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31 Jan 2026, 18:46
Bitcoin Price Prediction: 6.4% Crush to $78K Eyes $68K MA
Bitcoin extended its selloff over the past two sessions, breaking below multiple technical levels as downside momentum accelerated. On the daily chart, BTC fell from the mid-$84,000 area to about $78,700. That move erased roughly $5,400 in value, equal to a drop of around 6.4% in two days. The decline followed a failed recovery attempt near local resistance, after which sellers regained control and pushed price lower in a sharp continuation move. Bitcoin / U.S. Dollar, 1D (BTCUSD): Source: TradingView Technically, Bitcoin lost its rising support trendline that had held since late December. Once that structure failed, price slid quickly through several horizontal support zones clustered between $86,000 and $82,000. At the same time, BTC moved decisively below the 50-day exponential moving average, which now sits near $90,000 and acts as overhead resistance. Volume expanded during the breakdown, confirming stronger participation on the sell side. That increase suggests forced exits and accelerated deleveraging rather than a slow, low-liquidity drift. The current candle structure shows limited buying response so far, with no clear reversal signal on the daily timeframe. Momentum indicators also weakened. The RSI dropped toward the mid-20s, signaling deeply oversold conditions but not yet confirming a sustained bounce. Historically, such levels can precede short-term relief rallies, yet they do not, by themselves, mark a trend reversal. From a structure perspective, the next visible support zone sits in the low-to-mid $70,000s, aligning with prior consolidation areas and the projected path of the descending channel drawn on the chart. Until price reclaims broken support levels near $82,000–$84,000, the broader bias remains to the downside. Wynn ties BTC downside to the 200 week moving average Meanwhile, in a post on X, James Wynn argued that $68,000 is the “probable” destination for Bitcoin because it aligns with the 200-week moving average, which the chart shows around $68,379. He also said he flagged risk since the $120,000 area and described a return to the “baseline” as a reset. Bitcoin / U.S. Dollar: Source: TradingView / X The chart structure shows Bitcoin rolling over from a prior peak and now sitting below a key overhead level around $96,518. Meanwhile, price is pressing into a lower band that includes support near $80,537, with a broader highlighted demand zone below current price. Wynn also raised the chance of a sharper drop driven by “fear” and “panic,” and he mentioned $50,000 as a possible lower area while saying he does not expect a move below that. That view stays a personal scenario, while the chart’s clearest long-term reference level remains the 200-week average near $68K.
31 Jan 2026, 18:30
Latin American Giant Nu Secures US Banking License – Details
Nu, the largest Latin American digital bank, has recently announced a major achievement in securing conditional approval of a national banking charter from the US Office of the Comptroller of the Currency (OCC). This development would see the Brazil-based bank expand its operational footprint into the United States, with sights set on potential strategic hubs in Miami, the San Francisco Bay Area, Northern Virginia, and the North Carolina Research Triangle. Related Reading: Capital Rotation Intensifies As Bitcoin Lags Gold and US Equities Nu Establishes Initial Presence, Next Steps In Focus In a blog post on January 29, Nu shares a business milestone in receiving a conditional approval that would allow the digital bank to extend its product offerings to the US market under the de novo national subsidiary known as Nubank N.A. However, to gain full operational powers of the national bank charter, the digital asset firm is expected to meet several criteria in terms of compliance systems, risk controls, governance, etc. In addition, the Nubank N.A. must also obtain all pending approvals from other regulators, including the Federal Deposit Insurance Corporation (FDIC) and the US Federal Reserve (Fed). The digital bank is also expected to have received all required start-up