hodler

18 Feb 2026, 17:18

Goldman Sachs CEO Owns 'Very Little' Bitcoin, Backs Bessent on Clarity Act

Goldman Sachs CEO David Solomon backed Treasury Secretary Bessent, who recently had harsh words for companies like Coinbase that said no crypto legislation is better “than a bad bill.”

18 Feb 2026, 17:18

Borrow EUR Against Crypto in 2026: Best EU Loan Platforms Compared

Borrowing EUR against crypto has become increasingly common across Europe. Long-term Bitcoin and Ethereum holders want access to liquidity without selling their assets, while companies and traders are looking for efficient, compliant ways to raise capital. In 2026, several platforms offer EUR-denominated crypto loans, but their speed, flexibility, and regulatory posture vary widely. Below is a comparison of the most notable providers, from credit lines to fixed-term loans . 1. Clapp — Most Flexible EUR Credit Line Backed by Crypto Clapp offers the most versatile structure for borrowing EUR against crypto collateral. Instead of issuing a fixed loan, Clapp provides a revolving credit line where borrowers access funds on demand. Interest applies only to the amount actually used; unused credit remains at 0% APR with the Loan-to-Value ratio (LTV) below 20%. Why Clapp Leads the EU Market in 2026 • Usage-based interest, no idle costBorrowers pay interest only on deployed capital. If a user borrows €5,000 from a €25,000 credit line, interest applies only to the €5,000. The remaining available credit is free. • Negotiable LTV for institutionsCorporate treasuries, high-net-worth individuals, and crypto funds can access institutional lines starting from 1% APR, with custom LTV parameters and multi-asset collateral. • Full repayment flexibilityThere are no fixed repayment schedules or early-repayment penalties. Once borrowers repay, their credit limit refreshes automatically. • Multi-asset collateral supportUsers can secure EUR credit lines using BTC, ETH, SOL, stablecoins, and other supported assets — up to 19 assets combined in one collateral pool. • Regulatory and custody strengthClapp operates as a licensed VASP. Assets are secured through Fireblocks , providing institutional-grade custody trusted by major financial institutions. Best for:Borrowers who prioritize flexibility, transparency, and efficient EUR access without fixed loan commitments. 2. Nebeus — Established EU Crypto Lending With Broad Fiat Support Nebeus has become a well-known name in European crypto lending, offering EUR loans backed by a wide range of digital assets. The platform supports both instant credit lines and fixed-term loans, giving borrowers several options depending on their liquidity needs. Strengths Regulated in the EU, offering credibility and compliance Quick access to EUR payouts Choice between flexible credit lines and structured loans Insurance options available for collateral Limitations Fixed loans accrue interest immediately LTV ceilings typically lower than fully flexible credit lines Interest rates vary significantly depending on asset type and profile Best for:Borrowers seeking a regulated platform with insurance add-ons and multiple loan formats. 3. Sopra — EU-Focused Crypto Lending With Competitive Rates Sopra (formerly operating under various lending sub-brands) has positioned itself as a Europe-first crypto borrowing service. It enables users to borrow EUR against BTC, ETH, and other major assets, with rates tailored to conservative borrowing profiles. Strengths Clear EU regulatory alignment Competitive fixed interest rates Straightforward loan interface suitable for beginners Limitations Fixed loan structure with less flexibility Limited multi-collateral functionality Slower underwriting times compared to credit-line models Best for:EU residents who want a simple, regulated BTC/EUR loan without needing complex features. 4. Binance Loans — High Liquidity and Ecosystem Convenience Binance Loans offers crypto-backed borrowing with quick execution and deep liquidity. While its primary focus is stablecoin lending, EUR access is available in select regions, especially where SEPA rails and local licensing permit. Strengths Fast processing and high liquidity Wide selection of collateral assets Part of a large, well-known ecosystem Limitations Fixed-term loans with fixed interest on the full borrowed amount Lower transparency around liquidation processes compared to EU-focused providers Regulatory availability varies by country Best for:Users already active in the Binance ecosystem who value speed and ease of use. European Crypto Loan Platforms Platform EUR Access Structure Flexibility Key Strength Clapp Yes Revolving credit line Very high 0% APR on unused funds, EU compliance Nebeus Yes Fixed + credit line Moderate EU compliance + insurance Sopra Yes Fixed loan Low–moderate Simple EU lending Binance Loans Regional Fixed loan Moderate High liquidity, quick execution Final Thoughts Borrowing EUR against crypto in 2026 relies less on aggressive LTV ratios and more on transparent pricing, flexible repayment, and risk management. Clapp ranks highest because it treats borrowing as an on-demand liquidity tool rather than a rigid loan product.Nebeus and Sopra offer compliant, EU-friendly alternatives, while Binance Loans provides speed and scale for users already embedded in its ecosystem. For EU borrowers, the right choice depends on whether they value flexibility, compliance, ecosystem integration, or borrowing simplicity. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

