hodler

20 Mar 2026, 05:00

XRP ‘Cheat Sheet’ Places Price Above $10, But When Will This Happen?

XRP’s cheat sheet is pointing to higher levels this year. This cheat sheet is based on a 12-year cycle chart shared by analyst Cryptollica, who also suggests the asset is positioned for a major move higher on the social media platform X. The Relative Strength Index is also now pointing to oversold on the weekly timeframe, so the question is no longer whether the token can break above double-digit territory but when this will happen. A 12-Year Structure That Keeps Repeating The XRP cheat sheet is a projection that shows XRP’s behavior across multiple cycles, showing how XRP has been playing out over the past 12 years. The chart spanning from 2014 to 2026 shows that the altcoin has respected a long-term ascending support line marked by multiple higher lows since 2018. Each touch of this support trendline in past cycles has always led to a strong upward move. The 2020 low, the 2021 low, and the more recent accumulation zones visible in 2023 and 2025 all found support near the same rising trendline. At the same time, a descending resistance line cuts across previous peaks, except for the 2025 peak, when it broke above it. Interestingly, this is not the first time the altcoin has broken out of a similar triangle structure. As seen on the left side of the chart, price action between 2014 and 2017 formed a tight compression pattern, with lower highs pressing against a gradually rising base. That structure eventually resolved with a breakout in 2017, which carried into the 2018 peak. Now, XRP’s price action since 2025 has been playing out similarly to how it happened in 2018, although now on a larger and more drawn-out scale. Breakout To Double Digits According to the analysis, the weekly RSI recently dropped to 29, which is a huge oversold condition. Notably, this is the same zone from which XRP launched every significant upward move in its trading history. The last time its monthly RSI dropped to comparable lows was during the 2022 bear market, when the price reached a cycle bottom of $0.2910. That RSI reading was the floor, and XRP recorded only higher lows from that point forward. If history is any indicator, then XRP is expected to keep on registering higher lows on the weekly timeframe, which, in turn, would translate to increasingly higher price levels in the coming weeks and months. Looking at the cheat sheet above, the chart’s upper channel boundary, when projected from the 2017/2018 peak, puts the cryptocurrency finally breaching the $10 price level. Interestingly, the idea of XRP moving above $10 is not isolated to a single chart. It continues to show up across multiple long-term theses with different timelines. Some projections place the altcoin in the $15 to $30 range under favorable conditions like regulatory clarity. More conservative voices place near-term ceilings considerably lower. For instance, crypto analyst EGRAG CRYPTO predicted that XRP will peak at $8.5 between 2026 and 2027.

