Invest ideasNews
22 Jan 2026, 12:54
Congress moves to block Donald Trump's push to allow Nvidia sell advanced AI chips to China
Trump’s plan to let Nvidia send advanced AI chips to China is facing a heavy backlash from both Republicans and Democrats in Congress. The lawmakers have put forward a new bill that could block it completely, called the AI Overwatch Act, and it just passed through the House Foreign Affairs Committee. The bill gives lawmakers more power to stop these kinds of exports. That means the president can’t just wave deals through anymore, not when the chips can be used for military purposes. The fight started after reports showed Nvidia pushing for licenses to sell its high-powered AI chips to Chinese firms like Alibaba and Tencent. That didn’t sit well with Washington. Many lawmakers are calling Nvidia CEO Jensen Huang himself a national security threat, saying his chips are strong enough to support cyber warfare, nuclear programs, and autonomous weapons. They also pointed out his close relationship with China’s Jinping as well as the fact that he is text buddies with the POTUS himself. Lawmakers say China could use these chips to build military tech The AI Overwatch Act was introduced by Congressman Brian Mast, who said:- “Companies like Nvidia are requesting to sell millions of advanced AI chips, which are the cutting edge of warfare, to Chinese military companies like Alibaba and Tencent. These are the same companies that work to spy against the United States of America, companies that the Chinese Communist Party uses to try and defeat the United States.” Mast added , “This bill is very simple. It keeps America’s advanced AI chips out of the hands of Chinese commie spies.” The bill ties directly into the Commerce Department’s H200 rule and adds more teeth to it. That rule was meant to stop U.S. chips from falling into the wrong hands, but lawmakers clearly think it didn’t go far enough. This isn’t the first time Congress has done this kind of thing. Since 1976, any foreign arms deal that could change the military balance has required congressional review. Now they want the same level of control over AI chip exports. If a product can boost a foreign military, they want a say before it leaves U.S. soil. Fifteen lawmakers have already signed onto the bill as cosponsors. That list includes China Select Committee Chairman John Moolenaar, South and Central Asia Subcommittee Chairman Bill Huizenga, Europe Subcommittee Chairman Keith Self, East Asia and Pacific Subcommittee Chairwoman Young Kim, Intelligence Committee Chairman Rick Crawford, and Cyber Subcommittee Chairman Darin LaHood. AI Overwatch bill passed alongside other national security measures The AI Overwatch Act wasn’t the only bill advanced by the committee this week. Lawmakers moved forward with a bunch of related measures, including the China AI Power Report Act, the Data Driven Diplomacy Act, and several others tied to art purchases, discrimination assessments, and construction projects. Every single one of them was part of the full committee markup. The full list of passed measures includes: H.R. 6875 – AI Overwatch Act H.R. 6275 – China AI Power Report Act H.R. 7036 – Data Driven Diplomacy Act H.R. 7028 – Secretary of State fund notification bill H.R. 6411 – Preshevo Valley Discrimination Assessment Act H.R. 7054 – Construction notification bill H.R. 4532 – American Cooperation with Our Neighbors Act H.Res. 515 – 90th birthday of the Dalai Lama recognition H.R. 4368 – Caribbean Basin Security Initiative H.R. 3307 – Eastern Mediterranean Gateway Act H.R. 7052 – Conflict Prevention Act Meanwhile, Nvidia CEO Jensen Huang was busy at the World Economic Forum in Davos. He tried to highlight the “booming” job market around AI infrastructure. Huang said the AI chip industry is creating “six-figure salaries” for tradespeople like electricians and steelworkers building factories. “This is the largest infrastructure build-out in human history that’s going to create a lot of jobs,” Huang said. He pointed out that skilled trades are finally getting attention and good pay, adding, “we’re talking about six-figure salaries for people who are building chip factories or computer factories or AI factories.” But not everyone shares Huang’s optimism. Data from Challenger, Gray & Christmas shows that AI led to nearly 55,000 layoffs in the U.S. in 2025. And while construction workers may be getting paid, white-collar jobs are vanishing fast. The smartest crypto minds already read our newsletter. Want in? Join them .
