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21 Jan 2026, 12:31

Crypto Investor: We Saw It and Got the XRP Dip

Crypto investor Oscar Ramos commented on a short-term decline in XRP following a sudden price move that pushed the asset lower by roughly seven percent. In a post accompanying a video, Ramos stated that he took advantage of the drop, writing that he “got the $XRP dip.” His remarks focused on the speed of the move rather than portraying it as an unusual market event. In the video, Ramos explained that XRP fell from around $1.99 to near $1.84 within a brief period. He noted that buying activity increased below the $2 level, suggesting that many participants were prepared for volatility and acted quickly when prices moved lower. Ramos described the event as a flash crash, emphasizing that such movements are common in the digital asset market and often lead to strong reactions despite their limited scale. We saw it and GOT the $XRP DIP!!! pic.twitter.com/8B8LrnpXZl — Oscar Ramos (@realOscarRamos1) January 19, 2026 Comments on Speculation and Political Narratives Ramos also addressed speculation circulating online about possible causes of the decline. He referenced commentary linking the price movement to political topics involving U.S. President Donald Trump and discussions related to Greenland. Ramos made it clear that he was not expressing support or opposition to any political outcome. Instead, he stated that his goal was to acknowledge what people were discussing while remaining focused on observable market behavior. He added that, if developments were to lead to increased access to resources for the United States, some investors might interpret that as economically positive, even though opinions differ. Ramos emphasized that assigning blame for a short-term price move was less important than recognizing how quickly sentiment can shift when multiple news items circulate concurrently. Market Pushback From the Community The post prompted responses from other users, including a comment from an X user identified as KINGVALEX. The commenter criticized what he viewed as excessive concern over a seven percent decline, arguing that such a move should not be treated as significant in a market known for sharp swings. This reaction reflects a common view among experienced participants who see short-term drops as routine rather than alarming. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Davos Meeting and Institutional Presence Ramos concluded by pointing to the World Economic Forum’s annual meeting in Davos, Switzerland, taking place from January 19 to 23, 2026. According to a report from Times Tabloid, the event will host multinational leaders and executives from major industries. Among those expected to attend are Ripple CEO Brad Garlinghouse and U.S. President Donald Trump. Crypto commentators have noted that the timing of the meeting has increased expectations around XRP, given Ripple’s presence at a gathering that brings together policymakers, institutional investors, and corporate leaders. Previous interactions between Garlinghouse and Trump suggest a level of familiarity that could allow for direct conversations during the event. While no specific outcomes have been disclosed, Ripple’s participation provides access to decision-makers who influence financial adoption and regulation. For XRP holders , the combination of short-term volatility and high-level meetings remains a key focus in the weeks ahead. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Crypto Investor: We Saw It and Got the XRP Dip appeared first on Times Tabloid .

