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10 Jun 2026, 09:02

Pundit Predict What Will Happen to XRP and XLM Once CLARITY Act Passes

Banks will not lose deposits but instead expand into digital asset capabilities if the CLARITY Act is passed, according to crypto pundit X Finance Bull, who argued that community banks could integrate utility-focused digital assets such as XRP and XLM into their service offerings. The post emphasized that the shift would not replace traditional banking structures but operate alongside them within a coexisting financial model. The pundit stated that regulatory clarity under the CLARITY Act could catalyze broader institutional adoption of blockchain-based financial tools. In this view, banks would maintain their core deposit functions while adding new capabilities tied to tokenized payments, settlement systems, and digital asset infrastructure. The argument framed digital assets as an extension of financial services rather than a competing system. Banks won't lose deposits. They'll gain digital asset capabilities. Sen Lummis told the banking lobby exactly that. Once the CLARITY Act passes, community banks will integrate $XRP , $XLM , and utility assets into their offerings. Not replace. Coexist. pic.twitter.com/L46TXmYs1P — X Finance Bull (@Xfinancebull) June 8, 2026 Lummis’s Remarks on Banking Stability and Digital Integration The post referenced U.S. Senator Cynthia Lummis’s comments in a video in which she addressed concerns from banking stakeholders regarding the potential impact of digital assets on community bank deposits. She noted that some lawmakers and banking groups remain concerned that digital asset adoption could weaken traditional deposit bases. Lummis rejected that concern and stated that the available data do not support the assumption of deposit loss. She pointed to the expansion of stablecoins within the financial system and argued that bank deposits have, in some cases, increased alongside their adoption. Her position emphasized that digital financial products can strengthen, rather than weaken, local banking participation. She further explained that community banks could gain new opportunities by integrating digital asset services into their offerings. According to her remarks, this would allow banks to expand financial services at the local level while adapting to changing consumer and institutional demand. She described the relationship between traditional banking and digital assets as one of coexistence, not displacement. Community Response Highlights Diverging User Expectations The post also included reactions from users engaging with the topic, including a comment from Roynow122 who expressed a preference for fully digital financial systems over traditional banking structures. The user suggested that they would prefer to rely on digital wallets rather than banks if given the option, reflecting a segment of sentiment that favors self-custody and decentralized financial access. This perspective contrasts with the regulatory and institutional framing presented in the post, which focuses on integration within the existing banking system. The discussion around assets such as XRP and XLM remains centered on how these instruments could be embedded into regulated financial institutions rather than replacing them. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Outlook on Banking Integration of Digital Assets The core argument advanced by X Finance Bull is that regulatory clarity from the CLARITY Act could accelerate the integration of blockchain-based assets into mainstream banking services. Under this framework, community banks would retain their deposit structures while expanding into digital asset-enabled financial products. The post positions this development as an evolution of banking infrastructure rather than a disruption. It suggests that assets like XRP and XLM could play a functional role in payment and settlement systems operated by regulated institutions. Overall, the commentary frames the anticipated post-CLARITY Act environment as one in which traditional banking and digital asset ecosystems operate in parallel, with banks adapting by incorporating new technologies instead of being displaced by them. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Pundit Predict What Will Happen to XRP and XLM Once CLARITY Act Passes appeared first on Times Tabloid .

10 Jun 2026, 09:00

Japan’s SBI Bank Expands Crypto Push With BTC, ETH, XRP Rewards Program For Depositors