22 Jan 2026, 12:28
Cypherpunk Adds Arjun Khemani as Strategic Advisor
BitcoinWorld Cypherpunk Adds Arjun Khemani as Strategic Advisor CAMBRIDGE, Mass., Jan. 22, 2026 /PRNewswire/ — Cypherpunk Technologies Inc. (Nasdaq: CYPH) (“Cypherpunk”), the privacy technology company, today announced that Arjun Khemani has joined the company as a Strategic Advisor. Khemani, a prominent voice in the Zcash ecosystem and the “philosophy of progress” movement, will provide high-level guidance as Cypherpunk accelerates its mission to scale privacy-preserving digital infrastructure. As a Strategic Advisor, Khemani will offer insights into ecosystem dynamics, the philosophical drivers of privacy adoption, and long-term strategies to foster a culture of digital self-sovereignty. His appointment follows the recent addition of prominent crypto executive and privacy advocate Josh Swihart and Zcash founder Zooko Wilcox as advisors, further strengthening Cypherpunk’s position at the forefront of the privacy ecosystem. “Zcash is the machinery of freedom. I’m excited to help Cypherpunk execute toward that vision. The long promised sci-fi future of infinite frontiers will be made real by encrypted, unstoppable private money.” said Arjun Khemani. Will McEvoy , Chief Investment Officer of Cypherpunk, added: “Arjun brings deeply rooted convictions around privacy and an intellectually rigorous perspective to our team. His guidance will be core to our work in advancing the adoption of Zcash and accelerating privacy innovation across society.” Recent Momentum: Treasury Expansion The appointment of Khemani comes amid continued growth in Cypherpunk’s corporate treasury, anchored by its expanding long-term position in Zcash. In aggregate as of December 30, 2025, Cypherpunk holds 290,062.67 ZEC , acquired at an average price of $334.41 per ZEC . These holdings account for an estimated 1.76% of the total circulating Zcash supply. This growing treasury position, initiated through the $58.88 million private placement led by Winklevoss Capital, underscores Cypherpunk’s conviction in Zcash as a core, long-term asset and its strategy to provide institutional-grade exposure to privacy-preserving technologies. About Arjun Khemani Arjun Khemani is a writer and the host of the Arjun Khemani Podcast, where he explores the intersection of cryptography, rational optimism, and human progress. Known for his deep dives into Zcash’s privacy features and zero-knowledge proofs, he is a vocal advocate for the idea that digital privacy is essential for a free future of infinite frontiers. About Cypherpunk Cypherpunk Technologies Inc. is a privacy technology company implementing a digital asset treasury strategy anchored by Zcash and, through its subsidiary Leap Therapeutics, Inc., is developing novel therapies for patients with cancer. The Company is aiming to build long-term shareholder value by acquiring ZEC, participating in the development of Zcash, and continuing the development of sirexatamab and FL-501 to treat patients with cancer. For more information about the Company, visit our websites at http://www.cypherpunk.com and http://www.leaptx.com or view our public filings with the SEC that are available via EDGAR at http://www.sec.gov or via https://investors.leaptx.com/ . About Winklevoss Capital Winklevoss Capital is an investment firm founded in 2012 by Cameron and Tyler Winklevoss that invests in frontier technologies. FORWARD-LOOKING STATEMENTS This press release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements generally can be identified by the use of words such as “anticipate,” “expect,” “plan,” “could,” “may,” “will,” “believe,” “estimate,” “forecast,” “goal,” “project,” and other words of similar meaning. Forward-looking statements address various matters including statements relating to ZEC or digital assets held or to be held by the Company, the expected future market, price and liquidity of ZEC or other digital assets the Company acquires, the macro and political conditions surrounding Zcash or digital assets, the Company’s plan for value creation and strategic advantages, market size and growth opportunities, regulatory conditions, competitive position and the interest of other corporations in similar business strategies, technological and market trends, and future financial condition and performance. Risks and uncertainties of the digital asset treasury strategy include, among others: (a) the risk that the Company will fail to realize the anticipated benefits of the digital asset treasury strategy; (b) changes in business, market, financial, political and regulatory conditions; (c) risks relating to the Company’s operations and business, including the highly volatile nature of the price of cryptocurrencies, including ZEC; (d) the risk that the price of the Company’s Common Stock may be highly correlated to the price of ZEC or other digital assets that it holds; (e) risks related to increased competition in the industries in which the Company does and will operate; (f) risks relating to significant legal, commercial, regulatory and technical uncertainty regarding digital assets generally; and (g) risks relating to the treatment of crypto assets for U.S. and foreign tax purposes. New risks and uncertainties may emerge from time to time, and it is not possible to predict all risks and uncertainties. No representations or warranties (expressed or implied) are made about the accuracy of any such forward-looking statements. The Company may not actually achieve the forecasts disclosed in such