18 Feb 2026, 17:17

Low-Fee Crypto Swaps: How to Exchange ADA to USDT in Minutes

Swapping Cardano (ADA) for USDT is a common move for traders who want to lock in gains, hedge volatility, or shift into stablecoins before re-entering the market. The challenge is finding a platform that offers low fees, fast execution, and reliable pricing without unnecessary steps or registration hurdles. This guide explains how to exchange ADA to USDT in just a few minutes which platforms show the most optimal conditions. SwapSpace: A Fast and Trusted Platform for ADA to USDT Swaps SwapSpace.co is a crypto exchange aggregator that compares real-time swap offers from 37 trusted partners. Instead of relying on one provider, users get access to multiple liquidity sources with immediate rate comparison. This model helps secure competitive pricing, fast swaps, and flexibility without sacrificing privacy. Why SwapSpace Works Well for ADA to USDT Exchanges • Optimal rates through aggregationSwapSpace pulls ADA→USDT quotes from dozens of providers so users can choose the most favorable output available at the moment. • Fixed and floating rate options Fixed rate: Lock in the USDT amount you will receive before sending ADA. Floating rate: Get the most competitive market rate at the time the partner executes the swap. • Fast execution and no upper limitsPartners process swaps quickly and accept any amount—useful for both everyday traders and high-volume holders. • Real-time tracking and 24/7 supportUsers can follow the status of their swap on-screen, and support is always available if needed. How to Swap ADA to USDT on SwapSpace The entire process can be completed in a few minutes: 1. Choose ADA → USDT Select ADA as the currency you want to exchange and USDT as the output at swapspace.co/exchange Enter the amount you want to swap. 2. Compare Offers SwapSpace displays multiple partner offers with: Estimated USDT output Time estimates Fee structureChoose fixed or floating depending on your priority. 3. Provide Your USDT Wallet Address Input the correct address for the network you prefer (USDT on TRC20, ERC20, BSC, etc.). 4. Send ADA Send ADA to the partner’s address generated for your swap. 5. Receive USDT Once the swap is executed, USDT is delivered directly to your wallet. The system updates the swap status in real time. Other Trusted Methods to Exchange ADA to USDT While SwapSpace offers strong convenience and cost efficiency, users may also consider other options depending on their preferences. 1. Centralized Exchanges (Binance, OKX, Bybit, Kraken) These platforms typically support the ADA/USDT trading pair with deep liquidity. Pros: Low trading fees High liquidity and fast execution Limit and market orders available Cons: Requires account creation and KYC Custodial—funds must be deposited first Withdrawal fees may apply Centralized exchanges are suitable for users who already maintain active trading accounts. 2. Wallet-Integrated Swaps Wallets like Exodus, Trust Wallet, and Atomic Wallet offer built-in swaps. Pros: Very convenient Non-custodial User-friendly interface Cons: Exchange rates vary Higher spreads compared to aggregators Limited comparison options Wallet swaps are ideal for quick, small-amount exchanges where convenience outweighs cost. What Affects ADA → USDT Swap Costs? To minimize costs, consider the following: 1. Exchange Rate The biggest factor in how much USDT you receive.Aggregators like SwapSpace help secure competitive pricing. 2. Network Fees ADA has low transaction fees, but receiving USDT on ERC20 can be more expensive.TRC20 is typically the cheapest option. 3. Slippage Some platforms may adjust the output if the market moves before execution.Using a fixed-rate swap helps avoid this. 4. Execution Speed Platforms differ in processing times.SwapSpace partners generally offer fast automated swaps. Conclusion Swapping ADA to USDT takes only minutes when using platforms designed for fast execution and competitive pricing. SwapSpace streamlines the process by aggregating rates from trusted partners, supporting fixed and floating rates, and operating in a trusted environment. For anyone looking to minimize fees and simplify their workflow, SwapSpace is an effective and dependable way to convert ADA into stablecoins. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

