hodler

19 Mar 2026, 10:00

New Crypto Market Structure Bill Draft Could Be Ready By Week’s End, Senator Scott Says

Senator Tim Scott discussed the impact of digital asset legislation and the progress on the highly anticipated crypto market structure bill on Tuesday, revealing that a fresh draft could be ready by the end of the week. Crypto Market Structure Bill Sees Progress Speaking at the DC Blockchain Summit 2026, Senate Banking Committee Chairman Tim Scott highlighted the “powerful impact for good” that the landmark stablecoin legislation, the GENIUS Act, has already had in the market. Scott emphasized the importance of clear legislation, noting that politicians and bureaucrats often act arbitrarily without any rules of the road. “The market structure gives us the rules of the road for what I believe is going to be the most powerful force for good for kids like me growing up in poverty in a single-parent household,” he stated. When asked about the status of the crypto market structure bill, known as the CLARITY Act, he humorously said, “Let us pray,” before revealing that significant progress has been made over the past month, largely due to the White House’s involvement. For context, the crypto market structure bill has been stalled for two months since the Senate Banking Committee published its draft in mid-January. The text included several controversial policies, including significant restrictions for DeFi and the payment of interest on stablecoins. The latter has become a major point of contention between the banking and crypto industries. As reported by Bitcoinist, the banking side has criticized the GENIUS Act for loopholes that could put the financial system at risk, arguing that allowing interest payments on stablecoins could distort market dynamics. To address this issue, banks urged lawmakers to include language in the CLARITY Act to ban yield on stablecoins from crypto exchanges, brokers, and related entities, rather than only issuers. The Senate Banking Committee’s draft proposed that issuers offer rewards for specific actions, such as account openings and cashback. However, it also prohibited interest payments to passive token holders, which ultimately delayed the bill’s January markup session due to backlash. After weeks of negotiation , the US President’s Council of Advisors on Digital Assets stepped in, holding multiple meetings to negotiate key issues that have stalled the crypto market structure bill. “I tell you, we have made a lot of progress over the last 30 days. Thank God for the White House getting involved. Patrick Witt has been incredibly helpful,” he told the DC Blockchain Summit. Following the recent negotiations, Scott explained, lawmakers now have a bipartisan coalition working on “the more important issues that remain undone,” but added that they are making progress “on all the other parts that we don’t hear about,” including issues related to DeFi, ethics, and Anti-Money Laundering (AML). CLARITY Could Come Soon Speaking about the proposed deadlines that have not been met throughout the past two months, Scott shared that he had “some artificial deadlines (…) put in place to kind of force the conversation because it had been languishing for too long.” “We missed lots of my artificial deadlines, but I put them in place so that we would actually have the conversation and create a sense of urgency because I do believe that at some point, politics takes over everything,” he affirmed. The senator called the stablecoin yield compromise the “largest publicly celebrated challenge” lawmakers and crypto legislation have faced , but affirmed that “big Mo’ momentum is finally on our side, and we are heading in the right direction,” with a new, amended draft for the crypto bill potentially being completed this week. “I believe that this week we will have the first proposal in my hands to take a look at. And if that actually happens before the end of this week, and I think that it will, we’ll at least know that the sketch looks like the person. And if that’s the case, I think we’re going to be in much better shape”, he concluded.

19 Mar 2026, 09:25

Bitcoin as Money: Jan3 CEO’s Revealing Critique Shows Why Ethereum Fails as Currency

