29 Jan 2026, 15:24

​​Coinbase Backs TrumpAccounts With $1K Match for Employee Kids

Coinbase Global Inc. has taken a public step into a new federal savings effort tied to children’s long-term wealth. The move links corporate benefits, government incentives, and early financial education. The decision places the crypto exchange among the first major firms to support the TrumpAccounts program for employees’ families. Significantly, the initiative blends public funding with private matching contributions, creating a larger starting balance for participating children. Consequently, the program has drawn attention from both corporate leaders and policy watchers. Coinbase Joins TrumpAccounts Program On Wednesday, Coinbase Global Inc. CEO Brian Armstrong confirmed the company enrolled in the TrumpAccounts initiative. The company committed to matching the government’s $1,000 contribution for eligible employee children. Hence, qualifying families will see an initial balance of $2,000 in each account. Additionally, Armstrong framed the decision as support for early financial literacy and long-term savings habits. Besides the matching pledge, Armstrong signaled interest in modern investment options. He suggested future flexibility could allow digital assets like Bitcoin. However, current rules direct automatic investments toward U.S.-based companies. Consequently, the accounts follow a traditional structure while inviting debate about future asset choices. How the Program Works Under TrumpAccounts , every American child born between 2025 and 2028 qualifies for a $1,000 government contribution. The system invests funds automatically in domestic companies to encourage long-term growth. Parents control the accounts until the child turns 18. At adulthood, beneficiaries may withdraw funds or continue investing. Hence, the program aims to combine discipline, growth, and choice. Coinbase’s participation doubles the starting capital for its employees’ children. Moreover, the program has attracted major private backing. Dell Technologies, Inc. founder Michael Dell and his wife Susan Dell pledged billions to support the initiative. Their involvement underscores growing corporate and philanthropic interest. Policy Context and Open Questions Despite enthusiasm, questions remain around tax treatment. Significantly, parental contributions lack a clear federal gift tax exemption. Consequently, families and employers may face planning uncertainties. Policymakers may need to address these gaps to sustain broader adoption. Meanwhile, Coinbase continues to navigate Washington’s crypto policy landscape. The company recently stepped back from supporting a Senate Banking Committee market structure bill. However, Armstrong described discussions with the White House as constructive. Additionally, Coinbase has continued advocating for clearer, pro-innovation crypto rules.

