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27 Mar 2026, 07:50

GBP/USD Forecast: Resilient Pound Snaps Losing Streak Amid Shifting Market Sentiment

BitcoinWorld GBP/USD Forecast: Resilient Pound Snaps Losing Streak Amid Shifting Market Sentiment LONDON, April 10, 2025 – The GBP/USD currency pair, often referred to as ‘Cable,’ has demonstrated notable resilience by snapping a three-day losing streak in today’s European session. Consequently, this technical rebound signals a potential shift in short-term market dynamics for the British Pound against the US Dollar. Market analysts are now closely monitoring whether this move represents a mere corrective bounce or the beginning of a more sustained recovery phase. GBP/USD Forecast: Analyzing the Technical Rebound The recent price action for GBP/USD shows a clear break from its recent downward trajectory. After testing a key support zone near the 1.2500 psychological level, the pair found buyers and pushed higher. This movement aligns with oversold conditions on shorter-term momentum indicators like the Relative Strength Index (RSI). Furthermore, the break above the immediate resistance at 1.2580 provided the initial confirmation of the shift. Traders are now watching the 1.2620-1.2650 zone as the next critical hurdle for the bulls to overcome. Several technical factors contributed to this snapback. Firstly, the pair was approaching a significant Fibonacci retracement level from its last major swing low. Secondly, trading volume increased on the up-move, suggesting genuine buying interest rather than just short covering. The daily chart now shows a potential bullish engulfing pattern, which often precedes a short-term trend reversal. However, the broader trend on higher timeframes remains cautiously neutral, requiring further confirmation. Catalysts Behind the Improved Market Sentiment The primary driver for the Pound’s recovery appears to be a broad improvement in global risk appetite. Market sentiment, a key factor in forex movements, has turned less pessimistic. This shift follows comments from several major central bank officials suggesting a more measured approach to future monetary policy tightening. Additionally, better-than-expected economic data from the Eurozone provided a positive spillover effect for European currencies, including Sterling. Specifically for the UK, recent remarks from Bank of England (BoE) policymakers have underscored a data-dependent stance. Markets interpreted this as a signal that the rate-hiking cycle may be nearing its peak, which removed a layer of uncertainty. Meanwhile, in the United States, softer-than-anticipated manufacturing data slightly tempered expectations for aggressive Federal Reserve action. This dynamic temporarily weakened the US Dollar’s broad appeal, providing room for the Pound to recover. Expert Insight: A Cautious Rebound Financial market strategists emphasize the need for caution. “While the bounce is technically significant, labeling it a definitive trend change is premature,” notes a senior analyst from a leading London-based investment bank. “The fundamental picture remains complex. We need to see sustained closes above 1.2650 and, more importantly, a follow-through in buying pressure. The market is still digesting inflation differentials and growth outlooks between the UK and US.” This expert view highlights that the rebound, while encouraging for Pound bulls, exists within a larger context of economic crosscurrents. The following table summarizes the key technical levels traders are monitoring: Level Type Significance 1.2500 Support Major Psychological & Previous Low 1.2580 Resistance (Breached) Immediate Swing High & 50-Hour MA 1.2620 – 1.2650 Resistance Key Fibonacci & Congestion Zone 1.2720 Resistance 200-Day Moving Average Macroeconomic Context and Forward Risks The GBP/USD pair does not trade in a vacuum. Its trajectory is intrinsically linked to the relative economic health of the United Kingdom and the United States. Key upcoming data releases will be critical for direction. On the UK docket, inflation (CPI) and retail sales figures are paramount. For the US, non-farm payrolls and core PCE inflation data will heavily influence Federal Reserve expectations. Any significant deviation from forecasts in these reports could swiftly alter the current sentiment. Other persistent risks include: Geopolitical Tensions: Ongoing global conflicts can spur safe-haven flows into the US Dollar. Energy Price Volatility: As a net energy importer, the UK remains sensitive to swings in oil and gas prices. Political Stability: Domestic political developments in both nations can impact investor confidence. Market participants will also scrutinize the minutes from the latest BoE and Fed meetings for nuanced guidance on future policy paths. Conclusion The GBP/USD forecast has taken a modestly positive turn with the pair’s ability to halt its recent decline. The snap of the three-day losing streak, fueled by improved market sentiment and technical buying, offers a reprieve for the British Pound. However, the sustainability of this move remains an open question, contingent upon forthcoming economic data and central bank signals. Traders should approach the rebound with measured optimism, recognizing that the path for Cable will likely be dictated by the evolving macroeconomic landscape and the persistent search for equilibrium between two of the world’s most influential currencies. FAQs Q1: What caused the GBP/USD to stop falling? The pair snapped its losing streak primarily due to a broad improvement in global market sentiment, which reduced demand for the safe-haven US Dollar. Technical buying at a key support level and slightly less hawkish central bank commentary also contributed. Q2: Is this a good time to buy GBP/USD? Market timing is highly speculative. While the rebound is technically positive, traders should wait for confirmation, such as a sustained break above the 1.2650 resistance zone, and consider the fundamental risks from upcoming economic data. Q3: What is the most important data to watch for GBP/USD? UK Consumer Price Index (CPI) inflation and US Core Personal Consumption Expenditures (PCE) inflation are critical, as they directly influence Bank of England and Federal Reserve interest rate decisions. Q4: What does ‘Cable’ mean in forex trading? ‘Cable’ is the historic nickname for the GBP/USD currency pair, originating from the transatlantic telegraph cables used to transmit exchange rates between London and New York in the 19th century. Q5: How does market sentiment affect currency pairs like GBP/USD? Market sentiment drives capital flows. In ‘risk-on’ environments, investors often sell safe-haven assets like the US Dollar to buy higher-yielding or growth-linked assets, which can benefit currencies like the Pound. The opposite occurs in ‘risk-off’ moods. This post GBP/USD Forecast: Resilient Pound Snaps Losing Streak Amid Shifting Market Sentiment first appeared on BitcoinWorld .

