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5 May 2026, 18:40

Stablecoins have evolved into everyday tools in LATAM

According to OpenTrade, stablecoins have evolved into essential, everyday tools that protect purchasing power, facilitate, secure, and instant remittances, and provide a digital safe-haven for savings in Latin America. The firm explained that, amid continued financial instability and inflationary pressures, the assets have become a preferred method for everyday and cross-border transactions . At the moment, stablecoins are taking up a bigger slice of LATAM’s crypto activity. GO Markets shows the region’s on-chain volume climbed 60% last year to over $730 billion, propelled by stablecoin growth. From the $730 billion total in 2025, $324 billion came from stablecoin transactions, up 89% year-on-year. Locals are using the assets as a store of value, for payments, for remittances, and for tokenizing real-world assets. This shift reflects a growing preference for dollar-denominated digital assets as a hedge against local currency depreciation. Stablecoins are also increasingly preferred over Bitcoin for practical use cases such as payments and transfers, rather than speculation. *]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" data-turn-id="request-WEB:ada8364b-9988-4587-87e3-78bc4e5332f0-2" data-testid="conversation-turn-4" data-scroll-anchor="false" data-turn="assistant"> Analysts say the scale of adoption points to a broader shift, with stablecoins moving beyond a trading tool to become a parallel layer of financial infrastructure. Brazil has seen over 90% of crypto volume linked to stablecoins Among Latin American countries, Brazil and Argentina stand out for their very impressive levels of stablecoin activity. Over 90% of crypto flows in Brazil are tied to stablecoins. In Argentina, they account for at least 60%. Stablecoin activity, nonetheless, is not associated solely with crypto exchanges. Overall. Latin America also dominates real-world stablecoin payments. Roughly 7 out of 10 people in the region use stablecoins for international transfers because they are tired of losing a huge chunk of their paycheck to bank fees, according to a Fireblocks report. In the US-Mexico corridor, Bitso handles $6.5 billion in annual remittances, about 10% of all remittances sent home. Locals are essentially opting out of their domestic currency’s volatility to retain value. Meanwhile, the use of digital currencies for retail payments is also rising in the region. Venezuela has the highest stablecoin penetration in retail payments across LATAM, now covering 34% of retail activity, the highest regional share. Speaking on stablecoins’ adoption, Leandro Davo, Argentina Ecosystem Lead for Avalanche, noted that crypto assets are no longer a passing phase but rather a more consistent trend in the region. Felipe Galvis, who oversees Latin America business development at OpenTrade, also sees stablecoins as highly transformative. He argued that stablecoins may help preserve the value of citizens’ savings in local currencies, adding that most hyperinflation season drain people’s buying power. Additionally, Juno’s Ben Reid noted, “Local stablecoins, when connected to local ramps, are an incredibly attractive way to enter markets like Mexico or Brazil without having to become a regulated bank.” Before, only Latin America’s freelance workers were earning profits from stablecoins, but more recently, businesses joined the loop. Leandro even commented, “We’re seeing everything from local remittance apps, to dollar-based savings wallets, to companies issuing credit lines collateralized in stablecoins.” Did fintechs open the door for stablecoin growth? A major factor behind stablecoin adoption in LATAM is the growth of the fintech sector. The LATAM ecosystem hosts over 20 unicorns. Nubank alone has scaled to 118 million customers, reaching more than 60% of adults in Brazil and expanding into Mexico and Colombia, with plans to enter the US. In the pre-fintech era, banking in Latin America was highly concentrated, costly for users, extremely profitable for incumbents, and often frustrating for customers. Starting in 2018 and gaining speed through the COVID-19 period and beyond, fintech growth surged across the region. Latin America and the Caribbean now have over 3,000 fintech firms, and the sector is expected to expand at a 27% compound annual growth rate from 2022 to 2028. The sector’s growth ideally opened the door for more stablecoins. Sthefano Batista, Head of LATAM BD, even asserted that access to fintech platforms gives digital currencies an immediate pool of potential users. Leandro also contended: “Fintechs are bridging the gap between stablecoins and daily life – the user doesn’t even need to know they’re using blockchain.” Your bank is using your money. You’re getting the scraps. Watch our free video on becoming your own bank

5 May 2026, 17:50

Automotive Giant Volvo Lands on Ripple Treasury as Institutional Finance Gains Momentum

