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20 Mar 2026, 11:16

Mantle Surpasses $1.34 Billion in Total Market Size on Aave, Ranked 3rd Globally in Just Over a Month

BitcoinWorld Mantle Surpasses $1.34 Billion in Total Market Size on Aave, Ranked 3rd Globally in Just Over a Month Dubai, United Arab Emirates, March 20th, 2026, Chainwire Mantle, the high-performance distribution and liquidity layer for real-world assets, today announced it has crossed an impressive $1.34 billion in total lending and borrowing on Aave, officially becoming the third-largest market on Aave globally. This milestone was reached in slightly over a month since its deployment, representing a massive shift in the DeFi landscape and establishing Mantle as one of the fastest-growing markets in Aave’s history. The “Mantle x Aave Effect” The speed and scale of this milestone serves as a powerful proof of concept for the “Mantle x Aave effect” which is a synergy and compounding result that combines Mantle’s high-throughput distribution layer with Aave’s industry-standard lending protocol. Mantle’s unique positioning at the intersection of CeFi and DeFi, anchored by its strategic alignment with Bybit and its 80M+ user base, created immediate and sustained capital inflows from day one. The recent expansion of Mantle Vault on Bybit’s Onchain Earn platform that is now running on Mantle Network directly, powered by CIAN Protocol and Aave, serves as a direct CeFi-to-DeFi gateway, channeling liquidity from Bybit users directly into Aave’s Mantle market to generate yield. As the premier distribution layer, this is Mantle’s thesis in action, connecting the world’s largest pools of CeFi liquidity directly to on-chain yield opportunities, with Aave as one of the core primary venues where that capital is deployed. By achieving a top-three ranking so rapidly, Mantle has demonstrated an unrivaled ability to move DeFi into the mainstream, attracting both institutional-grade capital and retail activity. “Reaching $1.34 billion in total market size in slightly over a month is a direct reflection of the structural advantage Mantle has built. This isn’t organic growth from a standing start but the result of years of deliberate ecosystem building, the alignment between Mantle and Bybit, and the trust that institutional and retail capital allocators are placing in this infrastructure.” said Emily Bao, Head of Spot at Bybit and Key Advisor at Mantle . “The Mantle x Aave effect is real, and this milestone is only the beginning of what becomes possible when the distribution layer is truly connected.” A Growing Ecosystem of Access Points Beyond that, Mantle has been systematically expanding the number of access points through which capital can flow into its Aave market. Most recently, Mantle announced a partnership with Everclear, an intent solver network that enables users to deposit stablecoins from any supported chain which includes Ethereum, Base and Arbitrum directly into the Mantle Aave market in a single transaction, with no manual bridging required. While still early, the Everclear integration represents Mantle’s broader strategy of removing every point of friction between global capital and on-chain yield, making it progressively easier for users from any chain or platform to participate in Mantle’s DeFi ecosystem. Mantle’s Mission: Anchoring the Future of Unified Finance through CeDeFi and RWAs Mantle remains disciplined and focused on core infrastructure. This achievement reinforces Mantle’s commitment to its long-term roadmap: Scaling DeFi: Solidifying its position as the premier destination for lending and borrowing. Bridging Sectors: Continuing the strategic convergence of DeFi with RWAs and CeFi to create a more resilient, unified financial layer. This will continue to reinforce Mantle’s role as the connective distribution layer between all of the key builders and players, creating an ecosystem that is uniquely positioned to capture the next major wave of institutional and retail capital moving on-chain. About Mantle Mantle positions itself as the premier distribution layer and gateway for institutions and TradFi to connect with on-chain liquidity and access real-world assets, powering how real-world finance flows. With over $4B+ in community-owned assets, Mantle combines credibility, liquidity and scalability with institutional-grade infrastructure to support large-scale adoption. The ecosystem is anchored by $MNT within Bybit, and built out through core ecosystem projects like mETH, fBTC, MI4 and more. This is complemented by Mantle Network’s partnerships with leading issuers and protocols such as Ethena USDe, Ondo USDY, and OP-Succinct. For more information about Mantle, please visit: mantle.xyz For more social updates, please follow: Mantle Official X & Mantle Community Channel About Aave Labs Aave is the world’s largest and most trusted decentralized finance (DeFi) network, with $46 billion in net deposits and more than $17 billion in active loans. It operates as a global lending, borrowing, and savings network where users can deposit crypto or stablecoins to earn, and borrow instantly using their assets as collateral. Powered by transparent blockchain smart contracts – without banks or paperwork, and available 24/7 – Aave brings open, onchain finance to a global audience. For more information, visit aave.com . Contact PR MK Chin Mantle [email protected] This post Mantle Surpasses $1.34 Billion in Total Market Size on Aave, Ranked 3rd Globally in Just Over a Month first appeared on BitcoinWorld .