27 Mar 2026, 07:10

The U.S. first lady showed up to a summit at the White House with a robot

The U.S. first lady Melania Trump made headlines Wednesday after she walked in with a humanoid robot to a summit at the White House focused on AI and education. The black-and-white humanoid robot dubbed Figure 03 walked side by side, almost in sync with Melania. It greeted the First Spouses from 45 countries in attendance in several languages. Melania called the “first American-made humanoid guest in the White House.” Figure 03 was only introduced in October by a Chicago-based robotics firm, Figure AI. The CEO Brett Adcock affirmed that Figure 03 acted “fully autonomous” and that there wasn’t any human reading scripts for the robot . So proud to see F.03 make history as the first humanoid robot in the White House 🤖 🇺🇸 pic.twitter.com/tXsxpEErsi — Brett Adcock (@adcock_brett) March 25, 2026 Many were impressed by the entrance, but Randi Weingarten, the president of the second-largest teachers’ union in the U.S., the American Federation of Teachers, picked offense at some of the comments by the first lady regarding the role of humanoid robots in the future of kids’ education. Melania pitches humanoid robots for “personalized learning” The first lady said artificial intelligence and the emergence of humanoid educators will shape the future of education systems. Humanoid educators will provide a personalized experience for students, she said, adding that they can boost kids’ analytical skills and enable them to develop deeper critical thinking. “The biproduct – a more well-rounded lifestyle for our children,” reads the White House report. The American Federation of Teachers president expressed sharp disapproval of Melania’s comments, saying “what she did yesterday was every parent’s nightmare,” NBC News reported Thursday . During a Workers First AI Summit hosted by AFL-CIO, Weingarten said “This is exactly what Big Tech wants to create: a sense of a society that is being led by and taught by robots, displacing every bit of all of who we are, starting with education.” She pushed back against the idea of delegating education to AI, saying, “It completely misunderstands not only what American education is all about but what kids really need.” In her view, AI should only be a tool in the hands of humans. “We need human beings to actually help other human beings in the teaching and learning process.” This is the first time Melania has talked about AI and humanoid robots in education. During the meeting of the White House Task Force on Artificial Intelligence (AI) Education, she famously said “the robots are here,” adding that AI will underpin not just education, but also America’s entire GDP. Still letting the bank keep the best part? Watch our free video on being your own bank .