capital within 12 months and begin operations within 18 months, with its initial service expected to include deposit accounts, credit cards, lending, and digital asset custody. Commenting on the conditional approval from the OCC, the founder and CEO of Nu Holdings, David Vélez has expressed much excitement, stating the expansion provides a unique opportunity to contribute to the next level of US banking. Vélez said: This approval isn’t just an expansion of our operation; it’s an opportunity to prove our thesis that a digital-first, customer-centric model is the future of financial services globally. While we remain fully focused on our core markets in Brazil, Mexico, and Colombia, this step allows us to build the next generation of banking in the United States. Meanwhile, the Nubank N.A. is expected to be led by co-founder Cristina Junqueira, while former President of the Central Bank of Brazil Roberto Campos will chair the company’s board of directors. Crypto Market Overview At the time of writing, the total crypto market cap is $2.84 trillion, following a slight 0.84% decline over the past day. Meanwhile, daily trading volume is now valued at $172.24 billion. Aside from Nu’s expansion into the US, other recent pro-crypto developments include the Senate Agriculture Committee’s clearance of the Clarity Act and another partnership between the SEC and CFTC on crypto projects. Featured image from Building Nubank, chart from Tradingview
31 Jan 2026, 15:30
Bitcoin MVRV Z-Score Shows Bear Market Could Be Over Soon – Details
Bitcoin (BTC) prices fell by over 8% in the past week alone, resulting in heightened bearish sentiments across the market. The downtrend, as seen across the broader crypto market, has been largely attributed to institutional repositioning, inflows to precious metals, and the Federal Reserve’s latest decision to leave interest rates unchanged. To illustrate how cautious Bitcoin investors are, data from CoinCodex shows that the Fear & Greed Index stands at 16, indicating the market is ravaged by extreme fear. However, recent on-chain analysis shows Bitcoin may be approaching a turning point. Hold! Bitcoin Market Winter Almost Over — Analyst According to market analysts Michaël van de Poppe and James Easton, the Bitcoin MVRV Z-Score is flashing a potential end to the bearish market phase seen over the past four months. Notably, after touching the $126,000 price level in early October, BTC has experienced significant selling pressure, resulting in a price twice retesting the $80,000 region. For context, the MVRV measures Bitcoin’s current market value to the average price (realized value) at which all coins were last moved. When paired with the Z-Score, it analyses how far market Value deviates from realized Value, expressed in standard deviations. The MVRV Z-Score helps to identify if Bitcoin is overvalued or undervalued; thus, it can be used to highlight potential market bottoms or tops. Based on the analysis presented by James Easton, Bitcoin’s current Z-Score is lower than that recorded during the bear markets in 2015, 2018, 2020, and 2022, indicating that the digital asset is trading at deep levels of undervaluation absent in previous market cycles. Although the decline from the present all-time high has been relatively lower compared to previous cycles, Van De Poppe explains that the MVRV Z-Score data indicate that the bear market has reached its latter stages, with a likely end now in view. This postulation suggests BTC could soon produce a significant rebound with potential immediate targets set at $90,000 and $97,500. More Reasons To Be Bullish — Van De Poppe In a separate X post , Michaël Van De Poppe shares other developments that point to an impending Bitcoin recovery. One of which was the last time the RSI on the BTC/Gold chart fell below 30, marking the end of the last Bitcoin market. Furthermore, the gold market appears to have topped out after reaching a new all-time high of $5,600 on January 30. The seasoned analyst also highlights that a crypto mega rally followed the last time such a development happened with the precious metal. At press time, BTC is valued at $83,645, as its daily trading volume climbs to around $72.31 billion.