BitcoinWorld Bitcoin as Money: Jan3 CEO’s Revealing Critique Shows Why Ethereum Fails as Currency In a revealing critique that has reignited the fundamental debate about cryptocurrency’s purpose, Jan3 CEO Samson Mow has presented compelling evidence about why Bitcoin succeeds as money while Ethereum fails this critical test. The Bitcoin technology executive’s analysis, shared publicly on social media platform X, highlights practical adoption patterns that distinguish these two leading digital assets. This discussion emerges during a pivotal period for cryptocurrency regulation and mainstream acceptance, making Mow’s observations particularly relevant for investors, developers, and policymakers navigating the 2025 digital asset landscape. Bitcoin as Money: The Practical Evidence Samson Mow’s central argument focuses on observable behavior within cryptocurrency ecosystems. He specifically notes that participants in the Bitcoin network readily accept BTC as compensation for services and employment. This practical adoption represents a crucial test for any potential currency. Furthermore, numerous Bitcoin-focused companies now pay salaries entirely in BTC, demonstrating real-world utility. The Lightning Network’s growth has additionally facilitated microtransactions and daily purchases using Bitcoin. These developments contrast sharply with patterns observed in other cryptocurrency ecosystems. Several key factors support Bitcoin’s function as money: Store of value characteristics with predictable monetary policy Medium of exchange adoption through payment processors Unit of account usage by businesses pricing in satoshis Network security through proof-of-work consensus Decentralized governance without controlling foundation Ethereum’s Functional Challenges as Currency Mow’s critique of Ethereum centers on behavioral evidence from its own ecosystem. He specifically highlights the Ethereum Foundation’s practice of regularly selling ETH to fund operations. This selling pressure, according to monetary theorists, undermines a currency’s store of value function. Additionally, Mow observes that even prominent figures within the Ethereum community typically do not receive salaries denominated in ETH. This practical reality suggests limited confidence in ETH as a stable compensation medium. Ethereum faces several structural challenges as potential money: Challenge Impact on Currency Function Inflationary tokenomics Reduces store of value characteristics Foundation selling pressure Creates consistent market uncertainty Complex fee structure Hinders predictable transaction costs Governance centralization Contradicts currency neutrality principles Expert Perspectives on Digital Currency Adoption Financial economists have long established specific criteria for successful currency adoption. These criteria include widespread acceptance, stability, and trust in the monetary system. Bitcoin’s fixed supply of 21 million coins creates predictable scarcity that aligns with traditional monetary theory. Conversely, Ethereum’s transition to proof-of-stake consensus introduced different economic incentives that prioritize network security over monetary characteristics. This fundamental difference explains much of the observed behavioral divergence between the two ecosystems. Historical context provides additional insight into this debate. Traditional currencies typically evolved from commodity money to representative money to fiat systems. Digital assets represent a new evolutionary branch with unique characteristics. Bitcoin’s design deliberately mimics commodity scarcity through computational work. Ethereum’s design prioritizes programmability and smart contract functionality. These different design philosophies naturally lead to different adoption patterns and use cases within the broader digital economy. The Broader Cryptocurrency Landscape in 2025 The cryptocurrency sector has matured significantly since Bitcoin’s creation in 2009. Regulatory frameworks now provide clearer guidelines for digital asset classification in major jurisdictions. Institutional adoption has accelerated with traditional financial institutions offering cryptocurrency services. Technological advancements have improved