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20 May 2026, 15:08
South Carolina Passes Law Banning CBDCs While Protecting Crypto Users, Bitcoin Miners
The crypto-friendly legislation was signed into law on Tuesday, granting protections to crypto users, developers, and Bitcoin miners.
20 May 2026, 15:02
Researcher Says XRP Will Benefit the Most from the CLARITY Act. Here’s why
Crypto researcher SMQKE (@SMQKEDQG) has published an analysis highlighting a regulatory development that could significantly benefit XRP. The focus is on the CLARITY Act, a piece of legislation moving through Congress that would establish a statutory framework for digital assets. SMQKE’s post zeroes in on a specific advantage XRP holds that no other major token can claim. A Historic Bipartisan Vote On May 14, the Senate Banking Committee passed the CLARITY Act in a 15-9 bipartisan vote, advancing the bill to the full Senate floor. The market reacted immediately. XRP briefly cleared $1.54 before settling back down, giving investors an early signal of what full passage could mean for the asset. The bill still needs 60 votes to clear the full Senate, followed by House reconciliation and a presidential signature. However, the legislative timeline is tight. XRP WILL BENEFIT THE MOST FROM THE CLARITY ACT AFTER ITS 5 YEAR SEC WAR This is exactly why XRP needs the CLARITY Act. Regulatory clarity is the catalyst that tokens with actual utility have been waiting for. XRP stands in a truly unique position compared to other… https://t.co/TOozZkJpLd pic.twitter.com/DM0FsTJU9B — SMQKE (@SMQKEDQG) May 18, 2026 Rewriting the Rules for Digital Assets According to the document SMQKE shared, assets that are clear as digital commodities “would shed the regulatory overhang of SEC enforcement, giving altcoins a structural re-rating.” The report notes the act would “replace regulation by enforcement with an actual statutory framework.” The legislation opens a federal registration pathway for exchanges under the CFTC, reducing the current state-by-state compliance burden. Banks gain a clear path to custody, settlement, and tokenized asset services. Non-custodial DeFi activities receive explicit legal protections, removing ambiguity that has pushed developers offshore for years. Why XRP Stands Apart SMQKE’s central argument is direct: XRP’s five-year legal battle with the SEC is not a liability. It is a qualification. The asset survived the most intensive regulatory scrutiny any digital asset has faced from the U.S. government. Ripple went to court, contested the SEC’s classification, and prevailed. The report states, “Tokens with active SEC litigation history stand to benefit the most: XRP led the market reaction to the committee vote, briefly clearing $1.54 before settling back down.” We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Most tokens enter the post-CLARITY environment with unresolved legal exposure. XRP enters it with a documented legal record, a court outcome, and established utility in cross-border payments . Investors and institutional players evaluating compliance risk will recognize the difference. What Comes Next? Full passage of the CLARITY Act would trigger a structural re-rating across the digital asset space. XRP, given its legal history and established utility, sits at the front of that line. SMQKE’s analysis and the report both point to the same conclusion. XRP, the most scrutinized digital asset by regulators, is now the one best positioned to benefit when clear rules finally arrive. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Researcher Says XRP Will Benefit the Most from the CLARITY Act. Here’s why appeared first on Times Tabloid .
