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20 Feb 2026, 07:22

How Regulation And Data Collection Are Creating Physical Security Risk

Rising attacks against digital asset holders highlight how data collection, regulatory reporting, and identity leaks are creating unintended personal security risks.

20 Feb 2026, 07:04

Ripple CEO Drops Fresh Truth Bomb On XRP Regulatory Clarity

Ripple CEO Brad Garlinghouse shared insights on the stalled Clarity Act and XRP regulatory clarity in a recent interview with Maria Bartiromo. The legislation aims to provide regulatory clarity, but has faced delays with Coinbase recently pulling its support . Garlinghouse noted that a high-level meeting at the White House with crypto and banking leaders was scheduled that day, with Ripple’s Chief Legal Officer representing the company. Importance of the Clarity Act Brad Garlinghouse is confident the bill will pass, citing strong support from the White House and prediction markets that estimate a 90% chance of passage by April. He emphasized that clarity is essential for the U.S. to maintain leadership in crypto. Speaking on Ripple’s stance on regulation, he stated, “Our position is very much, don’t let perfection be the enemy of progress.” He noted that while no bill is perfect, progress in regulation is critical for the industry to thrive. Garlinghouse also stressed that Ripple has already secured regulatory clarity for XRP through the courts. “We got sued by the U.S. government and had a judge, a federal judge, say XRP is not a security . We have clarity,” he said. He compared this to the Genius Act, which provided similar clarity for stablecoins. The Clarity Act will extend this certainty to the broader U.S. crypto industry, which still operates in legal limbo. Great to be back on with @MariaBartiromo discussing Ripple’s banner year and accelerating momentum as we start 2026. Already, we are actively seeing Boards and CEOs pushing their CFOs and treasurers to understand how they can leverage and benefit from stablecoins. For… — Brad Garlinghouse (@bgarlinghouse) February 19, 2026 Securities Oversight and Market Performance Garlinghouse explained the differences between SEC and CFTC oversight . Securities involve obligations like board governance and shareholder rights, which do not apply to XRP. He criticized applying outdated securities frameworks to crypto, stating, “I think the courts have clarified that. And if we get the Clarity Act passed, I think the whole industry can continue to thrive here.” He also addressed recent market volatility, highlighting that XRP has been the best-performing major cryptocurrency in 2025. The token has fallen only about 20% this year, compared to ETH at 33%. Garlinghouse said this resilience reflects practical adoption. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Corporate Adoption and Treasury Solutions Ripple has expanded through acquisitions in different sectors. Garlinghouse drew attention to Ripple Treasury, which processed $13 trillion in payments last year without crypto. The company now integrates digital assets. He noted that Treasurers, CFOs, and CEOs are looking to integrate Ripple’s technology and unlock capital trapped overseas. The $1 billion treasury deal involving Evernorth strengthens this institutional integration. Industry Support for Regulation Garlinghouse said the main obstacle to the Clarity Act is disagreement over stablecoin reward rules. Most of the industry supports progress even if the bill isn’t perfect. Traditional firms like Goldman Sachs also support clear rules, and regulatory clarity lets companies adopt digital assets with confidence and efficiency. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple CEO Drops Fresh Truth Bomb On XRP Regulatory Clarity appeared first on Times Tabloid .

