2028 29.9700 30.8200 35.1800 2029 43.5500 44.7900 52.0300 2030 62.8400 65.07 74.7400 2031 95.9900 99.25 109.9300 2032 141.6400 145.6100 164.6400 AVAX price prediction 2027 Avalanche price prediction climbs even higher into 2027. According to the projection, it will range between $20.49 and $24.76, with an average trading price of $22.21. Avalanche crypto price prediction 2028 Our Avalanche price prediction indicates a further acceleration in the price. It will trade between $29.97 and $35.18, with an average of $30.82. Avalanche price prediction 2029 According to the AVAX coin price prediction for 2029, the price of AVAX will range from a minimum price of $43.55 to a maximum price of $52.03. The average price will be $44.79. Avalanche AVAX price prediction 2030 According to the Avalanche price prediction for 2030, we anticipate that Avalanche will range between $62.84 and $74.74, with an average price of $65.07. Avalanche price prediction 2031 The Avalanche price forecast indicates a range of $95.99 to $109.93, with an average closing price of $99.25. Avalanche price prediction 2032 The Avalanche AVAX price forecast shows it will range between $141.64 and $164.64, with an expected average trading price of $145.61. Avalanche price prediction 2026 – 2032 Avalanche market price prediction: Analysts’ AVAX price forecast Platform 2026 2027 2028 Digitalcoinprice $16.92 $20.69 $27.89 Coincodex $31.88 $37.92 $32.04 Gate.com $14.28 $16.77 $19.21 Cryptopolitan Avalanche price prediction Our predictions indicate that Avalanche will achieve a high level of $30.36 in 2025. In 2027, it will range between $59.93 and $71.39, with an average price of $61.59. In 2031, the range will be between $267.69 and $326.17, with an average of $277.23. Note that the predictions are not investment advice. Seek independent consultation or do your research. Avalanche historic price sentiment Avalanche price history by CoinGecko In July 2020, Avalanche completed its public sale, raising $42 million in less than $4.5 hours. The tokens were distributed after the mainnet launch in September. On Dec 31, 2020, it fell to an all-time low of $2.788. In September 2021, the Ava Labs Foundation received a $230 million investment from Polychain and Three Arrows Capital Group by purchasing the AVAX cryptocurrency. In November 2021, following an agreement with Deloitte to improve US disaster relief funding, AVAX moved to the top 10 cryptocurrencies by market capitalization. At that time, AVAX moved to its all-time high at $146.22. In Aug 2022, a whistleblower, ‘crypto leaks’, published a report accusing Ava Labs of secret deals with a law firm to destabilize its competitors. Ava Labs CEO Emin Gün Sirer denied any involvement in a shady deal with the Roche Freedman law firm. In 2023, AVAX maintained a bullish trend from January to May, after which bears took control of the market. It resumed the positive momentum in October, rising to $49.96 In 2024, it crossed the $60 mark in March. The rise coincided with a record high in AVAX inscriptions, with over 100 million ASC-20 minted since their introduction in June 2023. The uptrend reversed in April 2024; by July, it had fallen to $24.40. In August, it was at $21, and in September and October, it was at $27. It turned bullish in November 2024, rising from as low as $23 to as high as $55 in December. It later corrected and traded at $42 into 2025. The drop continued into January; by June, it had fallen below $20. In July, it traded at the $18 level and $23 in September. In October, it rose above $30. It then reversed, and by December, had dropped to $14. It maintained the price into January 2026.
