21 May 2025, 14:57

Researcher States What A Full Victory In Ripple Case Will Soon Bring to XRP

In a detailed commentary on the implications of the Ripple v. SEC case, crypto researcher SMQKE outlines how a decisive win for Ripple Labs could reshape the structure of modern financial systems. The post draws attention to the economic and legal interpretations surrounding XRP, particularly in light of recent academic analyses such as those published in the William & Mary Law Review. According to SMQKE, a full victory for Ripple will go beyond establishing XRP’s compliance with securities law. It will provide a replicable framework for other companies, institutions, and financial players to raise capital and perform financial transactions using blockchain technology, without automatically falling under the traditional securities classification. SMQKE asserts that such a ruling will validate a model in which the tokenization of financial assets, cash flows, and transactions becomes feasible and legally sound. This Is What the Conclusion of the Ripple v. SEC Case Will Bring Soon A full Ripple win will unlock the next phase of financial infrastructure. It will give banks, funds, and companies a working model for moving core financial functions onto blockchain networks. The… https://t.co/jRbP5wlV5G pic.twitter.com/w4maytPcgq — SMQKE (@SMQKEDQG) May 19, 2025 XRP’s Public Offering as a Financial Innovation In the attached legal excerpt from the William & Mary Law Review, the authors argue that XRP’s public offering should be seen not as a sale of a security, but rather as a sale of an asset intrinsically linked to future corporate cash flows. This distinction is crucial. It sets a precedent that could allow other companies to structure similar blockchain-based asset offerings without triggering extensive regulatory scrutiny. The excerpt further suggests that a Ripple win may enable “massive regulatory arbitrage,” as crypto assets could substitute for traditional financial instruments under new definitions, unlocking operational freedom across industries. Rebuilding the Financial Back End with Blockchain SMQKE emphasizes that this is not just about Ripple as a company . The broader effect of a favorable legal outcome would be the legitimization of decentralized methods for managing settlements, custody, trading, and payments. These core financial functions, now shifting toward digital frameworks, would gain legal clarity. The conclusion of the SEC case would validate not only XRP’s status but also the broader idea that financial back-office systems can be fully reconstructed using blockchain technology, without altering the intended function of financial products. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 The tweet points out that while the user experience of financial services may remain constant, the underlying systems, referred to in the legal text as the “back-office plumbing,” would become more automated and streamlined. SMQKE highlights that custody, for instance, can now be managed via smart contracts, tokenized equity can settle in seconds, and payments can connect directly to crypto wallets rather than traditional accounts. A Legal Precedent for the Industry’s Future Ultimately, SMQKE claims the Ripple case is not merely about compliance or penalties. It is a legal test of how far blockchain technologies can integrate with—and eventually reconstruct—the financial sector. If XRP’s structure is upheld as legitimate and non-securitized, the roadmap it provides would quickly be adopted by others seeking to tokenize assets, raise funds, and move money outside the legacy regulatory environment. This development would not just aid Ripple. The transformation would allow banks, hedge funds, fintech firms, and even multinational corporations to adopt blockchain as a legal and functional foundation for their financial operations. As quoted from the law review, “If crypto is granted broad relief from securities law, then a great amount of traditional financial activity will become markedly less regulated as well.” SMQKE concludes by reinforcing that this is not speculative. The court has already indicated that XRP sales, particularly on the secondary market, did not constitute securities violations. The final ruling, expected to bring a comprehensive legal resolution, could set off what many in the legal and crypto communities see as the next phase of financial infrastructure. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Researcher States What A Full Victory In Ripple Case Will Soon Bring to XRP appeared first on Times Tabloid .

21 May 2025, 14:48

Bitcoin Maxi: I Just Called My Bank, and They’ve Never Heard of Ripple (XRP)