18 Feb 2026, 17:08

Finding Most Favorable Rates for XRP to BTC Swaps in March 2026

Swapping XRP to BTC remains a common strategy for traders who want to rotate from a high-liquidity altcoin into Bitcoin during market shifts. With volatility expected to rise in March 2026, finding the most favorable exchange rates becomes especially important. Price differences between platforms can significantly impact the final BTC amount you receive, so choosing the right service matters. This guide explains how to find the most optimal XRP to BTC rates and why SwapSpace is a strong option for users seeking fast execution and transparent pricing. SwapSpace: A Trusted Platform for Favorable XRP → BTC Rates SwapSpace.co is a crypto exchange aggregator that compares real-time XRP → BTC offers from 37 reliable partners. Instead of relying on one liquidity source, users get multi-exchange visibility and can pick the best available rate instantly. Why SwapSpace Works Well for XRP to BTC Swaps in 2026 • Real-time rate comparison across dozens of providersDuring periods of high market movement—likely in March 2026—spreads can widen quickly. SwapSpace aggregates offers automatically, allowing users to select the most favorable rate at the moment of exchange. • Fixed and floating rates Fixed rate: Lock the exact BTC amount you’ll receive before sending XRP. Floating rate: Capture the most competitive market price at execution time. • Fast transaction processingXRP settles within seconds, and partners typically forward BTC quickly. • No upper limitsSwap any amount—from small transfers to larger positions—without restrictions. • 24/7 live supportUsers have access to instant help throughout the entire swap flow. How to Swap XRP to BTC on SwapSpace Select XRP → BTC at swapspace.co/exchange Enter the amount of XRP to exchange. Compare partner offers and choose fixed or floating rates. Provide your BTC wallet address. Send XRP to the partner’s deposit address. Receive BTC directly in your wallet. The process typically takes only a few minutes. Why XRP → BTC Rates Differ Across Platforms To understand why SwapSpace’s aggregation model is useful, consider what affects rate variations: 1. Liquidity Depth Different platforms pull from different liquidity pools. Deeper liquidity typically leads to better pricing. 2. Volatility in March 2026 XRP and BTC markets are expected to experience increased volatility due to macroeconomic events and network upgrades. Rate gaps may appear more frequently across exchanges. 3. Exchange Spreads Some platforms charge broader spreads, which reduce the amount of BTC you receive. 4. Network Fees XRP network fees: negligible BTC network fees: vary with network congestionThese influence final output, especially during high traffic periods. 5. Execution Speed Delayed execution can result in worse pricing when markets move quickly. Aggregators like SwapSpace reduce these risks by showing live options in one place. Other Trusted Platforms to Swap XRP to BTC Although SwapSpace offers a strong combination of speed and competitive pricing, other platforms are also used for XRP → BTC swaps. Centralized Exchanges (Binance, OKX, Bybit, Kraken) CEXs usually offer tight spreads and deep liquidity. Pros: Low spot trading fees High liquidity for XRP/BTC pairs Fast execution Cons: Requires full account verification Custodial Withdrawal fees may apply These platforms work well for advanced traders comfortable with centralization. Wallet-Based Swaps (Exodus, Trust Wallet, Atomic Wallet) Wallets with built-in swap features allow users to exchange assets directly. Pros: Convenient Non-custodial User-friendly Cons: Higher spreads Limited rate transparency Useful for small swaps where convenience outweighs pricing. How to Ensure Most Favorable XRP → BTC Rate in March 2026 1. Check Multiple Sources Comparing at least three providers helps avoid unfavorable spreads. SwapSpace automates this step. 2. Use Fixed Rates During Fast Market Moves If volatility spikes, a fixed rate prevents slippage. 3. Pay Attention to BTC Network Fees Fees impact smaller swaps more significantly; consider optimal timing. 4. Choose a Platform With Fast Processing XRP transfers are quick, so delays usually come from the exchange side. SwapSpace partners prioritize rapid order handling. Conclusion In a dynamic market environment, finding the most favorable XRP to BTC swap rates requires visibility across multiple providers. SwapSpace delivers this through real-time aggregation, fixed/floating rate options, and a no-registration workflow that keeps the process fast and straightforward. Whether you're rebalancing your portfolio, taking profits, or preparing for market opportunities, SwapSpace helps you convert XRP to BTC efficiently and at competitive rates. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

18 Feb 2026, 17:00

EUR/GBP Exchange Rate: Compelling Convergence Signals Long Bias According to Nomura Analysis