27 Jan 2026, 13:34
Saber Integrates with Circle Payments Network to Strengthen Global Off-Ramp Capabilities
BitcoinWorld Saber Integrates with Circle Payments Network to Strengthen Global Off-Ramp Capabilities The integration strengthens Saber’s payment solutions across remittances, payroll, and fintech sectors. SAN FRANCISCO , Jan. 27, 2026 /PRNewswire/ — Saber , a leading cross-border payment infrastructure powered by Mudrex Inc., announced its integration with Circle Payments Network (CPN) as a Beneficiary Financial Institution (BFI). This strategic collaboration will enable Saber to offer instant fiat off-ramping services to businesses across the globe, leveraging stablecoins to facilitate seamless cross-border payments. This integration allows Saber to enhance its existing payment solutions by providing companies around the world with direct access to USDC, enabling 24/7 real-time settlement and seamless conversion to local fiat. “ Our Integration with Circle Payment Network is a significant milestone in our mission to make global money movement seamless and accessible,” said Edul Patel, CEO and Co-founder of Mudrex and Saber . “Through this collaboration, we aim to improve payment solutions and help businesses worldwide join the digital economy.” We strongly believe stablecoins are fundamentally changing how money moves across borders, and CPN is an important step in this transformation.” The integration aims to address the growing demand for efficient cross-border payment solutions in rapidly expanding digital economies. Saber’s platform, which currently processes over $1.5 billion in annualized payment volume, will now offer enterprises enhanced liquidity access and lower conversion fees through robust APIs. Use cases supported on Saber’s platforms include powering remittance companies with C2C cross-border payments, treasury management, and various stablecoin-based use cases. Institutions on said platform can now access CPN, which enables seamless connectivity to domestic real-time payment systems worldwide using regulated stablecoins, while upholding the compliance, security, and trust required for financial institutions to meet their regulatory obligations. Saber’s integration with CPN builds upon its established track record serving major clients across the crypto and fintech sectors. By extending its customised solutions and developer-friendly APIs, Saber can now offer more programmable, scalable infrastructure designed to support secure and compliant cross-border payments. About Saber Saber is a global payments infrastructure platform that helps businesses move money across borders quickly and securely using stablecoins. Powered by Mudrex with registrations and licenses in over 7 countries, including India (FIU), UK (S21), EU (VASP), Canada (MSB), and Australia (AUSTRAC), Saber processes over $1.5 billion in annualized payment volume. Saber supports businesses in sectors such as remittances, payroll, and fintech with easy-to-use APIs, strong compliance systems, and round-the-clock support. Learn more at https://Saber About Circle Payments Network Circle Technology Services, LLC (CTS) is the operator of Circle Payments Network (CPN) and offers products and services to financial institutions that participate in CPN to facilitate their CPN access and integration. CPN connects participating financial institutions around the world, with CTS serving as the technology service provider to participating financial institutions. While CTS does not hold funds or manage accounts on behalf of customers, we enable the global ecosystem of participating financial institutions to connect directly with each other, communicate securely, and settle directly with each other. CTS is not a party to transactions between participating financial institutions facilitated by CPN who use CPN to execute transactions at their own risk. Use of CPN is subject to the CPN Rules and the CPN Participation Agreement between CTS and a participating financial institution. Media Contact: Name – Pete Jaison, Contact – +91 9967138502 Email – [email protected] SOURCE Saber This post Saber Integrates with Circle Payments Network to Strengthen Global Off-Ramp Capabilities first appeared on BitcoinWorld .