20 May 2026, 14:52
Coins.ph extends QR-based crypto payments in the Philippines to include Bitcoin and Ethereum
Coins.ph has expanded its QRPh-enabled crypto payment system to support Bitcoin (BTC) and Ethereum (ETH), building on its earlier integration of stablecoins such as Tether. The update allows users to make payments at approximately 700,000 merchants across the Philippines that support QRPh, the national QR code standard developed by the Bangko Sentral ng Pilipinas. Transactions are completed by scanning a QR code, with crypto balances automatically converted into Philippine pesos at checkout, eliminating the need for users to manually convert funds in advance. This rollout follows the company’s earlier launch of QRPh-compatible payments using USDT, which marked the first instance of a digital wallet in the country enabling direct crypto payments within a national QR infrastructure. That initial deployment generated notable transaction volumes and introduced stablecoins into a system already widely used for everyday payments. Stablecoins remain central to the payment flow, enabling users to move between fiat and digital assets within a single transaction. This functionality is particularly relevant in the Philippines, a major global recipient of remittances, with annual inflows estimated at around $38 billion. Digital dollar-denominated assets have increasingly been used for cross-border transfers, allowing recipients to retain value in stablecoins and spend funds locally without additional conversion steps. By adding BTC and ETH, Coins.ph is broadening the range of supported digital assets while maintaining a consistent payment experience designed for everyday use. Wei Zhou, CEO of Coins.ph, said:"The addition of new tokens to our QRPH crypto payments feature is a great achievement following the landmark introduction of USDT payments for the Philippine financial landscape. We aren't just adding new tokens; we are redefining what a digital wallet can do. This is the future of finance in action and we’re making the world’s most popular cryptocurrencies a functional part of the Filipino daily life.” Coins.ph operates as a licensed Virtual Asset Service Provider and Electronic Money Issuer under BSP oversight. QRPh serves as a national standard for interoperable and secure digital payments across financial institutions and merchants. The Philippines continues to rank among the more active crypto markets globally, with estimates suggesting more than 15 million users, or roughly 13.4% of the population. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice
20 May 2026, 14:47
KuCoin Introduces Integrated Earn-and-Loan Product to Improve Capital Efficiency
KuCoin announced the launch of KuCoin Crypto Loan, an integrated product that combines earning and borrowing functions within a single position. The feature is now available to eligible users via the KuCoin app in supported jurisdictions, with web access expected at a later stage. The product enables users to pledge supported digital assets, including BTC, ETH, USDT, USDC and SOL, as collateral while continuing to earn Hold to Earn yields during the loan period. Users can borrow assets from the same supported pool and manage collateral, borrowing activity and associated risks through a unified interface. The release targets a common constraint among long-term crypto holders: accessing liquidity without selling assets or forgoing yield opportunities. By allowing pledged assets to remain yield-generating, the product is designed to support more efficient capital utilization while simplifying the borrowing process within a centralized platform. A central component of KuCoin Crypto Loan is its single-position structure. Rather than maintaining separate loan positions, users can consolidate multiple collateral assets and liabilities into one position, enabling more streamlined tracking of loan exposure, collateral levels and loan-to-value ratios. The platform applies dynamic, market-based interest rates that are updated hourly, with interest accrued on the same basis. Risk management is supported through a three-tier collateral ratio system, covering initial, warning and liquidation thresholds to provide clearer visibility into position health. The launch expands KuCoin’s suite of wealth products and reflects its broader focus on integrating functionality within a single user experience. By combining earning and borrowing features, the product allows users to access liquidity while maintaining exposure to their underlying assets. KuCoin Crypto Loan is currently available on the KuCoin app for eligible users. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice
20 May 2026, 14:22
Japan’s Crypto Revolution: 20% Tax Rate and Institutional ETF Gateway
