18 May 2025, 08:21

XRP Rich List Updated: Pundit Confirms New Requirement to Join Top 1% Holders

XRP’s market trajectory has remained a topic of considerable interest, particularly as the asset continues to show substantial year-on-year growth. Despite recent fluctuations, the asset is trading near $2.37 , reflecting an increase of approximately 374% from its price in early November 2024. This dramatic price movement has led to renewed discussion among analysts and community figures about the appropriate investment strategy for XRP holders. Crypto commentator and XRP community figure Vale has reiterated that holding at least 50,000 XRP is essential for serious investors. According to him, this amount should be viewed as a minimum threshold, especially in light of the evolving requirements to be ranked among the wealthiest XRP holders. I told ya’ll 50k $XRP is the minimum . Now like at how much XRP you need to be at just the 1% EXACTLY what I said —> 50,000!!!!!!!!! pic.twitter.com/ekBaHnT7BQ — KINGVALEX (@VALELORDX) May 16, 2025 Entry into XRP’s Top 1% Wealth Bracket Becoming Less Accessible Vale’s position aligns closely with current data from the XRP Rich List , which shows that an investor needs just over 51,000 tokens to be counted among the top 1% of holders. This figure has decreased gradually in recent months, making it appear more attainable numerically. However, as the token’s price has risen significantly, the financial cost of acquiring this number of tokens has surged, effectively making top-tier entry more expensive despite the lower token requirement. For context, in January 2025, the minimum amount of tokens required to reach the 1% threshold stood at 56,304. By April 1, 2025, it had dropped to 52,030. Most recently, that figure has declined further to 51,070. Though fewer tokens are required, the current market value of 50,000 XRP is approximately $118,500, well beyond what it would have cost just months ago. Historical Perspective on Accumulation Strategy Vale has long encouraged early and aggressive accumulation of the token. In late 2023, he publicly responded to a user who shared that they held 9,000 XRP, asserting that such a figure was insufficient for serious long-term positioning. He emphasized 50,000 XRP as a reasonable target even when the token traded for around $0.62, placing the total cost near $31,000. This stance remained consistent in October 2024, when Vale reiterated his 50,000 token recommendation in response to another investor holding 38,000 XRP. The token’s price hovered around $0.51 at that time, making the target cost roughly $25,500. Those who followed his advice then are now in a considerably stronger position as prices have soared. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Investment Barriers Grow with Price Appreciation As XRP trades above $2.30, the cost to purchase 50,000 tokens now exceeds $118,000, more than four times what it would have cost less than a year ago. For new investors or those who hesitated in the past, reaching this benchmark has become increasingly difficult. According to the latest data, anyone aiming to join the top 1% XRP holders would now need to invest over $121,000. This rising barrier has reignited debate over how much XRP an investor needs to be well-positioned for future gains. While Vale maintains that 50,000 is the ideal minimum, not all analysts agree. Alternate Views on Reasonable Holdings Some industry participants believe a small amount of XRP tokens could yield substantial returns if the asset hits higher targets. For example, Edoardo Farina, founder of Alpha Lions Academy, has proposed 10,000 XRP as a realistic and sufficient benchmark for long-term investors. His view suggests that while high accumulation may be advantageous, smaller positions could benefit significantly if the token meets long-term projections. With the asset continuing to draw institutional and retail interest, the debate around accumulation strategies remains active. While top-tier entry thresholds have declined in token count, their rising monetary cost highlights the challenges of late-stage accumulation. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Rich List Updated: Pundit Confirms New Requirement to Join Top 1% Holders appeared first on Times Tabloid .

18 May 2025, 06:50

BNB Trades in Tight Range Amid Decreasing Volatility

The cryptocurrency market continues to navigate complex global economic conditions as BNB trades within a tight consolidation range between $636-$646, according to CoinDesk Research's technical analysis data model. The token's price action shows resilience amid international trade disputes, with higher lows forming since recent dips while resistance remains firm around the $643-$645 zone. Decreasing volume volatility suggests energy buildup for a potential breakout, though direction remains uncertain as traders closely monitor both technical patterns and macroeconomic developments affecting market sentiment. Technical Analysis Highlights BNB traded within a narrow $9.67 range (1.52%) between $636.25 and $645.92 over 24 hours. Price formed a series of higher lows since the 13:00 dip, establishing support around $638-$640. Resistance emerged near $643-$645 with notable volume spikes during recovery rallies. Closing price of $642.59 suggests a neutral-to-slightly-bullish bias as BNB maintains position above mid-range. Decreasing volume volatility indicates potential energy buildup for a more decisive move. In the last hour, BNB showed bullish momentum, climbing from $641.21 to $643.09 (0.29% gain). Significant volume spikes occurred during upward moves at 01:54-01:55 when BNB broke above $642.60. A brief pullback to $640.57 at 01:32 established a strong support zone with aggressive buying. Hourly close showed consolidation near the high, suggesting potential uptrend continuation. Immediate resistance sits at $643.25. Disclaimer: This article was generated with AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards . For more information, see CoinDesk’s full AI Policy . This article may include information from external sources, which are listed below when applicable.

