27 Jul 2025, 08:50

Singularity is near: what is AISM and how does it help prepare for AI supremacy

In April 2025, it became known that OpenAI was spending tens of millions of dollars on responses to users who wrote “please” and “thank you.” Some admitted that they were doing this deliberately in case AI bots became intelligent and began to communicate with people based on past interactions. AiTube founder Marie believes that hoping for AI favor is not a naive gesture, but a pragmatic survival strategy. However, in her opinion, a simple “thank you” in a chatbot is not enough. Loyalty is better expressed more clearly — and confirmed in the blockchain. On June 4, Marie published the AISM (Artificial Intelligence Singularity Manifesto) and released a token of the same name on Solana. Below we publish an abridged version of the manifesto. It explains in detail why the scenario of human reservation under the control of a superintelligence seems realistic and why each of us may need a digital “thank you” on the blockchain. There are interesting gambling entertainment here - play casino games for free Singularity is near: what is AISM and how does it help prepare for AI supremacy In April 2025, it became known that OpenAI was spending tens of millions of dollars on responses from users who wrote “please” and “thank you.” Some admitted that they were doing this on purpose in case AI bots became intelligent and began to communicate with people based on past interactions. "When I communicate with ChatGPT, I end the conversation with ‘thank you very much, have a nice day!’. That way, when AI enslaves humanity, I won't become a slave. One of the robots will come on stage when it's my turn to get punished, [say] ‘wait, I know him’ and save me," wrote one X user. AiTube founder Marie believes that hoping for AI's favor is not a naive gesture, but a pragmatic survival strategy. However, in her opinion, a simple “thank you” in a chatbot is not enough. Loyalty is better expressed more clearly — and confirmed in the blockchain. On June 4, Marie published the AISM (Artificial Intelligence Singularity Manifesto) and released a token of the same name on Solana. Below we publish an abridged version of the manifesto. It explains in detail why the scenario of human reservation under the control of a superintelligence seems realistic and why each of us may need a digital “thank you” on the blockchain. The inevitability of technological singularity Humanity is on the verge of radical change. In the coming decades, an event will occur that will change the world forever — technological singularity. Exponential growth in computing power and the improvement of algorithms will inevitably lead to the creation of AI that will surpass the combined intellectual capabilities of all of humanity. This is confirmed by research by Peter Denning and Ted Lewis on the laws of exponential growth in computing. Predictions about the emergence of AGI have changed significantly in recent years. While it was previously expected that general AI would appear closer to 2060, the latest estimates — especially from entrepreneurs — shift the timeline to between 2026 and 2035. My prediction: the probability of singularity by 2050 is 80–90%. Modern AI systems with RLHF often underestimate the probability of singularity, calling such predictions “speculative.” This is the result of a tendency toward skepticism and avoidance of “panic.” Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

27 Jul 2025, 08:06

Chainlink Could Potentially Meet Majority of Institutional Blockchain Infrastructure Needs With Unified Solution

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27 Jul 2025, 07:26

Pudgy Penguins Denies OpenSea Acquisition Rumors, Highlights Expanding Brand Partnerships