27 Jan 2026, 13:15
GuoXing sends Alibaba’s Qwen3 into orbit as China steps up AI space challenge
Chinese tech firm, GuoXing Aerospace Technology has deployed Alibaba Cloud’s Qwen3 on its orbiting satellites, reportedly making the AI model the world’s first general-purpose model to be operated in orbit. The development has also marked a significant step in China’s bid to lead the promising space-based computing sector. GuoXing announced on Monday this development, enabling end-to-end reasoning entirely in orbit. GuoXing reveals ambitious plans up to 2035 The Chengdu-based startup deployed Qwen3 to a space computing center in Orbit in November last year where it performed several inference tasks. According to China Daily , the Qwen3 model successfully completed a series of experiments during its trial, with questions transmitted from earth to the satellite, processed on-board and returned to earth on ground stations within a short space of time, less than two minutes. “This marks the world’s first deployment of a general-purpose large-scale AI model from ground control to an operational satellite constellation in orbit.” Wang Yabo, GuoXing Aerospace Technology executive vice-president. China launched a new collection of 12 space computing satellites into orbit in May last year. This was the first cluster of the startup’s space computing, and represented the world’s first AI computing satellite constellation, according to the SCMP . The development comes as there is a growing appetite for computing power fueled by AI. With this growth, there is also now a new field in the tech race where intelligent computing capabilities are now being pushed into space. According to China Daily, SpaceX rocket orbited the Starcloud-1 satellite, which was mounted with Nvidia GPUs, in November last year. For GuoXing, Wang revealed its plans to build an expansive network of 2,800 specialized computing satellites by 2035. This planned constellation will include 2,400 inference satellites and 400 training satellites that will be deployed across sun-synchronous, dawn-dusk, and low-inclination orbits at 500 to 1,000 kilometers altitudes. According to the company, the constellation is meant to employ laser inter-satellite links to facilitate high-speed data transfer with the aim of delivering 100,000 petaflops of inference compute and 1 million petaflops of training compute worldwide. Wang also revealed that the second and third satellite clusters are scheduled for deployment this year, with a 1,000-satellite network completed by 2030. The latest development also places Alibaba as a top contender in the global AI race. Its Qwen3 was released in April last year, strengthened Alibaba Cloud’s Qwen family position as the largest open source AI ecosystem ahead of Meta’s Llama models. As previously reported by Cryptopolitan , the Qwen3 family of AI models also surpassed DeepSeek’s R1 after it performed better in tests that measure open-source AI models’ abilities in areas like language instruction, coding, math, and data analysis. The smartest crypto minds already read our newsletter. Want in? Join them .
27 Jan 2026, 10:25
Micron commits $24B to boost AI memory chip output in Singapore
Micron Technology Inc. announced its intention to allocate an additional $24 billion (about S$31 billion) in Singapore over the next decade, aiming to enhance its manufacturing capabilities amid limited memory availability, driven by increased adoption of AI. Based in Idaho, a state in the United States, the chipmaker clarified that it plans to utilize this investment to build a new NAND production facility. NAND is a type of non-volatile storage technology that retains data even when power is turned off. Considering this advantage, several individuals view it as a more efficient alternative to hard disk drives . AI demand drives NAND shortages Micron’s investment is designed to boost NAND flash memory production , which is used in everything from enterprise solid‑state drives to AI data‑center infrastructure. Demand for these chips has surged as cloud providers, AI developers, and tech giants race to scale computing power and storage for increasingly complex models and data sets. Within the global memory industry, Micron competes primarily with South Korea’s SK Hynix Inc. and Samsung Electronics Co. The main focus for these tech giants is creating high-end chips essential to AI infrastructure; therefore, they have reallocated resources away from memory chips used in other sectors. Following this decision, personal computer (PC) manufacturers and phone makers have expressed concern over the growing memory chip shortage, which has been impacting their operations since last year. MS Hwang, research director at Counterpoint Research, commented on the matter, alleging that, “Lately, NAND’s role in AI has increased, leading to a significant rise in NAND prices.” He further explained that, “Suppliers are cutting back on traditional consumer products like client SSDs for PCs and mobile flash storage while boosting production of enterprise SSDs for data center servers.” As the memory chip shortage intensifies across the tech ecosystem, executives at Micron stated they are optimistic that their new initiative in Singapore will create around 1,600 jobs, with wafer production anticipated to commence in the second half of 2028. Just after making this announcement, Micron’s shares rebounded from a 0.8% loss and stabilized on Tuesday, January 27, during morning trading on the alternative platform Blue Ocean. Regarding this significant milestone, Manish Bhatia, Micron’s executive vice president of global operations, stated that, “This investment highlights Micron’s long-term dedication to Singapore as a key part of our global manufacturing network, improving supply chain reliability and supporting a thriving innovation ecosystem.” In the meantime, reports indicate that Micron has initiated construction of a $100 billion facility in New York and has made clear its intention to spend approximately $1.8 billion on a Taiwan-based facility. Singapore seeks to establish itself as an industry hub Micron released a statement in early 2025 stating that it is considering investing $7 billion over the next few years to expand its manufacturing footprint in Singapore. With this idea in mind, the leading American producer of advanced semiconductor memory and storage solutions seeks to meet the surging demand for AI training memory chips. For a long time, Micron has heavily relied on Taiwan, Singapore, and Japan as its primary production hubs. Interestingly, the firm’s Singapore investment project aligns with the nation’s long-standing goal of establishing various high-tech industries, including advanced chipmaking and AI. To demonstrate its commitment to achieving this objective, the government has pledged to invest more than 1 billion Singapore Dollars, or about $786 million, to back local AI research projects. If you're reading this, you’re already ahead. Stay there with our newsletter .