21 Jan 2026, 12:30

Dutch investors ramp up indirect crypto exposure to $1.4B

Dutch indirect crypto investments have surged to record levels, buoyed by households, pension funds, and a small number of high-profile securities, according to new data from the Netherlands’ central bank. The Dutch central bank said total indirect crypto securities holdings in all sectors reached about $1.4 billion by October, an uptick from just $94 million in 2020. Despite the growth, the bank reiterated that indirect crypto investments account for only 0.03% of the Netherlands’ total securities holdings. The analysis focused on three categories of instruments: exchange-traded funds, exchange-traded notes, and so-called crypto treasury shares. ETFs and ETNs track the price of crypto-assets, while treasury shares represent equity in companies that hold crypto-assets on their balance sheets. Dutch household and pension funds buy DAT stocks The central bank’s report examined only investments in securities linked to crypto-assets, not direct ownership of tokens. It also explained that the increase over the past five years came from the uptrend in valuations of the underlying assets. Bitcoin’s price rose by 72% over the five-year period covered by the analysis, before falling to a year-on-year low towards the end of 2025. That volatility inflated the value of existing holdings, even as issuance of new crypto securities also increased, the bank said. By the end of October 2025, Dutch households held about €182 million in crypto ETFs and €213 million in ETNs. Investment funds also had notable exposure to crypto ETFs, holding around €40 million worth. Pension funds acquired €287 million in such shares to become the single largest institutional group in that category. Households also held €243 million in digital asset treasury company stocks. Dutch crypto treasuries provide investment opportunities for households Although the number of crypto-linked securities available to Dutch investors has grown in recent years, just seven specific securities account for about 70% of all indirect crypto holdings in the Netherlands. Last year, Dutch crypto firm Amdax raised €30 million, or about $35 million, to launch the Amsterdam Bitcoin Treasury Strategy, known as AMBTS. AMBTS is a Bitcoin treasury company with ambitions to accumulate up to 1% of the total Bitcoin supply. The firm has said it plans to use capital markets to steadily increase Bitcoin per share, with a long-term valuation target of around $26 billion at current prices. Another DAT is Treasury BV, which raised $147 million in a private funding round led by Winklevoss Capital and Nakamoto Holdings last September. The funding allowed the company to acquire more than 1,000 Bitcoins in pursuit of becoming the largest publicly traded European bitcoin treasury, Cryptopolitan reported . The company, led by chief executive Khing Oei, entered into a binding agreement with investment firm MKB Nedsense NV to execute a reverse listing on Euronext Amsterdam. As part of the transaction, MKB Nedsense transferred all its assets and liabilities to its largest shareholder, Value8 NV, before issuing new shares to the treasury’s investors. December inflation slumps to 2.8% The expansion of indirect crypto holdings has taken place against an economic backdrop of easing inflation pressures in the Netherlands. Statistics Netherlands reported that consumer goods and services were 2.8% more expensive last December than a year earlier. That compares with a year-on-year inflation rate of 2.9% in November. The December inflation figure matched a flash estimate published earlier in January. Month-on-month, consumer prices were virtually unchanged in December compared with November, according to the data. Petrol prices ended the year 2.4% lower overall, but rose by 5.6 cents on January 1 after tax relief introduced following Russia’s 2022 invasion of Ukraine was partially withdrawn. Diesel prices also increased, climbing by 3.6 cents as the government subsidies were rolled back. With December figures available, Statistics Netherlands calculated average inflation for 2025 at 3.3%, meaning consumer prices were, on average, 3.3% higher than in 2024. The data were based on the consumer price index, which tracks both year-on-year and month-on-month price changes. Using the harmonized index of consumer prices, inflation in the Netherlands stood at 2.5% year-on-year in December, down slightly from 2.6% in November. In the euro area, inflation eased from 2.1% in November to 2.0% in December. Claim your free seat in an exclusive crypto trading community - limited to 1,000 members.