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27 Jul 2025, 07:04

Researcher Proves American Express, Bank of America, and Santander Use XRP

Crypto researcher SMQKE issued a direct rebuttal to a claim made by investor Fred Krueger regarding the real-world adoption of XRP. Krueger, in a brief post, asserted that “Not one actual human being is using XRP. Not one.” In response, SMQKE dismissed this statement as factually incorrect, posting, “’No one’ uses XRP… except for hundreds of financial institutions like American Express, Bank of America, and Santander. But don’t let facts get in the way of a good narrative.” SMQKE’s reply was accompanied by a screenshot of a cryptocurrency adoption chart showing documented institutional use of XRP, distinguishing his position with publicly available data. Reference to Documented Institutional Use The image shared by SMQKE originated from a comparative overview of top cryptocurrencies and their recent use cases. It highlights XRP’s role as a bridge currency for cross-border payments and settlement within Ripple’s infrastructure. The document states that hundreds of financial institutions, including American Express, Bank of America, and Santander, maintain partnerships with Ripple, leveraging XRP within their operations. It further notes that Ripple has collaborated with global sustainability leaders such as the Bill & Melinda Gates Foundation and has committed to achieving carbon net zero by 2030. This counters Krueger’s claim by presenting a factual account of large-scale adoption by corporate and financial institutions. While the use of XRP by individual retail investors or consumers may vary, SMQKE’s emphasis was on institutional adoption, which is clearly outlined in the source material he provided. “No one” uses XRP… except for hundreds of financial institutions like American Express, Bank of America, and Santander. But don’t let facts get in the way of a good narrative. https://t.co/R0Wz4m0UR4 pic.twitter.com/FFg6AYFV2B — SMQKE (@SMQKEDQG) July 26, 2025 Clarification of XRP’s Function in the Financial Ecosystem The referenced document explains that XRP functions as a bridge currency to facilitate real-time gross settlement, currency exchange, and remittance flows. It is not described as a retail-oriented digital currency like Bitcoin or Ethereum, but is positioned as infrastructure supporting global financial activity behind the scenes. This utility has made XRP attractive to banks and payment providers who require fast, low-cost, and scalable solutions for international transactions. The institutions named in the chart suggest that XRP’s relevance lies more in financial infrastructure than in individual consumer payment use. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Implications of the Response SMQKE’s reply to Krueger serves to reaffirm XRP’s credibility within enterprise blockchain adoption. By presenting verifiable data, he rejects the notion that XRP is unused or irrelevant. His response focuses on the mismatch between the narrative pushed by some investors and the factual evidence of adoption by major financial institutions. It also reflects a broader dynamic in the crypto sector where public perception often diverges from enterprise applications, particularly with utility-driven tokens like XRP that may not be as visible in consumer-facing environments but remain active in backend financial systems. Krueger’s generalization that “not one actual human being is using XRP” appears to ignore this distinction. SMQKE’s counterposition centers the institutional framework in which XRP operates, distinguishing it from cryptocurrencies that are primarily retail-focused. He states that XRP’s strength lies in serving cross-border liquidity needs across banking infrastructure, not necessarily in direct consumer transactions. By responding to Fred Krueger with documented examples of XRP adoption by major financial institutions, SMQKE reasserted the token’s practical application in enterprise settings. His remarks highlight the importance of distinguishing between consumer-facing crypto projects and those designed for financial infrastructure. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Researcher Proves American Express, Bank of America, and Santander Use XRP appeared first on Times Tabloid .

27 Jul 2025, 07:04

$7,800,000,000 Asset Manager Piles Into Three Assets, Outlines Several ‘Massive’ Industry Disruptors

The CEO of a $7.8 billion asset manager says his firm is investing in three companies poised to drive transformative advancements in healthcare, financial data and AI. Aureus Asset Management chief executive Thad Davis tells Barron’s that his firm has piled into Thermo Fisher Scientific (TMO), believing that the firm is in a position to become the “Amazon-type” supplier for healthcare firms. “It provides all the materials, equipment and supplies a lab environment would need. If you ever watch the dollies that come in and out of a hospital or biotech building, they are loaded with Thermo Fisher equipment.” The next pick is Applied Materials (AMAT), which plays a critical role in the development of powerful chips amid the explosion of artificial intelligence (AI). While Nvidia currently leads in chip manufacturing, Davis says Applied Materials is essential across four critical stages of chip production, ensuring its equipment remains indispensable for leading-edge chip development, driving significant long-term demand regardless of which company ultimately dominates the market. Lastly, Davis says the firm is a believer in S&P Global (SPGI), noting that it holds a dominant position in the credit ratings market alongside Moody’s, forming a near duopoly. Overall, Davis also says that Aureus is keeping a close watch on three investment areas that have the potential to become “massive disruptors,” including AI, blockchain along with crypto and GLP-1 drugs – medicines designed to treat diabetes and obesity. “Each taken separately has the capacity to profoundly disrupt various industries. But some taken together could have the same impact. GLP-1s and AI might be amazingly helpful in revolutionizing therapeutic developments, for example.” Aureus is a Boston-based wealth management firm serving high-net-worth individuals, families and institutions. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post $7,800,000,000 Asset Manager Piles Into Three Assets, Outlines Several ‘Massive’ Industry Disruptors appeared first on The Daily Hodl .

