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21 Feb 2026, 07:15

New Link Connects Ripple Treasury to SWIFT and JPMorgan

Ripple Treasury continues to expand its presence in institutional finance. Crypto analyst Diana (@InvestWithD) recently highlighted the platform’s strategic importance, noting its integration with JP Morgan and its alignment with SWIFT’s next-generation blockchain ledger for cross-border payments. This combination positions XRP as a central tool for treasury and enterprise operations. The platform now provides organizations with real-time access to intraday and historical balance data for cash reporting accounts. By leveraging GTreasury’s technology within Ripple Treasury, corporate finance teams can manage liquidity more efficiently, gain immediate insights, and make faster operational decisions. Diana emphasized the significance of this setup, noting how Ripple Treasury, powered by GTreasury , now connects to major financial networks with advanced data access capabilities. Ripple Treasury GTreasury SWIFT SWIFT just confirmed that @JPMorgan is part of the global group helping design its next-generation blockchain-based ledger for cross-border payments. @Ripple Treasury is powered by @GTreasury . GTreasury has an active integration… https://t.co/awHSi4GlYz pic.twitter.com/AKDMraJ0Pk — Diana (@InvestWithD) February 19, 2026 Integration with JP Morgan Ripple Treasury’s partnership with JPMorgan enhances its utility for enterprise clients. Organizations using the platform can retrieve balance data directly from JP Morgan accounts, ensuring accurate oversight and operational control. This integration delivers secure and efficient treasury management while linking traditional banking systems to Ripple Treasury’s blockchain infrastructure. Diana highlighted this connection, observing that GTreasury has an active integration with JP Morgan for real-time treasury data access. This move reinforces Ripple Treasury’s institutional relevance and shows the importance of the company’s acquisition of GTreasury . SWIFT’s Blockchain Ledger SWIFT is building a blockchain-based shared ledger for cross-border payments, with JPMorgan participating in its design. Ripple Treasury, combining GTreasury’s expertise with Ripple’s blockchain capabilities, is well-positioned to interact with this emerging infrastructure. Diana pointed out that the alignment of Ripple Treasury, JP Morgan, and SWIFT suggests a seamless connection between enterprise treasury tools and next-generation payment networks. Experts have advocated for XRP as a replacement for SWIFT for years now, and this link could be a major part of that process. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP’s Strategic Position The combination of Ripple Treasury, GTreasury technology, JP Morgan, and SWIFT’s blockchain ledger positions XRP as a central asset in institutional finance. Companies gain real-time insights, operational control, and secure access to treasury data. These developments reflect a broader trend of enterprise adoption of blockchain-based solutions, and provide a clear path for XRP to take over SWIFT’s role in cross-border payments. Diana’s observations highlight the importance of these connections, confirming that XRP’s role in treasury and cross-border payment solutions is gaining institutional traction . The platform provides operational efficiency, data transparency, and blockchain integration. This showcases XRP’s relevance beyond conventional payment systems. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post New Link Connects Ripple Treasury to SWIFT and JPMorgan appeared first on Times Tabloid .

