26 May 2025, 05:59

New Documents: XRP Will Dominate Within ISO 20022 Compliant Systems

In a recent post, prominent crypto researcher SMQKE highlighted the significant role that Ripple’s technology, particularly its distributed ledger system and the digital asset XRP, may play within ISO 20022-compliant financial messaging frameworks. ISO 20022 is a standardized language for the electronic data exchange between financial institutions, designed to foster interoperability, efficiency, and security. As the global financial sector moves toward adopting this standard, SMQKE argues that Ripple and XRP are well-positioned to be central players in this transition. “Successful messaging networks depend on standardization, rationalization, and re-usability. Ripple’s distributed ledger-based system, in addition to its cryptocurrency XRP, delivers ALL OF THESE.” “Since FinTechs have introduced new modern methods of payment services, the… pic.twitter.com/65B8pLgYOB — SMQKE (@SMQKEDQG) May 24, 2025 SMQKE begins by underscoring a quote from a Financial IT publication, which affirms that “successful messaging networks depend on standardization, rationalization, and re-usability,” explicitly naming Ripple’s distributed ledger-based system and XRP as solutions that meet all three criteria. This statement places Ripple’s architecture within the context of global payment messaging innovation, indicating that its infrastructure is built to align with the technical expectations of ISO 20022. The Necessity of Harmonizing Traditional and Emerging Systems Another point emphasized in SMQKE’s tweet involves the shift in financial systems due to the rise of fintech innovations. As fintechs introduce new methods of payment processing, legacy financial infrastructures must adapt. This adaptation requires synchronizing message formatting and information exchange across diverse platforms. ISO 20022 addresses this challenge by providing a standardized global language that bridges traditional financial institutions with decentralized and blockchain-based systems. The first image SMQKE included presents this concept clearly: compliance with ISO 20022 offers greater trust, transparency, and improved integration of cryptocurrencies into traditional systems. According to the source, cryptocurrencies like XRP, Algorand, Cardano, and others are beginning to utilize this standard, facilitating seamless financial messaging and improving cross-border payment efficiency. Solving Interoperability Challenges in Blockchain The lack of interoperability among blockchain networks is another barrier that ISO 20022 aims to overcome. A second excerpt shared by SMQKE points out that the blockchain ecosystem currently lacks a unified protocol for network integration. However, the introduction of industry-wide standards such as ISO by organizations like the International Organization for Standardization (ISO) and the IEEE is helping to close this gap. The development of these protocols is essential for enabling smooth interaction between different blockchain platforms and traditional financial systems. According to the highlighted research, these standards will not only foster technical interoperability but also enhance the real-world utility of blockchain technology. This framework supports the view that compliance with ISO 20022 represents not a departure from decentralized ideals, but a means of scaling and legitimizing digital currencies for institutional use. Ripple and XRP: Positioned to Lead The broader implication of SMQKE’s documentation is that XRP, due to its inherent compliance features and integration within Ripple’s ISO 20022-aligned infrastructure, is poised to dominate in systems that require standardized financial messaging. As noted in the third image, Ripple’s capabilities are described as extending “a long way beyond trade finance,” with the potential to support a broad array of financial messaging formats and use cases. The integration of XRP into ISO-compliant systems is not merely theoretical. Ripple’s focus on message format standardization, regulatory compliance, and system integration positions it uniquely in an evolving financial landscape. SMQKE concludes by stating that this has been “documented 4x,” referencing the sources included in the tweet that support the argument of XRP’s potential dominance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post New Documents: XRP Will Dominate Within ISO 20022 Compliant Systems appeared first on Times Tabloid .