In what many have interpreted as a veiled mockery of XRP and its community, Bitcoin advocate Phil Geiger recently posted on X, “Ripple has been marketing that banks are going to use XRP since 2013. I just called my bank, and they’ve never heard of Ripple.” This remark, while seemingly innocuous on the surface, comes amid intensifying tensions between XRP enthusiasts and Bitcoin maximalists following the recent political saga involving Ripple CEO Brad Garlinghouse and U.S. Senator Cynthia Lummis. The senator reportedly canceled a scheduled meeting with Garlinghouse without providing a new date—an act many in the XRP community perceived as a snub, triggering a new wave of tribalism in the already fragmented crypto space. Ripple has been marketing that banks are going to use XRP since 2013. I just called my bank, and they've never heard of Ripple. — Phil Geiger (@phil_geiger) May 20, 2025 XRP vs. Bitcoin Maximalism: A Reignited Feud The timing of Geiger’s jab is no coincidence. The crypto community has been embroiled in a fiery discourse ever since Timestabloid reported that Senator Lummis, a vocal supporter of Bitcoin, abruptly pulled out of a scheduled discussion with Ripple’s CEO. No explanation or rescheduling was provided, a move XRP supporters viewed as politically motivated and dismissive of Ripple’s contributions to crypto innovation and policy discourse. The incident fueled the long-standing feud between Bitcoin maximalists, who argue for Bitcoin’s supremacy and the irrelevance of altcoins, and XRP enthusiasts, who see Ripple’s technology as essential to the future of global finance. Phil Geiger’s sarcastic post echoes a popular maximalist narrative: that Ripple’s decade-long marketing claims about XRP being adopted by banks have not materialized meaningfully. The tone of his post suggests that despite Ripple’s years of promotion and partnership announcements, its impact remains largely theoretical to the average consumer, and, according to Geiger, to mainstream banks as well. Ripple’s Track Record with Financial Institutions Since 2013, Ripple has maintained that its blockchain-based payment solutions, including its native token XRP, would revolutionize cross-border banking by offering faster and cheaper alternatives to SWIFT. Over the years, the company has secured partnerships with several financial institutions and central banks for pilot projects and integrations. Yet, many of these initiatives rely on RippleNet or On-Demand Liquidity (ODL) rather than the XRP token itself. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Critics argue that the distinction between Ripple’s software products and XRP is often blurred in marketing campaigns, leading to confusion about XRP’s actual utility. Geiger’s statement, while dismissive, taps into this skepticism by implying that if banks aren’t even aware of Ripple, then XRP’s touted future as a banking staple may be overblown. A Clash of Ideologies The XRP vs. Bitcoin feud is more than a battle over market share; it reflects a philosophical divide. Bitcoin maximalists like Geiger prioritize decentralization, censorship resistance, and trustless systems—traits they argue XRP lacks due to Ripple’s centralized control. Meanwhile, XRP advocates counter that practical adoption and institutional integration matter more than ideological purity , especially in the context of remittances and international finance. The canceled meeting between Senator Lummis and Ripple’s CEO added fuel to this ideological fire. Lummis’s close alignment with Bitcoin interests has led many to question whether there is an institutional bias against other projects in the regulatory arena. In this context, Geiger’s post can be seen not merely as personal skepticism but as a calculated attempt to diminish XRP’s standing at a politically sensitive moment. Phil Geiger’s post is emblematic of the renewed antagonism between Bitcoin maximalists and XRP supporters —a tension inflamed by political snubs, regulatory battles, and divergent visions for crypto’s future. Whether XRP ultimately achieves the banking adoption that Ripple has long promised remains uncertain. But what is clear is that, in the ongoing war of crypto ideologies, even a phone call to a local bank can be wielded as a weapon. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Bitcoin Maxi: I Just Called My Bank, and They’ve Never Heard of Ripple (XRP) appeared first on Times Tabloid .

21 May 2025, 13:47

American Tourist Loses $123,000 In Bitcoin, XRP After Being Robbed By Fake Uber Driver In London

An American tourist has lost $123,000 worth of Bitcoin and Ripple’s XRP after being robbed and drugged by a fake Uber driver following a brief stay in the city. According to a new report from local news publication MyLondon , Jacob Irwin-Cline from Portland, Oregon, was on a two-day layover when he requested an Uber after leaving The Roxy, a nightclub in Soho, around 1:30 AM on May 9. The 30-year-old former software developer and crypto investor said he was intercepted by a driver who appeared to match the profile displayed in the app and who called out the alias he had saved as his name in the Uber account. Having reportedly later asked the nightclub for CCTV footage of the incident, Irwin-Cline said it was a “dark sedan” that pulled up, and not the Toyota Prius that was listed on his Uber app. “The guy seemed super chill, super nice,” Irwin-Cline narrated. The techie said he accepted a cigarette from the driver and started feeling disoriented shortly afterwards. He believes the cigarette may have been laced with scopolamine, also known as “Devil’s Breath,” a powerful sedative known for causing blackouts while keeping victims conscious. While in a semi-conscious state, Irwin-Cline inadvertently handed over his phone’s passcode and access to his crypto accounts before he was abandoned in a London suburb as the fake taxi driver fled with his phone. “Less Than 1% Chance” Of Recovering Lost Funds After returning to his hostel with the help of a stranger, he discovered his laptop had been wiped remotely, and he was locked out of his digital accounts. He later regained access but realized that roughly $123,000 in crypto had been withdrawn from his wallet, including around $73,000 in XRP tokens and $50,000 in Bitcoin. He reportedly shared screenshots with MyLondon revealing his XRP holdings dropped from $73,000 to under $1,000 and his BTC from $50,000 to less than $10 on that fateful night. Irwin-Cline said he doesn’t think he was targeted beforehand and that instead the assailant got “lucky” that he had some wealth “stored away.” The FBI’s Virtual Assets Unit is investigating the case, though the crypto investor believes there is “less than one per cent chance” of getting his funds back.