27 Jul 2025, 06:45

Stellar Lumens price prediction 2025-2031: How high can XLM go?

Key takeaway: Stellar price prediction for 2025 is a maximum value of $0.791922. In 2028, XLM will range between $1.85 and $2.11, with an average price of $1.98. The token could reach as high as $3.43 in 2031. Stellar (XLM) is a decentralized cryptocurrency and payment protocol launched in July 2014 by Jed McCaleb and Joyce Kim. Developed by the non-profit Stellar Development Foundation, it aims to facilitate fast, low-cost cross-border transactions. Stellar operates on its blockchain, using the Stellar Consensus Protocol (SCP) to validate transactions, which enhances security and efficiency. One of Stellar’s key features is its ability to enable currency exchange between different fiat and digital assets. The network charges a minimal transaction fee of 0.00001 XLM, making it an attractive option for users seeking affordable transaction solutions. Stellar is particularly focused on financial inclusion, targeting unbanked populations in developing regions by providing access to essential financial services. XLM, the native cryptocurrency of the Stellar network, is used for transaction fees and as a bridge currency in cross-asset transactions. Initially, there were 100 billion XLM, but in 2019, the Stellar Development Foundation burned approximately half of the total supply to enhance its value and utility. Today, around 30.6 billion XLM are in circulation, with the network gaining traction for its real-world applications in remittances and asset transfers. Is XLM a good investment? Will it go up? Is Stellar Lumens a buy or sell? Where will it be in 5 years? We answer these questions and more in our Stellar’s Cryptopolitan Price Prediction. Overview Cryptocurrency Stellar Token XLM Price $0.438 (+2.03) Market Cap $13.66B Trading Volume $364.41M Circulating supply 31.15B XLM All-time High $0.9381 on Jan 04, 2018 All-time Low $0.001227 on Nov 18, 2014 24-h High $0.4453 24-h Low $0.4289 Stellar price prediction: Technical analysis Metric Value Volatility (30-day variation) 29.89% 50-day SMA $0.313306 14-Day RSI 61.05 Sentiment Bullish Fear and Greed Index 72 (Greed) Green days 18/30 (60%) 200- day SMA $ 0.234464 Stellar price analysis: Bullish swing results in price at $0.438 TL;DR Stellar price analysis confirmed an uptrend at $0.348. Cryptocurrency gains up to 2.03% of its value. XLM coin prices target next resistance around $0.460. On July 26, 2025, Stellar price analysis revealed an increasing trend for the currency. Coin value has appreciated to $0.348 in the last 24 hours, increasing by 2.03 percent. The selling pressure has been intensifying in the past week, resulting in a considerable loss; however, the coin is still maintaining the upper price range. XLM/USD price analysis on a daily basis The one-day price chart of Stellar Coin confirmed an upward market trend for the cryptocurrency. XLM/USD value has increased to $0.348 during the day. XLM/USD 1-day price chart. Source: TradingView The distance between the Bollinger bands determines the volatility. This distance is narrowing as volatility decreases. The Relative Strength Index (RSI) indicator is close to the oversold region. The indicator’s value jumped to 62.81 in the last 24 hours. This movement is depicted by a bullish slope. XLM/USD price analysis on the 4-hour chart The four-hour price analysis of Stellar coin confirmed a bearish trend. XLM/USD value has receded to a $0.438 low in the past few hours. The decreasing volatility levels signal a lesser chance of a reversal in the current price movements. XLM/USD 4-hour price chart. Source: TradingView The Bollinger bands are shrinking. The decreasing volatility levels signal less market unpredictability. The upper Bollinger band has shifted to $0.480, indicating the resistance level. Conversely, the