20 Mar 2026, 11:10

USDT Whale Transfer: Stunning $406 Million Move from HTX to Aave Reshapes DeFi Landscape

BitcoinWorld USDT Whale Transfer: Stunning $406 Million Move from HTX to Aave Reshapes DeFi Landscape In a monumental cryptocurrency movement that captured global market attention, Whale Alert reported a staggering 406,235,399 USDT transfer from the HTX exchange to the Aave lending protocol on March 15, 2025. This transaction, valued at approximately $406 million, represents one of the largest single stablecoin movements between centralized and decentralized finance platforms this year. Market analysts immediately began scrutinizing this transfer for potential implications across multiple cryptocurrency sectors. USDT Whale Transfer Analysis: Breaking Down the $406 Million Movement The blockchain transaction occurred at 08:42 UTC, according to on-chain data from Etherscan. Whale Alert, the prominent blockchain tracking service, first reported this massive transfer through its social media channels. Consequently, the cryptocurrency community began immediate speculation about the transaction’s purpose and potential market impact. This movement represents approximately 0.4% of Tether’s total circulating supply, making it significant even by whale standards. Furthermore, the timing of this transfer coincides with several important market developments. Specifically, the Federal Reserve’s recent monetary policy announcements have created uncertainty in traditional markets. Many institutional investors consequently seek alternative yield opportunities in decentralized finance. The Aave protocol currently offers competitive lending rates for stablecoins, particularly during periods of market volatility. HTX Exchange Background and Historical Context HTX, formerly known as Huobi Global, represents one of the world’s largest cryptocurrency exchanges by trading volume. The platform has undergone significant restructuring since 2023, including rebranding efforts and regulatory compliance enhancements. Historically, HTX has maintained substantial USDT reserves to facilitate trading across numerous cryptocurrency pairs. Major withdrawals from exchanges typically signal either institutional reallocation or preparation for specific DeFi strategies. Exchange outflow data from CryptoQuant reveals interesting patterns. For instance, HTX experienced net outflows of approximately $580 million across all assets during the previous week. This $406 million USDT transfer therefore constitutes the majority of that movement. Exchange analysts note that such substantial stablecoin withdrawals often precede either market entry points or sophisticated yield farming operations. Technical Analysis of the Transaction Blockchain forensic tools provide additional insights into this transaction’s characteristics. The transfer required approximately 210,000 units of gas, indicating standard priority processing. Moreover, the receiving address shows previous interaction with multiple DeFi protocols beyond Aave. These include Compound Finance, Uniswap, and Curve Finance. This pattern suggests an experienced institutional operator rather than a retail investor. The transaction’s sheer size creates immediate liquidity implications. To illustrate, the transferred amount equals roughly 12% of Aave’s current total stablecoin deposits. Such concentration potentially affects lending rates and protocol stability metrics. Aave’s risk parameters automatically adjust based on deposit concentration ratios, which may trigger protocol-level responses. Aave Protocol Mechanics and Stablecoin Integration Aave operates as a decentralized, non-custodial liquidity protocol enabling users to participate as depositors or borrowers. Depositors provide liquidity to the market to earn passive income, while borrowers obtain overcollateralized or undercollateralized loans. The protocol currently supports multiple blockchain networks including Ethereum, Polygon, and Avalanche. USDT represents one of the most utilized assets across all supported networks. The protocol’s interest rate model follows algorithmic principles based on utilization rates. Specifically, when deposit utilization exceeds optimal thresholds, borrowing rates increase exponentially to attract more depositors. This $406 million injection significantly alters the current utilization ratio for USDT pools. Consequently, borrowers may experience rate adjustments within the next protocol update cycle. Key Aave Statistics Following the Deposit: Total USDT deposits increased by approximately 18% Current USDT borrowing APY decreased by 1.2% Protocol health factor improved by 0.3 points Available liquidity for USDT loans expanded by $380 million Market Impact and Broader Implications Cryptocurrency markets responded with measured volatility following the transaction’s announcement. USDT maintained its dollar peg stability throughout the transfer period. Meanwhile, AAVE tokens experienced a 3.4% price increase within two hours of the news breaking. This correlation suggests market recognition of the deposit’s positive implications for protocol revenue and stability. Decentralized finance analysts highlight several potential strategic motivations behind this transfer. First, the entity may seek higher yield opportunities than traditional exchange offerings provide. Second, the move could represent portfolio rebalancing ahead of anticipated market movements. Third, institutional players sometimes utilize large DeFi deposits as collateral for more complex financial operations. Regulatory Considerations and Compliance Framework Large cryptocurrency transfers inevitably attract regulatory scrutiny, particularly given enhanced global oversight frameworks implemented in 2024. The Financial Action Task Force (FATF) recently updated its Travel Rule requirements for virtual asset service providers. Both HTX and Aave have implemented compliance measures addressing these