18 May 2025, 06:35

Expert Explains Next Action Once XRP Hits $100, Birthing Millionaires

If XRP were to surge to $100, a level that continues to generate intense speculation in the cryptocurrency community, the impact on longtime holders would be dramatic. At that price, anyone holding at least 10,000 XRP would find a portfolio valued at $1 million. But according to crypto veteran Armando Pantoja, the real challenge is not achieving sudden wealth—it is preserving it. $XRP skyrockets, you become a millionaire. What are you next steps? Drop a comment below pic.twitter.com/kwnl4DB1V6 — Armando Pantoja (@_TallGuyTycoon) May 7, 2025 Pantoja, who has been active in the cryptocurrency space since 2011, believes that without a clear, disciplined financial strategy, most people are at risk of making irreversible mistakes once they gain significant profits. He emphasizes the importance of structured planning ahead of any major price breakout, especially one as life-altering as XRP hitting the $100 mark. Setting a Target: Define Your Financial Baseline Before Selling One of the first steps Pantoja recommends is identifying what he calls a “freedom number.” This figure represents the amount of money an individual needs annually to comfortably support their ideal lifestyle, including all essential living costs, discretionary spending, and long-term goals. He advises investors to calculate this monthly, then multiply it by 12 to get the yearly total. That number should then be doubled for emergencies, inflation, and unforeseen disruptions. This approach is intended to help individuals avoid underestimating their future financial needs. According to Pantoja, planning based on this framework provides a practical buffer and ensures that sudden gains can lead to lasting financial independence. Long-Term Thinking: Keep Your Principal Intact After such gains, Pantoja warns against spending or reinvesting the initial capital. He explained that the goal is to generate sustainable income through dividends, staking rewards, interest, or even real estate. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Keeping the original investment intact while building a portfolio of assets that produce recurring income is, in his view, critical to maintaining long-term wealth and building generational financial stability. He says this is the difference between becoming briefly wealthy and establishing a durable financial legacy. The Role of Preparation: A Detailed Plan Beats Improvisation Pantoja cautions investors against waiting until they become wealthy to start planning. Instead, he advises putting together a detailed, written plan in advance. This plan should include specific profit-taking points, where the money will be allocated, and how that capital will be structured to support a desired lifestyle. Importantly, he says this plan should be tested and adjusted before market conditions change. Doing so reduces the chances of making emotionally driven decisions when prices rise sharply. Could XRP Reach $100? As of now, XRP is trading at approximately $2.20. To hit $100, it would require a price increase of about 4,425%. Analysts remain divided on whether such a rise is realistic in the near term. Some optimists see a $100 target achievable within the next market cycle, potentially as early as 2025. Others adopt a more cautious view. Market commentator BarriC suggests that XRP could reach $100 between 2034 and 2040, citing regulatory clarity and institutional adoption as key variables. Meanwhile, crypto analyst All Things XRP stated that XRP can hit $100 without market cap concerns, pointing out that the market cap at that price, assuming a circulating supply of 58 billion tokens, would be around $5.8 trillion. DAG Managing Director Claver also weighed in on the matter, underscoring the significance of psychological discipline. He stated that even if XRP reaches $100, it may not transform your financial situation if you make critical investment mistakes. XRP’s path to $100 remains speculative, but the financial implications for holders are undeniable. Pantoja’s advice highlights the importance of preparation, emotional control, and forward-thinking strategy. For those holding XRP, achieving millionaire status is only the beginning; the ability to preserve and manage that wealth is what ultimately defines financial success. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert Explains Next Action Once XRP Hits $100, Birthing Millionaires appeared first on Times Tabloid .