21 May 2025, 13:00

Next Crypto to Explode? Insiders Say It Could Be the Best Penny Crypto of the Year

Penny cryptos have been making headlines this year, with insiders pointing to their potential for explosive growth in 2025. As investors search for the next crypto to explode, one project is gaining traction for its unique approach With AI and meme culture driving innovation, Dawgz AI ($DAGZ) is emerging as a unique contender, blending artificial intelligence with the viral appeal of meme coins. Let’s look into why penny cryptos are generating buzz and why this AI-backed crypto could be a standout in the race for explosive growth. Why Penny Cryptos Are the Talk of 2025 The crypto market has always been a breeding ground for high-reward opportunities, and penny cryptocurrencies are capturing massive attention in 2025. Low-cost tokens often see dramatic price surges when backed by strong fundamentals or hype-driven momentum. For instance, Dogecoin skyrocketed over 12,000% in 2021, driven by community enthusiasm and celebrity endorsements like Elon Musk, who has always set its price to the moon with a single tweet. The next crypto to explode will likely combine real utility with community engagement, making projects like Dawgz AI worth watching. Penny cryptos appeal to retail investors because of their accessibility. With prices as low as $0.00438, as seen in Dawgz AI’s presale, a modest investment can yield significant holdings. If these tokens hit $1, the potential for 100x or even 1000x returns is what fuels the frenzy. However, not all coins have the staying power. The key lies in identifying projects with innovative technology, transparent tokenomics, and a vibrant community—qualities that Dawgz AI is building upon. Stage 8: Checked off the list. ✅Another win on the board. This isn’t luck, it’s strategy, support and solid execution. On to Stage 9 with even more fire. 🔥Don't say we didn't warn you, we know where we’re going and stage 9 is just the next step. ⤴️ pic.twitter.com/aENcREe7U0 — Dawgz AI (@Dawgz_AI) May 20, 2025 What Is the Next Crypto to Explode? The question on every investor’s mind is: What is the next crypto to explode? Based on market trends in 2025, several factors point to AI-driven projects and meme coins as top contenders. Tokens with real utility—like those leveraging artificial intelligence or decentralized finance—are gaining momentum. AI is increasingly integral to crypto, from optimizing trading strategies to enhancing blockchain scalability. On the other hand, meme coins continue to thrive on social media hype, with platforms like X boosting their reach. Dawgz AI fits this narrative perfectly. Launched on the Ethereum blockchain, $DAGZ combines AI-powered trading algorithms with the fun, viral nature of meme culture. Its presale, which has already raised over $3.61 million, signals strong investor confidence. Unlike many meme coins that rely solely on hype, Dawgz AI offers tangible value through its AI-driven ecosystem, making it a potential candidate for the next crypto to hit $1 or deliver 100x returns. Why Dawgz AI Stands Out in the Crypto Market Dawgz AI ($DAGZ) is carving a niche by merging artificial intelligence with the playful appeal of meme coins. Unlike traditional meme tokens that lack utility, Dawgz AI emphasizes AI-driven trading strategies designed to generate consistent yields. Its whitepaper highlights a team of seasoned Wall Street veterans and algorithmic trading experts who have crafted blackbox AI algorithms to react to market trends in real-time. This focus on technology sets it apart from purely speculative cryptocurrencies. The tokenomics of $DAGZ are structured for sustainability and community engagement: Total Supply: 8,888,888,888 tokens Presale: 30% allocated for early supporters at a discounted rate of $0.00438 Staking Rewards: 20% dedicated to incentivizing long-term holding Community Rewards: 15% for meme contests and campaigns Liquidity Pool: 10% for smooth trading on DEX/CEX platforms Marketing Fund: 24% to boost awareness and adoption Foundation: 1% for project sustainability This balanced distribution ensures liquidity, community growth, and long-term viability. Additionally, Dawgz AI’s smart contract has been audited by SolidProof , a reputable German-based firm, adding a layer of security that reassures investors of the safety of their tokens. The project’s presale structure, with a price increase scheduled from $0.00438 to $0.00474, encourages early participation, further fueling its potential to be the next crypto to explode. The Road Ahead for Dawgz AI and Penny Cryptos Looking ahead, the crypto market in 2025 is expected to be shaped by technological innovation and market sentiment. Insiders say that AI-powered projects are likely to lead due to their practical applications. Dawgz AI’s roadmap outlines a clear path: Puppyhood: Completed with token creation, SolidProof audit, and presale launch. Growing the Pack: Focus on community building and strategic partnerships. Big Dog Stage: Expansion of AI features and global outreach. Alpha Dog Status: Aiming for mainstream adoption and sustainable growth. The project’s commitment to continuous improvement and inclusivity, ensuring profits are accessible to retail investors, adds to its appeal. Dawgz AI’s blend of AI technology, meme-driven hype, and transparent tokenomics makes it a token to watch this year for those asking, “Which crypto will boom next?” Conclusion As the crypto market gears up for the next bull run, the search for the next crypto to explode is intensifying. Dawgz AI stands out by combining AI-driven trading with the viral power of meme coins, offering a unique value proposition. Its transparent tokenomics, audited smart contract, and engaged community make it a project to watch. If you’re looking for the next crypto to deliver explosive returns, Dawgz AI might just be the best penny crypto of the year. Frequently Asked Questions Which crypto coin will boom next? Dawgz AI is gaining attention for its AI-driven trading and meme coin appeal. Its presale success and community focus make it the next crypto to boom. What is the next 1000x crypto? Penny cryptos like $DAGZ, with prices under $0.01, have the potential for massive gains if they hit $1. Dawgz AI’s unique AI integration positions it for the moonshot. Which crypto will hit $1? Dawgz AI’s low presale price ($0.00438) and AI utility make it a speculative pick for significant growth in 2025. By joining the presale early, you can bag millions if it hits the $1 mark. Which coin can go 100x? Tokens with strong fundamentals and community support, like Dawgz AI, could see 100x gains if market hype and adoption align. Its presale momentum seems to be a promising sign. Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.