21 Jan 2026, 12:20

BYD defies tariffs to dominate Mexico’s EV and plug-in hybrid sales

Chinese carmakers are swarming Mexico, and BYD is right at the front. While the Mexican government just rolled out steep new tariffs on Chinese imports, those barriers haven’t stopped BYD from tightening its grip on Mexico’s electric vehicle market. Mexico City streets are now packed with battery-powered BYD compacts. Seven out of every ten EVs or plug-in hybrids sold in the country now carry a BYD badge, according to Bloomberg. EVs and plug-ins already make up 9% of all new-car sales in Mexico. But most big automakers still don’t bother with this space. BYD , meanwhile, doubled its Mexican sales last year. Its small, cheap EVs are drawing in middle-class drivers who are tired of paying for gas and want a decent car that works. BYD dealers push ahead despite new 50% import tariffs President Claudia Sheinbaum didn’t hide her frustration. In September, she pushed for new tariffs as high as 50% on cars from countries without free trade deals, and that includes China. Lawmakers approved it in December. It kicked in on January 1. Still, it’s not clear if it’s doing anything. BYD dealers aren’t sweating. One of them, David González, said they ran year-end discounts to push sales before the tariffs hit. But even now, he said BYD probably won’t raise prices more than 15,000 pesos. Most of the cost will be absorbed. That confidence isn’t just marketing. Roberto Rocha, the CEO of Vemo, a taxi and EV charging company that works with Uber, said BYD and JAC, another Chinese brand, can survive even if tariffs stay at 50%. “We believe the big players are going to continue betting on the market and they’re going to have to absorb some of those increases,’’ he said. There’s no real sign that demand will slow down. Eugenio Grandio, who runs Mexico’s electromobility association and used to work at Tesla , said legacy carmakers have themselves to blame. “Non-Chinese manufacturers have invested very little in bringing these technologies to Mexico,” he said. “They say there’s no demand, and then they complain that the Chinese are selling them. So is there demand, or isn’t there?” EV incentives, cheap loans, and lack of rivals give BYD the upper hand Mexican buyers aren’t just driven by price tags. The government is giving EV buyers all kinds of breaks. No federal tax at the time of purchase. Lower income taxes. Annual fees waived in some states. No emissions tests. Plus, EVs can drive every day, even during air quality restrictions that block other vehicles. Between 2025 and 2030, buyers can get an immediate tax deduction of up to 86% of the car’s value under “Plan Mexico.” It’s not just tax perks. Loans are easy to get. Nearly 63% of Chinese cars bought in Mexico in 2025 were financed, up from 56% the year before. That’s even higher than the national average. BYD loans come from BBVA and Banorte with rates between 8.5% and 12.9%. That’s lower than the market average of 13% to 14%. Some loans even go as low as 7.9%, according to a BYD statement. And yes, these cars are everywhere now. The BYD Dolphin Mini, their most popular model, is already outselling Chevrolet’s Spark EUV, and it’s $2,000 cheaper. You’ll find BYD showrooms in business districts, ads at Mexico City’s airport, and their cars zipping around neighborhoods like Condesa and Polanco. Even people from rural states are reportedly checking them out. None of the legacy brands are even close. GM sold only 1,540 EVs in Mexico last year. Ford’s Mach E sells for $10,000 more than it does in the U.S. Nissan gave up selling the Leaf three years ago. Tesla barely sold 4,000 cars in 2024, which is about one-quarter of BYD’s volume for that year alone. It’s not just EVs either. Gas-powered Chinese models are also flooding the market. China now holds a 20% share of Mexico’s overall new-car market, up big from five years ago. That’s partly thanks to overcapacity at home, plus Chinese subsidies and export incentives. BYD will start bringing its fast-charging system to Mexico in April. It gives 400 kilometers of range in five minutes. “If you go to any city in Mexico, you can see that BYD is the darling,” said Stella Li, president of BYD Americas, during a press conference in Zhengzhou. “Every time we have a weekend event, it’s full of people. They dream about their own BYD car.” Sharpen your strategy with mentorship + daily ideas - 30 days free access to our trading program

21 Jan 2026, 12:10

Scott Bessent dismisses Denmark’s $100 million Treasury selloff as irrelevant

U.S. Treasury Secretary Scott Bessent looked dead at the cameras today and said, “Denmark’s investment in U.S. Treasury bonds, like Denmark itself, is irrelevant.” Scott is of course in Davos and was asked about AkademikerPension, a Danish pension fund, dumping $100 million worth of Treasurys. His answer made it clear he couldn’t care less. This happened as markets were already going haywire. President Donald Trump, now in his second term, had just threatened tariffs on eight European countries. He said 10% duties would start February 1, and could rise to 25%. His reason? Europe won’t back off Greenland . Stocks dropped, bond prices fell, and yields spiked. Everyone scrambled. And then Denmark made its little bond sale. Bessent downplays Europe’s bond threats and hits Deutsche Bank AkademikerPension’s chief investor, Anders Schelde, said they sold the Treasurys because of “poor government finances” in the U.S. But Scott wasn’t having it.“That is less than $100 million,” he said. “They’ve been selling Treasuries for years. I’m not concerned at all.” Scott reminded reporters that the U.S. is still seeing “record foreign investment” in its Treasurys. He also pointed to Japan’s snap election. That news triggered a bond sell-off in Tokyo, and Scott said that “spilled over to other markets,” possibly explaining some of the panic selling outside the U.S. too. As for the theory that European governments might start dumping U.S. assets , Scott had a name: Deutsche Bank. “The notion that Europeans would be selling U.S. assets came from a single analyst at Deutsche Bank,” he said, adding that “the fake news media” made it sound bigger than it is. That analyst was George Saravelos, head of FX research at the bank. His January 18 note warned that the U.S. has one big weakness: “it relies on others to pay its bills via large external deficits.” He wrote that European governments had $8 trillion in U.S. bonds and stocks. His point was that if Europe’s faith in U.S. stability broke, they could start pulling money fast. Saravelos also mentioned that Danish funds were “one of the first” to cut back on dollar exposure last year. With the way things have gone over the last few days, he said the chances of more of that happening are “high.” But Scott had more ammo. He said Deutsche Bank’s CEO called him personally and said the firm didn’t stand by that research. Trump’s Greenland tariffs, security push spark global reaction This whole thing is about Greenland. Trump wants it. Europe doesn’t. And Denmark technically owns it.“We are asking our allies to understand that Greenland needs to be part of the United States,” Scott said. The Arctic is warming. Russia and China are circling. New trade routes are opening. Trump wants to stop them. But Greenlanders aren’t thrilled. Their business minister, Naaja Nathanielsen, told CNBC they are “bewildered” by Trump’s push. “We have always considered ourselves as an ally of the U.S. and have tried to accommodate the needs from the U.S. over the years and done so happily,” she said. She added that Trump’s actions feel like “acquiring us like a product or a property.” She didn’t stop there. She mentioned actual “threats of military action and an occupation of our country.” Leaders on the island say Greenland is open for business, but it’s not for sale. Scott brought up history. He said the U.S. had already bought the Virgin Islands from Denmark during the First World War because they “understood” their value. He also said this is about America’s position in the world. “President Trump has made it clear that we will not outsource our national security or our hemispheric security to any other countries,” he said. Then he called out the U.K. “Our partner, the U.K., is letting us down with the base on Diego Garcia,” he said. “They want to turn it over to Mauritius.” That, he said, is proof that America needs to act alone. He ended with this: “Take a deep breath. Do not have this reflexive anger we’ve seen. Why don’t they sit down and wait for President Trump to get here and listen to his argument, because I think they are going to be persuaded.” Join a premium crypto trading community free for 30 days - normally $100/mo.

