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1 Feb 2026, 08:31

Expert Says Those Who Understand XRP Have an Advantage. Here’s why

Crypto expert Jake Claver recently highlighted the significance of Ripple’s technology in global finance. He emphasized that XRP is not merely another digital asset. According to Claver, “Ripple’s technology isn’t just another crypto project. It’s the infrastructure that will unlock trillions in previously frozen assets.” This positions XRP uniquely among cryptocurrencies, as it directly addresses liquidity and efficiency challenges in financial systems. Major banks and institutions are integrating systems built on the XRP Ledger. Claver noted that this adoption is accelerating quietly. These integrations are designed to move assets more efficiently across borders. Once fully implemented, they could permanently change how institutions access and deploy capital. Most of the financial world is still blind to what's happening. Ripple's technology isn't just another crypto project. It's the infrastructure that will unlock trillions in previously frozen assets. Major banks and financial institutions are implementing systems that will use… — Jake Claver, QFOP (@beyond_broke) January 29, 2026 Institutional Adoption Driving Change Claver stressed that financial organizations are recognizing XRP’s potential. He highlighted that major banks are already testing and deploying XRP-based solutions. This trend indicates confidence in the XRP Ledger as a reliable settlement system. By enabling faster transfers and lower costs, XRP provides a practical alternative to legacy banking infrastructure. The adoption of XRP technology goes beyond simple payment transfers. Claver pointed out that these systems allow institutions to unlock previously stagnant assets. This capability could increase liquidity across markets. In practical terms, trillions in assets could be moved and utilized more effectively, reshaping institutional operations. XRP’s Advantages in Modern Finance Claver has consistently advocated for XRP due to its scalability and speed. He notes that XRP transactions settle in seconds , with minimal fees. Unlike other digital assets, XRP supports high-volume transfers without bottlenecks. For financial institutions, this makes it ideal for cross-border payments and large-scale asset management. Security and transparency also play a key role. The XRP Ledger maintains a decentralized verification process. This reduces reliance on centralized intermediaries while ensuring transactions remain auditable. These features strengthen trust for banks and institutional users. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Timing and Opportunity According to Claver, understanding XRP’s role now provides a strategic advantage. Those who recognize its capabilities early can anticipate changes in financial flows before they become widely apparent. Institutions will continue deploying XRP solutions, and liquidity will increase. This will also decrease operational and global finance will adjust to a more efficient model . Claver’s perspective reinforces the narrative that XRP is more than a speculative asset . It serves as a functional infrastructure component in modern banking. Those who see the value now will benefit the most when the asset takes over global finance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert Says Those Who Understand XRP Have an Advantage. Here’s why appeared first on Times Tabloid .

31 Jan 2026, 23:26

Jensen Huang says Nvidia will join OpenAI fundraise, investment “huge” but <$100B

Jensen said on Saturday that Nvidia will join OpenAI’s next raise and that the company plans to put in a “huge” amount of money, but not even close to $100 billion. He spoke during a media stop in Taipei, where he confirmed that Nvidia will be part of the upcoming round, which is still being finalized. “We will invest a great deal of money,” Jensen said. “I believe in OpenAI. The work that they do is incredible. They’re one of the most consequential companies of our time.” But when asked how much, he dodged. “Let Sam announce how much he’s going to raise — it’s for him to decide,” he said, referring to Sam Altman, who is still working to close the round. “But we will definitely participate in the next round of financing because it’s such a good investment.” Nvidia cuts back from $100B OpenAI pledge after internal doubts Back in September, Nvidia said it might invest up to $100 billion in OpenAI as part of a massive infrastructure expansion plan. The idea was to support new AI data centers with power capacity of at least 10 gigawatts, the same electricity usage as all of New York City during peak demand, using Nvidia’s most advanced chips. But inside the company, doubts started building. Some execs didn’t like the size of the number. Jensen had called the $100 billion letter of intent nonbinding, and said OpenAI lacked business discipline. He also raised flags about competition in the space. That $100 billion is now off the table. Asked directly in Taipei whether he was unhappy with OpenAI, Jensen said, “That’s nonsense.” But he still confirmed that the new investment won’t come anywhere near the earlier amount. While OpenAI is a major buyer of Nvidia chips, the relationship is drawing questions. Investors have been worried that these kinds of setups, where big tech firms fund companies that also buy from them, could be propping up artificial demand. This isn’t Nvidia’s first time doing this either. The company just announced another $2 billion investment into CoreWeave, a cloud firm that also buys a lot of Nvidia hardware. Jensen defends Nvidia support for DeepSeek after US lawmaker complaint During the same trip, Jensen addressed a separate controversy. John Moolenaar, the top Republican on the House China committee, sent a letter accusing Nvidia of helping DeepSeek, a Chinese AI firm, reach top performance with its R1 model. That model rattled markets after it launched last year, causing the Nasdaq 100 to fall 3% in a single day. Reporters asked about it. Jensen responded , “Whenever developers want to use our software, we openly support everyone. Every AI developer in the world works with Nvidia. And so I’m very proud of that.” DeepSeek’s R1 model was built with limited resources but still hit strong performance, raising more concerns about global AI race dynamics and access to US technology. The company’s fast rise spooked investors because it showed how much performance could be squeezed out even without top-end infrastructure. As for OpenAI’s ongoing raise, Sam has reportedly been meeting with investors from the Middle East to bring in more capital. The round may value OpenAI between $750 billion and $830 billion. Microsoft is also in talks to join. But none of those deals are final yet. The smartest crypto minds already read our newsletter. Want in? Join them .

