Invest ideasNews
24 Apr 2026, 23:00
Figure’s FIGR sinks 9% as $1.6 billion lending milestone meets crypto volatility
Wall Street is bullish on Figure (FIGR) stock right now.
24 Apr 2026, 23:00
Pundit Predicts When XRP Price Will Hit $500 And What Will Drive The Rally
A crypto pundit has shared a bold XRP price prediction, using AI analysis and outlining several market drivers and ongoing developments that could fuel the rally. In the analysis, the expert projects that in 2026, XRP could potentially skyrocket to $10 and by 2035, the cryptocurrency could reach historical highs above $500. Although the analyst maintains a broadly bullish outlook for XRP’s price, he urged investors and traders to take the forecast “with a grain of salt,” noting that it remains speculative. XRP Price Forecast From 2026 To 2030 In an X post shared on April 22, crypto market analyst Vincent Van Code outlined a highly bullish forecast for the XRP price over the next decade. Van Code said he had been conducting extensive Large Language Model (LLM) studies of the XRP ecosystem, factoring in multiple variables and market metrics to develop a detailed short- and long-term outlook for the cryptocurrency. He also acknowledged using Elon Musk’s AI chatbot, Grok, to help refine parts of his modeling and reinforce his projections. Related Reading: Japan Is Going In On XRP, But Can This Drive The Price To $10? For the first phase of his outlook, covering 2026 to 2030, Van Code projects a strong, multi-year expansion in the XRP price. Notably, he expects the cryptocurrency to climb from $6 at the start of the period to as high as $200 by the end of the 5th year. For 2026, Van Code stated that his end-of-year optimistic price target for XRP is between $6 and $10, representing a 329% to 614% increase from its current price above $1.4. He also projected that the network’s estimated annual on-chain bridged volume could increase significantly, possibly reaching between $400 billion and $800 billion. He attributed this potential growth to several key market drivers, including the official implementation of the CLARITY Act, early stages of Treasury migration, representing around 1-3% of a projected $13 trillion pipeline, and continued growth in XRP’s On-Demand Liquidity (ODL). He also pointed to the initial LP seeding across 5-10 core trading pairs, including XRP/RLUSD and key corridors. For 2027-2030, Van Code projects that XRP could rise from $15 to $200, alongside a sharp increase in its annual bridged volume from between $1.2 trillion to $20 trillion. He noted that various ecosystem and market factors could drive this rally. This includes increased adoption of DEXs attracting institutional liquidity providers, as well as the expansion of RLUSD, which he said could boost demand for XRP as a neutral bridging asset across APAC and non-USD settlement corridors. The analyst also highlighted that the price could increase based on proven ROI from live Treasury flows and the growing adoption of XRP and Ripple. Van Code XRP could also see wider corridor expansion and self-sustaining LP growth over those four years. For 2030, he expects a rally to between $100-$200, driven by XRP potentially capturing 3-6% of the global liquidity layer, among other factors. XRP Price Prediction For 2031 To 2035 Van Code expects XRP to continue projecting upwards from 2031 to 2035, potentially reaching a peak above $650 or settling at an average price of about $500. For 2031, he predicts a rally to between $150 and $280, with a more controlled surge in annualized bridged volume from $18 trillion to $28,000. Related Reading: Bitcoin To $140,000 And XRP To $7? Here’s When It Will Happen During this period, XRP’s rally is expected to be driven by maturing tokenized asset markets and interoperability among CBDCs. He also noted that the cryptocurrency could begin functioning as an integrated infrastructure for bridging. From 2032 to 2035, prices are expected to jump from $380 to $650, with annualized bridge volume skyrocketing from $38 trillion to over $75 trillion. Potential factors expected to fuel this massive surge in value include XRP adoption by fintechs and neobanks globally, sustained growth in emerging markets, and supply predictability from escrowed tokens. The analyst also said that during the final two years, XRP could become the default neutral bridge in global workflows. Additionally, he believes the cryptocurrency could capture a meaningful share of the global cross-border liquidity. Featured image from Adobe Stock, chart from Tradingview.com