scalability and user experience across multiple blockchain networks. These developments create a more nuanced environment for evaluating different digital assets’ functions and utilities. Several trends characterize the current digital asset landscape: Regulatory clarity in major markets defining asset classifications Institutional infrastructure supporting custody and trading Layer-2 solutions improving transaction throughput Cross-chain interoperability enabling asset movement Central bank digital currency development worldwide Mow’s Personal Investment Strategy Shift Samson Mow’s public statements reveal a consistent philosophical alignment with Bitcoin maximalism. He announced late last year his intention to liquidate all Ethereum-related assets and convert proceeds entirely to Bitcoin. This strategic move reflects deep conviction about Bitcoin’s superior monetary properties. Mow’s position as CEO of Jan3, a company focused on Bitcoin adoption and nation-state integration, provides professional context for his views. His company works specifically on Bitcoin infrastructure projects rather than general blockchain development. The investment community has noted this philosophical divide for several years. Some investors maintain diversified cryptocurrency portfolios across multiple assets. Others concentrate exclusively on Bitcoin based on its unique monetary characteristics. This divergence reflects different risk assessments and investment theses about digital assets’ future roles. The debate extends beyond technical specifications to fundamental questions about money’s nature and function in digital societies. Conclusion The debate about Bitcoin as money versus Ethereum’s different functional priorities continues to shape cryptocurrency development and adoption. Samson Mow’s observations highlight practical behavioral differences between these ecosystems that support his analysis. Bitcoin demonstrates increasing characteristics of sound money through adoption patterns and monetary policy. Ethereum excels as a programmable blockchain platform for decentralized applications. This functional specialization suggests both assets may succeed in different roles within the evolving digital economy. The cryptocurrency sector’s maturation allows for more nuanced evaluation beyond simplistic comparisons, recognizing that different technologies serve different purposes in the broader financial and technological landscape. FAQs Q1: What specific evidence does Samson Mow cite about Ethereum failing as money? Mow highlights two key behavioral patterns: the Ethereum Foundation regularly sells ETH to fund operations, and even Ethereum community members typically don’t receive salaries in ETH. These practices suggest limited confidence in ETH as a reliable store of value or medium of exchange. Q2: How does Bitcoin demonstrate function as actual currency? Bitcoin shows currency characteristics through several adoption patterns: companies paying salaries in BTC, merchants accepting Bitcoin payments, pricing goods in satoshis, and use in cross-border remittances. The Lightning Network further enables small daily transactions. Q3: What are the main technical differences affecting Bitcoin and Ethereum as money? Bitcoin has fixed supply (21 million coins) and proof-of-work consensus, creating predictable scarcity. Ethereum has more flexible tokenomics, transitioned to proof-of-stake, and prioritizes smart contract functionality over pure monetary characteristics. Q4: How has the cryptocurrency landscape changed leading into 2025? The sector has matured with clearer regulations, institutional adoption, improved scalability solutions, and developing central bank digital currencies. This creates more nuanced evaluation frameworks for different digital assets’ functions. Q5: What is Jan3’s focus in the cryptocurrency space? Jan3 is a Bitcoin technology company specializing in Bitcoin adoption, particularly working with nation-states on Bitcoin integration strategies. The company focuses exclusively on Bitcoin rather than broader blockchain or cryptocurrency development. This post Bitcoin as Money: Jan3 CEO’s Revealing Critique Shows Why Ethereum Fails as Currency first appeared on BitcoinWorld .