21 Feb 2026, 04:30

Basel Banking Standards Vs Bitcoin: Strategy CEO Blasts 1,250% Risk Weight

Strategy CEO Phong Le is calling for a rethink of how banks are required to capital-charge bitcoin exposure under Basel-style rules, arguing that current risk-weighting treatment materially shapes whether regulated institutions can engage with digital assets at all. The catalyst was a chart shared on X that labels bitcoin “unsecured crypto exposure” with a “typical risk weight” of 1,250% under an “Illustrative Basel III-Style” standardized approach, alongside 0% weights for cash, physical gold, and US Treasuries. A Capital Penalty For Bank Bitcoin Exposure Le framed the issue as structural rather than political, pointing to the way global capital rules flow into national bank regulation. “The Basel Accords set global bank capital standards and risk-weighting rules for assets. These frameworks materially shape how banks engage with digital assets, including bitcoin,” he wrote. “They are developed by the Basel Committee of central banks and regulators across 28 jurisdictions — the US is just one.” He tied that directly to Washington’s stated ambitions for crypto leadership. “If the US wants to be the Crypto Capital of the World , our implementation of Basel capital treatment deserves careful review,” Le said. Jeff Walton, who posted the image Le quoted, summarized the contrast in blunt numbers: “Basel III Risk weights for assets: Gold: 0% Public equity: 300% Bitcoin: 1,250%,” adding that if the US wants to be a “crypto capitol,” “the banking regulations need to change,” because “Risk is mispriced.” The chart itself presents a ladder of “typical” risk weights across asset classes. Cash and central bank reserves sit at 0%, physical gold at 0%, and sovereign debt such as US Treasuries (USD, U.S. bank) also at 0%. Investment-grade corporate debt is shown in a 20–75% range, unrated corporate debt at 100%, high-yield at 150%, public equity at 250–300%, and private equity at 400%+. Bitcoin is set apart at 1,250%. Conner Brown, Head of Strategy at the Bitcoin Policy Institute, argued that the practical effect is to make bank intermediation of bitcoin prohibitively expensive. “It’s hard to overstate how bad of a policy error this is,” he wrote. “Banks are required to set aside capital based on how risky regulators think an asset is. The higher the ‘risk weight,’ the more expensive it is for a bank to hold.” Brown described the 1,250% figure as translating into a one-for-one capital requirement relative to exposure. In his words, bitcoin’s treatment “means banks must hold $1 in capital for every $1 of Bitcoin exposure,” while gold is treated “the same as cash” with “essentially no capital cost.” He also pushed back on the premise that bitcoin should be penalized relative to legacy assets, pointing to operational traits he sees as favorable for risk management and market functioning, including continuous trading, fast auditability of holdings, fixed supply, rapid global settlement, and transparent pricing. The result, he argued, is that regulators have effectively discouraged banks from offering custody and related services that corporates and individuals might prefer inside the regulated perimeter. Brown said the knock-on effects extend beyond bank balance sheets to competitiveness. He argued the framework diverts activity toward “non-bank entities and offshore jurisdictions,” which he characterized as carrying higher risks, and warned that failing to adjust the approach could leave US institutions at a disadvantage globally. At press time, Bitcoin traded at $67,857.

21 Feb 2026, 03:30

Tether CNH₮ Discontinuation: A Strategic Retreat from the Offshore Yuan Stablecoin Market