24 Apr 2026, 22:55
Euro stablecoins explode 1200% under MiCA as capital pours into regulated assets
Euro stablecoins have surged 1,200% under MiCA as regulatory clarity attracts institutional capital into euro-denominated digital assets. Controlled reserve management (requiring 100% fiat-backing for EU stablecoin issuers) has boosted investor confidence by nearly 50%. While the 1,200% growth has not been uniform across all euro-denominated digital assets, it reflects a massive shift in market structure following the implementation of MiCA. Consequently, the striking growth is notably concentrated in MiCA-compliant tokens that have absorbed liquidity from their unregulated rivals. Major financial players like Société Générale and Deutsche Börse are already using euro stablecoins for tokenized fund management and wholesale payments. Additionally, traditional banks now account for nearly 40% of new e-money token (EMT) issuers, driving active crypto usage among lower-income brackets (retailers). However, this usage is mostly flat or on the decline. The European stablecoin market has consolidated into a high-stakes race between crypto native issuers and banking consortia, leaving a vacuum now filled by a few dominant players. MiCA’s ‘E-Money Token’ classification changes stablecoin demand The strict classification of euro-pegged stablecoins as “E-Money Tokens” has fundamentally changed their demand. Clear rules requiring at least 30%-60% of fiat-backed reserves to be held as bank deposits have increased institutional trust. Regulated EMTs now account for approximately 25% of all stablecoin transaction volume in the EU. Consumer interest in euro-backed stablecoins has also risen significantly, driven by increased demand. Search activity for these assets has risen by 313% in Italy and ~400% in Finland. MiCA has established uniform rules across all 27 EU member states, allowing “passporting” (the ability to operate across all 27 EU member states with a single license). However, flows are notably concentrated in jurisdictions like Malta, Germany, and the Netherlands. These countries lead in MiCA license issuance. Major players like UniCredit, BBVA, and BNP Paribas have also formed the Qivalis consortium to launch a shared, MiCA-compliant euro stablecoin rail by late 2026. The consortium of 12 major European banks is targeting institutional settlement and treasury operations. Their goal is to create a default euro stablecoin for global crypto markets, leveraging their existing massive depositor base. They are responding to the narrowing stablecoin market in 2026 amid full MiCA enforcement. Many non-compliant giants, such as Tether’s USDT and EURT, were forced to exit the EU. Circle’s EURC dominates the European stablecoin market As of April 2026, Circle’s EURC dominates the European stablecoin market, holding over 50% of the euro stablecoin market share. The company secured its French EMI license early, allowing it to “passport” EURC across all 27 EU member states. The EURC is now deeply integrated into physical commerce via Ingenico’s 40 million POS terminals. It is also embedded into institutional settlement via the Stellar network. Consequently, the EURC token has seen transaction volume grow by over 1,100%. Société Générale-FORGE’s EURCV has also recorded over 340% growth in transaction volume. The EURCV token focuses on tokenized bond settlement and wholesale payments. It recently expanded its multichain strategy to the Stellar network and XRP Ledger to tap into cross-border payment ecosystems. The rise of MiCA-licensed euro-backed stablecoins is also fueling a massive capital rotation as investors migrate from unregulated offshore stablecoins to on-chain RWAs. These euro stablecoins are projected to reach 40% market share in the RWA sector as the year progresses. Market share is particularly important, as regulators expect tokenized real estate in the EU to reach €500 billion by 2027. Additional MiCA-aligned tokens gaining traction include EURI (Member Finance), EURQ (Quantoz), and EURE (Monerium). However, while the growth rate of euro stablecoins has been dramatic (exceeding 1,200% in transaction volume for specific tokens), the euro stablecoin market still lags behind the $300 billion U.S. dollar-pegged stablecoin market. Nevertheless, the trend indicates a new, stable, and compliant environment for European digital assets. Euro stablecoins account for nearly 13% of the total global payments activity. The smartest crypto minds already read our newsletter. Want in? Join them .