Japan is executing the most consequential crypto regulatory pivot in Asia. The country that once taxed crypto gains at up to 55%, which drove liquidity offshore and cemented its reputation as a hostile jurisdiction for active traders, has now published new rules allowing foreign trust-type stablecoins to operate as regulated payment instruments starting June 1. It’s one visible piece of a much larger regulatory reform package taking shape from Tokyo. JUST IN: Japan officially recognizes foreign-issued crypto stablecoins as legal electronic payment methods starting June 1 adoption is here pic.twitter.com/L8vVpIeDQf — WallStreetBets (@wallstreetbets) May 19, 2026 Even last year, Japan’s National Tax Authority currently treats most crypto gains as “miscellaneous income” in a category subject to progressive rates that reach 55% at the top bracket. This explains why high-frequency traders, market makers, and Web3 startups have been migrating to Singapore and Dubai for years. The proposed reform targets a flat 20% settlement tax, identical to the rate applied to equities and investment trusts under Japan’s Financial Instruments and Exchange Act (FIEA). The Japan Cryptoasset Business Association has been explicit in its position papers: competing Asian hubs tax retail crypto gains at 0–15%. BREAKING: JAPAN’S RULING PARTY PROPOSES REDUCING BITCOIN GAINS TAX FROM 55% TO 20% THIS IS BULLISH pic.twitter.com/iwlujrktLP — Ash Crypto (@AshCrypto) March 7, 2025 But the tax rate is only half the mechanism. The other half is legal reclassification. For a 20% rate to apply, crypto assets, particularly large-cap tokens like BTC and ETH, must be reclassified as financial instruments under the FIEA rather than sitting in the Payment Services Act’s looser framework. This carries a downstream consequence: it makes spot and derivative ETFs legally viable, managed by licensed financial instruments business operators. The Bitcoin ETF Gateway: Which Institutions Are Already Positioned The US precedent is the reference point every Japanese regulator is working from. U.S.-listed Bitcoin ETFs, approved by the SEC in January 2024, drew billions in institutional inflows within weeks of launch, validating a market structure that Japan has been unable to replicate under its existing legal framework. European UCITS structures have followed a parallel path, with major asset managers building regulated crypto exposure products under MiCA-adjacent frameworks. Japan’s institutional groundwork is further along, as Nomura’s digital-asset subsidiary Laser Digital and Mitsubishi UFJ Trust and Banking have both been piloting tokenized securities and fund units under existing FIEA frameworks. They have publicly argued that similar structures could be applied to spot Bitcoin and Ethereum products once classification and tax rules align. Also happening this week, SBI Holdings filed for crypto ETF products in Japan , positioning itself at the front of what would become a structurally new domestic market. Japan Moves Toward XRP ETF Japanese financial giant SBI Holdings is preparing Bitcoin $BTC and $XRP ETFs for the Tokyo Stock Exchange, pending regulatory approval, per XRP community figure Xaif. The proposal includes a dedicated SBI Bitcoin XRP ETF alongside a hybrid gold and… pic.twitter.com/apfNPEcS4d — BSCN (@BSCNews) May 19, 2026 The FSA’s June 1 stablecoin framework is part of the same institutional logic. SBI VC Trade is actively exploring licensed services involving USDC under the new rules, which reclassify qualifying foreign trust-type stablecoins as Electronic Payment Instruments under the Payment Services Act. This regulated stablecoin rails, licensed intermediaries, and equivalence standards for foreign issuers, the settlement layer that a functional ETF market needs. Discover: The best crypto to diversify your portfolio with Japan vs. the Global Crypto Regulatory Race: Where the FSA Stands Against the CLARITY Act and MiCA Regulatory reform is not happening in isolation. Across the Pacific, the US Senate Banking Committee advanced the CLARITY Act, which defines jurisdictional boundaries between the SEC and CFTC. Galaxy Digital’s head of firmwide research, Alex Thorn, puts the probability of the CLARITY Act becoming law in 2026 at 65% to 75%. The EU’s MiCA framework is already live. Hong Kong launched spot Bitcoin and Ethereum ETFs ahead of Japan. Singapore maintains 0% capital gains on crypto. Japan’s advantage is not speed; it is depth, with Japan’s domestic savings pool measured in trillions. Latham & Watkins analysts have characterized Japan’s direction as convergence toward a “rules-first but innovation-tolerant” posture, closer to MiCA in philosophy than to the US’s ongoing jurisdictional battles. Discover: The best pre-launch token sales The post Japan’s Crypto Revolution: 20% Tax Rate and Institutional ETF Gateway appeared first on Cryptonews .
20 May 2026, 14:10
Bitcoin Holds $77K as Node NBO Opens in Nairobi and South Carolina Signs Crypto Law
Bitcoin News On May 16, a new physical hub dedicated to Bitcoin, energy, and compute opened its doors in Nairobi, Kenya. Named Node NBO after the city's airport code, the facility serves as a co-wo...