regulations. HTX conducts thorough KYC verification for large withdrawals, while Aave incorporates address screening through partnerships with blockchain analytics firms. Transaction monitoring systems automatically flag transfers exceeding certain thresholds. In the United States, FinCEN requires reporting for transactions exceeding $10,000. Although decentralized protocols operate differently from traditional financial institutions, their integration with regulated exchanges creates compliance touchpoints. The transparent nature of blockchain transactions actually facilitates regulatory oversight compared to traditional financial systems. Historical Comparison with Previous Whale Movements This $406 million transfer ranks among the top ten largest stablecoin movements between CEX and DeFi platforms. For comparison, a $650 million USDC transfer occurred from Coinbase to Compound in November 2024. That movement preceded a significant rally in decentralized finance token valuations. Similarly, a $520 million DAI transfer from Binance to MakerDAO in January 2025 correlated with increased protocol activity and token appreciation. Recent Major Stablecoin Transfers to DeFi Protocols Date Amount From To Market Impact Nov 2024 $650M USDC Coinbase Compound COMP +22% in 7 days Jan 2025 $520M DAI Binance MakerDAO MKR +18% in 5 days Mar 2025 $406M USDT HTX Aave AAVE +3.4% in 2 hours Pattern analysis reveals that large stablecoin inflows typically precede increased DeFi activity periods. These movements often signal institutional capital allocation toward yield-generating strategies. Furthermore, they demonstrate growing confidence in decentralized finance infrastructure’s security and reliability. The current transfer follows this established pattern while exceeding average transaction sizes by approximately 300%. Technical Infrastructure and Security Considerations Executing a $406 million transfer requires robust technical infrastructure and security protocols. HTX employs multi-signature wallet technology requiring multiple authorized signatures for large withdrawals. The exchange also utilizes cold storage solutions for the majority of user funds. Transferring such substantial amounts involves careful coordination between security teams and blockchain operations personnel. Aave’s smart contract architecture automatically processes deposits through its lending pool contracts. These contracts have undergone extensive security audits by multiple firms including OpenZeppelin and Trail of Bits. The protocol’s track record includes zero major security breaches since its 2020 launch. This reliability likely contributed to the whale’s confidence in depositing such substantial funds. Yield Strategy Analysis and Potential Returns Current Aave lending rates for USDT deposits range between 4.8% and 6.2% APY depending on network and utilization. A $406 million deposit at 5.5% APY would generate approximately $22.3 million in annual yield. However, sophisticated investors often employ additional strategies beyond simple depositing. These may include leveraging deposited assets as collateral for borrowing other cryptocurrencies or participating in liquidity mining programs. The whale might also consider cross-protocol strategies involving multiple DeFi platforms. For example, using Aave-deposited USDT as collateral to borrow ETH on MakerDAO, then providing ETH-USDT liquidity on Uniswap V3. Such complex strategies can potentially amplify returns but introduce additional smart contract risks and gas cost considerations. The entity’s previous transaction history suggests familiarity with these advanced DeFi mechanics. Conclusion The massive USDT whale transfer from HTX to Aave represents a significant milestone for decentralized finance adoption. This $406 million movement demonstrates institutional confidence in DeFi protocols’ security and yield potential. Furthermore, it highlights the growing integration between centralized exchanges and decentralized applications. Market participants should monitor subsequent blockchain activity from the receiving address for insights into potential strategic developments. The transaction’s scale ensures it will influence DeFi lending rates and protocol metrics throughout the coming weeks. Ultimately, this USDT whale transfer reinforces decentralized finance’s maturation as a legitimate component of global financial infrastructure. FAQs Q1: What does this large USDT transfer indicate about cryptocurrency market sentiment? The transfer suggests institutional investors increasingly view DeFi protocols as viable alternatives for yield generation. It reflects growing confidence in decentralized finance infrastructure despite recent market volatility. Q2: How does this transaction affect Aave protocol users? Existing borrowers may benefit from slightly lower interest rates due to increased deposit liquidity. Depositors might experience reduced yields initially, though protocol mechanics typically rebalance rates based on utilization. Q3: What security measures protect such large transfers? HTX employs multi-signature wallets and cold storage solutions. Aave’s smart contracts undergo regular security audits. Both systems include transaction monitoring and anomaly detection protocols. Q4: Could this transfer influence USDT’s stability or peg? Professional analysts consider this unlikely. Tether maintains substantial reserves and redemption mechanisms. The transfer represents only 0.4% of total USDT supply, which the market easily absorbs. Q5: What should retail investors learn from this whale activity? Large transfers often signal sophisticated market participants positioning for specific strategies. Retail investors should focus on fundamental analysis rather than mimicking whale movements without understanding underlying strategies. This post USDT Whale Transfer: Stunning $406 Million Move from HTX to Aave Reshapes DeFi Landscape first appeared on BitcoinWorld .