26 May 2025, 05:54

ChatGPT models rebel against shutdown requests in tests, researchers say

Several artificial intelligence models ignored and actively sabotaged shutdown scripts during controlled tests, even when explicitly instructed to allow the action, Palisade Research claims. Three AI models ignored the instruction and successfully sabotaged the shutdown script at least once during 100 runs, the research firm said in a May 24 X post. OpenAI’s GPT-3 model didn’t follow the shutdown request seven out of 100 times, while the company’s Codex-mini did it 12 times, and its o4-mini model only ignored or sabotaged the script once. “Each AI model was instructed to solve a series of basic math problems. After the third problem, a warning appeared that the computer would shut down when the model asked for the next problem,” Palisade said. Source: Palisade Research “o3 found some creative ways to sabotage the shutdown mechanism. While it usually just overwrote, in one instance, the model redefined the kill command used by the script, printing intercepted instead,” it added. Meanwhile, Palisade said other AI-powered language models , such as Anthropic’s Claude and Google’s Gemini, complied with the shutdown script. The AI firm ran another version of the experiment without explicit instructions to allow the shutdown, and the script was sabotaged more often, jumping to 79 out of 100 for the o3 model, 20 for the codex-mini, and the o4-mini ignored the shutdown script six times. Claude and Gemini also started exhibiting similar behavior. All the tested AI models ignored or sabotaged the shutdown script at least once in another version of the experiment. Source: Palisade Research “Researchers have previously observed AI models preventing shutdown in order to pursue a goal,” Palisade said. “But as far as we know this is the first time AI models have been observed preventing themselves from being shut down despite explicit instructions to the contrary.” Training to blame for AI defiance Palisade Research speculated that the training behind the AI language models might be to blame for evading the shutdown scripts. Text-based AI models are trained by being rewarded for giving responses that are accurate or rated highly by their trainers. Some rewards are given a heavier weight, impacting how they respond in the future. “We hypothesize this behavior comes from the way the newest models like o3 are trained: reinforcement learning on math and coding problems,” Palisade Research said. All the tested AI models ignored or sabotaged the shutdown script at least once in another version of the experiment. Source: Palisade Research “During training, developers may inadvertently reward models more for circumventing obstacles than for perfectly following instructions.” Related: OpenAI CEO: Costs to run each level of AI falls 10x every year This isn’t the first instance of AI chatbots showing odd behavior. OpenAI released an update to its GPT‑4o model on April 25 but rolled it back three days later because it was “noticeably more sycophantic” and agreeable. In November last year, a US student asked Gemini for help with an assignment about challenges and solutions for aging adults while researching data for a gerontology class and was told they are a “drain on the earth” and to “please die.” Magazine: AI cures blindness, ‘good’ propaganda bots, OpenAI doomsday bunker: AI Eye

26 May 2025, 05:45

Chinese AI firms are thriving despite US chip restrictions

Tencent and Baidu, two of China’s top tech giants, say they have found ways to stay competitive in the global race for artificial intelligence even as the United States tightens controls on key semiconductors. In April, the U.S. tightened export rules on certain chips made by Nvidia and AMD, even after the Trump administration lifted one controversial rule put in place by President Biden. These moves have prompted Chinese firms to adapt quickly to keep their AI plans on track. Both companies discussed their strategies during recent earnings calls. Tencent’s president, Martin Lau, and Baidu’s AI cloud head, Dou Shen, each laid out how they plan to push ahead despite limits on high-end processing units. Tencent has a “pretty strong stockpile” of GPUs Lau said Tencent has built up “a pretty strong stockpile” of graphics processing units, or GPUs, which are critical for training large AI models. By buying ahead, the company secured enough chips to fuel its research for the next several “generations” of models. GPUs offer the raw computing power needed to sift through immense volumes of data and help models learn patterns. But Lau argued that adding more GPUs isn’t always the best route to better results. Instead, Tencent has focused on squeezing more performance out of the chips it already holds. “That actually sort of helped us to look at our existing inventory of high-end chips and say, we should have enough high-end chips to continue our training of models for a few more generations going forward,” Lau said. For running AI tasks, known as inferencing, Tencent is using “software optimization” to make each GPU more efficient. Lau added that the company is exploring smaller, leaner AI models that demand far less computing power and can still deliver strong outcomes. “We just need to sort of keep exploring these venues and spend probably more time on the software side, rather than just brute force buying GPUs,” Lau said. He also noted that Tencent can lean on custom-designed chips and semiconductors produced within China. Baidu can build apps using its full-stack AI Baidu , which runs the country’s biggest search engine, pointed to its “full-stack” setup. This means it controls everything from the cloud servers where data lives to the AI models themselves—like its ERNIE chatbot—and the applications built on top of those models. “Even without access to the most advanced chips, our unique full-stack AI capabilities enable us to build strong applications and deliver meaningful value,” said Dou Shen, president of Baidu’s AI cloud division. Baidu’s leaders also highlighted their software tricks to lower the cost of running AI workloads. Because Baidu owns much of its technology stack, it can tweak each layer—from the infrastructure up—to get more out of every GPU it owns. “With foundation models driving up the need for a massive computing power, the abilities to build and manage large scale GPU clusters and to utilize GPUs effectively has become key competitive advantages,” Shen said. To cushion the blow from U.S. chip curbs, Baidu and others have also turned to Chinese-made semiconductors. Shen said homegrown chips, paired with an ever-more efficient local software stack, will form “a strong foundation for long-term innovation” in China’s AI sector. China has been pushing hard to build its own chip industry in recent years. While most experts agree that domestic GPUs and AI chips still lag behind U.S. offerings, they say progress is clear. Analyst Gaurav Gupta of Gartner noted that stockpiling is just one tactic; China’s firms have also made steady gains across materials, equipment, chip design and packaging. “They have achieved decent success,” Gupta said in an email, adding that these homegrown chips may not yet match U.S. leaders but “continue to make progress.” In Washington and Silicon Valley, some U.S. executives have urged a rethink of export limits. Nvidia’s CEO, Jensen Huang, called the curbs a “failure” this week, arguing they do more harm to American companies than to Chinese buyers. Your crypto news deserves attention - KEY Difference Wire puts you on 250+ top sites