The banking arm of Japanese financial giant SBI Holdings is reportedly launching a crypto rewards program for depositors as part of a broader push to expand its digital assets business. SBI Shinsei Launches BTC, ETH, XRP Rewards SBI Shinsei Bank, the banking arm of Japan’s SBI Group, will reportedly launch a program this fall that rewards depositors with cryptocurrency vouchers, based on their account balances, Nikkei first reported on Monday. According to local news outlets, depositors will receive exchange vouchers equal to 20% of their deposit interest payments, redeemable for Bitcoin (BTC), Ethereum (ETH), or XRP “within a certain period,” with conversion based on market rates at the time of execution. The bank will hold a three-month trial campaign starting June 10. The campaign will reportedly apply to fixed-term deposits and savings accounts with maturities ranging from three months to five years. Deposits of 300,000 yen will receive a voucher worth about 500 yen, while deposits of 30 million yen or more will earn roughly 20,000 yen in vouchers. SBI Shinsei is set to take customer feedback to shape the final structure of the service, evaluating account openings and usage before deciding on a permanent rollout this fall. While offering digital assets as a permanent deposit product is highly unusual, the program aims to attract new customers to the group’s crypto business, SBI VC Trade, using bank deposits as the entry point. Notably, the number of individual deposit accounts currently stands at approximately 4.33 million, the reports added, and customers will reportedly be required to open an SBI VC Trade account to exchange their vouchers. In February, SBI Shinsei Bank and SBI VC Trade ran a campaign offering up to 20,000 yen in XRP exchange vouchers, based on the total amount deposited in Power Direct yen time deposits. SBI Group Expands Crypto Push SBI Group has been accelerating its crypto expansion , rolling out new products while deepening its footprint in both trading and investment services. In March, SBI VC Trade introduced a retail USDC lending service, allowing users to lend stablecoins under fixed-term agreements in exchange for returns. In May, SBI VC Trade, APLUS, and Visa Worldwide Japan introduced the SBI Visa Crypto Card, which converts spending rewards into BTC, ETH, or XRP. The card integrates with SBI Securities’ investment services, enabling automated crypto accumulation tied to monthly investment activity. SBI Securities, alongside Rakuten Securities, is developing crypto investment trusts for direct sale to individual investors. Meanwhile, SBI has partnered with Startale Group to build a blockchain for tokenized stocks and launched JPYSC, a yen-backed stablecoin. The group has also moved to consolidate its position in Japan’s crypto exchange market, formally submitting a letter of intent to acquire a stake in Bitbank, one of Japan’s top regulated exchanges, to make it a consolidated subsidiary, following the integration of Bitpoint Japan into SBI VC Trade. In addition, SBI has outlined plans to launch crypto-based exchange-traded funds (ETFs), filing for a combined Bitcoin and XRP ETF on the Tokyo Stock Exchange, targeting $32 billion in assets within three years, and a “Digital Gold Crypto” ETF that would allocate 51% to gold and 49% to digital assets.

10 Jun 2026, 09:00

XRP Being Suppressed? Researcher Reveals Why The Token Isn’t Soaring

A 2021 Citibank document that used the phrase “Regulated Internet of Value” sits at the center of a new XRP debate, after researcher Jesse of Apex Crypto Insights argued the wording was later shifted to “Regulated Liability Network” because the link to Ripple was too obvious. Related Reading: Security Milestone: XRP Lending Protocol Completes Military-Grade Assessment He says that paper trail, along with years of weak price action, points to a token that may be held down for reasons that are bigger than ordinary market trading. A Price That Would Not Move XRP’s chart is the first thing Jesse points to. The token reached $3.84 during the 2018 bull run and later touched $3.60 earlier in this cycle, yet it has spent much of the past decade moving sideways while Bitcoin climbed far higher. Jesse called that mismatch hard to explain under a normal market setup and said, in his view, suppression is one possible answer. The claim is not presented as proof. Jesse frames it as his opinion, but he ties it to a wider argument about how the financial system may change if XRP ends up in a deeper role than simple payments. The Internet Of Value Thesis Jesse says XRP should be viewed as part of an “internet of value” rather than just another crypto asset. He links that idea to Ripple’s Interledger Protocol, which he says is meant to move value in the same way the internet moves information. From there, he says the trail runs through several institutional documents and speeches. According to Jesse, Citibank’s Tony McLaughlin has described the Regulated Liability Network and the shared ledger idea as the same concept, and he says the Bank for International Settlements has also talked about a unified ledger that could replace correspondent banking and even Swift. The researcher’s case is built on that chain of references. He argues that if major banks are preparing a new settlement system, an asset tied to that system may not be allowed to swing wildly in price, since volatility would be a problem for anything meant to function as a reserve or settlement layer. Related Reading: SpaceX Exposure Comes To Bybit Through New Tokenized Product – Details What The Theory Still Lacks Jesse does not present hard evidence of manipulation. His argument is based on interpretation rather than any public proof of coordinated price control, and it ultimately leaves the question unresolved, with no definitive conclusion drawn on market behavior. Featured image from Unsplash, chart from TradingView

10 Jun 2026, 08:55

XRP drops below $1.15 and faces pressure with a 19% monthly slide! What does the latest data reveal?

🚨 XRP crashed below $1.15, erasing a key support in the latest session. 📉 The price has dropped 19% in just 30 days, spooking investors in $XRP. ⚡ Major sell walls and a looming network upgrade are keeping the market on edge. Continue Reading: XRP drops below $1.15 and faces pressure with a 19% monthly slide! What does the latest data reveal? The post XRP drops below $1.15 and faces pressure with a 19% monthly slide! What does the latest data reveal? appeared first on COINTURK NEWS .