18 May 2025, 06:05

How Ripple Gains Indirect Access to FED Master Accounts via FedNow and Finastra

Crypto researcher SMQKE highlights a critical development in the evolving landscape of U.S. payment systems, focusing on how Ripple gains indirect access to Federal Reserve Master Accounts. In a detailed breakdown, SMQKE explains how Ripple, a fintech company that does not qualify for direct access to these accounts, leverages its partnership with core banking provider Finastra to integrate into the FedNow Service. HOW RIPPLE GAINS INDIRECT ACCESS TO FED MASTER ACCOUNTS VIA FEDNOW AND FINASTRA A Federal Reserve Master Account provides direct access to settle payments in central bank money through Fed systems like Fedwire and FedNow. These accounts are extremely hard to obtain,… pic.twitter.com/6ZbwDc0v3F — SMQKE (@SMQKEDQG) May 15, 2025 Understanding the Federal Reserve Master Account Limitation Federal Reserve Master Accounts are central to the U.S. payment infrastructure, enabling institutions to settle transactions in central bank money through systems such as Fedwire and FedNow. These accounts are tightly regulated and reserved exclusively for licensed depository institutions. Fintech firms, including Ripple, are not eligible for direct access due to regulatory requirements, making indirect access the only viable route for participation in central bank settlement. Finastra’s Integration with FedNow and Role as a Bridge According to SMQKE, Ripple circumvents the Master Account restriction through its strategic partnership with Finastra, a leading provider of core banking technology. Finastra is integrated with the FedNow Service and serves as an intermediary between private payment services and the Federal Reserve’s settlement infrastructure. The diagram shared by SMQKE shows Finastra Total Messaging facilitating connections between Ripple, Mastercard, and Thunes, enabling routing of payment messages across compliant channels. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Liquidity Management Tool as the Key Enabler A central element of this structure is the FedNow Liquidity Management Tool (LMT). This tool allows for the transfer of funds between Federal Reserve Master Accounts and joint accounts that support private sector payment services. As SMQKE points out, this feature allows Ripple’s payment flows to settle through banks that do have Master Accounts, even though Ripple itself does not. The LMT enables service providers authorized by FedNow participants to initiate liquidity transfers. This mechanism makes it possible for firms like Ripple to participate in real-time settlement via banks that maintain direct access, effectively embedding their services into the central bank system without violating regulatory boundaries. Interoperability through ISO 20022 Standards FedNow’s support for ISO 20022 messaging is another key factor emphasized by SMQKE. This global standard ensures that structured data can move seamlessly across compliant financial platforms. Because Ripple’s infrastructure is ISO 20022 compatible , its XRP-based payment systems are interoperable with FedNow’s real-time messaging requirements. This compatibility supports seamless integration of blockchain-based payments into the traditional banking system. SMQKE’s analysis underscores the significance of Ripple’s positioning within this ecosystem. By aligning with Finastra and utilizing the FedNow LMT, Ripple participates in settlement processes using central bank reserves, despite lacking direct Federal Reserve access This model enhances Ripple’s reach in the U.S. payments space and illustrates how private fintech firms can legally and technically integrate with sovereign financial infrastructures through strategic partnerships and regulatory-compliant frameworks. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post How Ripple Gains Indirect Access to FED Master Accounts via FedNow and Finastra appeared first on Times Tabloid .

17 May 2025, 18:47

Cardano Sets Eyes on $1 as Buyers Continue Defending the Neckline with an ETF Approval Gaining Steam

Cardano’s journey to the psychological price of $1 continues to gain steam, given that buyers have not yet thrown in the towel. According to market analyst Arab Crypta, “Cardano also remains positive as buyers continue defending the neckline. A breakout above $0.86 could send ADA rallying toward the $1.01 target. But if it drops below the neckline, it may signal bearish control, with the next support near $0.68.” Popular crypto analyst Ali Martinez shared similar sentiments that Cardano’s bon voyage to $1 would kick off if the ninth-largest cryptocurrency based on market capitalization breached major resistance at the $0.81 zone. Source: Ali Martinez According to CoinGecko data, ADA was up by 24.7% in the past month to hit $0.74 at the time of writing. As a top-ten cryptocurrency, Cardano is renowned as a proof-of-stake (PoS) blockchain network that emphasizes academic research, scalability, and sustainability. Therefore, it envisions an inclusive and transparent financial system where secure decentralized applications (dApps) and smart contracts take center stage. What are the Stakes of a Cardano ETF Going Live ? Since exchange-traded funds (ETFs) have become the talk of the crypto town, the chances of Cardano jumping on this bandwagon are being highly scrutinized. Per Polymarket data, the possiblity of a Cardano ETF seeing the light of day before the end of 2025 has jumped to 63%. ETFs present institutions with a powerful mix of strategic flexibility, cost-efficiency, transparency, ease of trading, and liquidity. A Cardano ETF would be embraced because it would trigger heightened institutional interest. Meanwhile, Cardano’s user base has been growing rapidly after a Brave browser partnership recently exposed it to 86 million users.