forward-looking statements, and you should not place undue reliance on such forward-looking statements. Such forward-looking statements are subject to a number of material risks and uncertainties including but not limited to those set forth under the caption “Risk Factors” in the Company’s most recent Annual Report on Form 10-K filed with the SEC, or as may be included in other reports or information we file with the SEC, as well as discussions of potential risks, uncertainties, and other important factors in its subsequent filings with the SEC. Any forward-looking statement speaks only as of the date on which it was made. Neither the Company, nor any of its affiliates, advisors or representatives, undertake any obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events or otherwise, except as required by law. These forward-looking statements should not be relied upon as representing the Company’s views as of any date subsequent to the date hereof. CONTACT: Douglas E. Onsi President & Chief Executive Officer Cypherpunk Technologies Inc. 617-714-0360 [email protected] For Investors: Matthew DeYoung Investor Relations Argot Partners 212-600-1902 [email protected] For Media: Jacqueline Ortiz Ramsay It Factor Strategies 954-294-3249 [email protected] This post Cypherpunk Adds Arjun Khemani as Strategic Advisor first appeared on BitcoinWorld .
22 Jan 2026, 12:17
How to Earn Daily Interest on Crypto Without Lockups
Earning interest on crypto no longer requires committing funds for months or navigating complex strategies. In 2026, daily-interest savings accounts with full liquidity have become a standard option for users who want predictable yield without sacrificing access to their assets. This article explains how daily crypto interest works, why lock-ups are falling out of favor, and which types of platforms allow you to earn consistently while keeping your funds available at all times. Why Lock-Ups No Longer Make Sense Fixed-term crypto savings products were originally designed to stabilize lending pools and guarantee returns. In practice, they often limited user control. Funds were inaccessible during periods of market volatility, early withdrawals came with penalties, and rates were rarely transparent. As the market matured, user expectations changed. Liquidity became a requirement rather than a trade-off. Daily interest products emerged as a response, offering yield that accrues continuously while allowing assets to remain usable. How Daily Crypto Interest Works Daily interest accounts function similarly to traditional savings, but with higher yield potential. Once crypto is deposited, interest begins accruing automatically and is credited on a daily basis. Earnings compound as long as the balance remains in the account. The key difference from older models is flexibility. Funds are not locked, staked, or committed to a fixed term. Users can withdraw, convert, or move assets without losing accumulated interest. Most platforms generate yield by lending assets in conservative, collateralized markets or through low-risk liquidity strategies. Rates adjust based on demand and market conditions, but the account structure remains flexible. Clapp Flexible Savings: Daily Interest with Instant Access Clapp Flexible Savings account is built specifically for users who want daily yield without restrictions. Interest is calculated and credited every day on assets including BTC, USDT, USDC, and EUR. Funds remain fully liquid, and withdrawals can be made at any time without penalties or changes to the interest rate. Rates are fixed and displayed clearly in the app. For stablecoins and EUR, Clapp currently offers 5.2% APY, with no tiers or conditional bonuses. Interest begins accruing immediately after deposit. Clapp also reduces friction between traditional finance and crypto. EUR deposits via SEPA Instant start earning interest right away, eliminating delays typically associated with bank transfers. From a security perspective, Clapp operates as a registered VASP in the Czech Republic under EU AML standards, with assets safeguarded through Fireblocks’ institutional-grade custody. The result is a savings product that behaves like a modern financial account rather than a speculative yield tool. Common Risks to Consider Even without lockups, crypto savings accounts involve risk. Assets are typically held in custody, which introduces counterparty exposure. Interest rates can change over time, and regulatory environments vary by jurisdiction. Choosing platforms that clearly explain how yield is generated, disclose custody arrangements, and operate within defined regulatory frameworks helps reduce uncertainty. Final Thoughts Daily interest without lockups has become one of the most practical ways to earn passive income on crypto. It combines predictable yield with full liquidity, allowing users to earn consistently while staying in control of their assets. Platforms like Clapp.finance demonstrate how this model can work in practice: daily payouts, instant access, transparent rates, and regulated custody. As the market continues to mature, flexible savings accounts are likely to replace fixed-term products as the default option for crypto yield. FAQ: Earning Daily Crypto Interest Without Lockups What does “no lockups” mean? It means your funds are not committed for a fixed period. You can withdraw, convert, or transfer your crypto at any time without penalties or loss of accrued interest. How is daily interest calculated? Interest is typically calculated based on your end-of-day balance