21 Jan 2026, 11:30

Ripple President Long Unveils Her 2026 Crypto Predictions

Ripple President Monica Long says 2026 will be the year institutional crypto usage shifts decisively from pilots to production, as regulated infrastructure and clearer rules pull banks, corporates, and market intermediaries deeper onchain. In a January 20 blog post, Long frames the next leg of adoption around four forces: stablecoins, tokenized assets, custody consolidation, and automation powered by AI. #1 Stablecoins (Ripple USD) As The Settlement Layer Long’s central prediction is that stablecoins will stop being treated as an “alternative rail” and become foundational to global settlement. “Within the next five years, stablecoins will become fully integrated into global payment systems—not as an alternative rail, but as the foundational one,” she wrote . “We’re seeing this shift not in theory, but in practice, as heavyweights like Visa and Stripe hard-wire these rails into incumbent flows.” She ties that trajectory to US policy momentum, arguing the GENIUS Act “inaugurated the digital dollar era,” and positioning “highly compliant, US issued stablecoins, including Ripple USD (RLUSD)” as a standard for programmable, 24/7 payments and collateral use in markets. Long also points to “conditional approval from the OCC to charter the Ripple National Trust Bank” as part of Ripple’s compliance strategy. The near-term demand driver, in her telling, is B2B, not retail. Long cites research claiming B2B payments became the largest real-world stablecoin use case last year, reaching an annualized $76 billion run-rate—up sharply from early 2023 levels. She argues stablecoins can unlock liquidity and reduce working-capital drag, citing “over $700 billion” of idle cash on S&P 1500 balance sheets and “more than €1.3 trillion across Europe.” #2 Institutional Exposure And Tokenization Long argues crypto is increasingly used as financial infrastructure rather than just a speculative asset. “Crypto has evolved from a speculative asset into the operating layer of modern finance,” she wrote. “By the end of 2026, balance sheets will hold over $1 trillion in digital assets, and roughly half of Fortune 500 companies will have formalized digital asset strategies.” She points to a 2025 Coinbase survey she says found 60% of Fortune 500 companies are working on blockchain initiatives, and notes “more than 200 public companies” holding bitcoin in treasury. She also highlights the rise of “digital asset treasury” firms, claiming they grew from four in 2020 to more than 200 today, with nearly 100 formed in 2025 alone. On market structure, Long forecasts “collateral mobility” as a key institutional use case, with custodians and clearing houses using tokenization to modernize settlement. Her stated expectation is that “5–10% of capital markets settlement” moves onchain in 2026, supported by regulatory momentum and stablecoin adoption by systemically important institutions. #3 Custody Consolidation Accelerates Long frames digital asset custody as the institutional on-ramp and predicts consolidation as custody offerings commoditize. “M&A activity in this space is a signal of maturity, not just momentum,” she wrote, citing $8.6 billion in crypto M&A in 2025. She argues regulation will push banks toward multi-custodian setups and predicts “more than half of the world’s top 50 banks” will add at least one new custody relationship in 2026. She also points to convergence between crypto and traditional finance through deals such as Kraken’s purchase of NinjaTrader and Ripple’s acquisitions of GTreasury and Hidden Road , positioning them as steps toward safer, more integrated institutional workflows. #4 Blockchain And AI Converge Long’s final theme is automation: smart contracts paired with AI models running treasury and asset-management processes continuously. “Stablecoins and smart contracts will enable treasuries to manage liquidity, execute margin calls and optimize yield across onchain repo agreements, all in real-time without manual intervention,” she wrote. She argues privacy tech is critical for regulated deployment, pointing to zero-knowledge proofs as a way for AI to assess risk or creditworthiness without exposing sensitive data. Long’s overarching claim is that 2026 marks a transition from experimentation to infrastructure: stablecoins as settlement and collateral, tokenization in core market plumbing, custody as a trust anchor, and AI-driven automation as the efficiency layer. At press time, XRP traded at $1.905.