BitcoinWorld Tether CNH₮ Discontinuation: A Strategic Retreat from the Offshore Yuan Stablecoin Market In a significant move reshaping the stablecoin landscape, Tether Holdings Limited has announced the immediate cessation of support for its offshore Chinese yuan-pegged digital asset, CNH₮. This decision, communicated from its global operations base, highlights the volatile dynamics of the cryptocurrency sector and the challenges of launching region-specific stablecoins. Consequently, this strategic withdrawal marks a pivotal moment for both Tether and the broader digital asset ecosystem, prompting analysis of market saturation and demand. Tether CNH₮: The End of an Offshore Yuan Experiment Tether, the issuer behind the dominant USDT stablecoin, launched CNH₮ in December 2022. The stablecoin aimed to provide a digital proxy for the offshore yuan (CNH), a currency traded outside mainland China. Market analysts initially viewed the launch as a strategic expansion into Asian markets. However, Tether’s latest announcement cites insufficient scale and limited demand as primary reasons for discontinuing the project. New token issuance stops immediately, but the company will facilitate redemptions for one full year. This development follows a period of intense scrutiny and evolution within the stablecoin sector. Regulatory frameworks globally have tightened, especially concerning currencies pegged to national monetary systems. Furthermore, the offshore yuan market itself presents unique complexities involving capital controls and geopolitical factors. Tether’s operational decision reflects a pragmatic assessment of these overlapping challenges. The company will now reallocate resources toward its core, high-demand products like USDT and its euro-pegged EURT. Analyzing the Stablecoin Market’s Demands The discontinuation of CNH₮ offers a clear case study in cryptocurrency product viability. Stablecoins serve as crucial bridges between traditional finance and digital asset ecosystems. Their success depends heavily on liquidity, trust, and clear utility. For instance, USDT maintains dominance due to its deep integration with global crypto exchanges and DeFi protocols. In contrast, CNH₮ struggled to achieve similar network effects. Several factors contributed to the limited adoption of the offshore yuan stablecoin. First, the existing infrastructure for trading and settling CNH in traditional markets is already efficient. Second, demand for a digital yuan alternative is partly met by China’s own central bank digital currency (CBDC), the digital yuan (e-CNY). Third, geopolitical tensions influence currency markets, potentially affecting the stability and appeal of CNH-pegged assets. The table below contrasts key metrics between USDT and the discontinued CNH₮. Metric Tether USDT Tether CNH₮ Launch Date 2014 December 2022 Underlying Peg US Dollar Offshore Chinese Yuan (CNH) Primary Use Case Global trading, DeFi collateral Regional trade, yuan exposure Market Capitalization (Approx.) > $110 Billion Negligible (Not in top 100) Regulatory Spotlight High (Global) High (Region-specific) Moreover, the decision underscores a broader industry trend. Companies now prioritize products with proven, scalable demand over exploratory niche offerings. This consolidation phase aims to ensure long-term sustainability, especially ahead of anticipated comprehensive regulations in 2025. Expert Perspectives on Strategic Crypto Pivots Financial technology experts note that Tether’s move is neither a failure nor an anomaly. Instead, it represents rational portfolio management in a competitive sector. Dr. Lena Zhou, a fintech researcher at the Digital Asset Governance Institute, explains, “The stablecoin market exhibits winner-takes-most characteristics. Liquidity begets more liquidity. A new stablecoin needs immediate, massive utility to overcome that inertia. CNH₮, despite its technical soundness, could not achieve critical mass in a market already served by established instruments.” Historical data supports this analysis. Over the past five years, dozens of algorithmic and fiat-backed stablecoins have launched only to shutter later. The common thread among discontinued projects is a lack of distinct competitive advantage or insufficient market depth. For holders of CNH₮, the guaranteed one-year redemption window provides ample time to exit positions without panic. This orderly wind-down process itself reinforces Tether’s operational experience and commitment to user protection. The Ripple Effects on Digital Yuan Adoption Tether’s exit from the CNH-pegged market inevitably influences conversations around China’s digital currency ambitions. The People’s Bank of China (PBOC) continues to advance the pilot and adoption of its central bank digital currency (CBDC), the e-CNY. Some analysts speculated that private stablecoins like CNH₮ could complement or compete with the digital yuan. However, the discontinuation suggests limited space for private offshore alternatives at this stage. The immediate impacts are multifaceted: Market Signal: Other firms may reconsider plans for yuan-linked digital assets. User Migration: Traders and institutions using CNH₮ must transition to other yuan exposure tools. Regulatory Dialogue: The move may inform ongoing discussions about stablecoin governance. Furthermore, this event highlights the intricate balance between innovation and market reality. Blockchain technology enables the creation of countless digital assets, but sustainable economic models are far rarer. Tether’s decision, based on operational data and market conditions, demonstrates a mature, metrics-driven approach to product lifecycle management. Conclusion Tether’s discontinuation of the CNH₮ offshore yuan stablecoin marks a strategic recalibration focused on core strengths. Driven by limited demand and market conditions, this decision reflects the harsh realities of the cryptocurrency sector, where even well-backed projects require sustained adoption. The guaranteed redemption period ensures a responsible transition for existing users. Ultimately, this move underscores the increasing maturity and strategic focus within the stablecoin industry, as leading players like Tether optimize their offerings for a regulated, competitive future. The Tether CNH₮ chapter closes, but the evolution of digital currency continues unabated. FAQs Q1: What is Tether CNH₮ and why is it being discontinued? Tether CNH₮ was an offshore Chinese yuan-pegged stablecoin. Tether is discontinuing it due to insufficient market demand and scale, making continued operational support unjustifiable. Q2: Can I still redeem my Tether CNH₮ tokens? Yes. Tether has committed to honoring redemptions for CNH₮ for one full year from the announcement date. You should follow official Tether channels for redemption procedures. Q3: How does this affect Tether’s main USDT stablecoin? This decision does not directly affect USDT. Tether states it is reallocating resources to its core products, like USDT and EURT, which continue normal operations. Q4: What are the alternatives for holding a digital yuan exposure now? Alternatives include direct trading of the offshore yuan (CNH) in forex markets, using China’s official digital yuan (e-CNY) within its pilot zones, or exploring other digital asset instruments with yuan exposure, though options are now more limited. Q5: Does this signal a regulatory crackdown on stablecoins? Not directly. Tether cited market conditions, not regulatory action, as the cause. However, the move occurs within a global context of increasing regulatory scrutiny on all stablecoins, which may influence broader market strategies. This post Tether CNH₮ Discontinuation: A Strategic Retreat from the Offshore Yuan Stablecoin Market first appeared on BitcoinWorld .