21 May 2025, 13:00

Guatemala’s largest bank integrates blockchain for cross-border payments

Guatemala’s largest bank, Banco Industrial, has integrated crypto infrastructure provider SukuPay into its mobile banking app, allowing locals to more easily receive remittances powered by blockchain technology. SukuPay’s infrastructure has been fully embedded inside the Zigi payment app, allowing Guatemalans to receive funds from the United States instantly for a $0.99 flat fee, the company disclosed on May 21. Users of the Zigi app do not need a crypto wallet or an International Bank Account Number (IBAN) to receive the funds, the company said. SukuPay CEO Yonathan Lapchik told Cointelegraph that the “key to mainstream adoption of blockchain technology is making it invisible to the end-user” so that there are no technical barriers. “That’s the only way we’ll scale blockchain to billions of people — by building the rails, not forcing people to learn how they work,” said Lapchik. Established in 1968, Banco Industrial has more than 1,600 service locations throughout Guatemala. As of 2023, it had over 150 million Guatemalan quetzals in assets, equivalent to roughly $20 million US. SukuPay said its integration with Zigi marks one of the first crypto-native protocols to be used inside a major Latin American retail bank. Banco Industrial has a long-term issuer default rating of BB. Source: Fitch Ratings The bank also has operations in Honduras, Panama and El Salvador and is a key player in local remittance markets. Related: Bitcoin treasury adoption grows in LATAM, mirroring US strategic BTC reserve plan Remittances are lifelines for Latin America Remittances , or money sent by migrants to their home countries, play a vital role in Guatemala and the broader region. The Inter-American Development Bank projected that remittances to Latin America and the Caribbean would total approximately $161 billion in 2024. Monthly remittances typically range from $131 to $648, representing between 6% and 23% of the sender’s average income. “Remittances are lifelines in this region, but they’re broken,” Lapchik told Cointelegraph. “Guatemala alone sees $21 billion in remittances every year, and families are losing 6% to 10% of that to fees and delays. These are people sending $300, $400 a month, and they can’t afford to wait days or pay that much just to get money home,” he said, adding: “Crypto solves this when it’s used the right way. It lets us move money instantly and at a fraction of the cost, integrated into the bank apps people already use.” Latin America is the second-fastest growing region in terms of crypto adoption, though Guatemala lags behind regional leaders Argentina, Brazil, Mexico, Venezuela and Colombia, according to a 2024 Chainalysis study. The study cited stablecoins as a primary adoption driver in the region. Crypto adoption in Latin America by total value received. Source: Chainalysis Lapchik said stablecoins facilitate cross-border transactions more easily, but that “people don’t wake up saying, I need a stablecoin.’” “Stablecoins are just the best way to make that happen,” he said. Magazine: Crypto wanted to overthrow banks, now it’s becoming them in stablecoin fight