24 Apr 2026, 22:44
Bitcoin faces real quantum risk after 32,767 key hack
🚨 1 Bitcoin was awarded after the largest quantum hack targeted $BTC private keys. This breakthrough showed quantum computers can now crack previously thought-unbreakable crypto keys at scale. Continue Reading: Bitcoin faces real quantum risk after 32,767 key hack The post Bitcoin faces real quantum risk after 32,767 key hack appeared first on COINTURK NEWS .
24 Apr 2026, 22:40
DeFi stakeholders push SEC for clarity on interfaces as Ethereum mulls privacy layer
The DeFi Education Fund (DEF) and 35 co-signatories, including a16z crypto, Aptos Labs, Uniswap, Chainlink, Paradigm, Solana Policy Institute, and Phantom, among others, have petitioned the Securities and Exchange Commission (SEC) to convert its recent staff guidance on DeFi interfaces into durable notice-and-comment rulemaking. In another development, Ethereum developer Tom Lehman published a draft proposal, EIP-8182, on X. The proposal calls for native private transfers to be embedded into the Ethereum protocol. Both events are likely going to impact how the SEC rulemaking matches the pace of innovation in the crypto space. What did the SEC’s April guidance on DeFi interfaces say? The SEC’s Division of Trading and Markets issued a staff statement on April 13 that exempts certain crypto trading interface operators from registering as broker-dealers. The exemption covered operators of front-end interfaces connecting to DeFi protocols through which users control their own funds. The guidance permits covered UI providers to receive transaction-based compensation from users without having to register as broker-dealers. Why are DeFi stakeholders pushing for formal rulemaking now? The April 13 guidance from the SEC is an interim staff statement that will be considered withdrawn after five years from its publication date unless the Commission states otherwise or makes it a rule. The DEF and its co-signatories are asking the Atkins SEC to lock that position down through formal rulemaking so that it cannot be undone by a future commission with different policy priorities. Anyone who lived through the SEC under Gary Gensler would understand the urgency to implement formal rules. The signatories cautioned that regulatory ambiguity could become a drag on blockchain development and reduce market access for investors . How does Ethereum’s own privacy architecture complicate the current guidance? If adopted, the EIP-8182 draft proposal would make private transfers a native feature of Ethereum itself. The proposal would add a shared shielded pool directly into Ethereum as a system contract, with a ZK proof-verification precompile. Ethereum co-founder Vitalik Buterin has been down this path before in April 2025. Back then, Vitalik proposed that wallets should integrate privacy tools like Railgun so that users could manage shielded balances without adding any third-party tools. The pool that is being proposed in EIP-8182 would carry no admin key, no governance token, and no on-chain upgrade mechanism. It would just evolve through Ethereum’s hard-fork process. As the Ethereum network considers this proposal, there is also the perspective of how native privacy at the protocol level would impact the category of non-custodial interfaces the Commission has just attempted to define. A shielded pool built into Ethereum would make it relatively harder for any future regulator to draw broker-dealer lines around front-end wallets offering private sends as a default feature. If you're reading this, you’re already ahead. Stay there with our newsletter .
24 Apr 2026, 22:32
Bitcoin tops $77,000 as April gains hit 13.6%
🚀 Bitcoin soared past $77,000, posting a 13.6% jump in April. Stabilizing markets and a $5 billion surge in Tether are fueling new growth in $BTC. 📊 Critical data: Institutional resistance builds near $79,000 while ETF inflows remain decisive for the next move. Continue Reading: Bitcoin tops $77,000 as April gains hit 13.6% The post Bitcoin tops $77,000 as April gains hit 13.6% appeared first on COINTURK NEWS .