19 Mar 2026, 09:02

BlackRock and XRP ETF: A Potential Game-Changer

XRP is gaining traction as a leading candidate for a future BlackRock iShares ETF, supported by its liquidity, scale, and real-world use. Crypto pundit CryptoSensei (@Crypt0Senseii) shared a video breaking down key institutional voices, data points, and market signals that place XRP at the center of this discussion. He pointed to XRP’s $85 billion market cap and strong ETF inflows , which currently exceed comparable figures for several other altcoins, including Solana. BlackRock and the #XRP ETF: A Potential Game-Changer for the Cryptocurrency Market pic.twitter.com/0kMaHeHIaN — CryptoSensei (@Crypt0Senseii) March 16, 2026 BlackRock Signals Strong Investor Behavior CryptoSensei attached a video of Robert Mitchnick, Head of Digital Assets at BlackRock. Mitchnick explained that ETF investors remain consistent even during downturns. He stated, “The retail contingent actually are some of the most long-term focused that we’ve seen. They’ve tended to opportunistically buy the dips.” He also noted that despite Bitcoin’s sharp decline, BlackRock’s ETF flows remained slightly positive. This steady accumulation reflects a long-term investment approach that could directly benefit XRP if BlackRock launches an XRP ETF . Tokenization Plans Support XRP’s Role The video also featured comments from Matt Hougan, Chief Investment Officer at Bitwise, who said BlackRock plans to tokenize all ETFs within 3-12 months. He described this timeline as effectively certain, signaling a major shift toward on-chain finance. CryptoSensei connected this development to XRP’s capabilities, noting that XRP could support efficient movement and settlement within tokenized systems. Institutional exposure continues to grow, with Goldman Sachs holding approximately $154 million in spot XRP ETF products by the end of 2025. Global Financial Shift Aligns With XRP In the video, Stanley Druckenmiller acknowledged blockchain’s growing importance, stating that stablecoins could dominate payment systems within 10-15 years. Michael Selig, CFTC Chair, added that blockchain, crypto assets, prediction markets, and AI are reshaping financial activity. Kevin Lehtiniitty, CEO of Borderless.xyz, described how institutions are moving toward modular infrastructure to improve compliance, custody, and payment access. XRP aligns with these developments through its fast settlement, low fees, and integration across global payment networks . We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Market Signals Point to Upward Movement CryptoSensei also pointed to technical indicators supporting XRP’s outlook. Bollinger Bands on the two-day chart are tightly compressed, a condition that has previously preceded major price expansions. He noted that past setups led to gains of 600% and 83%. In addition, recent liquidations show that short positions dominate, increasing the likelihood of upward pressure as positions unwind. XRP ETF flows and rising liquidity further strengthen the case for continued momentum. BlackRock’s evaluation of altcoin ETFs positions XRP for institutional inclusion. Its liquidity, adoption, and technological foundation meet key criteria outlined by BlackRock leadership . Insights from industry experts suggest the financial system is shifting toward blockchain-based infrastructure. XRP fits directly within that transition. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post BlackRock and XRP ETF: A Potential Game-Changer appeared first on Times Tabloid .

19 Mar 2026, 08:27

Neutrl Front-End Attack Update: Urgent User Security Warning Prompted

Neutrl flags possible front-end compromise, asks users to avoid platform interactions until further notice. DNS-level attack suspected, redirecting users to malicious interface targeting wallet approvals. Users urged to revoke Permit2 permissions via Revoke.cash to prevent potential fund access. Decentralised finance protocol Neutrl is looking into a suspected security attack on its front-end interface. The security breach led to an urgent advisory for users to stop all activity on the platform and review wallet permissions. The team shared the issue through a series of updates on X saying that its website may have been compromised. Even as the exact scope of the incident is still being probed, users have been asked to not interact with the application until further notice. The warning was issued as developers continue to examine the source and impact of the breach. Neutrl’s Frontend Compromised by a DNS Hijack Initial results indicate that the incident might correlate with a domain-level attack and not an underlying weakness in the smart contracts. On the project’s update, it pointed out that the domain service provider hosting the application was targeted via social engineering. Using this technique an attacker bypassed routing control of the site essentially taking the users to a malicious version of the interface. Such attacks are typically hard to identify on first glance. Update on the ongoing security incident: We are currently working with @0xGroomLake on the investigation. Initial findings suggest the DNS provider hosting the app domain was socially engineered, allowing an attacker to redirect the domain. Neutrl smart contracts remain secure… — Neutrl (@Neutrl) March 19, 2026 The platform may be similar, the same layout and functions as before. But, at the same time, the actions taken by the user can then spawn the bad requests. In this instance, the problem is related to permission approval with wallet access. Users were specifically warned by the protocol about Permit2 approvals. These permissions permit external contracts or addresses to administer tokens for the user. When an attacker gets access to them, they can make unapproved transfers without further verification. Neutrl has asked users to use Revoke.cash, a tool widely used to manage and cancel token approvals, to reduce potential risks. By revoking these permissions, users can prevent further access to their assets, even if a malicious approval was previously allowed. The advisory included specific contract addresses i.e., 0x23f2741EaA0045038e9b52100CdcC890163dE53F 0xa0Adf074056E41dfB892aFC69881E15073b384b9 that should be checked and removed. Users were also encouraged to review their wallets more and revoke any permissions linked to unfamiliar addresses. The process is considered an important step in limiting exposure after such incidents and is simple as well. Importantly, the team clarified that its smart contracts remain secure. As a precaution, they have been temporarily stopped as the investigation goes on. This step is aimed to prevent any unintended interactions until the issue is fully understood and resolved. The nature of the attack brought to light a recurring vulnerability in decentralised applications. Even smart contracts themselves may be audited and secure, the front-end interfaces that users interact with can become targets. Once an attacker gets access to a domain, they can place a layer between users and the actual protocol. With this, they can intercept their actions and redirect them. This creates a situation where users believe they are using a real platform. In reality, they may be authorizing transactions that grant control over their assets. Once such permissions are put up, funds can be moved without extra approvals. The Neutrl team has said it is working with external security specialists to probe the incident and track its origin. Further updates are expected as more details become available. A full post-incident report is also planned, which will plan the sequence of events and any measures taken to prevent similar issues in the future. Also Read: Bonk.fun Hack Sparks Alert; Founder Puts Users First