21 Feb 2026, 03:00

Why Bitcoin Could Be Headed For Another Drop: Research Firm Cites Three Key Risks

Bitcoin (BTC) is currently holding below the key $70,000 level. Still, a new report from data and research firm Ecoinometrics suggests that the market may not be building a base for recovery. Instead, the firm argues that the cryptocurrency remains vulnerable to another downward move, driven by three overlapping forces: weakening equity momentum, structural changes in Bitcoin’s volatility profile, and a Federal Reserve (Fed) that is steady but not supportive. Structural Headwinds For Bitcoin According to the report, Bitcoin no longer trades in isolation. It has become increasingly linked to equity markets, capital flows, and broader macroeconomic conditions. At the moment, that linkage is not working in its favor. Bitcoin is already showing signs of weakness, equity markets are losing steam, and the Federal Reserve is maintaining a neutral stance that offers little additional liquidity support. Together, those factors keep downside risks elevated. Related Reading: ‘Sell Bitcoin Now,’ Peter Schiff Warns, Predicts $20,000 Target On Breakdown While Bitcoin has attempted to stabilize in recent weeks, Ecoinometrics cautions that this does not resemble a clear bottoming pattern. Rather, it looks more like a pause within an ongoing bear phase. Structural headwinds are already in place, as highlighted by the firm, including continued outflows from Bitcoin exchange-traded funds (ETFs) and a broader “risk-off” environment in financial markets. The report noted that Bitcoin is trading below its long-term trend, with its 200-day moving average (currently above $100,000) turning downward and rallies repeatedly failing beneath that level — a classic sign of a bearish structure. By contrast, the Nasdaq 100 has stalled for roughly three months, but its 200-day moving average is still rising. That suggests equities are slowing but have not yet entered a confirmed structural downturn. The distinction is important. When Bitcoin weakens on its own, declines can unfold gradually. However, history shows that when equities roll over decisively, Bitcoin tends to fall sharply alongside them. Lower Volatility, Higher Correlation Beyond price action, the firm highlights a deeper structural shift in Bitcoin’s behavior: a marked compression in volatility. In prior cycles, 12-month realized volatility surged dramatically during both bull markets and subsequent crashes. This time, even after a full bear-bull-bear sequence since 2022, volatility has not returned to those previous extremes. In fact, peak volatility in the current cycle has been materially lower. This change reflects who is driving demand. ETF flows now play a dominant role in shaping trends. These flows are typically larger, steadier, and more systematic than the retail-driven surges that characterized earlier cycles. Bitcoin, in other words, has become embedded within institutional portfolios, often sitting alongside technology and growth stocks. That shift brings advantages, including lower volatility and more predictable flow patterns. It may also strengthen Bitcoin’s long-term durability. However, it comes with a trade-off: deeper sensitivity to equity market drawdowns. Ecoinometrics asserts that as BTC becomes more integrated into the broader risk-on complex, it behaves more like a component of that system rather than a detached speculative asset. Downside Risks Grow On the policy front, Ecoinometrics suggests the Fed’s posture remains largely unchanged: inflation has improved but is not fully contained, and the labor market remains resilient. Related Reading: House Democrats Urge Treasury Probe Into Trump Family’s Crypto Venture As a result, rate cuts are not urgent, and rate hikes are not imminent. The communications index sits well below the tightening peak seen in 2022 and far above the crisis-level dovishness of 2020, placing current policy in the middle ground. For Bitcoin, that steady stance removes the risk of a sudden policy shock, but it does not provide a tailwind. The firm said in a fragile market, stability may be preferable to tightening, yet it offers little support if risk assets begin to slide. Featured image from OpenArt, chart from TradingView.com