27 Mar 2026, 07:05

EUR/USD Recovery Stalls Amid Escalating Iran Conflict – Commerzbank Warns of Prolonged Uncertainty

BitcoinWorld EUR/USD Recovery Stalls Amid Escalating Iran Conflict – Commerzbank Warns of Prolonged Uncertainty FRANKFURT, March 2025 – The EUR/USD currency pair’s anticipated recovery faces significant delays as escalating tensions in the Middle East create sustained market uncertainty, according to recent analysis from Commerzbank. The financial institution’s currency strategists now project extended volatility for the world’s most traded currency pair, with the Iran conflict introducing new geopolitical risk premiums that are disrupting traditional forex market patterns. EUR/USD Faces Geopolitical Headwinds Currency markets typically respond to economic fundamentals, but geopolitical events can override standard indicators. The Iran conflict represents such an overriding factor, creating what analysts term a “risk-off” environment. Consequently, investors are flocking to traditional safe-haven assets, including the US dollar, while the euro faces selling pressure due to Europe’s geographical proximity and economic exposure to Middle Eastern instability. Commerzbank’s technical analysis reveals several concerning patterns. First, the EUR/USD failed to maintain support above the 1.0850 level. Second, moving averages show bearish crossovers on multiple timeframes. Third, trading volumes during recent sell-offs exceeded those during rallies, indicating stronger conviction among sellers. These technical factors combine with fundamental concerns to create a challenging environment for euro bulls. Historical Context of Geopolitical Impact on Forex Geopolitical events have consistently influenced currency markets throughout modern financial history. The 1990 Gulf War triggered dollar strength, while the 2014 Crimea annexation caused significant euro volatility. The current Iran conflict shares characteristics with both precedents but occurs within a different global economic framework characterized by higher inflation and divergent central bank policies. The European Central Bank faces particular challenges. Energy price volatility directly affects the eurozone’s import costs, potentially forcing policy adjustments. Meanwhile, the Federal Reserve must balance inflation concerns against safe-haven dollar appreciation. This policy divergence creates additional pressure on the EUR/USD exchange rate beyond direct conflict impacts. Commerzbank’s Analytical Framework Commerzbank employs a multi-factor analysis model that weights geopolitical risk at 25% during conflict periods, compared to the typical 10% weighting. Their current assessment identifies three transmission channels from conflict to currency markets: energy price volatility, trade route disruptions, and investor sentiment shifts. Each channel currently exerts downward pressure on the euro relative to the dollar. The bank’s research department has compiled historical data showing that currency pairs typically require 6-8 weeks to stabilize after geopolitical shocks of this magnitude. However, the current situation presents unique complications due to ongoing diplomatic negotiations and potential for conflict expansion. This uncertainty extends the typical stabilization timeline, delaying any meaningful EUR/USD recovery. Market Mechanics and Technical Levels Several technical levels now serve as critical markers for the EUR/USD pair. The 1.0750 level represents immediate support, while resistance sits at 1.0950. A break below support could trigger accelerated selling toward 1.0650. Market positioning data shows hedge funds have increased short euro positions by 15% over the past two weeks, reflecting growing bearish sentiment. Key factors influencing near-term direction include: Energy price stability – Oil and natural gas prices directly impact eurozone inflation Diplomatic developments – Any resolution or escalation changes risk calculations Central bank communications – ECB and Fed statements regarding conflict impacts Economic data resilience – Eurozone growth indicators amid uncertainty Options market data reveals increased demand for euro put options with strikes below 1.0700, indicating traders are hedging against further declines. This hedging activity itself creates selling pressure in spot markets as dealers delta-hedge their exposures. Regional Economic Exposure Analysis Europe maintains substantial economic ties