19 Mar 2026, 07:15

Moonbeam (GLMR) Price Prediction 2026-2030: Critical Analysis Reveals Current Market Position

BitcoinWorld Moonbeam (GLMR) Price Prediction 2026-2030: Critical Analysis Reveals Current Market Position As the cryptocurrency market evolves through 2025, Moonbeam (GLMR) presents a compelling case study in blockchain interoperability and smart contract functionality. This analysis examines GLMR’s price trajectory through 2026-2030, evaluating technical fundamentals, network adoption metrics, and comparative market positioning within the Polkadot ecosystem. Market analysts currently debate whether current GLMR valuations accurately reflect the project’s technological advantages and growth potential. Moonbeam (GLMR) Technical Foundation and Market Context Moonbeam operates as a parachain on the Polkadot network, specifically designed as an Ethereum-compatible smart contract platform. This technical architecture enables developers to deploy existing Solidity-based applications with minimal modifications. Consequently, Moonbeam bridges Ethereum’s extensive developer ecosystem with Polkadot’s cross-chain capabilities. The network’s native token, GLMR, serves multiple functions including governance participation, transaction fee payments, and collator incentives. Currently, Moonbeam supports over 100 active projects spanning decentralized finance, gaming, and enterprise applications. Network metrics from Q4 2024 indicate consistent growth in daily active addresses and transaction volumes, though these figures remain below peak 2021 levels. Comparatively, Moonbeam’s total value locked (TVL) positions it among the top 15 smart contract platforms by ecosystem size. Current GLMR Valuation Metrics and Comparative Analysis Financial analysts employ several methodologies to assess GLMR’s current market valuation. Firstly, network value to transaction (NVT) ratios provide insight into whether token prices align with on-chain utility. Recent data suggests GLMR’s NVT ratio sits approximately 30% below its two-year average, potentially indicating undervaluation relative to network usage. Secondly, development activity metrics track code commits, repository updates, and developer engagement. Moonbeam maintains consistent GitHub activity, typically ranking within the top 20 blockchain projects by development momentum. Thirdly, market capitalization comparisons reveal GLMR trades at roughly 0.4 times the valuation of similar Ethereum Layer-2 solutions, despite offering native cross-chain functionality. However, circulating supply dynamics require careful consideration, as GLMR’s inflation schedule gradually increases token availability through collator rewards and parachain lease crowdloan distributions. Expert Perspectives on Network Adoption Trajectory Blockchain analysts emphasize several critical factors influencing Moonbeam’s adoption curve. The successful implementation of Polkadot’s asynchronous backing upgrade significantly improved parachain block times and throughput capacity. Subsequently, Moonbeam transaction finality decreased from 12-18 seconds to approximately 6 seconds, enhancing user experience for decentralized applications. Furthermore, the network’s compatibility with Ethereum Virtual Machine (EVM) tooling continues attracting development teams seeking multi-chain deployment strategies. Industry reports from late 2024 indicate approximately 40% of new Polkadot ecosystem projects choose Moonbeam for initial deployment. Nevertheless, competition remains intense from alternative smart contract platforms offering lower fees or specialized vertical solutions. Regulatory developments concerning cross-chain interoperability could substantially impact Moonbeam’s value proposition, particularly regarding asset transfers between heterogeneous blockchain networks. GLMR Price Prediction Framework: 2026-2030 Scenarios Price projections for GLMR incorporate multiple analytical approaches with varying assumptions about market conditions and network growth. Analysts typically develop three primary scenarios: baseline, optimistic, and conservative. 2026 Outlook: The baseline scenario for 2026 assumes continued gradual adoption of Polkadot’s parachain ecosystem and moderate growth in decentralized application deployment. Technical analysis of historical price action identifies key resistance levels between $0.85 and $1.20 that could influence medium-term momentum. Network fundamentals suggest GLMR could achieve price discovery above current ranges if Moonbeam captures additional market share from competing EVM-compatible chains. 2027-2028 Projections: These years potentially represent an inflection period for cross-chain interoperability solutions. Successful implementation of Polkadot 2.0 governance and technical upgrades could enhance Moonbeam’s competitive positioning. Market analysts reference comparable smart contract platform growth patterns from previous cycles, suggesting possible expansion during broader cryptocurrency market maturation phases. 