20 Mar 2026, 11:03

Trump-backed WLFI  launches AgentPay SDK open-source payment toolkit for AI agents

The Trump family has expanded its presence in the crypto community with a major development for artificial intelligence (AI) agents. According to reports, World Liberty Financial (WLFI) has rolled out AgentPay SDK, a first-of-its-kind open-source software development kit for empowering AI agents financially. In an announcement on X, Donald Trump Jr. highlighted the idea behind the product: that AI agents should do more. He asserts , “AI agents that can reason but can’t pay for anything are just expensive interns.” What does AgentPay SDK offer the crypto market? In the spirit of Satoshi Nakamoto’s decentralization, WLFI has introduced a payment method that respects users’ privacy. According to the team , “It works inside the coding tools users already use. It runs on your machine, not ours, and sends zero data to WLFI.” The launch is a concrete fulfillment of the promises Co-Founder Zak Folkman hinted at just eight days ago, when he teased that something big was in the works for AI-powered payments. The architecture is built upon a basic principle: Agents can transact, but humans control the rules. As per WLFI, AgentPay SDK offers features such as self-custodial key management, policy-first transaction authorization, and, via its plug-in functionality, integration with the tools that users already use to build their agents: Claude Code, Codex, Cursor, OpenClaw , and others. How does the operational process look? The policy engine allows setting per-transaction and daily spend limits. Transactions under the limit are executed automatically. Transactions over the limit are suspended and wait for manual approval via the CLI. If the wallet is low on funds, the SDK stops its execution, indicates what is missing, and provides a QR code for mobile top-up instead of a failed transaction, thus saving gas. According to the official announcement, signing is done locally using Unix domain sockets. The private key is never sent to the agent, the skill pack, or any external service. WLFI stressed repeatedly: no data is sent to the company. USD1 is pre-configured for Ethereum and BSC, using the same contract address on both networks. It is also pre-configured for additional EVM networks. AgentPay SDK transaction with USD1. Source: World Liberty In case of a shortage, “The SDK doesn’t retry a doomed transaction. It stops and shows your agent exactly what’s needed: wallet address, network, chain ID, which assets are short, and a QR code for mobile top-up. The agent relays that information back to you.” Why autonomous agent economics matter The ecosystem for crypto and AI is contributing to the sense of urgency for Circle, as they work on blockchain infrastructure and nanopayments for agents. Stripe is working on its blockchain, Tempo, for stable payments. Coinbase has created an incubated open standard, x402, for agent-based payments. Shopify is working on stable payments. OpenAI has hired the creator of the autonomous-agent framework, OpenClaw. The Winklevoss twins’ Gemini Exchange offered a similar sentiment in their shareholder letter this week. They emphasized that “AI is money for machines” and announced the addition of Model Context Protocol (MCP) as a fourth API interface for AI agents. WLFI’s crypto investments targeted by political antics USD1 investments have raised eyebrows among critics, including Democratic lawmakers such as Senator Elizabeth Warren and Representative Maxine Waters. Binance has also been caught up in the controversy. The stablecoin gained significant impetus after a $2 billion investment into Binance by MGX was settled in USD1, a fund based in Abu Dhabi. Binance currently owns approximately 87% of the stablecoin’s total supply. WLFI has filed for a National Trust Bank charter with the OCC. This will enable them to internalize the issuance, custody, and conversion of the stablecoin. WLFI has provided a roadmap for the SDK’s further development. The next step in the roadmap is implementing EIP-3009. This is a gasless meta-transactions protocol that enables agents to transact without gas tokens. This is a key development in enabling autonomous transactions. Other developments in the roadmap include the filing of an EIP for a policy-aware agent interface, a white paper on the security of AI agent payments, a plugin architecture for extensions, and further development in the realms of cross-border payments, FX, remittance, settlement, and DeFi protocol. The smartest crypto minds already read our newsletter. Want in? Join them .

20 Mar 2026, 10:50

Hong Kong Web3 Festival Unveils 2026 Speaker Lineup, Featuring Leaders from BlackRock, OKX, Solana, Sharplink and Ondo

This content is provided by a sponsor. Hong Kong Web3 Festival (“Web3 Festival”), co-hosted by Wanxiang Blockchain Labs and HashKey Group, is Asia’s premiere crypto conference since 2023. Now in its 4th year, this four-day event will once again bring tens of thousands of Web3 professionals, investors, and enthusiasts from around the globe to connect,