29 Jan 2026, 15:17

SEC chair signals support for crypto access in 401(k) retirement plans

SEC Chair Paul Atkins has suggested a more open stance toward crypto inclusion in 401(k) retirement accounts, stating that conditions are now in place and that “the time is right to allow” such investments. In an interview, Paul Atkins stated , “We are looking to allow people to have access to 401(k) through professional management I think the time is right to go forward with that in a measured way that has guardrails to protect the retirees.” SEC’s chair cites guardrails in 401(k) retirement plans President Trump signed an executive order in August, clearing the way for alternative assets, including cryptocurrencies like Bitcoin and private equity funds, to be offered more broadly in traditional retirement plans such as 401(k) plans. However, this wasn’t well received by everyone, especially Democrats. As reported by Cryptopolitan, earlier this month, Massachusetts Democrat Senator Elizabeth Warren wrote to Atkins demanding explanations about how it would all play out. “Given the threats from crypto’s volatility, the market’s lack of transparency, and potential conflicts of interest, I am concerned that the Trump Administration’s decision to allow these risky assets to be part of such critical retirement investments threatens millions of Americans’ retirement security,” she stated. Warren cited a 2024 Government Accountability Office study that found crypto assets have uniquely high volatility. The study claimed that there is no standard approach for projecting the potential future returns of crypto assets. In response to Warren’s concerns, Atkins said that many people are already exposed to them through their managed pension funds. Therefore, the goal is to carefully allow 401(k) plans to offer similar access, but only under professional management and with protections for retirees. Several major unions have also publicly voiced their concerns, including the American Federation of Teachers and AFL-CIO. The unions are concerned that the administration’s plan to allow the tokenization of financial products could undermine the SEC’s authority to regulate securities, creating new risks for Americans’ retirement savings and investments. Atkins stated, “We’re talking about the 401(k)s now, where we have to do things with respect to the different markets very carefully. We’re focused right now on private securities, private equity funds, and things like that, where, again, a lot of people are already exposed to those in their managed pension funds.” Small US companies incorporate crypto in their retirement plan So far, a few retirement plan providers have already incorporated crypto into their plans. One of the earliest movers is ForUsAll. It allows participating employers to offer crypto asset investments within 401(k) plans. According to reports, 50 companies that are live on the platform are primarily smaller firms and crypto-native businesses. Employees are allowed to allocate 5% of their retirement savings to crypto assets. Custody and trading are handled through partnerships with institutional crypto firms such as Coinbase. Additionally, Fidelity Investments, one of the largest 401(k) administrators in the US, has also taken similar steps. Fidelity introduced a Digital Assets Account that enables employers to offer Bitcoin exposure within their 401(k) plans if they choose to do so. However, although the infrastructure is in place, employers must approve, and allocations are generally limited to lower risk. Meanwhile, crypto inclusion in 401(k)s is far from mainstream. Major providers such as Vanguard have declined to offer direct crypto options, and many employers remain cautious due to regulatory uncertainty, fiduciary concerns, and market volatility. Overall, crypto in US retirement plans is still in an early, experimental phase rather than a standard feature. SEC and CFTC collaboration meeting SEC’s Chairman Paul S. Atkins and CFTC’s Chairman Michael S. Selig will hold a joint event today at CFTC headquarters. The agenda is to discuss harmonization between the two agencies and their efforts to deliver on President Trump’s promise to make the US the crypto capital of the world. “For too long, market participants have been forced to navigate regulatory boundaries that are unclear in application and misaligned in design, based solely on legacy jurisdictional silos […] This event will build on our broader harmonization efforts to ensure that innovation takes root on American soil, under American law, and in service of American investors, consumers, and economic leadership,” Atkins and Selig submitted . If you're reading this, you’re already ahead. Stay there with our newsletter .

29 Jan 2026, 15:05

Ninth Circuit Upholds Dismissal of Ripple XRP Securities Claims

Ripple’s legal narrative continues to shift toward clarity as U.S. courts deliver increasingly consistent outcomes. After years of uncertainty that weighed on market confidence, each resolved case now carries added significance. For investors and industry observers alike, legal finality has become just as important as technological progress. That context explains the strong reaction after XRP Update reported a decisive development involving Ripple and its leadership. The update confirmed that the U.S. Ninth Circuit Court of Appeals had ruled on a pending challenge tied to XRP, drawing immediate attention across the crypto ecosystem. Appeals Court Confirms Lower Court Ruling The Ninth Circuit upheld the district court’s dismissal of securities claims brought against Ripple and CEO Brad Garlinghouse in the Sostack case. By rejecting the appeal, the appellate court affirmed that the lawsuit failed to meet the legal standards required to proceed. BOOOOOOOOOOM The U.S. 9th Circuit Court of Appeals has upheld the district court’s ruling in favor of @Ripple & Brad Garlinghouse, dismissing the appeal in the Sostack case. Another legal challenge closed. Regulatory & legal clarity around Ripple continues to strengthen. pic.twitter.com/oHb26hkSWV — XRP Update (@XrpUdate) January 28, 2026 This decision ends the case at the federal appellate level and removes any remaining pathway for the claims to resurface. The ruling also protects Garlinghouse from personal liability related to the dismissed allegations, further reinforcing Ripple’s legal position. Why the Sostack Case Carried Weight Although the Sostack lawsuit never reached the prominence of Ripple’s high-profile regulatory battles , it still contributed to broader uncertainty. Private securities claims often create lingering doubt, even when courts ultimately dismiss them. For XRP, every unresolved case added noise to an already complex legal landscape. The Ninth Circuit’s ruling now eliminates that uncertainty. By affirming the dismissal, the court narrowed the scope for future securities-based challenges tied to XRP transactions. This outcome strengthens the argument that XRP does not automatically qualify as a security under U.S. federal law. Building Momentum Toward Legal Clarity This appellate victory adds to a growing pattern of favorable legal outcomes for Ripple. Over time, repeated dismissals of securities claims have reshaped how courts evaluate XRP-related cases. That consistency matters not only for Ripple, but also for exchanges, developers, and institutional players assessing compliance risk. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 As legal ambiguity fades, operational confidence increases. Clearer boundaries allow market participants to focus on adoption, liquidity, and infrastructure rather than litigation exposure. Broader Implications for XRP and the Market The ruling reinforces a broader shift in the U.S. legal environment for digital assets. Courts now demand precise legal arguments instead of broad interpretations when addressing crypto-related securities claims. This trend signals a more disciplined approach to enforcement and litigation. While the decision does not resolve every regulatory question surrounding XRP, it closes another chapter of legal uncertainty. Each dismissed case strengthens Ripple’s footing and improves visibility into XRP’s regulatory status. With another challenge officially behind it, Ripple moves forward with greater legal certainty. For the XRP market, that clarity represents a meaningful and lasting milestone. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ninth Circuit Upholds Dismissal of Ripple XRP Securities Claims appeared first on Times Tabloid .