20 Mar 2026, 04:59

Chainlink Price Risks $9 Breakdown as Bear Flag Pattern Emerges

The Chainlink price could lose $9 support and sellers attempt to complete the bear flag pattern amid geopolitical tension. The Chainlink reserve expanded its holdings with a fresh purchase of over 121,000 LINK. Derivative market data shows that the open interest tied to LINK futures contracts has plunged $400 million, suggesting a weak speculative force in price. The Chainlink price dropped 1.95% during Thursday market hours to exchange hands at $8.89. This downtick followed a hawkish policy update from the U.S. Federal Reserve on March 18th and the escalating geopolitical tension in the middle east. However, the LINK price seeks support at $9 floor as Chainlink reserve completed another round of accumulation to bolster the asset’s long-term value. Can LINK hold the $9 floor? LINK Faces Selling Pressure as Futures Market Cools Off In the last three days, the Chainlink price plunged from $10 to $8.89 current trading value accounting for 11.37% drop. Consequently, the asset’s market cap dropped to $6.47 billion. Along with price pullback, the derivative market trading also witnessed a notable slowdown. According to Coinglass data, the open interest associated with LINK’s futures contracts recorded a sharp dip to $459 to $400, projecting a 12% drop in the last 3 days. The derivatives market for Chainlink’s native token (LINK) has seen less activity over the past few sessions, coinciding with downward pressure on its spot price. Data tracked by Coinglass indicates that open interest in LINK perpetual futures contracts has dropped from about $459 million to around $400 million, or about a 12% contraction over the past three days. The initial drop in OI is likely triggered due to long liquidation of leverage traders amid the Federal Reserve decision to keep interest rates steady However, if the decline continues further it would suggest the traders are withdrawing from Link exposure cautious which also reduces the speculative force in price. At the same time, the official Chainlink Reserve has kept up its steady token purchases. The latest addition saw 121,315.69 LINK, which is worth over $1.1 million at current market rates. This brings the aggregate reserves of this reserve to a total value of 2.66 million LINK tokens, amounting to $24.3 million in total estimated value. The average acquisition cost for the accumulated supply is worth $13.81 per token. The reserve mechanism is based on transforming revenue streams (generated both from enterprise integrations of Chainlink’s oracle services off-chain and on-chain usage fees) into holdings of LINK. These periodic inflows are made to a transparent, on-chain transfer to a specified smart contract address, ensuring that the network development continues without external token sales or emissions. Chainlink Price to Exit Month-long Recovery With this Breakdown Over the past six weeks, the Chainlink price has witnessed a slow yet steady recovery within the two rising trendlines. This upswing followed a sharp decline in January 2026, signaling the formation of an inverted flag—a classic bearish continuation pattern. The chart setup is commonly spotted in an established downtrend as it offers sellers a temporary breather to recoup its selling pressure. If the pattern holds true, the sellers may flip the flag support to a potential resistance and drive an extended correction to $7. LINK/USDT -1d Chart On the contrary, if the coin price managed to give a bullish breakout from flag resistance, the buyers could restore their grip over this asset and drive a sustainable recovery above the $10 ceiling.

20 Mar 2026, 04:45

Bitcoin Whale Addresses Surge: 753 New Large Holders Signal Major Accumulation Trend