with Middle Eastern nations, creating vulnerability to regional instability. Germany’s export-oriented economy faces particular risks, as automotive and machinery exports to the region may decline. France’s defense and aerospace sectors could see mixed effects, with potential contract increases offset by broader economic uncertainty. The following table illustrates key exposure metrics: Country Middle East Export Share Energy Import Dependency Financial Sector Exposure Germany 8.2% 64% Medium France 6.7% 52% Low Italy 9.1% 73% High Spain 7.8% 61% Medium These exposures translate directly into currency market pressures. Countries with higher Middle East economic ties typically see their currencies underperform during regional conflicts. The euro represents a weighted average of these national exposures, creating collective vulnerability. Institutional Investor Behavior Patterns Large institutional investors are implementing specific strategies in response to the delayed EUR/USD recovery. Pension funds are reducing euro allocations in global portfolios, while sovereign wealth funds are increasing dollar holdings. Hedge funds are employing more sophisticated strategies, including currency pair arbitrage and volatility trading. Asset managers report that client inquiries about geopolitical risk hedging have increased 300% since the conflict escalation. This demand drives innovation in financial products, including new geopolitical risk derivatives and structured notes linked to conflict resolution timelines. However, these instruments remain niche products accessible primarily to institutional investors. Conclusion The EUR/USD recovery faces substantial delays due to the Iran conflict, with Commerzbank analysis indicating prolonged uncertainty. Geopolitical risk premiums now dominate currency market dynamics, overriding traditional economic indicators. Market participants should prepare for extended volatility as diplomatic developments unfold. The currency pair’s trajectory will depend on conflict resolution progress, energy market stability, and central bank policy responses to evolving conditions. Ultimately, the EUR/USD recovery timeline extends well beyond initial market expectations, requiring adjusted investment strategies and risk management approaches. FAQs Q1: How does the Iran conflict specifically affect the EUR/USD exchange rate? The conflict creates a “risk-off” environment where investors seek safe-haven assets like the US dollar while selling riskier currencies like the euro. Europe’s geographical proximity and economic ties to the region amplify this effect through energy price volatility and trade uncertainty. Q2: What technical levels are most important for EUR/USD currently? Key support sits at 1.0750, with resistance at 1.0950. A break below support could trigger moves toward 1.0650, while surpassing resistance would signal potential recovery. These levels represent concentration points for trading activity and option positioning. Q3: How long might the recovery delay last according to historical patterns? Historical analysis suggests 6-8 weeks for stabilization after similar geopolitical shocks. However, the current situation’s complexity and potential for escalation could extend this timeline. Commerzbank analysts warn that uncertainty may persist through multiple quarters. Q4: What factors could accelerate EUR/USD recovery despite the conflict? Diplomatic resolution, energy price stabilization, stronger-than-expected eurozone economic data, or dovish Federal Reserve policy shifts could support recovery. However, these factors currently appear secondary to conflict developments. Q5: How are institutional investors adjusting their strategies? Large investors are increasing dollar allocations, implementing geopolitical hedging strategies, and reducing euro exposure in global portfolios. Many are also increasing cash positions to maintain flexibility amid uncertainty, while exploring specialized derivatives for risk management. This post EUR/USD Recovery Stalls Amid Escalating Iran Conflict – Commerzbank Warns of Prolonged Uncertainty first appeared on BitcoinWorld .

27 Mar 2026, 06:08

Bitcoin macro risks spike as Ukraine throws a spanner in Trump's plan to stabilize oil markets

Ukraine’s disruption of Russian oil flows has added fresh uncertainty to already strained energy markets, complicating inflation outlooks and keeping pressure on risk assets including bitcoin.