2029-2030 Horizon: Long-term projections incorporate structural shifts in blockchain architecture and regulatory frameworks. The maturation of decentralized identity solutions and institutional adoption of cross-chain asset transfers could substantially increase utility demand for GLMR tokens. However, technological disruption from emerging blockchain architectures presents inherent uncertainty in decade-long forecasts. Quantitative Models and Risk Assessment Statistical models analyzing GLMR price movements incorporate volatility metrics, correlation coefficients with major cryptocurrencies, and on-chain liquidity indicators. Currently, GLMR demonstrates approximately 20% higher volatility than Ethereum but lower volatility than many emerging smart contract tokens. Risk assessment frameworks highlight several potential challenges including technological dependencies on Polkadot’s continued development, regulatory uncertainty regarding cross-chain operations, and competition from alternative interoperability solutions. Conversely, potential catalysts include strategic partnerships with traditional financial institutions exploring blockchain integration, technological breakthroughs in cross-chain communication protocols, and increased developer migration from higher-fee environments. Comparative Valuation Against Market Peers Evaluating GLMR’s relative valuation requires examining comparable blockchain projects across several dimensions: Ethereum Layer-2 Solutions: Platforms like Arbitrum and Optimism currently command higher valuations relative to transaction volume but offer different technical trade-offs regarding decentralization and cross-chain capabilities. Alternative Parachains: Within the Polkadot ecosystem, Acala and Astar present different value propositions focusing on decentralized finance and multi-virtual-machine support respectively. Cross-Chain Bridges: Interoperability protocols like LayerZero and Wormhole facilitate asset transfers without requiring full smart contract compatibility, representing a different approach to multi-chain functionality. This comparative analysis suggests GLMR occupies a distinctive niche combining Ethereum compatibility with Polkadot’s shared security model, though market recognition of this hybrid value proposition remains incomplete according to several blockchain analysts. Conclusion Moonbeam (GLMR) presents a technologically sophisticated approach to blockchain interoperability with measurable network growth and developer adoption. Current valuation metrics suggest potential mispricing relative to fundamental indicators, though market recognition depends on broader cryptocurrency adoption trends and Polkadot ecosystem maturation. The GLMR price prediction for 2026-2030 requires continuous monitoring of technical developments, regulatory frameworks, and competitive landscape evolution. Investors should consider Moonbeam’s unique positioning within the smart contract platform hierarchy while acknowledging the inherent volatility and uncertainty characterizing emerging blockchain projects. FAQs Q1: What fundamental factors most influence GLMR’s price potential? Network adoption metrics including daily active addresses, total value locked, and developer activity provide crucial indicators. Additionally, technological developments within the Polkadot ecosystem and broader cryptocurrency regulatory frameworks significantly impact long-term valuation. Q2: How does Moonbeam differentiate from other smart contract platforms? Moonbeam uniquely combines Ethereum Virtual Machine compatibility with Polkadot’s cross-chain messaging and shared security model. This allows developers to deploy existing Ethereum applications while accessing Polkadot’s interoperable parachain ecosystem. Q3: What are the primary risks associated with GLMR investment? Key risks include technological dependency on Polkadot’s development trajectory, intense competition from alternative smart contract platforms, regulatory uncertainty regarding cross-chain operations, and cryptocurrency market volatility affecting all digital assets. Q4: How does GLMR’s tokenomics model affect its valuation? GLMR employs an inflationary model supporting network security through collator incentives. This gradual token issuance requires corresponding network growth to maintain purchasing power, making adoption metrics particularly important for long-term valuation analysis. Q5: What technological developments could significantly impact Moonbeam’s future? The implementation of Polkadot 2.0 governance, advancements in cross-chain communication protocols, integration with emerging decentralized identity standards, and scalability improvements through asynchronous backing all represent potential technological catalysts. This post Moonbeam (GLMR) Price Prediction 2026-2030: Critical Analysis Reveals Current Market Position first appeared on BitcoinWorld .