and credited daily. As long as funds remain in the account, earnings compound automatically. Are daily interest accounts safer than fixed-term products? They are more flexible, but not inherently risk-free. While daily interest accounts reduce liquidity risk, they still involve custodial and counterparty exposure. Platform transparency and regulation remain critical. Why do some platforms offer higher rates with lockups? Lockups allow platforms to plan capital usage more aggressively. Higher rates often compensate for reduced liquidity and increased risk taken by the provider. Can interest rates change over time? Yes. Even in flexible savings accounts, APYs may adjust based on market demand and risk conditions. Reputable platforms clearly display current rates and notify users of changes. Is daily interest available for both BTC and stablecoins? Yes, though rates differ. Stablecoins usually earn higher interest due to higher borrowing demand, while BTC yields tend to be lower but more conservative. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
22 Jan 2026, 12:03
Bitcoin Loses 25,000 Millionaire Addresses One Year Into Trump Presidency
Bitcoin has lost roughly 25,000 millionaire addresses in the year since President Donald Trump returned to the White House, despite a sharp shift toward a more crypto-friendly regulatory environment in the United States. Key Takeaways: Bitcoin has lost about 25,000 millionaire addresses over the past year despite a more favorable US regulatory stance on crypto. The largest Bitcoin holders saw smaller declines, indicating greater resilience to market volatility. Much of the growth in millionaire addresses occurred before Trump took office. Blockchain data analyzed by Finbold shows that the number of Bitcoin addresses holding at least $1 million fell from 157,563 at the time of Trump’s January 2025 inauguration to 132,383 by Jan. 20, 2026. The decline of 25,180 addresses represents a drop of about 16% over the one-year period, raising questions about how policy optimism has translated into on-chain wealth. Bitcoin’s Biggest Holders Prove More Resilient Amid Millionaire Decline The pullback was more muted among the largest Bitcoin holders. Addresses holding more than $10 million worth of BTC declined from 18,801 to 16,453, a decrease of 12.5%. The smaller contraction suggests that higher-tier holders were better positioned to absorb market volatility, while those closer to the millionaire threshold were more exposed to price swings. Much of the surge in Bitcoin millionaire addresses occurred before Trump formally took office. Following his election victory in November 2024, Bitcoin traded near $69,000, with about 120,851 addresses holding at least $1 million. As expectations grew around deregulation and stronger institutional support for crypto, prices climbed rapidly. By January 2025, Bitcoin had rallied above $100,000, driving a sharp increase in high-value addresses as rising prices pushed more wallets over the millionaire mark. The run-up reflected optimism around Trump’s pro-crypto messaging and the prospect of tighter integration between digital assets and traditional finance. Once in office, Trump’s administration moved quickly to ease pressure on the crypto sector. Pro-industry regulators were appointed, crypto-related legislation advanced in a Republican-controlled Congress, and long-standing barriers between banks and digital asset firms were reduced. Trump and his family also launched several crypto ventures, including mining projects and branded tokens, drawing both attention and criticism. Supporters argued the moves signaled long-term confidence in the sector, while critics raised ethical concerns over potential conflicts of interest, allegations the White House has consistently denied. No shock here: 40% of Trump's wealth is in Bitcoin, and he's fueled by the crypto elite. Now he's pushing regulations that'll make him astronomically richer. They're literally making a statue of him as a Bitcoin king! This isn't politics, it's a shameless insider trading… pic.twitter.com/cSetyybSaF — Angelo Giuliano (@angeloinchina) September 18, 2025 Trump Administration Pushes Pro-Crypto Agenda The Trump administration advanced its pro-crypto agenda last week with a series of policy and regulatory moves. President Trump signed an executive order urging regulators to remove barriers that prevent 401(k) plans from including alternative assets such as cryptocurrencies. If implemented, the reforms could allow millions of Americans to allocate retirement funds to Bitcoin and other digital assets through regulated channels. Trump also nominated economist Stephen Miran , a digital asset advocate, to the Federal Reserve Board of Governors, signaling continuity in his administration’s pro-crypto stance. In a separate executive order, Trump moved to end “debanking” practices that target lawful crypto firms. The Blockchain Association praised the measures as a “historic shift” that would expand consumer choice, empower wealth-building, and reduce operational barriers for blockchain businesses. The SEC added to the positive momentum by clarifying that certain liquid staking models, such as those involving receipt tokens like stETH, are not securities. SEC Chair Paul Atkins reinforced his commitment to keeping crypto innovation in the US, pledging a proactive approach to regulation and a shift away from enforcement-led policymaking. The post Bitcoin Loses 25,000 Millionaire Addresses One Year Into Trump Presidency appeared first on Cryptonews .