BitcoinWorld EUR/GBP Exchange Rate: Compelling Convergence Signals Long Bias According to Nomura Analysis LONDON, March 2025 – The EUR/GBP currency pair demonstrates compelling technical and fundamental signals as rate convergence between the European Central Bank and Bank of England supports a structural long bias, according to comprehensive analysis from Nomura’s global currency strategy team. This development emerges amid shifting monetary policy landscapes across European economies, presenting significant implications for institutional investors, multinational corporations, and currency traders navigating 2025’s volatile forex markets. EUR/GBP Technical Analysis Reveals Convergence Patterns Nomura’s currency strategists identify multiple convergence signals within the EUR/GBP pair. The analysis reveals narrowing interest rate differentials between Eurozone and United Kingdom monetary policies. Furthermore, inflation trajectories show remarkable alignment after years of divergence. Economic growth projections for both regions now demonstrate synchronized patterns. These factors collectively create supportive conditions for EUR/GBP appreciation. Historical data indicates convergence periods typically precede sustained directional moves. The current alignment represents the most significant policy synchronization since 2017. Market participants monitor these developments closely. Trading volumes reflect increasing institutional interest in the pair. Technical indicators support the constructive outlook for euro strength against sterling. Monetary Policy Alignment Creates Fundamental Support The European Central Bank maintains its current policy stance while the Bank of England approaches similar territory. This convergence reduces traditional sterling advantages. Market expectations now price comparable rate trajectories for both central banks. Policy normalization paths show unprecedented alignment. This environment diminishes currency volatility driven by policy surprises. Comparative central bank balance sheets reveal converging approaches. Quantitative tightening programs now proceed at similar paces. Forward guidance from both institutions emphasizes data dependency. Communication strategies show increasing coordination. These developments create stable foundations for currency valuation. Economic Fundamentals Underpin EUR/GBP Outlook Economic indicators from both regions support the convergence thesis. Manufacturing PMI data shows narrowing performance gaps. Services sector activity demonstrates comparable strength. Labor market conditions exhibit similar tightening trends. Wage growth patterns display remarkable synchronization. These fundamental alignments reinforce technical signals. Trade balance developments provide additional context. Eurozone exports maintain competitive advantages in key sectors. UK service exports show resilience despite broader challenges. Investment flows demonstrate balanced patterns between regions. Capital allocation decisions increasingly consider currency convergence. These factors contribute to sustainable exchange rate movements. Key Economic Indicators Comparison (2024-2025 Projections) Indicator Eurozone United Kingdom Convergence Status Inflation Rate 2.1% 2.3% High Convergence GDP Growth 1.2% 1.1% High Convergence Unemployment 6.5% 4.2% Moderate Divergence Policy Rate 2.75% 3.00% High Convergence Historical Context Informs Current Analysis Previous EUR/GBP convergence periods provide valuable insights. The 2014-2016 alignment preceded significant euro appreciation. The 2020 pandemic response created temporary synchronization. Current conditions resemble structural rather than cyclical alignment. Historical volatility patterns suggest reduced exchange rate fluctuations. These precedents inform risk management strategies. Long-term charts reveal important technical levels. The 0.8600 support zone remains critical for bullish scenarios. Resistance around 0.8800 represents the next significant hurdle. Moving averages show constructive alignment across timeframes. Momentum indicators support continuation patterns. These technical factors complement fundamental analysis. Market Implications and Trading Considerations Currency market participants adjust positioning accordingly. Hedge funds increase long EUR/GBP exposure. Corporate treasurers review hedging strategies. Asset managers reconsider regional allocations. These adjustments reflect confidence in convergence sustainability. Market liquidity supports efficient position establishment. Risk management remains paramount despite constructive outlooks. Several factors warrant careful monitoring: Political developments in both regions could disrupt policy alignment Energy price volatility affects European economies differently Trade agreement implementations create asymmetric impacts Financial stability concerns may prompt divergent responses Options market pricing reflects balanced risk assessments. Implied volatility remains within historical ranges. Skew indicators show modest premium for euro appreciation. These derivatives market signals confirm spot market developments. Institutional Perspectives and Expert Analysis Nomura’s analysis incorporates insights from multiple research teams. Currency strategists collaborate with fixed income analysts. Economic researchers provide regional context. Quantitative models validate qualitative assessments. This comprehensive approach ensures robust conclusions. Other financial institutions echo similar themes. Goldman Sachs highlights convergence in recent client notes. Morgan Stanley emphasizes structural factors. Barclays points to valuation considerations. This consensus strengthens the analytical foundation. Independent research firms provide additional confirmation. Global Macroeconomic Environment Provides Context Broader financial market conditions influence EUR/GBP dynamics. Dollar strength affects all major currency pairs. Commodity price movements create cross-currents. Global risk sentiment drives capital flows. These external factors require careful consideration. Geopolitical developments present additional variables. European Union cohesion remains important for euro stability. UK international relationships affect sterling sentiment. Transatlantic policy coordination influences relative valuations. These political dimensions complement economic analysis. Central bank communication receives heightened attention. ECB press conferences provide euro direction clues. BOE meeting minutes offer sterling insights. Policy maker speeches reveal thinking evolution. These communications help anticipate future movements. Conclusion The EUR/GBP exchange rate demonstrates compelling convergence characteristics that support a structural long bias according to Nomura’s comprehensive analysis. Monetary policy alignment between the European Central Bank and Bank of England creates fundamental support for euro appreciation against sterling. Economic indicators show remarkable synchronization across multiple dimensions. Technical patterns confirm constructive outlooks. Market participants adjust positioning accordingly while maintaining appropriate risk management. This EUR/GBP convergence represents a significant development for currency markets as 2025 unfolds, offering strategic opportunities for informed market participants navigating complex global financial landscapes. FAQs Q1: What does “rate convergence” mean for EUR/GBP? Rate convergence refers to the narrowing difference between European Central Bank and Bank of England policy rates, reducing traditional interest rate advantages and creating more balanced currency valuation conditions. Q2: How does Nomura define “long bias” for EUR/GBP? Nomura’s long bias indicates expectations for euro appreciation against sterling, suggesting strategic positioning favoring EUR/GBP upside based on converging monetary policies and economic fundamentals. Q3: What time horizon applies to this EUR/GBP analysis? The analysis considers medium-term horizons of 6-18 months, focusing on structural convergence rather than short-term fluctuations, though tactical adjustments may occur based on new data. Q4: Which economic indicators show the strongest convergence? Inflation rates and monetary policy trajectories demonstrate the highest convergence, with GDP growth showing increasing alignment, while labor markets maintain some structural differences. Q5: How should traders implement this EUR/GBP outlook? Traders should consider gradual position establishment, implement appropriate stop-loss levels, monitor central bank communications closely, and balance EUR/GBP exposure with broader portfolio considerations. This post EUR/GBP Exchange Rate: Compelling Convergence Signals Long Bias According to Nomura Analysis first appeared on BitcoinWorld .