Volvo on Ripple Treasury Signals a Bigger Shift Toward Real-Time Corporate Finance Volvo’s appearance on Ripple Treasury’s website has turned heads across finance and crypto. As noted by RippleXity, it points to a more intentional shift. Beneath the surface, this signals a broader evolution in corporate finance about the direction global treasury systems are taking. At the core of this shift is Ripple’s evolving strategy. In partnership with GTreasury, it has developed Ripple Treasury, a unified, real-time platform that consolidates cash, payments, and liquidity management. Rather than navigating fragmented banking relationships, siloed systems, and slow reporting cycles, treasury teams can operate from a single interface that seamlessly connects fiat currencies, digital assets, and global payment rails. Ripple frames this as the first on-chain corporate treasury, where businesses could one day manage fiat cash and digital assets like XRP and RLUSD within a single integrated system. The focus isn’t on forcing crypto adoption, but on building the underlying infrastructure so companies can shift seamlessly when they choose to. Volvo’s appearance under “Trusted By Industry Leaders Worldwide” category has drawn attention. At Volvo’s scale, those systems are critical. The company operates in nearly 180 markets, employs close to 100,000 people, and reported billions in revenue in 2025. Its treasury function effectively acts as an internal financial command center, balancing funding, currency risk, and global cash flows. In such an environment, even small inefficiencies, delayed settlements, limited visibility, or FX missteps, can quietly erode millions in value over time. Why Volvo’s Ripple Treasury Appearance Signals a Bigger Shift in Corporate Finance Ripple Treasury is built to eliminate the inefficiencies that still slow down corporate finance. By embedding digital asset capabilities into existing treasury workflows, Ripple is positioning a future where financial operations are faster, more transparent, and less reliant on traditional intermediaries. Solutions like Digital Asset Accounts and Unified Treasury are early expressions of this shift, enabling real-time visibility across both fiat and digital liquidity in one system. This is not about companies rushing into crypto. It’s about infrastructure being prepared ahead of demand. Volvo’s appearance in this context signals alignment with enterprise-grade treasury modernization, not confirmation of blockchain adoption. Ripple’s scale reinforces the direction of travel. With a network spanning over 13,000 financial institutions and trillions in payment volume processed, Ripple Treasury is steadily embedding itself in the backbone of global financial infrastructure. That’s why references from major corporates like American Airlines, alongside established financial institutions such as Goldman Sachs and JPMorgan Chase, matter. They point to a broader shift that Ripple is no longer positioning itself purely within crypto, it is targeting the operating layer of corporate finance through Ripple Treasury. In a financial system moving toward real-time settlement, unified liquidity, and programmable value, Ripple Treasury is clearly aiming to sit at the center of that evolution.

5 May 2026, 17:22

Western Union’s Solana-based stablecoin could reshape its payment model, analyst says

Western Union launched USDPT, a dollar-backed stablecoin on Solana, issued by Anchorage Digital Bank, for 24/7 settlement with agents and partners.

5 May 2026, 17:14

Bitcoin tops $81,500 but central bank rate hike risks grow

🚀 $BTC surged past $81,500 as markets rebounded. Investor optimism returned after a temporary Iran-US ceasefire and positive tech earnings. Continue Reading: Bitcoin tops $81,500 but central bank rate hike risks grow The post Bitcoin tops $81,500 but central bank rate hike risks grow appeared first on COINTURK NEWS .

5 May 2026, 17:02

Expert Says XRP Could Increase Dramatically in the Next Few Years. Here’s Why

International banking moves slowly. Transactions across borders via legacy infrastructure take days and are costly. Pundits believe XRP is being positioned to change that. Crypto analyst Skipper (@skipper_xrp) laid out a detailed case for XRP’s role in the future of global finance, and the argument centers on one aging system: SWIFT. Is XRP Replacing SWIFT? SWIFT has processed international transactions for decades. Skipper argues XRP will replace it. He states XRP will help banking transactions “complete privacy, security, higher transaction speed, and lower cost over the current SWIFT system.” Currency conversions, he says, will happen within seconds . The XRP Ledger processes transactions at a fraction of the cost of traditional banking rails. For institutions moving large sums across borders, that efficiency has real financial value. Speed matters in global finance, and XRP delivers it. XRP could increase dramatically in the next few years! Many believe banks could adopt XRP for liquidity and settlement, potentially increasing its value as real-world use expands—though timelines and scale remain uncertain. But the bigger shift is what’s coming next. Crypto… https://t.co/n1XNZ1Olxp pic.twitter.com/1GncKdVCrY — Skipper | XRPL (@skipper_xrp) May 3, 2026 Banks as Holders The most significant part of Skipper’s analysis involves how banks will interact with XRP beyond just using it for transactions. He says global banks will hold XRP “as collateral for international banking transactions made in other sovereign currency.” As reserve asset adoption grows, demand increases. Skipper believes that will push XRP’s value up exponentially. Several major institutions have already taken notice. Skipper names Bank of America, JPMorgan Chase, and PNC Bank as banks that “have already signed on to the new platform.” BlackRock is also reportedly hinting at the creation of an XRP ETF . Early Investor Potential Skipper draws a direct comparison to Bitcoin’s early adopters . He says early investors in XRP “will become millionaires or even possibly billionaires.” He goes further, stating XRP “should eclipse Bitcoin as the crypto token of choice.” That is a significant claim, but it reflects growing confidence in XRP’s real-world utility compared to Bitcoin’s more speculative role in most portfolios. Ripple has spent years building institutional relationships. Those relationships now appear to be producing results. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 What Comes Next? Institutional adoption is the catalyst Skipper points to most directly. As banks hold XRP as a reserve asset, the supply available on the open market tightens . Demand from institutions, combined with reduced circulating supply, creates price pressure. That dynamic has played out in other asset classes, and analysts believe it could repeat with XRP. The ETF speculation adds another layer. A BlackRock XRP ETF would open the asset to a massive pool of retail investors who currently have no direct exposure. Institutional products bring institutional credibility. XRP’s utility is concrete, the infrastructure is operational, and the banking partnerships are real. The question is no longer whether XRP has a role in global finance. It is how large that role becomes. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert Says XRP Could Increase Dramatically in the Next Few Years. Here’s Why appeared first on Times Tabloid .

