hodler

25 Feb 2026, 22:14

GD Culture Group board authorizes Bitcoin treasury sales

The AI and digital marketing company acquired its 7,500 Bitcoin in September 2025, amid a market-wide collapse in Bitcoin treasury company mNAVs.

25 Feb 2026, 21:51

Wall Street Is Going On-Chain, And Investors Still Don’t Get It, Says Bitwise CIO

Bitwise’s Chief Investment Officer Matt Hougan believes there is a fundamental disconnect between perception and reality in the crypto market. He argued that investors often misinterpret what is truly happening because behavioral biases, particularly anchoring bias, distort their view. Anchoring bias, the tendency to fixate on the first piece of information encountered, shapes how people evaluate opportunities. This leads them to overweight initial impressions even when new evidence emerges. Hougan stated that this factor played a key role in his own entry into crypto in 2018. Tokenization Is Exploding In his latest memo, Hougan stressed that Wall Street is moving on-chain and pointed to several concrete developments. Paul Atkins launched “Project Crypto,” a commission-wide initiative aimed at modernizing securities regulation so that US markets can operate on-chain. Larry Fink said the industry is entering the early stages of tokenizing all assets. BlackRock followed that view by launching its $2 billion BUIDL tokenized Treasury fund on Uniswap. Apollo tokenized its $700 billion Diversified Credit Fund across six blockchains and announced plans to acquire a stake in Morpho. Additionally, major banks, such as JPMorgan, Bank of America, Citigroup, and Wells Fargo, are discussing a joint stablecoin. JPMorgan has already launched a deposit token on Base. Fidelity is hiring a DeFi vaults manager. Despite these initiatives, the Bitwise exec said that traditional investors fail to register these changes. Even crypto investors themselves, he added, exhibit fatigue from repeated claims of institutional adoption. Data, however, tells a different story. Where Does the Value Go? Tokenized real-world assets have grown sharply from 2020 to 2025. Hougan warned that while the opportunity is clear, the exact path to capture it is uncertain. Questions remain about whether value from tokenization will accrue to public Layer 1 networks like Ethereum and Solana, to quasi-private blockchains such as Canton Network and Tempo, to DeFi tokens, or to companies building in the ecosystem, including incumbents like BlackRock and JPMorgan, versus crypto-native firms. “The biggest alpha opportunities come when the consensus narrative is stale and reality has moved on, but investors are still anchored on the old story. That’s exactly where we are with crypto today. “ Meanwhile, crypto analytics platform Presto Research expects tokenization to be a central driver of crypto’s next institutional phase. In its 2026 outlook, the firm projected that the combined value of tokenized real-world assets and stablecoins will approach $490 billion by the end of 2026. The report also observed that growth will be fueled by demand for tokenized US Treasury bills and credit instruments. The post Wall Street Is Going On-Chain, And Investors Still Don’t Get It, Says Bitwise CIO appeared first on CryptoPotato .

25 Feb 2026, 21:45

El Salvador expands Bitcoin education with Diploma 2.0, will it succeed?

El Salvador has finalized a new version of its bitcoin diploma program. According to the country’s National Bitcoin Office, “Bitcoin Diploma 2.0” will have the first printed copies available in the upcoming days. The new Bitcoin diploma program now uses teaching methods that make complex concepts easier for younger students. The printed copies will be used in the education system of the Central American country. Stacy Herbert, Director of the National Bitcoin Office, shared the news on X. She explained that Bitcoin Diploma 2.0 will be part of other educational initiatives, including the course “What is Money?”, CUBO+, and the Higher School of Innovation in Public Administration (ESIAP). She continued , “From 7 year old students studying, “What is Money?” to 80,000 adult civil servants receiving a 3-day certification program on bitcoin, the new El Salvador keeps building something extraordinary.” According to local media outlets, the Bitcoin diploma covers various topics, including mining, incentives, economics, and how the global financial system works. Moreover, it teaches students how to design their own money. BITCOIN DIPLOMA 2.0 A new era begins in the new El Salvador. 🇸🇻📙🚀 pic.twitter.com/MNFkpFXt0M — The Bitcoin Office (@bitcoinofficesv) February 22, 2026 What happened to El Salvador’s Bitcoin Diploma 1.0? The original Bitcoin Diploma was created together with Mi Primer Bitcoin, or My First Bitcoin, an El Salvadorian nonprofit. My First Bitcoin was focused solely on creating open-source Bitcoin educational materials. The first version of the Bitcoin Diploma was launched in El Salvador in June 2022. It was a pilot educational program available in public schools and offered a 10-week course that taught the basics of Bitcoin. In 2023, thousands of students across the country were graduating with the Bitcoin Diploma. Last year, the Ministry of Education announced that 350 female students finished the Bitcoin Diploma course. In total, My First Bitcoin educated over 27,000 Salvadoran students face-to-face about Bitcoin. However, last April, the collaboration between the nonprofit My First Bitcoin and the Central American country came to an end. Will El Salvador’s Bitcoin Diploma 2.0 succeed? El Salvador was the first country in the world to make Bitcoin legal tender. The government launched Chivo, a digital wallet that offered a $30 signup bonus to attract users. Businesses were required to accept BTC alongside the U.S. dollar. But the policy failed to take off as a widely used currency. Salvadorans rarely used Bitcoin for transactions. A survey conducted by three researchers found that only 20% of participants continued using Chivo after spending their $30 bonus. “The main driver of adoption for households is reported to be the $30 bonus, equivalent to 0.7% of annual income per capita,” wrote the researchers. According to another research paper by Emeritus Professor David Krause, the Chivo wallet experienced technical glitches and crashes. The paper added, “By 2024, despite government incentives like the $30 Chivo wallet sign-up bonus, 92% of Salvadorans still refrained from using Bitcoin in transactions.” Volcano Bonds were part of the country’s Bitcoin Strategy. El Salvador started drafting laws to issue $1 billion in “Volcano Bonds.” The funds would support Bukele’s Bitcoin City and national BTC purchases. But Volcano Bonds never materialized as originally planned, and investor appetite was limited. The Salvadoran government delayed the “Volcano Bonds” in March of 2022, and no further plans or updates have been released to the public. Another failed project is Bitcoin City, which was announced by Bukele in November 2021. The plan was to build the city near the Conchagua volcano and use geothermal energy for BTC mining. Despite passing the Bitcoin Law in El Salvador in 2021, Bitcoin City has faced delays in financing and construction. The project has also drawn criticism over its feasibility and environmental impact. Planned infrastructure, including a new airport linked to the city, threatens mangrove ecosystems, according to The Guardian. Moreover, locals were forced to relocate as land was cleared to make way for the project. Cryptopolitan reported that El Salvador has not purchased any Bitcoin since December 2024. A report from the International Monetary Fund (IMF) stated that the apparent rise in El Salvador’s BTC reserves resulted from internal transfers and wallet consolidations within government-controlled wallets. Specifically, BTC was moved between the Strategic Bitcoin Reserve Fund and the Chivo e-wallet. The success of Bitcoin Diploma 2.0 will become clearer as the program rolls out across the country’s education system. Get seen where it counts. Advertise in Cryptopolitan Research and reach crypto’s sharpest investors and builders.