19 Mar 2026, 04:00

Sen. Lummis Predicts Crypto Market Structure Markup In April, Senate Passage By Year-End

Momentum has picked up on Capitol Hill this week as lawmakers and industry leaders converged at the DC Blockchain Summit, where Senator Cynthia Lummis said she expects the long‑delayed Senate Banking Committee markup on the crypto market‑structure bill (CLARITY Act) to be scheduled for late April. Breakthrough On DeFi And Stablecoin Yield Senator Lummis told attendees she is confident the committee will approve the crypto market structure bill and that the full Senate could pass the legislation by the end of the year. “We’re gonna have this thing done come hell or high water by the end of the year.” She added that a Banking GOP markup is likely in the second half of April after the Easter recess. “We think we’ve got it,” she claimed at the event. Related Reading: This Week Could Be The Most Volatile For Bitcoin In 2026, Top Expert Warns Stablecoin yield has been one of the thorniest issues slowing talks; bank lobbyists have argued that such yield could effectively resemble deposit interest and threaten deposit accounts. Lummis said negotiators have drafted language to block crypto platforms from marketing or delivering rewards in ways that sound like traditional deposit yield or that scale with the amount of assets a user holds. “Anything that sounds like banking product terminology will not appear,” she said, noting she had not seen the most recent text but that Coinbase CEO Brian Armstrong had signaled willingness to compromise. Senators Fast‑Track Crypto Bill Lummis also said negotiators believe they have resolved outstanding questions around decentralized finance. “We think we’ve got the DeFi issue put to bed,” she said, reflecting industry and legislative efforts to clarify how peer‑to‑peer (P2P) and protocol‑level services should be regulated. The senator used social media to underscore the political moment, stating that there has “never been a more pro‑digital asset administration in United States history than @POTUS,” and urging colleagues to seize what she described as a unique opportunity to finalize crypto market‑structure reform. Related Reading: Citigroup Lowers 12-Month Bitcoin Price Forecast To $112,000, ETH To $3,175—Here’s The Reason Reporting from Crypto in America added further signs of progress. Journalist Eleanor Terrett relayed comments from Senate Banking Committee Chairman Tim Scott, who told the summit he expected to have “the first proposal” on stablecoin yield by the end of the week. Chair Scott credited Senators Angela Alsobrooks and Thom Tillis, along with Patrick Witt, executive director of the White House Crypto Council, for helping advance negotiations between the two financial sectors. Importantly, Scott also said the committee is making headway on decentralized finance (DeFi), ethics, and quorum issues, and that some Democratic concerns are being addressed by proposing minority‑party representation at the SEC and CFTC — a concession aimed at broadening bipartisan support. Featured image from OpenArt, chart from TradingView.com