22 Jan 2026, 11:56
Crypto World Faces Significant Shifts as Global Liquidity Soars
Key cryptocurrency legislation developments may impact long-term market dynamics. Intensified Bitcoin purchases hint at perceived market bottom by a major institutional entity. Continue Reading: Crypto World Faces Significant Shifts as Global Liquidity Soars The post Crypto World Faces Significant Shifts as Global Liquidity Soars appeared first on COINTURK NEWS .
22 Jan 2026, 11:37
Republicans and Democrats remain divided on crypto market structure bill despite new draft
Senator John Boozman, a Republican US senator from Arkansas, disclosed that Democrats and Republicans have not yet reached an agreement on several crucial policy challenges related to legislation on crypto market structure. Boozman made these remarks just after the Republicans made a big move on Wednesday, January 21, with the release of a draft of the bill. This draft is scheduled for review during a markup on Tuesday, January 27. “Even though we still disagree on some core policy points, this bill expands on our bipartisan draft and includes feedback from stakeholders, reflecting months of effort,” Boozman said, adding that, “It’s unfortunate that we couldn’t come to a consensus, but I appreciate the teamwork that improved this legislation. It’s time to advance this bill, and I’m eager for the markup next week.” Crypto bill sparks debates among individuals in the industry Regarding legislation on crypto market structure, sources close to the situation, who wished to remain anonymous, as the talks were private, unveiled that the core objective of the bill is to formulate comprehensive oversight guidelines for cryptocurrency markets under the guidance of the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission ( CFTC ). Nonetheless, James Murphy, popularly known as MetaLawMan, a prominent crypto lawyer and former securities litigator who pivoted his practice to focus on digital assets, claimed that the bill establishes a framework that exempts the decentralized finance (DeFi) sector from CFTC oversight. To clarify this point, the crypto lawyer noted that the bill safeguards DeFi software developers and certain service providers from liability under the CFTC’s regulations . Moreover, he argued that stablecoin yields are not regulated under this crypto bill because they are subject to oversight by the Banking Committee. On the other hand, Bill Hughes, a lawyer at Consensys, which provides Ethereum software solutions, weighed in on the matter as debates continued to heat up. Hughes mentioned that, “In summary, the Digital Commodity Intermediaries Act: Does not regulate self-custody wallets; Does not regulate non-custodial DeFi interfaces; Regulates any platform that takes custody or controls execution; and Focuses specifically on intermediaries rather than protocols or users.” It is worth noting that the Republicans decided to release a draft of the crypto bill after news that a potential delay in moving the Senate Banking Committee’s revised crypto market structure bill to the next stage hit headlines, suggesting the delay will end in late February or March. Crypto bill faces delays amid Senate Banking Committee’s shift in focus Regarding the delay in the crypto bill, reports noted that the Senate Banking Committee contributed to it after shifting its focus from the bill to US President Donald Trump’s affordability agenda . Concerning this agenda, sources mentioned that the President issued an executive order on Tuesday, January 20, restricting Wall Street investors from buying single-family homes. According to Trump, this move is part of his administration’s long-standing goal of lowering costs ahead of the November US midterm elections. On Wednesday, January 21, a reliable source indicated that the Banking Committee would make the President’s executive order its main focus, thereby delaying the bill’s progress until February or March. This situation could signal another delay for the Senate on this bill, after it faced delays from both the Banking and Agriculture Committees, which are seeking bipartisan backing. Want your project in front of crypto’s top minds? Feature it in our next industry report, where data meets impact.