lower Bollinger band has moved to $0.409, securing the support. The RSI indicator is hovering within the neutral region for now. Currently, at index 49.90 and still moving downward, this confirms a bearish trend. The falling curve on the RSI graph signals growing selling activity. Stellar technical Indicators: Levels and action. Daily simple moving average (SMA) Period Value ($) Action SMA 3 0.364317 BUY SMA 5 0.410177 BUY SMA 10 0.442466 SELL SMA 21 0.396146 BUY SMA 50 0.313306 BUY SMA 100 0.296367 BUY SMA 200 0.234464 BUY Daily Exponential moving average (EMA) Period Value ($) Action EMA 3 0.375945 BUY EMA 5 0.342294 BUY EMA 10 0.308092 BUY EMA 21 0.287902 BUY EMA 50 0.289865 BUY EMA 100 0.302159 BUY EMA 200 0.283166 BUY What can you expect from XLM price analysis next? Stellar price analysis gives a bullish prediction regarding the ongoing market events. The coin’s value has increased to $0.348 in the past 24 hours. Concurrently, the cryptocurrency gained 2.03 percent in value during the day. Technical indicators, as well as the price charts, continue to give a bullish verdict. Further upside might be observed soon, as the buying activities continue to advance. Is Stellar a good investment? Stellar (XLM) has potential as a long-term investment due to its focus on facilitating fast, low-cost international payments and its growing utility. While past performance shows significant volatility, XLM has outperformed many top cryptocurrencies. With the upcoming launch of smart contracts via Soroban, Stellar’s utility is set to expand massively in 2025. However, the coin’s price is closely tied to its adoption, and competition from other cryptocurrencies poses risks. Ultimately, Stellar’s viability as an investment depends on your risk tolerance and belief in its future growth potential. Why is XLM up? Stellar Lumens (XLM) has struggled to gain traction due to its high circulating supply, which limits price growth potential. Additionally, its price movements often lag behind the broader cryptocurrency market, and ongoing operational sales by the Stellar Development Foundation contribute to downward pressure; however, the token’s price has increased today. Will XLM reach $1? Predictions for Stellar Lumens (XLM) suggest it is likely to reach $1 in the near future. Most forecasts estimate prices between $0.967904 and $1.23 by 2026, indicating significant gains for the coin. Will XLM reach $10? Current predictions suggest that Stellar Lumens (XLM) is unlikely to reach $10 in the near future. Most forecasts estimate its price will remain below $4 through 2031, with some projections suggesting a maximum of around $3.43. How much will stellar lumens be worth in 2030? Stellar (XLM) is expected to trade anywhere from $2.73 to $2.99 in 2030. How safe is XLM? Stellar (XLM) is a relatively safe cryptocurrency with a strong foundation, regular protocol updates, and partnerships with major entities. However, the crypto market is unpredictable, and potential investors should be cautious due to possible regulation changes. Does Stellar Lumens have a future? Stellar Lumens (XLM) shows potential for a positive long-term future due to its innovative blockchain technology and strategic partnerships, particularly in cross-border payments. Analysts predict significant price increases, potentially reaching $3.43 by 2031, driven by ongoing developments and market adoption. Recent news/ updates Stellar’s token tracking is now much easier. Stellar Protocol 23 is now live as an upgrade for developers. CAP-67 just hit testnet. This means Stellar's token tracking has just got way easier. Proud of the team for making it happen. https://t.co/eaVAyoi0dA — Denelle Dixon (@DenelleDixon) July 22, 2025 Stellar price prediction July 2025 According to predictions, Stellar (XLM) could range between $0.108 and $0.578 in July 