BitcoinWorld Bitcoin Whale Addresses Surge: 753 New Large Holders Signal Major Accumulation Trend San Francisco, April 2025 – The cryptocurrency landscape witnessed a significant development this quarter as the number of Bitcoin addresses holding substantial positions increased dramatically. According to recent on-chain data from analytics firm Santiment, addresses containing over 100 BTC grew by 753 during the first three months of 2025. This represents a notable 3.9% expansion in the cohort of significant Bitcoin holders. The data reveals a compelling accumulation pattern emerging despite ongoing market fluctuations. Bitcoin Whale Addresses Show Remarkable Growth Santiment’s blockchain analysis provides concrete evidence of changing ownership patterns within the Bitcoin ecosystem. The firm reported these findings through its official social media channels, highlighting what it described as a “bullish divergence” occurring alongside Bitcoin’s short-term price volatility. This growth in substantial Bitcoin addresses represents one of the most significant quarterly increases observed in recent years. The data suggests that larger investors continue to accumulate Bitcoin despite market uncertainties. Furthermore, this accumulation trend demonstrates confidence among sophisticated market participants. The increase of 753 addresses represents substantial capital deployment into the Bitcoin network. Each address holding over 100 BTC represents a minimum investment value exceeding several million dollars at current market prices. This movement indicates that institutional and high-net-worth investors maintain strong conviction in Bitcoin’s long-term value proposition. Analyzing the On-Chain Data Patterns Blockchain analytics firms like Santiment utilize sophisticated tracking methodologies to monitor address behavior. Their systems analyze transaction patterns, address clustering, and wallet movements to provide accurate insights into market dynamics. The reported increase in Bitcoin whale addresses reflects genuine accumulation rather than simple redistribution of existing holdings. This distinction is crucial for understanding market sentiment and potential future price movements. Historical data reveals that similar accumulation patterns have often preceded significant market movements. For instance, previous periods of substantial address growth frequently correlated with extended bull markets. The current 3.9% quarterly increase represents an acceleration compared to previous quarters. This acceleration suggests growing institutional interest and strategic positioning within the cryptocurrency space. Expert Perspectives on Whale Behavior Market analysts emphasize several factors driving this accumulation trend. First, Bitcoin’s established position as digital gold continues to attract institutional investment. Second, regulatory clarity in major markets has reduced uncertainty for larger investors. Third, traditional financial institutions have increasingly integrated Bitcoin into their investment products and services. These developments create a more favorable environment for substantial capital allocation to cryptocurrency assets. Additionally, the timing of this accumulation during periods of market volatility suggests strategic positioning. Experienced investors often accumulate assets during price corrections or periods of uncertainty. This behavior contrasts with retail investor patterns, which frequently show reactionary selling during market downturns. The divergence between institutional accumulation and retail sentiment provides valuable insights into market structure and potential future trajectories. Comparative Analysis of Bitcoin Holder Categories The cryptocurrency market features distinct holder categories with different behavioral patterns. Understanding these categories helps contextualize the recent address growth data. Holder Category BTC Threshold Behavioral Characteristics Retail Investors 0-10 BTC Higher transaction frequency, emotional trading patterns Accredited Investors 10-100 BTC Strategic accumulation, medium-term holding periods Whale Addresses 100+ BTC Long-term accumulation, minimal transaction activity Institutional Entities 1000+ BTC Strategic allocation, regulatory compliance focus The growth in addresses holding over 100 BTC represents movement into the whale category. This transition indicates several important market developments: Increased institutional participation through dedicated custody solutions Consolidation of smaller positions into more substantial holdings Strategic reallocation from other cryptocurrency assets into Bitcoin New capital entering the cryptocurrency ecosystem at scale Market Implications and Future Projections The accumulation pattern observed in Bitcoin whale addresses carries significant implications for market structure and price discovery. Historically, periods of substantial whale accumulation have correlated with reduced selling pressure and increased price stability. This correlation occurs because whale addresses typically exhibit lower transaction frequency and longer holding periods compared to smaller addresses. The current growth trend suggests potential supply constriction in the available Bitcoin market. Moreover, the timing of this accumulation coincides with several macroeconomic developments. Global monetary policy shifts, geopolitical uncertainties, and traditional market volatility have driven increased interest in alternative assets. Bitcoin’s fixed supply and decentralized nature position it uniquely within this landscape. The growing number of substantial Bitcoin addresses reflects this broader macroeconomic narrative and its impact on investment strategies. Technical and Fundamental Context Beyond simple address counting, blockchain analysts examine several additional metrics to understand whale behavior: Address dormancy patterns indicating long-term holding strategies Transaction size analysis revealing accumulation versus distribution Exchange flow metrics showing movement to and from trading platforms Network activity correlations between address growth and usage metrics Current data suggests that the new whale addresses demonstrate characteristics consistent with strategic accumulation rather than speculative positioning. This distinction is crucial for market analysts attempting to forecast future price movements and market dynamics. The behavioral patterns observed in these addresses provide valuable signals about market sentiment and potential future developments. Conclusion The growth of Bitcoin whale addresses by 753 in the first quarter of 2025 represents a significant development in cryptocurrency market dynamics. This 3.9% increase in substantial Bitcoin holders indicates continued institutional interest and strategic accumulation despite ongoing market volatility. Santiment’s identification of a bullish divergence highlights the importance of on-chain data analysis for understanding market sentiment and potential future trends. As the cryptocurrency ecosystem matures, monitoring Bitcoin whale addresses provides crucial insights into market structure, investor behavior, and potential price trajectories. The current accumulation pattern suggests growing confidence among sophisticated investors in Bitcoin’s long-term value proposition and its role within diversified investment portfolios. FAQs Q1: What exactly constitutes a “Bitcoin whale address”? A Bitcoin whale address typically refers to any wallet containing 100 or more BTC. These addresses represent substantial holdings worth millions of dollars and are often associated with institutional investors, early adopters, or large investment funds. Q2: How does Santiment track and verify these Bitcoin addresses? Santiment uses sophisticated blockchain analysis techniques including address clustering, transaction pattern analysis, and behavioral heuristics. The firm combines multiple data sources and verification methods to ensure accurate tracking of address holdings and movements. Q3: Why is growth in Bitcoin whale addresses considered significant? Growth in whale addresses indicates accumulation by sophisticated investors, which often precedes market movements. These addresses typically have lower selling pressure and longer holding periods, potentially reducing available supply and increasing price stability. Q4: How does this current growth compare to historical patterns? The 3.9% quarterly growth represents an acceleration compared to previous periods. Historical data shows that similar acceleration patterns have often correlated with extended bull markets, though past performance doesn’t guarantee future results. Q5: What factors might be driving this accumulation trend? Several factors likely contribute including increasing institutional adoption, regulatory clarity in major markets, macroeconomic uncertainties driving alternative asset allocation, and Bitcoin’s maturation as a recognized store of value within traditional finance. This post Bitcoin Whale Addresses Surge: 753 New Large Holders Signal Major Accumulation Trend first appeared on BitcoinWorld .