21 Feb 2026, 01:51

Dubai anchors real estate tokenization on XRP ledger as token climbs 2%

The Dubai Land Department (DLD), an official government entity that regulates, documents, and promotes the real estate sector in Dubai, has announced the launch of its first blockchain-based platform. Token payments in this project would be backed up and secured by Ripple Custody, with XRP Ledger facilitating on-chain real estate transactions. News of the project’s progress coincided with a modest price uptick for XRP. According to real-time market data, XRP has been trading around $1.43, posting roughly a 2 % gain over recent sessions. The digital transformation program, known as Prypco Mint, is expected to drive the Dubai Property Regulatory Authority’s ambition to digitize $16 billion in real estate by 2033. To create that incredible experience, the DLD collaborated with the prop-tech firm Prypco, based in Dubai. This move prompted several reporters to reach out to the Land Department for comment. In response to this request, the government entity shared a press release stating that this project will allow investors to purchase fractional ownership of Dubai properties in local currency, starting at 2,000 dirhams (AED), or $540. In the initial phase, the platform will be restricted to United Arab Emirates (UAE) residents with a valid Emirates ID and will only accept transactions in AED. Nonetheless, sources confirmed that the Dubai Real Estate Governing Body made clear its intentions to accelerate international expansion and broaden platform integration soon. Dubai embraces a significant strategic move in its real estate sector Just recently, the Dubai Land Department announced its intention to initiate the second phase of a pilot program focused on real estate tokenization. The Land Department adopted this decision after $5 million in Dubai-based property was successfully tokenized, making around 7.8 million tokens representing fractional ownership in various Dubai properties available for resale. Interestingly, the pilot phase saw properties sell out in under two minutes. It is worth noting that Ctrl Alt, a London-based, regulated technology provider serving as the partner supplying this pilot’s tokenization technology, will issue Asset-Referenced Virtual Asset management tokens to facilitate secondary-market transfers of these tokens. Following this announcement, several analysts shared that Dubai’s property market and crypto-friendly regulations have positioned the city as a global leader. After conducting thorough research, the analysts noted that Ctrl Alt made public the Asset-Referenced Virtual Asset management tokens project just after DarGlobal, a London Stock Exchange-listed international real estate developer, and World Liberty Financial, a decentralized finance protocol backed by US President Donald Trump and his sons, revealed plans for the tokenization of a Trump-branded resort, which is under development in the Maldives. Regarding DLD’s first blockchain-based real estate platform, reports highlighted that Zand Digital Bank serves as the venture’s banking partner, while the UAE Central Bank, the Dubai Virtual Assets Regulatory Authority (VARA), and the Dubai Future Foundation provide oversight. The Dubai Future Foundation will offer these measures using its dedicated PropTech Sandbox, designed to test and scale real estate technologies. In a statement, the Founder and CEO of Ctrl Alt, Matt Ong, pointed out that, “We are excited to build the tokenization infrastructure that allows DLD’s partners to provide fractional real estate opportunities to investors. Dubai’s leadership in adopting advanced financial technologies is truly exceptional, and this project signals great things ahead.” At this moment, sources with knowledge of the situation who wished to remain anonymous due to the confidential nature of the matter revealed that the Dubai Real Estate Governing Body chose the XRPL for its project due to its unique characteristics: swift transaction speeds, lower fees, and compliance with local regulatory frameworks. Several individuals demonstrated heightened interest in XRPL’s infrastructure Ripple has conscientiously developed the XRPL’s infrastructure, specifically gearing it toward institutional and enterprise use cases. Last year, reports highlighted that the San Francisco-based financial technology company allocated about $10 million into OpenEden as part of a broader move to support tokenized Treasury bills. Afterwards, it pledged $5 million to Abrdn’s Luxembourg-based tokenized fund. In the meantime, analysts discovered that tokenization on XRPL has surged by more than 2,200%, attributing this increase to transparent regulations adopted after the SEC’s crucial decision in August 2025 and to new collaborations, such as Archax and Ripple’s acquisition of Hidden Road. At this point, several individuals wondered whether the increased adoption of XRP in DeFi would continue this year and whether it could boost the token’s value. Want your project in front of crypto’s top minds? Feature it in our next industry report, where data meets impact.

20 Feb 2026, 23:00

Tron acquires 177K TRX: Why this ‘long-term’ treasury move matters

TRX strengthens at key support: Could $0.30 be next?