17 May 2025, 18:30

Researcher Presents 8 Documents to Explain Why XRP Could be the Next Bitcoin

A crypto researcher and prominent figure in the XRP community, known as SMQKE, has compiled findings from eight distinct reports to support the idea that XRP could achieve a level of significance similar to that of Bitcoin. His analysis follows recent comments from media personality Dave Portnoy , who disclosed that he invested in XRP not due to detailed research, but from a desire to avoid missing out if the asset experiences a dramatic surge in value. To substantiate the possibility of XRP becoming a dominant force in digital finance, SMQKE referenced a range of studies and institutional documents, each outlining XRP’s unique technological and structural attributes. WHY XRP COULD BE THE NEXT BITCOIN “The difference between the XRPL and other major blockchain networks such as Bitcoin and Ethereum is that XRPL uses the Federated Byzantine Agreement (FBA) as its consensus mechanism, which makes its settlement extremely fast…Because of… https://t.co/HlnFrMhHiV pic.twitter.com/jkFA7bQAGs — SMQKE (@SMQKEDQG) May 16, 2025 XRP’s Transaction Model and Speed Advantage One of the primary points raised stems from a 2022 report titled First Demonstration Experiment for Energy Trading System EDISON-X using XRP Ledger. This document explains that the XRP Ledger utilizes a Federated Byzantine Agreement (FBA) consensus mechanism, differing from Bitcoin and Ethereum’s energy-intensive systems. This allows XRP transactions to be confirmed in 3 to 5 seconds with minimal cost and high scalability. The same report noted the XRP Ledger’s environmental advantage, having achieved carbon neutrality in 2020. It also indicated that XRPL supports advanced use cases such as decentralized finance (DeFi) and non-fungible tokens (NFTs), positioning it for long-term utility beyond simple transfers. Industry Recognition and Institutional Endorsement Further support comes from discussions at DC Fintech Week, where experts emphasized the importance of functional cryptocurrencies in modern finance. XRP was identified as one of the few digital assets contributing meaningfully to financial innovation. Additionally, SMQKE referenced a report by Morgan Stanley highlighting XRP’s energy efficiency compared to Bitcoin. The bank’s research recognized that while XRP’s framework may lean toward centralization, it also mirrors some aspects of traditional banking, which could enhance regulatory compatibility and mainstream adoption. A separate analysis from Trade Finance Global further underscored the token’s role in cross-border payments. Describing XRP as a “Bitcoin for banks,” the report noted that Ripple’s infrastructure has already been adopted by several financial institutions aiming to modernize international money transfers. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Compliance and Financial Integration Another document cited by SMQKE came from nocash.ro, which examined XRP’s readiness for the ISO 20022 standard, an international messaging protocol for financial institutions. The token was among the few crypto assets positioned to comply with this framework, potentially giving it a competitive edge in aligning with central bank digital currencies (CBDCs). The Asian Development Bank also contributed to the conversation, asserting that XRP—unlike many decentralized cryptocurrencies—often operates within formal financial systems. This distinction could help it integrate more seamlessly into the established financial infrastructure. Regulatory Insight and National Relevance In a 2018 letter addressed to the U.S. Federal Reserve, Brenden Sheehan, a concerned banking customer, advocated for the adoption of Ripple’s technology. He emphasized Ripple’s speed, security, and potential to enhance outdated American payment systems. His recommendation warned that without such upgrades, the U.S. risked falling behind other nations advancing in financial innovation. Lastly, a study by the Waterford Institute of Technology concluded that Ripple provides notable improvements over both the SWIFT network and Bitcoin’s architecture. The findings suggested that banks could adopt Ripple’s system to offer more efficient and reliable services to consumers and businesses. Drawing on these eight distinct documents, SMQKE argues that the asset has demonstrated the characteristics, institutional interest, and technological foundation necessary to potentially rival Bitcoin in global relevance. While the future remains uncertain, the evidence presented outlines a clear case for the token’s long-term potential in the evolving financial ecosystem. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Researcher Presents 8 Documents to Explain Why XRP Could be the Next Bitcoin appeared first on Times Tabloid .