20 Mar 2026, 10:36

Ray Dalio Says Bitcoin Has No Privacy — This Cryptocurrency Has Nothing But

Ray Dalio does not mince words. The billionaire hedge fund founder, speaking on the All-In Podcast on March 3, 2026, delivered what may be his most pointed critique of Bitcoin yet: "Bitcoin does not have privacy. Any transactions can be monitored and then indirectly perhaps controlled." For an investor who has spent decades studying the rise and fall of monetary systems, this was not a casual observation. It was a structural diagnosis. And coming days after he warned Tucker Carlson that central bank digital currencies would create a world with "no privacy" where governments could monitor every transaction in real time, the message was clear: Dalio believes financial privacy is the defining issue of this era — and Bitcoin does not solve it. He is right about Bitcoin. But he may be unaware that the cryptocurrency he described — one with true privacy, sound monetary policy, and no corporate or government control — already exists. The All-In Critique Dalio's argument on the All-In Podcast was precise and multi-layered. Asked why Bitcoin has underperformed gold during the current macro cycle, he pointed to three structural weaknesses: Privacy: "Bitcoin does not have privacy. Any transactions can be monitored and then indirectly perhaps controlled." Institutional suitability: Bitcoin's transparency makes it unsuitable for sovereign reserves — any nation-state's holdings and movements would be visible to adversaries. Market structure: Bitcoin remains "a relatively small market" with "a relatively controllable market" dynamic, trading with "a pretty high correlation with tech stocks." The first two concerns are directly addressed by privacy-preserving cryptocurrency technology. The third is a function of Bitcoin's current investor base, not an inherent property of blockchain technology. What makes Dalio's critique significant is that he is not dismissing cryptocurrency wholesale. He has owned Bitcoin. He has spoken favorably about the concept of decentralized money. His concern is specific: Bitcoin's transparency makes it vulnerable to the very surveillance and control that it was designed to circumvent.The Tucker Carlson Warning Weeks before his All-In appearance, Dalio sat down with Tucker Carlson to discuss America's debt crisis and the potential for central bank digital currencies. His warning was stark: "There's a great deal of appeal because of the fact that it's easy and so on… And I think it'll be done." But he cautioned that all CBDC transactions would be "known to the government," enabling not just tax collection and anti-money laundering enforcement, but potentially the ability to "cut off politically disfavored individuals or entities from the system." When Carlson pressed on whether a government could use CBDCs to financially exclude dissidents, Dalio acknowledged the concern was legitimate. The implication was clear: financial privacy is not just a cypherpunk ideal — it is a safeguard against authoritarian overreach. Enter Mimblewimble If Dalio's framework identifies the problem — digital money that is transparent to governments is digital money that is controllable by governments — then the solution must be a digital asset that provides privacy at the protocol level. Not as an add-on. Not as an option. As a default. This is precisely what the Mimblewimble protocol delivers. Developed from a 2016 paper by an anonymous researcher, Mimblewimble