20 Mar 2026, 04:35

Revolutionary Real-World Asset Tokenization: Figure Forge Launches to Bridge Traditional Finance and DeFi

BitcoinWorld Revolutionary Real-World Asset Tokenization: Figure Forge Launches to Bridge Traditional Finance and DeFi In a significant development for blockchain finance, Figure Technologies has officially launched Figure Forge, a pioneering service designed to convert physical assets into digital tokens. This announcement, made from the company’s headquarters in San Francisco, California, on March 15, 2025, marks a substantial step toward integrating traditional finance with decentralized ecosystems. Consequently, the platform aims to transform illiquid real-world assets into fungible digital instruments. Therefore, these new “Participation Tokens” can function as collateral within various DeFi protocols. Figure Forge Pioneers Real-World Asset Tokenization Figure Technologies, founded by former SoFi CEO Mike Cagney, has consistently focused on blockchain applications for lending. The company’s new Figure Forge service specifically targets the tokenization of real-world assets (RWA). This process involves creating digital tokens on a blockchain that represent ownership or a claim on a physical asset. Importantly, these tokens are designed to be fungible, meaning each token is interchangeable and holds equal value. As a result, they become ideal for use in automated, blockchain-based financial systems. The service will initially support a range of asset classes. For instance, potential candidates include real estate equity, auto loans, and equipment financing. Subsequently, Figure plans to expand to other tangible and intangible assets. The underlying technology leverages Provenance Blockchain, Figure’s own regulated, proof-of-stake network. This blockchain has already facilitated over $8 billion in loan origination and funding since its inception. The infrastructure provides the necessary security, transparency, and compliance framework for handling significant financial value. The Mechanics of Creating Participation Tokens The tokenization process through Figure Forge follows a structured, multi-step workflow. First, an asset originator, such as a lender or fund, submits the asset for evaluation. Next, Figure’s systems perform due diligence, legal structuring, and valuation. Following this, a special purpose vehicle (SPV) or trust is often established to hold the legal title to the underlying asset. Finally, the service mints a corresponding number of digital Participation Tokens on the Provenance Blockchain. These tokens embody specific rights for the holder. Primarily, they represent a proportional interest in the cash flows or value of the underlying asset. The smart contracts governing the tokens automate critical functions. Key automated processes include: Distribution of income from the underlying asset to token holders. Transparent reporting on the asset’s performance and status. Compliance checks to ensure regulatory adherence during transfers. This structure aims to solve a persistent problem in traditional finance: liquidity for niche or large-ticket assets. By converting them into tokens, assets can be divided into smaller, more affordable units. Consequently, a broader pool of investors can access these opportunities. Furthermore, the blockchain ledger provides an immutable, auditable record of all transactions and ownership. Expert Analysis on the RWA Tokenization Trend Financial analysts view this move as part of a broader institutional trend. “The tokenization of real-world assets is arguably the most concrete use case for blockchain in mainstream finance,” stated a recent report from the Bank for International Settlements’ Innovation Hub. The report highlighted projects from major financial institutions, including JPMorgan’s Onyx and the Singaporean government’s Project Guardian. These initiatives collectively explore bonds, foreign exchange, and wealth management assets. Industry experts point to several driving forces. Firstly, blockchain technology offers a reduction in settlement times and administrative costs. Secondly, it enables fractional ownership, which democratizes access to investment-grade assets. Thirdly, the programmability of smart contracts allows for innovative financial structures. Data from consulting firm Celent projects the market for tokenized RWAs could exceed $10 trillion by 2030, encompassing real estate, private equity, and commodities. Figure’s approach distinguishes itself through its direct connection to a functional lending ecosystem. Unlike pure tokenization platforms, Figure Forge tokens are immediately usable within the Provenance DeFi environment. This creates a closed-loop system where tokenized assets can be financed, traded, or used as collateral without leaving the native blockchain environment. Strategic Partnership with Agora Data for Initial Liquidity A critical component of the Figure Forge launch is its partnership with Agora Data, a fintech firm specializing in auto lending for independent car dealers. This collaboration, announced in late 2024, will serve as the first major application of the new tokenization service. Specifically, Figure plans to tokenize portions of Agora’s originated