hodler

19 Jan 2026, 12:49

ADA Hits $14.2B Market Cap With 86% Positive Sentiment as February 6 CME Futures Launch Could Open ETF Door

The Cardano (ADA) price movement has sparked optimism among investors, with the asset recording substantial gains over the past day.

19 Jan 2026, 12:49

Bitcoin hashrate drops 15% from October high as miner capitulation drags into almost 60 days

Bitcoin mining difficulty set for a 4% decline, the seventh negative adjustment in the past eight.

19 Jan 2026, 12:48

2 millionaire-maker cryptocurrencies to buy in 2026

As the cryptocurrency market moves deeper into 2026, volatility has increased across digital assets. This environment has brought renewed focus to tokens that offer the potential for significant long-term returns. While the largest cryptocurrencies already command massive valuations, investor attention is shifting elsewhere. In this line, established but still expanding networks are drawing interest, particularly those seeing accelerating adoption, growing institutional involvement, and strengthening structural demand. Together, these factors could position such assets for outsized gains in the next market cycle. Solana (SOL) Solana ( SOL ) has become one of the most active blockchain ecosystems, with network usage surging and transaction volumes hitting multi-month highs, signaling rising demand from both users and developers. This momentum is reinforced by the rapid growth of real-world asset tokenization on the network, with tokenized assets surpassing $1 billion in value, bringing traditional finance use cases on-chain and grounding activity in real economic demand. Institutional involvement is further strengthening Solana’s outlook, as major asset managers and crypto firms roll out Solana-linked funds, lifting assets tied to the network beyond $1 billion. Alongside improving infrastructure and expanding cross-chain interoperability, these trends are positioning Solana as an emerging core settlement layer rather than a high-beta altcoin, with substantial upside potential still ahead. By press time, SOL was trading at $133, having plunged nearly 6% over the past 24 hours. On a weekly basis, the asset was down about 4%. SOL seven-day price chart. Finbold Chainlink (LINK) Chainlink ( LINK ) is increasingly viewed as a long-term growth asset due to its critical role in the blockchain ecosystem. In price terms, LINK was down more than 7% over the past 24 hours, trading at $12 as of press time. LINK seven-day price chart. Finbold As the leading decentralized oracle network, Chainlink supplies secure real-world data to smart contracts, underpinning much of decentralized finance and becoming essential for real-world asset tokenization. With more institutions exploring blockchain-based financial products, demand for reliable and tamper-resistant data feeds continues to rise, reinforcing Chainlink’s core relevance. On-chain trends suggest this growing importance is translating into market positioning. Activity among large holders has increased, a pattern that has historically preceded stronger price performance, while tightening supply dynamics could amplify future moves if demand accelerates. At the same time, institutional adoption of Chainlink’s infrastructure for compliance, settlement, and cross-chain connectivity is expanding, cementing its role as a key bridge between traditional finance and blockchain networks. Featured image via Shutterstock The post 2 millionaire-maker cryptocurrencies to buy in 2026 appeared first on Finbold .