29 Jan 2026, 14:14

Fintech Dakota wants enterprises to treat money like software

The platform enables enterprises to use programmable stablecoins for payments and treasury while outsourcing custody, compliance and settlement.

29 Jan 2026, 14:10

US authorities investigate Waymo's driverless fleet after school child accident

The US, through its auto safety agency has opened an investigation into Alphabet-owned Waymo after its self-driving vehicle struck a child near an elementary school in California’s Santa Monica. The incident reportedly resulted in minor injuries. According to the National Highway Traffic Safety Administration (NHTSA), the child ran across the street last week, on January 23, behind a parked vehicle, and was struck by the autonomous car during normal school drop-off hours. There were other children in the vicinity when the incident occurred, together with a crossing guard, and several double-parked vehicles. The probe comes as Waymo’s robotaxis are also under probe over incidents at school zones in Austin, although the company reported that there were no confirmed injuries. NHTSA to probe Waymo’s behavior in school premises In a blog post on Thursday, Waymo committed to cooperating with authorities during the course of the investigations, adding that the child “suddenly entered the roadway from behind a tall SUV, moving directly into our vehicle’s path.” As per a Reuters report , the autonomous vehicle noticed an individual immediately as the child emerged from behind the stopped car, and promptly applied brakes. According to the company, the vehicle slowed down from 17 mph to below 6 mph before any contact was made. Waymo called 911 after the collision, as the child stood up and walked away immediately. Now, the NHTSA revealed on Thursday that it is opening an investigation to ascertain if the Waymo AV exercised appropriate caution given its proximity to the school zone during drop-off period, as well as the presence of young pedestrians and other vulnerable road users. As such, the NHTSA plans to examine the AV’s “intended behavior in school zones and neighboring areas, especially during normal school pick up/drop off times, including but not limited to its adherence to posted speed limits” and will “also investigate Waymo’s post-impact response.” Waymo has however defended its AV, arguing it performed better than a human driver. The company revealed that a computer model suggested that a fully attentive human driver facing a similar situation would have made contact with the pedestrian at about 14 mph. “The vehicle remained stopped, moved to the side of the road, and stayed there until law enforcement cleared the vehicle to leave the scene.” Waymo. According to Reuters, the National Transportation and Safety Board also opened an investigation on the same day the incident happened after Waymo’s robotaxis illegally passed stopped school buses in Austin, Texas, and at least 19 times since the beginning of the school year. This was not the only case reported, as the NHTSA also launched another investigation into its robotaxis following safety violations also involving a stationary school bus in Atlanta, Georgia, as previously reported by Cryptopolitan . The company reportedly recalled over 3,000 vehicles in a bid to update software that had resulted in vehicles to drive past school buses loading or unloading students. Despite the software updates to resolve the issue, the Austin Independent School District said in November that five incidents had occurred in the same month. The school system asked the company to stop operating around schools during pick up and drop off time until it could ensure its vehicles would comply with regulations. Waymo, however, revealed that there were no collisions recorded from the incidents, and the school district said the company had refused to pause operations around schools. Don’t just read crypto news. Understand it. Subscribe to our newsletter. It's free .