31 Jan 2026, 15:10
Gold Added Nearly 20x XRP Entire Market Cap: Details
Amid the historic price action in precious metals like gold this week, market watchers are drawing interesting comparisons with XRP. This week, gold hit an all-time high of $5,600, pushing its market cap to $38.93 trillion. Visit Website
31 Jan 2026, 14:55
Bitcoin Capital Rotation: The Impending Gold-to-Crypto Shift That Could Redefine February 2025 Markets
BitcoinWorld Bitcoin Capital Rotation: The Impending Gold-to-Crypto Shift That Could Redefine February 2025 Markets Financial markets are preparing for a significant capital rotation event in February 2025, as multiple analysts identify compelling signals suggesting institutional and retail funds may begin shifting from traditional gold holdings to Bitcoin positions. This potential transition represents more than typical market volatility; it signals a fundamental reassessment of value storage mechanisms in the digital age. Recent data from Bitwise Europe reveals Bitcoin’s value relative to gold has reached unprecedented lows, creating conditions that historically preceded major cryptocurrency bull markets. Meanwhile, gold’s recent rally has created valuation disparities that could accelerate capital reallocation toward digital assets. Understanding the Bitcoin Capital Rotation Thesis The concept of capital rotation describes the movement of investment funds between different asset classes based on changing market conditions and relative valuations. In early 2025, analysts observe several converging factors that could trigger such rotation from gold to Bitcoin. Firstly, Bitcoin’s price relative to gold recently reached an all-time low according to Bitwise Europe data. This metric, often called the Bitcoin-gold ratio, provides crucial insights into relative valuations between these alternative store-of-value assets. Historically, extreme readings in this ratio have coincided with major turning points in cryptocurrency markets. Secondly, gold experienced a substantial rally throughout late 2024, pushing its valuation to levels that some analysts consider stretched relative to historical norms. This creates what market technicians call “valuation divergence” between the two assets. When one asset becomes significantly overvalued relative to another with similar characteristics, capital naturally seeks better risk-adjusted returns. Crypto trader Michaël van de Poppe noted this environment presents potentially superior buying opportunities for Bitcoin compared to previous market cycles, including the notable 2017 bull market period. Historical Precedents and Market Psychology Market history provides important context for understanding potential capital rotations. Previous instances where Bitcoin reached extreme valuation lows relative to gold consistently preceded significant price appreciation periods. The current ratio levels mirror those observed just before the 2019 recovery and the 2020-2021 bull market. These historical parallels don’t guarantee future performance, but they establish patterns that institutional investors monitor closely when making allocation decisions. Expert Analysis and Institutional Perspectives Analysts from both Bitwise Europe and Australian cryptocurrency exchange Swyftx have independently projected the February-March 2025 timeframe for this potential rotation. Their analysis considers multiple factors beyond simple price ratios. Institutional adoption of Bitcoin through exchange-traded funds (ETFs) has created new channels for capital movement that didn’t exist during previous cycles. Regulatory clarity in major markets has reduced perceived risks for traditional investors considering cryptocurrency allocations. Meanwhile, macroeconomic conditions including inflation concerns and currency devaluation fears continue driving interest in both gold and Bitcoin as alternative stores of value. The timing projection stems from observable market patterns. Gold typically experiences seasonal strength in January due to cultural buying patterns in Asian markets, potentially creating a local peak by February. Simultaneously, Bitcoin historically demonstrates strength in the first quarter, with February often marking the beginning of sustained upward momentum. This seasonal alignment, combined with valuation extremes, creates what analysts describe as a “perfect storm” for capital rotation. Technical Indicators and Market Structure Beyond fundamental analysis, technical indicators support the capital rotation thesis. On-chain metrics show Bitcoin accumulation patterns resembling previous market bottoms. Exchange reserves continue declining, indicating reduced selling pressure and increased long-term holding behavior. The Bitcoin network’s hash rate maintains all-time highs, demonstrating robust underlying security and miner confidence despite price weakness relative to gold. Gold market technicals simultaneously show potential exhaustion signals after the late-2024 rally. The gold-to-S&P 500 ratio has reached levels that historically preceded consolidation periods. Gold futures positioning shows extreme speculative length that often precedes corrections. These technical conditions in traditional markets could accelerate capital seeking alternative opportunities in digital assets. Macroeconomic Drivers and Global Context The potential capital rotation occurs within a broader macroeconomic landscape characterized by several significant developments. Central bank policies continue evolving, with digital currency initiatives progressing alongside traditional monetary tools. Geopolitical tensions persist, driving demand for assets perceived as safe havens outside traditional financial systems. Technological adoption accelerates across global economies, increasing familiarity with digital asset concepts among mainstream investors. Demographic factors also play a crucial role. Younger investor cohorts demonstrate stronger preference