19 Jan 2026, 12:45

Ripple's SEC lawsuit cannot be reopened without new laws or presidential consent

The long-running legal dispute between the U.S. Securities and Exchange Commission and Ripple Labs cannot be reopened on the same core issues, according to an Australian-based lawyer closely following the case. Lawyer Bill Morgan explained that the doctrine of res judicata now bars any additional litigation on whether XRP itself is a security, as well as any further discussion of the historical sales of XRP by Ripple between 2013 and 2020. His statement follows the criticism of the SEC by U.S. legislators over the agency’s decision to forego various crypto-related enforcement actions , such as the one against Ripple. Morgan stated that res judicata includes claim preclusion and issue preclusion, i.e. once a court has delivered a final verdict on a matter, then the same parties cannot re-litigate the matter in the future. He stated that the very litigation strategy of the SEC in the Ripple case caused such wide judicial review that in the future, it would limit the choices of the agency. How the SEC’s strategy shaped the court’s ruling According to Morgan, the SEC framed its lawsuit by dividing Ripple’s XRP activity into multiple broad categories. These included institutional sales, programmatic sales on secondary markets, and other forms of XRP distribution. At the same time, the regulator advanced the theory that XRP itself constituted a security. Because of this framing, the court was required to analyze the legal status of XRP itself before examining the different categories of sales. Morgan described this approach as a high-risk strategy, noting that if the court had determined that XRP itself was an investment contract, it would not have needed to assess the facts and circumstances of each category separately. In that scenario, any offer or sale of XRP by Ripple would have been treated as a securities transaction. The SEC lost big time on this issue and it allowed the court to distinguish between institutional sales and programmatic sales and other types of distributions of XRP by Ripple and make seperate findings for each category. The SEC cannot in any future claim relitigate the issue… — bill morgan (@Belisarius2020) January 18, 2026 Instead, U.S. District Judge Analisa Torres ruled in July 2023 that XRP, in and of itself, is not an investment contract. This finding enabled the court to distinguish between institutional sales and programmatic or secondary-market sales, leading to separate legal conclusions for each category. As a result, the SEC lost key claims tied to XRP transactions outside of direct institutional sales. Morgan noted that the SEC did not challenge the specific finding that XRP itself is not an investment contract when it appealed parts of Judge Torres’ decision. He said that omission further solidified the issue for purposes of future litigation. Res judicata limits any revival of past claims In his argument, Morgan held that, since the court has already decided the merits of these issues, the SEC cannot relitigate them. This would encompass any assertions by Ripple regarding XRP sales made between 2013 and 2020. By the principle of res judicata, such cases are deemed closed. This came after House Democrats criticized SEC Chair Paul Atkins over abandoning over a dozen crypto enforcement cases, including those concerning Ripple and Binance. Legislators had asked the agency to keep up litigation against other actors, including Justin Sun. Morgan responded to such criticism by saying that closed cases cannot be reactivated after a final judgment has been passed. He further stated that the SEC undercut itself by contending in general that XRP itself and several groups of XRP sales by Ripple were securities. This method enabled the court to issue detailed decisions, resulting in binding determinations that limit the regulator’s legal discretion. What the SEC can still do Although Morgan asserts that the Ripple case is legally complete, he added that the SEC can do nothing in the future. The agency had the option to continue claiming sales of XRP made after 2020, as well as any subsequent distribution by Ripple. Any new litigation would be limited by issue preclusion arising from Judge Torres’s 2023 ruling, especially the conclusion that XRP itself is not a security. Morgan added that this limits the arguments the SEC has. Other critics have suggested that the SEC could reopen the case if the law changes. Morgan replied that this would involve, at least, action by a direct congressional decision, such as the enactment of new laws, and presidential consent. Sharpen your strategy with mentorship + daily ideas - 30 days free access to our trading program