27 Mar 2026, 06:05

UK Retail Sales: The Critical Economic Release That Drives GBP/USD Volatility

BitcoinWorld UK Retail Sales: The Critical Economic Release That Drives GBP/USD Volatility UK Retail Sales data represents one of the most significant economic indicators for currency traders monitoring the British Pound. Released monthly by the Office for National Statistics, this report provides crucial insights into consumer spending patterns across the United Kingdom. Consequently, market participants closely watch these figures as they directly influence Bank of England monetary policy decisions and, by extension, GBP/USD exchange rate movements. Understanding the release schedule and potential market impacts becomes essential for anyone involved in forex trading or economic analysis. UK Retail Sales Release Schedule and Methodology The Office for National Statistics typically publishes UK Retail Sales data around the 20th of each month at 7:00 AM London time. This timing corresponds to 2:00 AM Eastern Time in the United States. The report covers sales volumes from the previous month, offering both month-over-month and year-over-year percentage changes. Additionally, the ONS provides core retail sales figures that exclude automotive fuel sales, which often present a clearer picture of underlying consumer trends. Market analysts particularly focus on the seasonally adjusted month-over-month percentage change. This figure eliminates seasonal variations that might distort the data. For instance, December typically shows higher retail activity due to holiday shopping. Therefore, seasonal adjustment provides more meaningful comparisons between months. The ONS collects data from approximately 5,000 businesses across Great Britain, covering both online and physical retail establishments. How Retail Sales Data Influences Monetary Policy Retail sales figures serve as a primary gauge of consumer confidence and economic health. Strong retail sales typically indicate robust consumer spending, which accounts for approximately two-thirds of the UK’s Gross Domestic Product. Consequently, sustained growth in retail sales often signals potential inflationary pressures. The Bank of England’s Monetary Policy Committee monitors this data closely when making interest rate decisions. The Inflation Connection When consumers demonstrate consistent spending strength, businesses may respond by raising prices. This dynamic creates upward pressure on inflation. The Bank of England maintains a 2% inflation target. Therefore, persistently strong retail sales data might prompt the MPC to consider tightening monetary policy through interest rate increases. Higher interest rates generally strengthen the British Pound by attracting foreign capital seeking better returns. Conversely, weak retail sales figures suggest economic softening. This situation might lead the Bank of England to maintain or even lower interest rates to stimulate economic activity. Lower interest rates typically weaken the British Pound relative to other currencies. Market participants therefore analyze retail sales data not just for current economic conditions but for future monetary policy implications. GBP/USD Market Reaction Patterns The GBP/USD currency pair often exhibits significant volatility following UK Retail Sales releases. Market reactions depend on whether the actual data meets, exceeds, or falls short of consensus forecasts. Financial institutions and economic research firms publish predictions before each release. These forecasts create market expectations that get priced into currency values before the actual announcement. When actual retail sales figures substantially exceed expectations, the British Pound typically appreciates against the US Dollar. This movement reflects anticipated monetary policy tightening. Alternatively, disappointing retail sales data usually triggers GBP depreciation. The magnitude of these movements depends on the deviation from forecasts and the broader economic context. Other simultaneous economic releases or geopolitical developments can moderate or amplify these reactions. Historical analysis reveals several consistent patterns in GBP/USD behavior around retail sales releases. The currency pair often experiences increased volatility during the 30 minutes before and after the announcement. Furthermore, the initial market reaction sometimes reverses within the first hour as traders digest the data’s details and implications. Seasoned traders therefore monitor both the headline figure and the underlying components before making trading decisions. Key Components and Their Market Significance The comprehensive UK Retail Sales report contains several components that professional traders analyze separately. The headline month-over-month percentage change attracts the most immediate attention. However, experienced market participants also examine year-over-year comparisons, core retail sales excluding fuel, and sector-specific performance data. Month-over-Month Change: Indicates recent consumer spending momentum Year-over-Year Change: Provides longer-term trend perspective Core Retail Sales: Eliminates volatile fuel price influences Online Sales Proportion: Reflects evolving retail landscape Sector Breakdown: Reveals consumer preference shifts Online retail sales data has gained particular importance in recent years. The COVID-19 pandemic accelerated digital shopping adoption. Consequently, analysts now monitor online sales growth as an indicator of both technological adoption and consumer behavior changes. Strong online sales growth might offset weaker physical store performance while still indicating overall consumer confidence. Integrating Retail Sales with Other Economic Indicators Sophisticated traders never