5 May 2026, 15:30

Japan hunts AI talent as adoption accelerates

A number of major US companies have announced job cuts in favor of AI investment. But in Japan, big corporations are on the hunt for skilled workers to accelerate AI adoption. In a recent survey of roughly 250 publicly listed Japanese companies, Azusa Audit Corporation found that 28% were expanding their AI-literate workforce to support automation. Despite its global reputation as a high tech powerhouse, AI adoption across the economy remains low. Japan is still laying the groundwork for a competitive AI ecosystem. It’s a phase where AI is seen as ‘labor complementary’ and designed to maintain operational efficiency amid a chronic labor shortage. The OECD reports that AI adoption in Japan in 2025 sits at 26.5% in finance and 14.5% in manufacturing. It’s drastically lower from the OECD’s seven-country average of 60.4% and 44.1%, respectively. Why is Japan hiring AI workers instead of cutting jobs? AI is behind the layoffs at Amazon, Microsoft, Meta, and Oracle. In the first quarter of 2026, 92,000 tech workers around the world lost their jobs, according to Layoffs.fyi . However, Japanese companies are largely resisting full AI-led restructuring. At the Japanese government’s AI Forum in April, Director of the AI Safety Institute, Akiko Murakami, pushed back against blind enthusiasm and blanket adoption. “It would be ideal if humans could review all payment related decisions,” she said. “The key is to streamline simpler operations as much as possible and prioritize human resources on more complex ones.” A lack of top-down direction Murakami argued that corporate strategy should drive AI adoption, rather than allowing the technology to dictate decisions. She warned that automated decision making in sectors like insurance could lead to potentially catastrophic financial losses. “If you’re going to use AI, it comes down to having a clear intent. Without a defined intent for how the company wants to operate the AI, if you just adopt technology for its own sake, it can lead to major failure.” Miku Hirano, CEO of AI consulting firm, Cinnamon AI, shared a similar view. She said the biggest obstacle among Japanese corporations is the absence of an AI strategy. Speaking at Sushi Tech 2026 in Tokyo, Hirano said AI adoption does not necessarily equate to automatic success. “Japanese businesses come to us thinking if we adopt AI, everything is going to be OK. But actually if you really want to make it a success, it’s not about the technology. You need to reorganize your entire operation, workflow and KPI.” Shortage of AI skilled workers Corporate spending on generative AI is set to surge. Japan’s AI market is slated to explode in market value from a current $20 billion to $538 billion by 2035, according to Japanese market research company, Report Ocean . As companies navigate AI workflows, there’s growing demand for AI consultants, data managers and governance specialists. In a January 2026 survey, Deloitte Tohmatsu Group found that roughly 50% of 1,000 Japanese executives asked candidates in job interviews about their hands-on AI experience. Japan’s AI drive is a labor intensive operation. Miku Hirano, CEO and Founder of AI consulting firm, Cinnamon AI, said AI applications are evolving at an unprecedented speed which requires constant updates to corporate strategy. “Previously, we updated our corporate AI strategy and plan every year, but now we review it every quarter.” While organizations can tailor AI systems to their own needs, the software and AI applications require ongoing maintenance, almost on a weekly basis. As a result, the Japanese government projects an estimated 3.4 million shortage of AI and robot-specializing workers by 2040. Does survival in the AI era depend on trust? In the era of automation, executives will be responsible for setting a company’s tolerance for AI risk and the speed and scale of AI adoption. As AI moves from experimental use to core business infrastructure, companies will need strong governance to be able to evaluate and verify AI decision making processes. The future of AI in Japan will not be determined by how capable the technology becomes but whether companies can make it trustworthy. Your bank is using your money. You’re getting the scraps. Watch our free video on becoming your own bank