auto loan portfolios. Figure will also provide the initial token liquidity, a crucial step for market functionality. This involves acting as a market maker in the early stages, ensuring there is a ready supply of tokens for trading and enough demand to establish a stable price. The partnership aims to demonstrate a complete real-world workflow: Agora originates the auto loans, Figure Forge tokenizes them, and the resulting Participation Tokens are then used as collateral to secure financing on DeFi protocols built on Provenance. The table below outlines the projected benefits of this specific application: Stakeholder Traditional Process With Figure Forge Tokenization Agora Data (Originator) Slow, manual sale of loan portfolios to institutional buyers; capital locked for weeks. Near-instant fractional sale via tokens; continuous access to liquidity. DeFi Lender Limited to crypto-native collateral; higher volatility risk. Access to stable, income-generating RWA collateral; diversified risk profile. Investor High minimum investment in whole loans; opaque performance data. Low minimum investment via tokens; transparent, on-chain performance analytics. Implications for the Broader DeFi and Traditional Finance Landscape The launch of Figure Forge arrives at a pivotal moment for decentralized finance. Historically, DeFi protocols have relied almost exclusively on crypto-native assets like Ethereum or stablecoins as collateral. This reliance has linked DeFi’s stability directly to the volatility of cryptocurrency markets. The introduction of tokenized real-world assets presents a potential solution. These assets, such as auto loans or real estate, typically exhibit lower volatility and generate yield from real economic activity. For traditional finance institutions, the service offers a potential on-ramp to blockchain-based systems. They can maintain their existing business of originating and servicing assets while leveraging blockchain for efficiency in capital markets and financing activities. Regulatory clarity has also improved, with frameworks like the EU’s Markets in Crypto-Assets (MiCA) regulation providing guidelines for tokenized securities. Figure operates its blockchain as a regulated entity, which may ease institutional adoption concerns. However, significant challenges remain. Legal recognition of blockchain-based ownership varies globally. Furthermore, ensuring accurate, real-world data feeds (oracles) for asset performance is technically complex. Finally, market infrastructure for secondary trading of these tokens is still in its infancy. Figure’s model of providing initial liquidity and focusing on a specific, partnered asset class (auto loans) appears designed to mitigate these early-stage risks by controlling the initial environment. Conclusion The launch of Figure Forge represents a concrete advancement in the convergence of blockchain and traditional finance. By enabling the tokenization of real-world assets into Participation Tokens, Figure is creating a bridge for value and liquidity to flow between established financial markets and innovative DeFi protocols. The strategic partnership with Agora Data provides a tangible, initial use case in auto loan financing. Ultimately, the success of this real-world asset tokenization service will depend on its ability to deliver promised efficiencies, maintain regulatory compliance, and foster a liquid secondary market. If successful, it could catalyze a wider movement, bringing trillions of dollars of offline assets onto transparent, programmable blockchain networks. FAQs Q1: What exactly is a “Participation Token” created by Figure Forge? A Participation Token is a digital security on a blockchain that represents a fractional interest or claim on the cash flows of an underlying real-world asset, such as a pool of auto loans or real estate. Q2: How does tokenizing an asset make it better for use as DeFi collateral? Tokenization makes an asset fungible, easily transferable, and divisible. Smart contracts can automatically verify ownership and value on-chain, allowing DeFi protocols to programmatically accept it as collateral for loans in a secure, transparent manner. Q3: What are the main benefits for an asset originator like Agora Data? Originators gain faster access to liquidity by selling fractional interests instantly to a global pool of investors, reduce administrative costs through automation, and can unlock capital from otherwise illiquid portfolios. Q4: What risks are associated with investing in tokenized real-world assets? Key risks include potential smart contract vulnerabilities, reliance on oracles for accurate off-chain data, regulatory uncertainty in some jurisdictions, and the nascent state of secondary markets which could impact liquidity. Q5: How is Figure ensuring regulatory compliance with Figure Forge? Figure operates the Provenance Blockchain under regulatory oversight, structures token offerings within existing securities frameworks, and partners with established, licensed financial entities like Agora Data to originate the underlying assets. This post Revolutionary Real-World Asset Tokenization: Figure Forge Launches to Bridge Traditional Finance and DeFi first appeared on BitcoinWorld .