for digital assets compared to previous generations. Institutional adoption continues expanding, with pension funds, insurance companies, and sovereign wealth funds gradually increasing cryptocurrency allocations. These structural shifts create sustained demand that could amplify any capital rotation from traditional to digital stores of value. Risk Considerations and Market Realities While analysts identify compelling signals for potential capital rotation, several risk factors warrant consideration. Regulatory developments could impact cryptocurrency market accessibility. Technological risks including security concerns and scalability challenges persist. Market liquidity conditions might affect the smoothness of any capital transition between asset classes. Additionally, correlation patterns between gold and Bitcoin have evolved over time, making historical comparisons imperfect predictors of future behavior. Investors should also consider that capital rotation represents a gradual process rather than an instantaneous event. Funds typically move in waves as conviction builds among different investor cohorts. The February-March timeframe represents when analysts believe this process could become statistically observable in market data, not necessarily when it begins or completes. Comparative Asset Characteristics Understanding why capital might rotate between gold and Bitcoin requires examining their fundamental characteristics: Scarcity: Both assets feature verifiable scarcity—gold through physical limitations, Bitcoin through mathematical protocol Portability: Bitcoin offers superior digital transferability compared to physical gold Storage: Gold requires physical security, while Bitcoin utilizes cryptographic key management Verification: Gold authenticity requires expert assessment, Bitcoin validity uses decentralized consensus Divisibility: Bitcoin enables micro-transactions impossible with physical gold These characteristics explain why some investors view Bitcoin as “digital gold” and consider them comparable stores of value despite different technological implementations. Market Impact and Future Implications A significant capital rotation from gold to Bitcoin would have measurable market impacts. Bitcoin’s market capitalization could approach meaningful percentages of gold’s total value, currently estimated around $13 trillion. This would represent a milestone in cryptocurrency maturation as an asset class. Trading volumes would likely increase across cryptocurrency exchanges and traditional financial platforms offering digital asset access. The rotation could also influence broader financial markets. Correlation patterns between cryptocurrencies and traditional assets might evolve. Regulatory attention would likely intensify as digital assets capture larger market share. Traditional financial institutions might accelerate their cryptocurrency service offerings to capture migrating capital. Conclusion Analysts monitoring cryptocurrency markets have identified compelling evidence suggesting potential Bitcoin capital rotation from gold holdings could begin manifesting in February 2025. This projection combines technical analysis of valuation ratios, historical pattern recognition, and macroeconomic assessment. While market predictions inherently involve uncertainty, the convergence of multiple independent analyses warrants investor attention. The potential rotation represents more than simple price movement—it signals evolving perceptions of value storage in an increasingly digital global economy. Whether this transition materializes as projected will provide crucial insights into cryptocurrency maturation as an institutional asset class and its evolving relationship with traditional stores of value like gold. FAQs Q1: What exactly is capital rotation in financial markets? Capital rotation refers to the movement of investment funds between different asset classes based on changing market conditions, valuations, and risk-return profiles. It represents investors reallocating capital from assets perceived as overvalued or underperforming to those with better perceived prospects. Q2: Why are analysts specifically looking at February 2025 for this potential rotation? Analysts identify February 2025 based on seasonal patterns, valuation extremes, and technical indicators. Gold typically shows seasonal strength in January, potentially creating a local peak, while Bitcoin historically demonstrates first-quarter strength. The convergence of these patterns with extreme valuation ratios creates the projected timeframe. Q3: How reliable is the Bitcoin-to-gold ratio as a market indicator? The Bitcoin-gold ratio has shown predictive value at historical extremes, but like all technical indicators, it provides probabilities rather than certainties. Extreme readings have coincided with major market turning points, but investors should consider multiple indicators and fundamental factors when making decisions. Q4: What risks could prevent or delay this capital rotation? Potential risks include unexpected regulatory changes, macroeconomic shifts altering investor preferences, technological issues affecting cryptocurrency networks, or changes in correlation patterns between assets. Market liquidity conditions and investor psychology also influence capital movement timing and magnitude. Q5: How would retail investors participate in this potential rotation? Retail investors can adjust allocations through various channels including cryptocurrency exchanges, brokerage platforms offering digital asset access, or specialized investment products. However, any allocation changes should align with individual risk tolerance, investment horizon, and overall portfolio strategy rather than attempting to time specific market movements. This post Bitcoin Capital Rotation: The Impending Gold-to-Crypto Shift That Could Redefine February 2025 Markets first appeared on BitcoinWorld .