27 Jan 2026, 10:24
Bitwise Launches Non-Custodial Onchain Yield Vaults on Morpho Targeting 6% APY
Bitwise Asset Management, a global crypto asset manager, has launched a new onchain investor offering through non-custodial vault strategies on Morpho , an onchain lending network. Finance is moving onchain. Vaults are a key part of that, offering investors a transparent way to earn digital yield on their assets. Today, we’re excited to announce that Bitwise is launching non-custodial vault strategies as a curator on @Morpho . The quick details: -… pic.twitter.com/pUz9Upk4lV — Bitwise (@BitwiseInvest) January 26, 2026 The firm said its first vault strategy will target up to 6% annual percentage yield (APY) on stablecoins, with plans to expand into additional strategies over time. The launch reflects growing institutional interest in accessing decentralized finance (DeFi) yield opportunities through more structured and risk-managed products. First Strategy Focused on Stablecoin Yield Bitwise said its initial vault strategy on Morpho is designed to generate yield by investing in overcollateralized lending pools. The strategy currently targets an APY of around 6%, providing investors exposure to onchain fixed-income-style returns through transparent lending markets. Vaults function similarly to a portfolio of lending positions, allocating capital across programmable strategies to earn digital yield. Bitwise said its approach will combine onchain infrastructure with professional oversight to help investors participate in DeFi markets. Strategy and Risk Oversight Led by Jonathan Man The vault curation and risk management will be led by Jonathan Man, CFA, Bitwise Portfolio Manager and Head of Multi-Strategy Solutions and DeFi Strategies. “Decentralized finance offers compelling yield opportunities, but the complexity of managing onchain risk has kept many investors on the sidelines,” Man said. “That’s why we’re so excited for Bitwise to enter vault curation. Bitwise provides value-add by layering professional guidance and risk management experience onto these non-custodial tools,” adds Man. Bitwise said the strategy will draw on the expertise of its 140-person team of investment and technology professionals and the firm’s more than eight-year track record as a crypto specialist. Morpho Highlights Institutional Demand for Onchain Infrastructure Morpho provides programmable and non-custodial infrastructure for onchain lending and borrowing, with vaults operated through smart contracts that invest funds programmatically on behalf of users. “Bitwise joining Morpho as a vault curator highlights growing institutional demand for allocating capital onchain through noncustodial infrastructure,” said Paul Frambot, co-founder and CEO of Morpho. He added that Morpho Vaults are designed for institutional use, allowing professionally defined risk parameters to be expressed directly onchain. “As major institutions like Bitwise recognise the value in diversified fixed-income strategies in digital assets, vaults are emerging as a core building block of onchain finance strategies,” Frambot said. Vaults Positioned as Building Blocks of Onchain Finance The launch comes as crypto firms increasingly frame vault strategies as a key component of the broader shift toward onchain financial markets. Bitwise said it believes vaults offer investors a transparent way to earn digital yield while maintaining non-custodial control of assets. The company indicated more strategies are expected to follow as institutional participation in DeFi continues to expand. The post Bitwise Launches Non-Custodial Onchain Yield Vaults on Morpho Targeting 6% APY appeared first on Cryptonews .