analyze UK Retail Sales in isolation. Instead, they consider this data alongside other key economic indicators to form comprehensive market views. The Consumer Price Index measures inflation directly, while employment figures indicate consumer purchasing power. Additionally, GDP growth data provides broader economic context. The Bank of England’s quarterly Inflation Report offers particularly valuable context. This publication includes economic projections and policy guidance that help interpret retail sales data implications. When retail sales figures align with the Bank’s economic forecasts, market reactions tend to be more moderate. However, significant deviations from projected trends often trigger more substantial currency movements. Global Context Considerations GBP/USD movements depend on both British and American economic conditions. Therefore, traders must consider simultaneous US economic releases. Federal Reserve policy decisions and US retail sales data particularly influence the currency pair. Sometimes, strong UK retail sales might be overshadowed by even stronger US economic data, limiting GBP appreciation against USD. Global risk sentiment also affects GBP/USD dynamics. During periods of market uncertainty, traders often seek refuge in the US Dollar as a safe-haven currency. This tendency can weaken GBP/USD regardless of positive UK economic data. Conversely, during risk-on market environments, the British Pound might strengthen against the Dollar even with mediocre retail sales figures. Trading Strategies Around Retail Sales Releases Professional traders employ various strategies to capitalize on UK Retail Sales announcements. Some position themselves before releases based on forecast consensus and technical analysis. Others wait for the actual data before entering trades. Risk management becomes particularly crucial during these high-volatility periods. Many institutional traders use algorithmic systems that automatically execute trades based on predetermined criteria. These systems analyze the data within milliseconds of release and execute orders accordingly. Retail traders typically cannot compete with this speed advantage. Therefore, they often focus on longer-term implications rather than immediate reactions. Economic calendars provided by financial platforms help traders prepare for these scheduled releases. These calendars list exact release times, previous figures, and consensus forecasts. Successful traders review this information beforehand and develop contingency plans for different possible outcomes. They also monitor related currency pairs like EUR/GBP for confirmation of broader Sterling movements. Historical Impact Analysis Examining past UK Retail Sales releases reveals their substantial influence on GBP/USD. For example, the April 2023 release showed a surprising 0.5% month-over-month increase against expectations of 0.3% decline. This positive surprise triggered an immediate 50-pip GBP/USD rally within 15 minutes. The currency pair maintained most of these gains throughout the trading session. Conversely, the September 2022 release revealed a 1.4% month-over-month decline when markets anticipated only a 0.5% decrease. This disappointing data caused GBP/USD to drop approximately 80 pips in the hour following release. The pair continued trending downward for several days as traders revised Bank of England rate hike expectations. These examples demonstrate how retail sales data can establish short-term market direction. However, sustained trends require confirmation from subsequent economic releases and central bank communications. Isolated data points rarely determine long-term currency movements without supporting evidence from other indicators. Conclusion UK Retail Sales data remains a critical economic indicator for GBP/USD traders and analysts. The monthly release provides valuable insights into British consumer behavior and broader economic health. Market participants carefully analyze these figures for implications regarding Bank of England monetary policy. Understanding the release schedule, data components, and historical market reactions enables more informed trading decisions. While retail sales significantly influence short-term GBP/USD volatility, sophisticated traders always consider this data within broader economic and global contexts. FAQs Q1: What time are UK Retail Sales data released? The Office for National Statistics typically releases UK Retail Sales data at 7:00 AM London time (2:00 AM Eastern Time) around the 20th of each month. Q2: Why do retail sales figures affect GBP/USD exchange rates? Retail sales indicate consumer spending strength, which influences inflation and Bank of England interest rate decisions. These policy decisions directly impact the British Pound’s value against other currencies. Q3: What is the difference between headline and core retail sales? Headline retail sales include all retail categories, while core retail sales exclude automotive fuel purchases. Core figures often provide a clearer picture of underlying consumer trends by removing volatile fuel price influences. Q4: How quickly do markets react to retail sales data? GBP/USD typically experiences significant volatility within the first 30 minutes after release. Algorithmic trading systems react within milliseconds, while human traders may take longer to analyze the data’s full implications. Q5: Can strong UK retail sales always strengthen the British Pound? Not necessarily. Global risk sentiment, simultaneous US economic data, and broader market conditions can moderate or override the impact of UK retail sales on GBP/USD exchange rates. This post UK Retail Sales: The Critical Economic Release That Drives GBP/USD Volatility first appeared on BitcoinWorld .