25 Feb 2026, 21:00

Why Has Ripple Spent $2.7 Billion In Acquisitions In 3 Years, And What Does It Have To Do With XRP?

Ripple, a crypto payments company and the largest XRP holder, has been aggressively expanding and developing its infrastructure for the past three years. Within this short timeframe, the crypto firm has acquired six different companies , spending more than $2.7 billion. While these acquisitions have significantly expanded Ripple’s use cases and demand, many in the crypto community are concerned about how these ecosystem developments could impact XRP’s price. Why Ripple Spent $2.7 Billion On Acquisitions On Monday, February 23, an XRP commentator identified as ‘Ledger Man’ on X outlined several key reasons behind Ripple’s aggressive buying spree over the past three years. Ledger Man noted that the crypto company, led by CEO Brad Garlinghouse , has been incredibly busy since 2023, buying six different companies and expanding into new markets . He noted that during this short period, Ripple has spent a total of $2.7 billion on company acquisitions. Among the crypto firm’s largest purchases are: Hidden Road, a London-based prime brokerage and credit network, was acquired for $1.25 billion . GTreasury, a cloud-based SaaS treasury and risk management platform, was acquired for $1 billion . Metaco, a Swiss-based technology company, was acquired for $250 million. Notably, after Ripple completed its acquisition in October 2025, Hidden Road was officially rebranded as ‘Ripple Prime ’ and now operates as an institutional prime brokerage for the crypto payments firm. GTreasury has also been repositioned under the name ‘Ripple Treasury ’ while Metaco has continued operating under its original brand name as a subsidiary digital asset custody unit. Beyond these companies, Ripple has also bought Rail , Standard Custody, and Dom Kwok. Ledger Man noted that the primary reason for these acquisitions stems from Garlinghouse’s long-term vision to bridge the gap between Traditional Finance (TradFi) and Decentralized Finance (DeFi). In addition, the XRP commentator highlighted that Garlinghouse previously shared an intriguing fact about Ripple Treasury, revealing that the company had processed $13 trillion in payments last year, yet not a single transaction involved cryptocurrencies or stablecoins. The Ripple CEO also mentioned that over 1,000 big companies use Ripple Treasury’s technology, and many of their leaders are now showing interest in using crypto-based tools. For now, Ledgerman has stated that Ripple plans to slow its aggressive buying spree. Moving forward, the company will focus on combining all of its acquired companies and integrating them into a unified system during the first half of 2026. Ledger Man also noted that the crypto payments company is particularly enthusiastic about two major deals that are already exceeding expectations. What This Has To Do With XRP Many in the crypto community have expressed concerns that Ripple’s acquisitions have not been a major driver for the XRP price . As the largest holder of the token, Ripple’s initiatives typically act as a catalyst for XRP. However, recent price action and market activity offer little evidence of a significant change following the company’s latest acquisitions. One crypto member laments that Ripple’s buying spree has done “nothing” for the XRP price, while others argue that, although the crypto company thrives, token holders are getting left behind.

25 Feb 2026, 20:40

Bitcoin Treasury Shake-Up: GD Culture Approved to Sell Entire 7,500 BTC Reserve

It appears another digital asset treasury (DAT) outfit is waving the white flag, as GD Culture Group Limited disclosed on Wednesday that its board authorized the sale of 7,500 BTC. At press time, that stash ranked GD Culture as the 15th largest bitcoin treasury firm by holdings. DAT Dominoes? GD Culture Authorizes Major Bitcoin Sale

25 Feb 2026, 20:12

Bitcoin Treasury Company GD Culture May Sell BTC to Buy Back Shares

Another treasury firm could backtrack on accumulating crypto, with GD Culture eyeing Bitcoin sales as a way to boost its stock price.