is a blockchain design that achieves consensus and prevents double-spending without recording transaction details on a public ledger. There are no addresses on the chain. Amounts are hidden through Pedersen commitments. The transaction graph is invisible because inputs and outputs are aggregated across blocks. The result is a blockchain that proves its own integrity — no inflation, no double-spends, no counterfeiting — without revealing who sent what to whom. Epic Cash: The Bitcoin That Dalio Hasn't Heard Of Epic Cash ( epiccash.com ) is a Mimblewimble-based cryptocurrency that launched in 2019 with a design philosophy that reads like a response to every objection Dalio has raised about Bitcoin: On privacy: Every Epic Cash transaction is private by default. There is no transparent mode. No addresses appear on-chain. No chain analytics firm can trace the flow of funds. This is not privacy through obscurity — it is privacy through cryptographic certainty. On institutional suitability: A central bank holding Epic Cash would not have its positions visible to adversarial nations, competitors, or domestic political opponents. The asset satisfies the same privacy requirements that make gold suitable for sovereign reserves. On monetary soundness: Epic Cash has a hard cap of 21 million coins and follows the exact same emission schedule as Bitcoin — identical halving events, identical inflation curve. It is proof-of-work mined with a hybrid algorithm (RandomX, ProgPow, Cuckoo Cycle) that prevents mining centralization. On fair launch: No premine. No ICO. No venture capital allocation. Every EPIC was mined into existence through computational work. In a market where most tokens were pre-allocated to insiders, Epic Cash's distribution mirrors Bitcoin's: purely merit-based. On track record: Five-plus years of 100% uptime since March 2021, continuous development. EPICT, a tokenization layer, is currently in development. Epic Cash was created by Max Freeman — not "founded" by a corporation or a foundation. There is no company behind it, no board of directors, no quarterly earnings pressure. Like Bitcoin, it exists as an open-source protocol maintained by a decentralized community.Digital Gold — With Actual Privacy Dalio's implicit benchmark is gold. He called gold "the most established money" and "the second largest reserve currency that central banks hold." His preference for gold over Bitcoin comes down to two properties: privacy and fungibility. Gold transactions are not recorded on a public ledger. One ounce of gold is identical to every other ounce. Epic Cash satisfies both criteria. Every EPIC is fungible because there is no transaction history to create "clean" and "dirty" coins. Every transaction is private because the Mimblewimble protocol does not record the information necessary to trace it. If Dalio's framework is correct — and it is hard to argue with the logic — then the natural conclusion is not that cryptocurrency fails as a reserve asset, but that the wrong cryptocurrency has been in the spotlight. Bitcoin proved that decentralized, scarce, digitally native money is possible. Epic Cash adds the privacy and fungibility that make it viable. Epic Cash trades today on NonKYC.io and CoinEx . More information is available at epiccash.com . The debate over whether cryptocurrency can be sound money is over. The only remaining question is which cryptocurrency actually qualifies Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