27 Mar 2026, 06:02

XRP Army Stunned As Ripple Wins Special Mention In Congress Hearing

Subjective Views (@subjectiveviews), a crypto sleuth on X, has shared a video from a House hearing that placed Ripple into a live discussion about the future of U.S. payments. The clip showed lawmakers questioning Federal Reserve officials about whether the current payment infrastructure is moving fast enough to support modern financial technology. In that exchange, Ripple was mentioned alongside major financial technology firms in a conversation about improving how money moves through the U.S. banking system. In the video, Rep. Sam Liccardo raised concerns about payment speed, cost, and access to Federal Reserve infrastructure . He referenced industry proposals designed to reduce risk while allowing faster payment innovation. Ripple was one of the companies he named during that discussion, placing it directly into the policy conversation. Ripple, Rlusd… no xrp mention — You Suck (@megatroll101) March 26, 2026 The Focus on Faster Payments Liccardo questioned Randall Guynn, Director at the Federal Reserve Division of Supervision and Regulation, about ACH system limitations, especially the risk of daylight overdrafts. He explained that several financial technology companies had already submitted solutions. These included pre-funding transactions, setting transaction limits, adding collateral requirements, and implementing early warning systems. During the hearing, Liccardo said the industry had offered “very promising alternatives” to address risk while still expanding access to payment. He specifically mentioned the issue of “requiring pre-funding of ACH transactions,” which he said came from both Intuit and Ripple. Guynn responded that the board is open to considering the submitted ideas. Ripple’s Proposal and RLUSD Subjective Views noted that earlier this year, Ripple submitted a recommendation that stablecoin issuers should be allowed to access Fed accounts using pre-funded ACH. This structure would allow stablecoins such as RLUSD to connect directly to the U.S. domestic payment system. Payments could move through ACH using pre-funded balances to improve efficiency. This model also reduces trapped capital because institutions would not need to hold excess funds across multiple intermediaries. Pre-funded access means funds sit ready for settlement, which increases payment speed while maintaining Federal Reserve risk controls. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 How XRP Fits Into This System This is where Subjective Views’ main point comes into focus. If RLUSD connects to the U.S. payment system through pre-funded ACH, XRP can operate as a liquidity bridge. RLUSD could be used for domestic settlement and payments, while XRP provides liquidity for cross-border transactions and currency conversion, with both operating on the XRP Ledger, where transactions settle. Ripple already positions XRP as a bridge asset on the ledger for cross-border payments. A system that connects RLUSD to Fed payment rails creates a pathway in which domestic payments settle in stablecoin form while international transfers use XRP as liquidity between currencies. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Army Stunned As Ripple Wins Special Mention In Congress Hearing appeared first on Times Tabloid .