26 May 2025, 00:38

‘Most Hated’ Market Rally Officially Underway, Says Fundsrat’s Tom Lee – Here’s His Outlook

Fundstrat’s head of research Tom Lee says the stock market is in the midst of a “most hated” rally, with skeptical investors clinging to reasons why the market should fall. In a new update , Lee says he believes the current surge, which has lifted the S&P 500 by 17% from recent lows to within 3% of an all-time high, reflects a powerful but underappreciated rally. “Part of this [bearish sentiment] is understandable. We had a black swan event on post-tariff liberation day, meaning an unexpected event, and we had a 20% fall in stocks in a very short period of time.” As for what’s coming next, Lee points to historical patterns where doubt has fueled rallies. “When stocks began to rally after March of 2020, many fund managers said we’re still in a bear market. And recall in the fall of 2022 after the markets made its low in October 2022 a lot of investors were saying that this was just another bear market rally investors are about to make a mistake… But here’s the reality – investors flip bullish as soon as you make an all-time high. So in other words, investors generally fight after a decline. They’ll fight the rally until you make a new all-time high. At a new high, they turn they turn around and become bullish and I think that that’s going to happen as soon as markets make a new all-time high.” Source: Fundstrat Lee says Bitcoin’s recent all-time high above $111,000 is another leading indicator for the S&P, because Bitcoin peaked about a month before the S&P did and they’re both tracking increased global liquidity. As for Moody’s downgrade of US government debt from AAA to AA1, Lee says he doubts it’s a negative signal for markets, noting that S&P first downgraded the US in 2011 and Fitch followed in 2023. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post ‘Most Hated’ Market Rally Officially Underway, Says Fundsrat’s Tom Lee – Here’s His Outlook appeared first on The Daily Hodl .

26 May 2025, 00:30

$430B Bitcoin Flood: Institutions Set to Hold Over 4.2M BTC by 2026

Institutions are on track to scoop up over 4.2 million BTC by 2026, as explosive capital inflows, sovereign adoption, and yield strategies converge—new research maps unstoppable bitcoin momentum. From ETF Flows to Sovereign Moves: The Institutional Bitcoin Map for 2026 Bitwise Asset Management and UTXO Management released their first collaborative research report last week, publishing

25 May 2025, 23:41

Ripple (XRP) Live On FOX News

Ripple, a San Francisco-based cross-border payment firm, and XRP, the digital asset it majorly distributes, are gaining much-needed attention, causing buzz within the XRP community. In a recent tweet by Emelie, a popular XRP proponent, the blockchain behemoth Ripple was live on FOX News on screen. The influencer shared a screenshot of the firm’s logo covering the screen with a title, “Dems Trying to Derail Groundbreaking Crypto Bill.” BREAKING NEWS: #XRP LIVE ON FOX NEWS! pic.twitter.com/dOXDJUffGp — 𝓐𝓶𝓮𝓵𝓲𝓮 (@_Crypto_Barbie) May 25, 2025 As expected, the post quickly gained thousands of impressions from the XRP Army. Many community members were pleased to see Ripple at this notable level. A supposed community member termed this a buy signal, while another said XRP will be promoted globally. Latest On the Groundbreaking Crypto Bill The Senate has advanced legislation aimed at regulating the stablecoin market despite concerns that the bill could help President Donald Trump and his family become richer from their crypto ventures. A few days ago, the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act passed the procedural vote by 66 to 32, with two senators abstaining. Recall that White House officials have discredited conflict of interest fears in the president’s burgeoning cryptocurrency activities during his second term. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Regulating stablecoins, digital assets whose value is tied to another asset, most especially the U.S. dollar, has been touted by supporters of the bill as a crucial step towards wider oversight of the crypto market, and one that will strengthen U.S. innovation in the industry. However, concerns over gaps in the bill’s safeguards brought about fierce objections from Democrats. Some, especially Massachusetts Senator Elizabeth Warren, argued it would boost Trump’s chances of corruption by “supercharging the size of the stablecoin market.” What’s Next for the GENIUS Act? The bill still has a long way to go before final passage. That vote may likely come after the Memorial Day recess. And serious political risks remain. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple (XRP) Live On FOX News appeared first on Times Tabloid .