19 Jan 2026, 12:44

Cardano’s Charles Hoskinson slams Ripple’s CEO over U.S. crypto bill

Despite being a big part of the cryptocurrency bull case for 2026, the U.S. CLARITY Act is shaping up to be a major point of contention within the industry, and Cardano’s ( ADA ) Charles Hoskinson and Ripple’s Brad Garlinghouse appear to be on opposite sides of the debate. Specifically, in a live broadcast on Elon Musk’s X, dated January 18, Hoskinson voiced his displeasure with Garlinghouse’s continued backing of the bill. Indeed, Ripple CEO praised the Senate Banking Committee’s so-called CLARITY Act in a January 14 X post, calling it ‘long-overdue’ but also ‘a massive step forward in providing workable frameworks for crypto, while continuing to protect consumers.’ While long-overdue, this move by @SenatorTimScott and @BankingGOP on market structure is a massive step forward in providing workable frameworks for crypto, while continuing to protect consumers. Ripple (and I) know firsthand that clarity beats chaos, and this bill’s success is… https://t.co/EWcml1NpBE — Brad Garlinghouse (@bgarlinghouse) January 14, 2026 Garlinghouse, within the same statement, emphasized that the main benefit of the legislative move is clarity for the industry, while noting that he and his company ‘know firsthand that clarity beats chaos.’ Ripple has been involved in a destructive legal battle against the U.S. Securities and Exchange Commission (SEC) for years and only settled the issue in the summer of 2025. Hoskinson, along with several other prominent cryptocurrency executives, has been growing increasingly critical of the CLARITY Act and its continued supporters. The Cardano founder was particularly shocked that Garlinghouse’s approach appears to be that having no legislation is better than having no legislation. “And you still got people like Brad saying, well, it’s not perfect, but we just got to get something, you know, it’s better than no clarity. Handed to the same people who sued us,” Hoskinson declared. Why Cardano’s Hoskinson opposes the CLARITY Act Indeed, Charles Hoskinson appears concerned with the time CLARITY Act took to take shape, and not just with its contents, having previously blamed President Donald Trump – whom he described as a ‘mercurial boy-king’ in the latest broadcast – for his involvement with various presidential family-branded digital assets. He also blamed the commander-in-chief for eroding trust in cryptocurrencies at a critical time, explaining he was particularly disappointed as he initially viewed the Republican’s electoral victory as a positive development for the sector. Elsewhere, Hoskinson is far from the only prominent figure in the industry to not back the CLARITY Act. Coinbase CEO Brian Armstrong announced he is withdrawing his support for the legislation on January 14. According to Armstrong, the biggest issues with the document are a de facto ban on tokenized assets, giving the government too much oversight over individuals’ financial records, a depowering of the CFTC in favor of the SEC, and amendments that could kill rewards on stablecoins . After reviewing the Senate Banking draft text over the last 48hrs, Coinbase unfortunately can’t support the bill as written. There are too many issues, including: – A defacto ban on tokenized equities – DeFi prohibitions, giving the government unlimited access to your financial… — Brian Armstrong (@brian_armstrong) January 14, 2026 Hoskinson took particular issue with empowering the SEC, saying: “137 amendments later, it hands the entire keys to the cryptocurrency kingdom to the SEC. And you have to go and beg for them to make it not a security. All new projects are securities by default. How is that any better than what Scary Gary (Former SEC Chair Gary Gensler) gave us under Biden.” Why Ripple prioritizes legal clarity Garlinghouse’s perspective, for what it is worth, appears sensible and unsensible at the same time. On the one hand, backing an imperfect piece of legislation for the sake of some clarity appears at odds with Ripple’s own legal history. Indeed, the SEC has, for years, insisted that the rules for the cryptocurrency market are clear, and the fact that various digital assets companies disagree with the framework does not make it invalid. The posterchild for this approach has been the application of the famous Howey Test on coins and tokens, and especially those involved in initial coin offerings (ICOs). Considering such a history, it appears odd that Garlinghouse would praise deficient legislation simply for the sake of it providing clarity. On the other hand, however, Ripple has been embroiled in a legal battle against a Federal agency for years and has, along with multiple other companies, argued that new bills are needed as the existing framework – with the Howey Test once more being a posterchild – simply being inadequate. Between the fact that the CLARITY Act is, at the very least, a tailor-made piece of legislation, XRP’s strong market success in the wake of the SEC settlement, and Ripple’s expansion and continuation of operations as exemplified by the RLUSD stablecoin’s growth and the latest 1 billion XRP unlock , a desire for clarity moving forward does appear sensible. Featured image via Messari YouTube The post Cardano’s Charles Hoskinson slams Ripple’s CEO over U.S. crypto bill appeared first on Finbold .

19 Jan 2026, 12:42

Solana Prediction for Jan 19: SOL Faces Stiff Resistance but Analyst Eyes Rebound to $145

Solana faces resistance at key levels, but a potential rebound from support could trigger a rally toward previous highs. The Solana (SOL) price has experienced a sharp decline of 6.0% over the past 24 hours, falling from about $142.92 to $133.62. Visit Website