31 Jan 2026, 14:25
US Court Sentences Chinese National to Nearly 4 Years for $37M Crypto Fraud
A Chinese national received a 46-month (Nearly 4 years) federal prison sentence for his role in laundering over $36.9 million stolen from American victims through a sophisticated crypto investment scam operated from Cambodia. According to a DOJ release , Jingliang Su, 45, was also ordered to pay $26,867,242 in restitution following his guilty plea to conspiracy to operate an illegal money transmitting business. United States District Judge R. Gary Klausner handed down the sentence, marking another victory in the Justice Department’s escalating campaign against international scam center operations. Romance Scams and Fake Trading Platforms Trap Victims The fraud began with overseas co-conspirators contacting U.S. victims through unsolicited social media interactions, telephone calls, text messages, and online dating services. According to DOJ, a U.S. court sentenced Chinese national Jingliang Su to 46 months in prison for laundering over $36.9 million from a crypto investment scam that targeted 174 U.S. victims. Su helped move funds from fake trading platforms, converting them into USDT and… — Wu Blockchain (@WuBlockchain) January 31, 2026 After gaining their targets’ trust, the scammers promoted fraudulent digital asset investments that appeared legitimate. Co-conspirators created fake websites that resembled legitimate cryptocurrency trading platforms and convinced victims to send funds to these counterfeit sites. The scammers would then falsely inform victims that their investments were appreciating in value, when in fact the money had already been stolen. “This defendant and his co-conspirators scammed 174 Americans out of their hard-earned money,” said Assistant Attorney General A. Tysen Duva of the Justice Department’s Criminal Division. “In the digital age, criminals have found new ways to weaponize the internet for fraud.” $37M Laundered Through Bahamas to Cambodia The stolen funds followed a carefully orchestrated path designed to obscure their criminal origins. More than $36.9 million in victim funds were transferred from U.S. bank accounts controlled by co-conspirators to a single account at Deltec Bank in the Bahamas. Su and other co-conspirators then directed Deltec Bank to convert the victim funds into the stablecoin Tether (USDT) and transfer the converted cryptocurrency to a digital asset wallet controlled in Cambodia. Source: TRM Labs From there, Cambodian-based co-conspirators distributed the USDT to leaders of scam centers throughout the region. “New investment opportunities may sound intriguing, but they have a dark side: attracting criminals who, in this case, stole and then laundered tens of millions of dollars from their victims,” said First Assistant United States Attorney Bill Essayli. “I encourage the investing public to be cautious. An ounce of prevention is worth a pound of cure.” Eight Defendants Sentenced as Crackdown Intensifies Su has been in federal custody since December 2024 and is one of eight co-conspirators who have pleaded guilty so far. Jose Somarriba and ShengSheng He each pleaded guilty to conspiracy to operate an unlicensed money transmitting business, receiving sentences of 36 months and 51 months in prison, respectively. California man gets 51 months for laundering $37M in Cambodia crypto scams, converting victim funds to Tether through Bahamas company. #Crypto #Scam https://t.co/AUfPEncnGb — Cryptonews.com (@cryptonews) September 9, 2025 The sentencing is the latest outcome of the Criminal Division’s ongoing work to investigate, disrupt, and bring to justice individuals who facilitate scam center operations worldwide. DOJ’s Broader War on Crypto Crime Su’s case arrives amid intensifying federal enforcement against cryptocurrency-related fraud. Just one day earlier, the US Department of Justice completed the forfeiture of more than $400 million in assets tied to Helix, a darknet cryptocurrency mixer used to launder proceeds from illegal online marketplaces between 2014 and 2017. According to the DOJ Criminal Division Fraud Section 2025 Year in Review, published on January 23, prosecutors accused 265 defendants of a cumulative alleged loss in fraud cases exceeding $16 billion, nearly twice the amount reported the previous year. Source: DOJ The DOJ noted that cryptocurrency is increasingly becoming a preferred payment rail, laundering mechanism, and asset category for illicit funds. The Criminal Division plans to leverage its network of International Computer Hacking and Intellectual Property prosecutors strategically posted worldwide to coordinate with foreign law enforcement partners. Since 2020, the Computer Crime and Intellectual Property Section has secured convictions of more than 180 cybercriminals and court orders for the return of over $350 million in victim funds. The post US Court Sentences Chinese National to Nearly 4 Years for $37M Crypto Fraud appeared first on Cryptonews .
