hodler

8 Feb 2026, 18:37

Bitcoiners Slam The FT Over Calling Bitcoin to Drop to Zero

The Financial Times has argued that the supply of "greater fools" is finally drying up.

8 Feb 2026, 18:30

Dogecoin (DOGE) Loses $30B In Market Cap, Investors Shift Focus

Dogecoin has taken a hard hit, with more than $30 billion wiped from its market cap, forcing many investors to stop and reassess their positions. What once felt like an unstoppable community-driven run has slowed, and the recent price action has made it clear that momentum alone is no longer enough to carry the token forward. As DOGE struggles to regain traction, attention is starting to drift elsewhere. Many traders are now looking beyond meme-driven assets and asking a different question: where is real progress happening? This shift in focus reflects a broader change in the market, where investors are becoming more selective and are beginning to favor projects that offer clear use cases and visible development rather than relying on hype alone. Dogecoin (DOGE) Dogecoin (DOGE) is at the moment trading at around 0.096 and this is way below its glory days. Although it continues to be one of the most renowned brands in the industry, its market value has suffered a huge blow. It is at approximately $16 billion after it lost billions in value in the past few months. The celebrity tweets and retail frenzy were the power behind the early wave that saw DOGE become a household name in 2021. In the absence of that equivalent energy of the virus, the coin is having a hard time thinking of a reason to go up. The prognosis of Dogecoin in 2026 and 2027 is becoming rather skeptical. Lots of analysts are making poor price calls that DOGE is falling to as low as $0.05 in case it fails to locate a practical application. Its unlimited supply is the greatest issue. The price is continuously under pressure since it decreases with the 5 billion new tokens that are mined annually. The original meme coin will become an artifact of a bygone era market without a significant technological upgrade. Mutuum Finance (MUTM) As hype around older coins continues to fade, Mutuum Finance (MUTM) is starting to attract more attention from investors looking for substance. The project is currently in its presale stage, with the token priced at $0.04. So far, it has raised over $20.2 million and gathered a community of more than 19,000 participants, reflecting steady interest rather than sudden spikes. Mutuum Finance is positioned as a decentralized lending and borrowing protocol rather than a meme-driven asset. Its goal is to let users access liquidity without selling their crypto holdings. By using smart contracts, users can supply assets to earn yield or use them as collateral to borrow, all in a non-custodial setup where they retain control of their funds. The project has also reached an important technical milestone with its V1 protocol live on the Sepolia testnet, allowing users to test lending pools, mtTokens, and basic risk controls in a live but low-risk environment. This combination of working technology, growing participation, and clear utility is why the project is gaining visibility as the market becomes more selective. Why Investors Shift From DOGE to MUTM The explanation for this massive rotation is simple: utility. Dogecoin has seen its market value erode by nearly $30 billion over the last six months because it lacks an underlying financial purpose. It does not generate yield, and it does not power a functional economic machine. As a meme-based asset, its price is heavily dependent on social media sentiment and celebrity mentions, which are increasingly difficult to sustain in a more mature market. In contrast, Mutuum Finance is built on a foundation of tangible financial services. It offers a decentralized lending ecosystem where token value is tied to protocol usage rather than internet trends. Even though MUTM’s official launch price is set at $0.06, many investors expect the token to jump to $0.25 as the platform scales. This move would represent a potential 6x appreciation from the current Phase 7 price of $0.04. To put this into perspective, consider a $600 allocation into both assets. In DOGE, given its multi-billion dollar market cap, a 6x return would require an astronomical amount of new capital, roughly $60 billion, just to move the price to that level. In a cooling meme-coin market, such a move is statistically difficult because the asset has already reached a high level of saturation. In MUTM, because it is in an early-stage presale with a low market cap, a move to $0.25 is driven by the fundamental repricing of a new utility protocol. A $600 investment at the current $0.04 price could potentially grow to $3,750 if the analyst target is reached. This represents the difference between chasing a mature trend and participating in the growth of a fresh financial infrastructure. Security Milestones The difference in the price forecast is impressive. As DOGE struggles to remain relevant, analysts do not think that MUTM will not be above $5 at the end of 2026 as its mainnet and stablecoin schemes move into production. This growth is based on security. Mutuum Finance is already fully audited by Halborn , which is one of the best security firms globally. In order to make the community prolific, the project is equipped with a 24-hour leaderboard that provides the best daily contributor a bonus of $500 in mUTM. The time to enter into this new crypto era of finance is running out soon as the window to join in is narrowing down to the launch price of $0.06. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

8 Feb 2026, 18:22

Pudgy Penguins Hit New York City With Valentine's Day Pop-Up Event

Crypto-native brand Pudgy Penguins is hosting a pop-up Valentine's Day event in New York City, complete with a plush bouquet.