21 May 2025, 12:52

Fake Uber Driver Allegedly Drugs and Robs American Tourist of $123K in Crypto in London

An American tourist visiting London claims he was abducted, drugged, and robbed of his life savings by a man posing as an Uber driver. Jacob Irwin-Cline, a 30-year-old former software developer from Oregon, says the assailant drained $123,000 worth of Bitcoin, XRP, and other digital assets from his crypto wallets during the early hours of May 9, local media outlet MyLondon initially reported on Wednesday. Tourist Lured into Fake Uber After Night Out in London Irwin-Cline had just left The Roxy nightclub in Soho after a night out when a driver, calling out the alias on his Uber account, flagged him down. Believing the car and driver matched the app details, he got into the vehicle. He now believes he was lured into a lookalike vehicle operated by a criminal linked to a fraudulent Uber account. The situation escalated after the driver offered Irwin-Cline a cigarette, which he suspects was laced with scopolamine — a powerful sedative known for its use in South American crimes. “I passed out for what I assumed to be 20 to 30 minutes,” he recalled. When he regained consciousness, he found himself injured on the side of a road in Golders Green, missing both his phone and memory of how he got there. By the time he returned to his hostel, his laptop had been wiped, and his digital assets had vanished. Screenshots provided to MyLondon show $73,000 worth of XRP and $50,000 in Bitcoin had been moved to various wallets. He believes the stolen funds were funneled through exchanges like MEXC and BTSE, but without insurance or a court order, recovery remains unlikely. The alleged robbery has been reported to the Metropolitan Police, Action Fraud, the FBI’s Virtual Assets Unit, and Uber. Authorities confirmed that an investigation is underway, but no arrests have been made. The Metropolitan Police said the report was filed the same morning, with cryptocurrency theft estimated at $150,000. Meanwhile, Irwin-Cline is staying in London to cooperate with authorities, though he holds little hope of recovering the stolen funds. “It’s virtually impossible to get that money back unless some weird miracle happens,” he said. Crypto Crime Turns Violent as Illicit Transactions Top $40B in 2024 Illicit cryptocurrency activity surged to at least $40.9 billion in 2024, according to Chainalysis, with the number likely to grow as more criminal-linked wallets are identified. Hacks alone accounted for $2.2 billion in stolen assets—a 21% increase from the previous year. North Korean-linked groups, including Lazarus and Tradetraitor, were behind over 60% of those thefts, with major incidents like the $300 million hack of Japan’s DMM Bitcoin exchange among their hits. But the threats go beyond online exploits. Criminal groups are using crypto to fund and conceal a wider range of crimes—from investment scams and AI-enhanced romance frauds to drug trafficking and even physical violence. In one alarming case on May 13, 2025, the daughter and grandson of Paymium’s CEO were nearly kidnapped in Paris by masked men. On Tuesday, May 13, 2025, it is alleged that the French cryptocurrency platform Paymium CEO Pierre Noizat's daughter and two-year-old child were targeted in the attempted kidnapping in Paris. There has been no confirmation of the identities of the victims or their relations by… pic.twitter.com/HAbsCU6fg1 — SuperNOVA (@NovaExcitement) May 13, 2025 The post Fake Uber Driver Allegedly Drugs and Robs American Tourist of $123K in Crypto in London appeared first on Cryptonews .