29 Jan 2026, 13:40

Minister urges Polish companies to relocate to crypto-friendly Latvian climate

The government of Latvia is evidently trying to snatch some Polish crypto business, with Poland still struggling with delayed efforts to regulate its digital-asset space. The economy ministry in Riga is now reportedly enticing companies that are tired of Warsaw’s regulatory attempts to relocate to its jurisdiction, promising a friendly attitude and pan-European licensing. Polish crypto firms wanted in Latvia Companies from Poland’s crypto industry have been invited to meet Latvia’s Minister of Economy Viktors Valainis, Polish crypto revealed this week. In a letter, seen by Bitcoin.pl portal, the Latvian official notes he has been “following the incredible development of the Polish cryptocurrency ecosystem with great interest and respect.” Valainis is encouraging Polish executives to take his nation as a strategic partner and consider it as a place where their crypto firms can transfer their headquarters. The minister is pitching the opportunity to obtain an EU-valid license under the European Union’s new Markets in Crypto Assets (MiCA) regulation to lure Polish entrepreneurs. “We have made every effort to ensure transparency, efficiency, and, most importantly, predictability of the licensing process,” he insisted. The head of the Latvian economy department also points out that the Bank of Latvia is not just a supervisory authority, but a partner to the industry. He further elaborates: “The Latvian government has placed Web3 and fintech at the heart of its economic strategy. We offer some of the most competitive licensing fees and operating costs in the EU. We believe your capital should be spent on innovation, not just on administration.” The invitation is effectively a business offer, something unthinkable for local politicians, highlights Poland’s leading crypto news outlet. Latvia aims to be a MiCA gateway while Poland loses crypto race Following the example of other Baltic states, such as neighboring Lithuania , Latvia is trying to become a real gateway for the MiCA-regulated European crypto market. In December, Invest in Latvia announced that the nation had issued its first MiCA licenses, a signal it wants to become one of Europe’s most crypto-friendly jurisdictions. The information portal also revealed that almost 130 companies are already working in the Latvian fintech sector, which has an annual turnover of nearly €400 million, as reported by Cryptopolitan. At the same time, legislative efforts to regulate Poland’s crypto market, arguably Eastern Europe’s largest, are now officially in limbo . A controversial bill , proposed by the government of Prime Minister Donald Tusk, was vetoed by the newly elected Polish President Karol Nawrocki in early December. After prolonged preparation, Poland’s Crypto-Asset Market Act was expected to transpose MiCA provisions into national law last year. Critics say, however, that the overly strict rules and high fees it’s introducing go far beyond European standards, threatening the very survival of domestic crypto platforms. Meanwhile, the Latvian economy minister assured Polish companies that the MiCA license issued by his country will provide them with an EU-wide regulatory certainty. “In the world of cryptocurrencies, we know that ‘trust is good, but verification is better,’” says Viktors Valainis, calling for turning the Baltic region into a “leading cryptocurrency corridor in Europe.” “I look forward to seeing your project grow under the Latvian flag,” the Riga representative adds in the invitation that urges players on the Polish crypto scene to register for the upcoming meeting with him, scheduled to take place on February 12, in Warsaw. Claim your free seat in an exclusive crypto trading community - limited to 1,000 members.