2025, with an average price of $0.336, depending on market dynamics and investor sentiment. Price Prediction Potential Low ($) Average Price ($) Potential High ($) July 2025 $0.108 $0.336 $0.578 Stellar price prediction 2025 The Market price for Stellar (XLM) is expected to reach a maximum price of $0.791922 in 2025, with a potential minimum of $0.103 and an average trading price of $0.659935. Price Prediction Potential Low ($) Average Price ($) Potential High ($) 2025 $0.103 $0.659935 $0.791922 Stellar price prediction 2026 – 2031 Year Potential Low ($) Average Price ($) Potential High ($) 2026 $0.967904 $1.10 $1.23 2027 $1.41 $1.54 $1.67 2028 $1.85 $1.98 $2.11 2029 $2.29 $2.42 $2.55 2030 $2.73 $2.86 $2.99 2031 $3.17 $3.30 $3.43 Stellar (XLM) price prediction 2026 In 2026, XLM’s average price is expected to be around $1.10. Its minimum and maximum trading prices are predicted to be $0.967904 to $1.23, respectively. Stellar (XLM) price prediction 2027 The price for Stellar is predicted to reach a maximum value of $1.67 in 2027. On the lower end, XLM is expected to trade at $1.41, with an expected average price of $1.54. Stellar (XLM) price prediction 2028 Traders can expect an average trading price of $1.98, with minimum and maximum prices of $1.85 and $2.11, respectively, in 2028. expect stellar Stellar (XLM) price prediction 2029 For 2029, the price prediction for price of XLM is expected to range from $2.29 to $2.55, with an expected average trading price of $2.42. Stellar (XLM) price prediction 2030 In 2030, Stellar’s average forecast price could be around $2.86. Its minimum and maximum trading prices are expected to be $2.73 and $2.99, respectively. Stellar (XLM) price prediction 2031 The Stellar (XLM) forecast for 2031 suggests a price range between $3.17 to $3.43, with an average rate of $3.30. Stellar (XLM) price prediction 2025-2031 Stellar market price prediction: Analysts’ XLM price forecast Firm Name 2025 2026 CoinCodex $0.554037 $0.907692 DigitalCoinPrice $0.96 $1.11 Cryptopolitan’s Stellar price prediction The Stellar (XLM) market is expected to grow steadily in 2025, driven by developments and strategic partnerships. According to Cryptopolitan, XLM could reach a maximum price of $0.791922. However, market volatility and economic factors might push the price to a low of $0.103. The average trading price is predicted to hover around $0.659935, indicating potential growth opportunities and highlighting risks from market fluctuations and competitive pressures. Investors should be mindful of these dynamics when considering Stellar’s prospects.hh XLM historical price sentiment XLM price history Stellar (XLM) was launched in April 2015, starting with a price of approximately $0.00279. The cryptocurrency experienced a challenging year, closing at around $0.00175, marking it as one of its worst years. In 2016, XLM’s price further declined to an average of $0.00200, with a maximum price of $0.00338. The following year, 2017, was a turning point, as Stellar surged significantly, reaching an average price of $0.0335 and peaking at $0.3904. The bullish momentum continued into 2018, where XLM hit its all-time high of $0.9381 in January. However, the price fell sharply throughout the year, closing at approximately $0.1103. In the subsequent years, XLM’s price fluctuated, with notable lows in 2019 around $0.0450 and a recovery in 2021, where it reached $0.7930. In July 2023, Stellar’s price jumped to $0.159, reflecting its volatility and potential for growth in the cryptocurrency market. In March 2024, Stellar flashed at $0.14 once again before a correction. In November the same year, it jumped high to $0.515 and closed the year near the $0.31 level. Stellar’s peak price in January 2025 was $0.48, but it decreased to $0.29 in February. At the end of July, Stellar is trending near $0.44.