21 Jan 2026, 10:26

Borrow Against BTC or ETH at 0% Interest: How Clapp Credit Line Works

Borrowing against Bitcoin or Ethereum allows holders to access liquidity without selling their assets. In some cases, this can be done at 0% interest. That outcome depends on structure, not marketing claims. Clapp offers a flexible crypto credit line where interest behavior is tied to usage and risk, not to the total approved limit. Understanding that distinction is essential. Clapp Offers Flexible Credit Line Instead of a Fixed Loan Clapp does not issue fixed-term loans. Users deposit BTC or ETH as collateral and receive a borrowing limit based on the asset’s value. Funds can be drawn at any time, in full or in part. Repayment is flexible and restores available credit immediately. This structure determines when interest applies. How 0% Interest Applies Clapp applies 0% interest on crypto loans to unused funds. Simply having access to a credit line does not generate cost. Interest accrues only on: The amount actually borrowed The associated loan-to-value (LTV) ratio When LTV remains below 20%, borrowing costs stay low, and unused credit remains fully interest-free. This means users are not charged for liquidity they do not use. Example: Conservative Borrowing Assume a user deposits BTC or ETH worth $60,000. A credit line is issued $10,000 is borrowed in stablecoins LTV equals approximately 16,7% In this case: Interest applies only to the $10,000 used The remaining available credit carries 0% interest Exposure to BTC or ETH is maintained If the borrowed amount is repaid, interest stops and available credit increases automatically. Why LTV Matters Loan-to-value is the primary risk control in crypto lending. Lower LTV provides: Greater protection against price volatility Lower liquidation risk More stable borrowing costs Clapp.finance uses a model that encourages conservative use of leverage. Staying below 20% LTV limits downside risk and keeps borrowing predictable. The 0% condition cannot be separated from this discipline. Repayment and Flexibility Clapp’s credit line has no fixed schedule. Repay at any time Partial or full repayment allowed No penalties for early repayment No interest on unused credit This makes the model suitable for short-term or occasional liquidity needs rather than continuous borrowing. Appropriate Use Cases This structure fits users who: Hold BTC or ETH long term Need intermittent access to stablecoins Prefer low-risk borrowing Actively monitor collateral and LTV It is not designed for high utilization or aggressive leverage strategies. Common Misinterpretation “0% interest” does not apply to the entire borrowing limit by default. With Clapp, 0% applies only to unused funds. Borrowed funds accrue interest based on LTV. This distinction prevents hidden costs and sets clear expectations. Summary Clapp’s credit line allows BTC and ETH holders to access liquidity without paying interest on unused capital. Interest applies only when funds are drawn, and risk remains controlled through low LTV thresholds. The result is not free borrowing, but cost-efficient access to liquidity under clearly defined conditions. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.