8 Feb 2026, 18:05

Software Dev: A Big XRP-Bitcoin Announcement Is Coming

The next phase of digital finance will not revolve around speculation alone. It will center on infrastructure capable of connecting traditional assets, cryptocurrencies, and real-world value within a single, regulated environment. As global institutions accelerate their push toward tokenization and secure custody, attention continues to shift toward blockchain networks designed for compliance, settlement efficiency, and interoperability at scale. The XRP Ledger increasingly sits at the center of that conversation. Software developer and XRPL contributor Vincent Van Code recently sparked discussion across the crypto community with commentary on X, pointing to a potentially significant development involving Bitcoin and the XRP Ledger. His remarks arrive during a period of measurable expansion for XRPL, where institutional tokenization , real-world asset issuance, and enterprise custody solutions already demonstrate that the network is evolving beyond its original payments narrative. FACTS: very soon, there will be announcement that BTC will be tokenized on the XRPL. What this means is Ripple custody will hold the original BTC, and mint the respective tokens on XRPL. This will happen some time end of this month, after pDex is enabled. Soon after, ETH, SOL… — Vincent Van Code (@vincent_vancode) February 6, 2026 XRPL’s Expanding Tokenization Landscape Independent industry data confirms that tokenization activity on the XRP Ledger continues to grow across multiple asset classes. Financial institutions and enterprise platforms now experiment with tokenized lending, collateralized money-market instruments, and digitized commodities that enable near-instant settlement and continuous market access. These developments signal a structural shift from isolated crypto trading toward integrated financial infrastructure. The same momentum appears in real-world asset digitization. High-value commodities, including certified diamonds and other tangible stores of value, have already moved onto XRPL through regulated custody frameworks. Such milestones demonstrate that the ledger can support assets requiring strict provenance, compliance oversight, and institutional-grade security—conditions essential for broader financial adoption. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Custody as the Critical Bridge Van Code’s broader thesis highlights custody as the decisive factor connecting traditional finance to on-chain markets. Large-scale tokenization requires trusted entities to hold underlying assets securely while issuing corresponding digital representations. Without credible custody, regulators and institutions cannot support meaningful capital flows into blockchain ecosystems. Ripple’s expanding custody infrastructure directly addresses this requirement. Enterprise-focused storage, issuance management, and compliance tooling position XRPL as a settlement layer capable of supporting cryptocurrencies, securities, commodities, and eventually fiat-linked instruments within a unified framework. This compliance-first architecture distinguishes infrastructure-driven adoption from speculative experimentation. Convergence of Major Digital Assets Although any specific timeline remains unconfirmed publicly, the broader direction aligns with observable industry trends. Financial institutions increasingly seek platforms where Bitcoin, Ethereum, tokenized commodities, and fiat-backed assets can coexist, trade, and settle seamlessly. Interoperability—not fragmentation—defines the next competitive frontier in digital finance. XRPL’s recent institutional integrations, tokenized credit initiatives, and real-world asset deployments suggest the network is positioning deliberately for that convergence. If deeper connections between major cryptocurrencies and XRPL infrastructure emerge, they will likely represent a continuation of existing momentum rather than an isolated breakthrough. The significance of Van Code’s outlook, therefore, extends beyond a single announcement. It reflects a future where custody, compliance, and tokenization transform blockchain from an alternative system into a core global financial infrastructure. In that future, the XRP Ledger aims not merely to participate—but to help define how the value of every kind moves across the world. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Software Dev: A Big XRP-Bitcoin Announcement Is Coming appeared first on Times Tabloid .

8 Feb 2026, 18:01

Bitcoin bulls spot bottoming signs as longtime bears take victory laps

The Financial Times and Peter Schiff were among the no-coiners giving themselves pats on the back as crypto crashed this week.

8 Feb 2026, 18:00

Crypto market’s weekly winners and losers – M, MYX, BNB, XMR, and more!

An uneasy week leaves clear winners, heavy losers, and no easy trades.