20 Feb 2026, 07:00

House Democrats Urge Treasury Probe Into Trump Family’s Crypto Venture

CNBC reported Thursday that a group of House Democrats are pressing the Treasury Department to examine potential conflicts of interest and national security risks tied to World Liberty Financial (WLFI), the crypto venture associated with the Trump family. Security Concerns Over Trump-Linked Crypto Venture In a letter sent Thursday to Treasury Secretary Scott Bessent, more than 40 Democratic lawmakers, led by Representative Gregory Meeks of New York, called for a formal review of the company’s structure and foreign investment ties. The letter follows a tense House Financial Services Committee hearing earlier this month, during which Bessent testified before lawmakers. At that hearing, Meeks sharply criticized the Treasury secretary, referring to him as a “flunky” of President Trump. Related Reading: ‘Sell Bitcoin Now,’ Peter Schiff Warns, Predicts $20,000 Target On Breakdown He also raised concerns about a $500 million investment in World Liberty Financial made last year by Sheikh Tahnoon bin Zayed Al Nahyan, a member of the United Arab Emirates’ royal family who has sometimes been referred to as the “spy sheikh.” In a statement accompanying the letter, Meeks said the half‑billion‑dollar deal involving an Emirati royal presents both financial and national security concerns. “The Trump family’s $500 million deal connected to the Emirati royal family is not only a matter of national financial instability, but it also carries serious national security implications,” he said. Treasury Asked To Clarify White House Role The lawmakers’ request comes as World Liberty Financial is pursuing a national bank charter. Democrats are seeking assurances that the chartering process remains insulated from political or foreign influence. As such, they argued that the matter extends beyond a technical debate over crypto regulation. “This is no longer just a debate about crypto chartering theory,” they wrote. “It is about foreign ownership, national security, regulatory integrity, and whether our bank‑chartering process is resilient to political and geopolitical pressure.” Related Reading: Revealed: The Biggest Bitcoin Holders Of 2026, According To Arkham Data The group asked Treasury officials to detail what safeguards are in place to prevent foreign governments, their proxies, or politically connected investors from using the national bank chartering process to gain leverage within the US financial system or access sensitive financial and technological infrastructure. They also sought clarification on the role, if any, played by the White House, the Office of Management and Budget, and the Treasury Department in reviewing or influencing charter decisions made by the OCC. The lawmakers requested a response from the Treasury Department by Feb. 26. In closing, they emphasized the broader implications for public trust. “The credibility of America’s banking regulatory framework, and of the institutions charged with protecting it, depends on transparency, independence, and a demonstrated willingness to resist undue influence,” they wrote. As of this writing, World Liberty Financial’s native crypto, WLFI, is trading at $0.1168, marking a 3% decline over the past 24 hours. However, according to CoinGecko data, the cryptocurrency has increased by nearly 10% in the past seven days. Featured image from OpenArt, chart from TradingView.com

20 Feb 2026, 05:00

CLARITY Act On Track For April Passage, Senator Says

US lawmakers and crypto leaders say a major bill could move fast. According to an on-site interview, Senator Bernie Moreno told reporters he hopes the US CLARITY Act will clear Congress by April. The comment came during a recent gathering with members of the press, and it set off a flurry of reaction across markets and inside the halls of power. Lawmakers And Industry At Odds Over Clarity Act Reports note that the biggest fight left on the table is stablecoin yields. Coinbase CEO Brian Armstrong said industry talks are more hopeful now , but he had pulled his group’s backing earlier because the bill would ban interest-bearing stablecoins and put the SEC front and center as the lead regulator. That tug-of-war matters. Banks worry that easy yield on crypto tokens could pull deposits and weaken their model. Crypto firms counter that such products are useful and in demand. Both sides also want clear rules so firms can plan ahead. Policymakers Have Momentum Based on reports, the White House reacted strongly when one major exchange stepped back from support. The executive office signaled surprise and urged quicker agreement. Markets noticed. Prediction markets moved, with odds on passage swinging dramatically in response to the media interview. Polymarket showed a sharp uptick in probability that the bill would pass — then a pullback once details were questioned. “Hopefully by April,” Moreno said during an interview at US President Donald Trump’s Mar-a-Lago resort in Florida on Wednesday. What Could Break The Deal Trump has pushed a pro-crypto message, and that helps gathering momentum among allies in Congress. But partisan lines remain. If members tie the bill too closely to a single political brand, bipartisan support could fray. Also, banks and regulators are not uniform: some large institutions want stricter rules; others prefer limited, clearer guardrails that let certain products exist under oversight. Why Fast Passage Is Uncertain Reports say industry players want clarity asap, while some regulators want broader authority. That difference explains the public sparring. Negotiators can and do move quickly when leadership prioritizes a measure, yet complex financial bills often require many rounds of drafting and amendment. Even so, lawmakers and execs at industry meetings appear to be pushing hard for a resolution soon. If the bill clears, it could bring clearer rules for exchanges, banks, and stablecoin issuers. For investors, clarity is usually good. For firms, the shape of the final text will determine whether new products live or die. Featured image from Wallpapers.com, chart from TradingView

20 Feb 2026, 04:36

Custodia CEO Says Trump Family Crypto Ties Are Part of Clarity Act Problem

At ETH Denver, Caitlin Long said the ethics controversy around Trump-linked crypto projects has complicated Senate support.