20 Mar 2026, 04:30

Algorand Foundation cuts 25% of workforce, citing macro and market pressures

Layoffs continue to rise in the sector due to several factors.

20 Mar 2026, 04:08

XRP Price Drifts Lower, All Eyes on Bulls Defending $1.42 Zone

XRP price extended losses and traded below $1.50. The price is now consolidating losses but faces hurdles near $1.4650 and $1.50. XRP price started another decline and traded below the $1.50 zone. The price is now trading below $1.480 and the 100-hourly Simple Moving Average. There was a break above a key bearish trend line with resistance at $1.4450 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.50. XRP Price Extends Losses XRP price failed to stay above $1.5350 and extended its decline, like Bitcoin and Ethereum . The price declined below $1.520 and $1.50 to enter a short-term bearish zone. The price even extended losses below $1.450. A low was formed at $1.4228, and the price is now consolidating losses below the 23.6% Fib retracement level of the downward move from the $1.6068 swing high to the $1.4228 low. Recently, there was a break above a key bearish trend line with resistance at $1.4450 on the hourly chart of the XRP/USD pair. The pair is now trading below $1.50 and the 100-hourly Simple Moving Average. If there is a fresh recovery move, the price might face resistance near the $1.4650 level. The first major resistance is near the $1.4920 level. The main resistance could be $1.50. A close above $1.50 could send the price to $1.520. The next hurdle sits at $1.5360 or the 61.8% Fib retracement level of the downward move from the $1.6068 swing high to the $1.4228 low. A clear move above the $1.5360 resistance might send the price toward the $1.5620 resistance. Any more gains might send the price toward the $1.5750 resistance. The next major hurdle for the bulls might be near $1.60. Another Decline? If XRP fails to clear the $1.50 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.440 level. The next major support is near the $1.4220 level. If there is a downside break and a close below the $1.4220 level, the price might continue to decline toward $1.4050. The next major support sits near the $1.3880 zone, below which the price could continue lower toward $1.3650. Technical Indicators Hourly MACD – The MACD for XRP/USD is now losing pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now above the 50 level. Major Support Levels – $1.4400 and $1.4220. Major Resistance Levels – $1.4650 and $1.5000.