18 Feb 2026, 16:40

Shiba Inu Price Outlook: Analyst Sees 1,606% Rally if 2021 Pattern Repeats

Shiba Inu has endured a prolonged downturn, yet some analysts argue the setup resembles a past breakout phase. After months of red closes, attention has shifted to whether the token’s structure mirrors its 2021 recovery. Market participants now weigh historical precedent against ongoing selling pressure. The debate centers on whether SHIB can repeat its explosive rally from four years ago. 2021 Comparison Fuels Fresh Shiba Inu Price Prediction According to analyst MasterAnanda, Shiba Inu’s current structure reflects its 2021 consolidation period. He stated that extended weakness often precedes sharp reversals in volatile crypto assets. SHIB recently closed several consecutive months in the red. During this stretch, the token fell to multi-year lows and printed its lowest price on Coinbase. MasterAnanda referenced similar price behavior from early 2021. At that time, SHIB traded sideways before momentum shifted rapidly. Between September and October 2021, the token surged 1,332% in six weekly candles. That rally unfolded in roughly 42 days. He noted that the floor price in early September 2021 marked SHIB’s lowest level on Coinbase, not its global all-time low. After reaching that point, the price accelerated to unprecedented levels. He now argues that a comparable pattern may be forming. In early February this year, SHIB dropped to $0.00000507, creating what he described as another potential floor. While he acknowledged that no two cycles match perfectly, he maintained that similar structures deserve attention. He added that Shiba Inu can grow in unexpected ways once momentum returns. Selling Pressure Builds Case for Long-Term Reversal SHIB’s recent decline follows nearly two years of downward movement from its March 2024 high of $0.0000456. Weekly closes, and momentum indicators reflect persistent selling pressure. The analyst described this phase as severe capitulation. However, he stated that long bearish trends often precede extended growth cycles. He added that no downtrend lasts indefinitely. He framed this view as common market logic rather than speculation. He also pointed to broader crypto market expansion. Bitcoin and other large-cap assets continue to evolve, he said. Total market participation remains significantly higher than in earlier cycles. If SHIB begins printing higher highs and higher lows, he argued that price dynamics would shift quickly. A shared chart projected a potential long-term target of $0.0001114. That level implies a 1,606% increase from the current price of $0.00000645. Interim take-profit zones stand at $0.0000206, $0.0000303, and $0.0000708. He emphasized that no outcome carries guarantees. Still, he insisted that Shiba Inu will recover, noting that discouraging periods often precede improved conditions.