20 Feb 2026, 04:00

Will Ripple Buy A Bank? Garlinghouse Dodges But The Trail Is Clear

Ripple CEO Brad Garlinghouse sidestepped a direct question about whether the company would ever buy a bank, using the moment instead to restate Ripple’s institutional-first strategy and argue that clearer US rules are already unlocking demand for stablecoins and XRP Ledger based payments. Speaking with James Hasso at the Economic Club of New York on Feb. 18, Garlinghouse was asked whether Ripple might acquire a bank outright or lean into tighter partnerships as it works with large financial institutions and builds out its stablecoin business. “I’m going to dodge part of your question answer,” Garlinghouse said, before pivoting into why Ripple has historically embraced banks rather than positioning itself against them. What Is Ripple’s Plan? Garlinghouse framed Ripple’s posture as deliberately contrarian relative to early crypto culture. “Ripple took a contrarian and controversial strategy approach to how we went to market early on and that made us unpopular in crypto,” he said. “Early on Ripple said banks are our customers. If we want these technologies to have the biggest impact on the largest number of people, banks are the touch point for people in their financial services relationships.” Related Reading: Ripple Wins Key UAE Bank Partnership To Support Digital Asset Infrastructure He contrasted that with what he described as crypto’s initial instinct to build outside the existing system. “The earliest days of crypto was a very anti-bank anti-government uh let’s build a parallel universe,” Garlinghouse said. “Ripple always took the point of view that we’re going to be a bridge between what we would now call tradfi or traditional finance and defy decentralized finance.” That bridge-building claim also anchored his response on Ripple’s regulatory posture around its stablecoin business. Garlinghouse said Ripple launched RLUSD 13 months ago and claimed it now sits “about number five” among the largest stablecoins—an outcome he linked to leaning into oversight rather than avoiding it. Garlinghouse highlighted a New York Department of Financial Services trust license and a conditional OCC charter, characterizing the latter as “belt and suspenders” for the stablecoin business. “We think that uniquely positions us as you know almost overregulated,” he said. “But we want that…because we work with institutions we want them to look at us as going above and beyond to make sure there is that level of oversight so there’s no questions…is the stablecoin backed one to one [and]…the attestations on a regular basis about those backings.” Then came the cleanest non-answer of the session. “And I’m going to skip the question, will we ever buy a bank? They are customers,” Garlinghouse said. Related Reading: XRP Community Day Recap: The 7 Most Bullish Takeaways Pressed on whether additional US legislation could accelerate adoption, Garlinghouse pointed to an earlier example: “The Genius Act was the stable coin legislation that passed…President Trump signed it either at the end of July or early August,” he said. “That was an unlock for sure…we definitely saw a big uptick in stablecoin activity after that became law.” He argued a similar effect could follow if the Clarity Act passes, because clearer definitions would give boards, CFOs, and banks more room to move. For corporates, he emphasized operational utility—especially “24/7 ability to move” stablecoins—arguing that “being able to make a payment on a Sunday afternoon sometimes is important.” Garlinghouse said Ripple has kept its commercial center of gravity on payments because the value proposition is straightforward: faster, cheaper settlement. On tokenization, he was supportive but selective, noting friction in traditional settlement cycles like “T+3” and “T+1,” while also warning that some projects feel like “a technology in search of a problem.” He pointed to BlackRock CEO Larry Fink as a prominent advocate, saying Fink believes a “huge percentage of assets will be tokenized,” and added: “I agree with him.” But Garlinghouse stressed that execution will be “vertical by vertical,” arguing domain experts, not Ripple, need to drive sectors it doesn’t understand, like insurance. At press time, XRP traded at $1.4027. Featured image from YouTube, chart from TradingView.com