20 Mar 2026, 10:17

Ethereum Cements RWA Dominance As Amundi Tokenizes $100M SAFO Fund

Amundi, Europe’s largest asset manager, is launching the Spiko Amundi Overnight Swap Fund (SAFO), a tokenized fund on Ethereum and Stellar starting with about $100 million in committed assets. A Traditional Fund With A Tokenized Wrapper Institutions historically related to TradFi have found a way to not to be left behind on the crypto curve in tokenized assets. In a statement published on Amundi’s website , the investment fund announced its collaboration with Spiko, a French-law regulated specialist tokenization platform, to launch SAFO as a tokenized sub-fund of SPIKO SICAV. 𝗟𝗜𝗩𝗘: Europe’s largest asset manager Amundi (€2.3 trillion AUM) & Spiko launch new tokenized mutual fund (SAFO) powered by Chainlink. Chainlink is how the world’s leading institutions & tokenization platforms are unlocking the issuance & distribution of tokenized funds. pic.twitter.com/2GQshwqCrC — Chainlink (@chainlink) March 19, 2026 Structurally, SAFO it’s a traditional fund, just with a tokenized wrapper: it’s designed for corporate treasury and collateral management, an “on‑chain cash parking” with low risk and overnight liquidity. The fund invests using fully collateralized total return swaps with top‑tier banks, aiming to deliver stable yields slightly above risk‑free rates while still letting investors get their money back on an overnight basis. It supports multiple currencies (EUR, USD, GBP, CHF) and can be subscribed from as little as 1 unit, which is unusually low for institutional‑grade cash products. The firm highlighted that the fund enables almost immediate settlement, supports multiple ways to hold assets, provides live visibility into the shareholder register, and allows fund shares to move globally around the clock, with automated access through APIs or smart contracts. In the statement, Jean-Jacques Barbéris, Head of Institutional and Corporate Clients, and ESG at Amundi, said: SAFO provides professional investors with a fast and transparent access to cash management solutions. This initiative is part of our ambition to contribute to the rise of tokenized solutions. Where Ethereum Comes In The shareholder register and fund shares live on Ethereum and Stellar, with Ethereum chosen for its smart‑contract and DeFi composability, while Stellar supports faster, lower‑cost transfers and 24/7 transferability of fund units. Chainlink’s network of data providers puts SAFO’s fund value directly on the blockchain and acts as the connector between Ethereum, Stellar, and traditional systems. This gives tokenized funds a secure, standardized way to share information, building on tests Chainlink has already run with DTCC and other major institutions. SAFO is Amundi’s second tokenized fund in a few months. Back in November , the fund rolled out a tokenized share class of a money market fund on Ethereum, working together with CACEIS, one of Europe’s top asset-servicing providers and transfer agents, as reported by Bitcoinist. Amundi’s new venture adds to a growing universe of tokenized money‑market products from players like BlackRock, the world’s largest asset manager, and Franklin Templeton, and reinforcing Ethereum’s position as the primary settlement layer for institutional RWAs. A €2.3 trillion incumbent plugging into Ethereum and Chainlink cements the thesis that the next leg of the crypto cycle is driven by tokenized cash, bonds, and funds rather than purely speculative DeFi. Cover image from Perplexity, ETHUSDT chart from Tradingview