31 Jan 2026, 15:42

Indian lawmaker proposes ban on social media use for children under 16

A member of parliament allied with Indian Prime Minister Narendra Modi has put forward legislation seeking to prohibit young people from using social media platforms, bringing the country into a worldwide conversation about how these apps affect children. Lawmaker L.S.K. Devarayalu spoke to Reuters on Friday about his concerns. “Not only are our children becoming addicted to social media, but India is also one of the world’s largest producers of data for foreign platforms,” he said. He pointed out that right now, there are no rules protecting young people from being targeted by algorithms. “Based on this data, these companies are creating advanced AI systems, effectively turning Indian users into unpaid data providers, while the strategic and economic benefits are reaped elsewhere,” he added. Government survey highlights digital addiction concerns The timing matters because just days earlier, on January 29, 2026, the government released its yearly Economic Survey , calling for India to look at putting age restrictions in place. The report warned about “digital addiction” and children seeing harmful material online. India represents a massive opportunity for tech companies. The country has 750 million smartphones in use and over a billion people online. Right now, there is no minimum age requirement for accessing social media in India. Devarayalu has written a 15-page bill called the Social Media (Age Restrictions and Online Safety) Bill. Reuters was able to review the document, though it has not been made available to the public. The proposed law states that nobody under 16 “shall be permitted to create, maintain, or hold” a social media account. Any accounts belonging to underage users would need to be shut down. The bill calls for platforms to use “highly effective” methods to verify how old their users are. “We are asking that the entire onus of ensuring users’ age be placed on the social media platforms,” Devarayalu explained. The government’s chief economic adviser, V. Anantha Nageswaran, drew attention on Thursday when he said India needs to develop policies around age limits to fight “digital addiction.” The Economic Survey 2025-26 specifically pointed out that “younger users are more vulnerable to compulsive use” and said platforms should be held accountable for features like auto-play and ads targeted at children. Global momentum builds for youth social media restrictions India would be joining other nations taking action. Last month, Australia became the first country to ban social media for anyone under 16. Parents and child safety groups praised the decision, but technology companies and people concerned about free speech criticized it. This week, France’s National Assembly supported a law to keep children under 15 off social media. Britain, Denmark, and Greece are looking into similar measures. Spain has moved forward with age-checking systems, and Malaysia plans to have its ban working by the end of 2026. Three major companies, Meta, which runs Facebook, Alphabet, which owns YouTube, and X, did not respond to emails on Saturday asking for their thoughts on the Indian proposal. Meta has previously said it supports laws giving parents more control but warned that “governments considering bans should be careful not to push teens toward less safe, unregulated sites. ” The industry has argued for age checks at the app store level instead of making each platform handle it separately. India’s IT ministry also did not reply to requests for comment. However, people familiar with the ministry say officials have been talking about whether age-checking technology actually works. Ideas being discussed include using facial recognition to estimate age or linking verification to government identification cards. This is what’s known as a private member’s bill, meaning it was not introduced by a federal minister. Even so, these bills often spark debate in parliament and shape future laws. Devarayalu belongs to the Telugu Desam Party, which runs the southern state of Andhra Pradesh and plays an important role in Modi’s coalition government. Nara Lokesh, Andhra Pradesh’s IT Minister, recently announce d hi s state is looking into legal ways to enforce age requirements. He mentioned a loss of “digital trust” as a reason. The state of Goa has also started examining whether individual states can set their own restrictions. As both state and national efforts move forward together, the idea of requiring users to be at least 16 years old is shifting from just talk to becoming a major part of India’s digital policy plans for 2026. Join a premium crypto trading community free for 30 days - normally $100/mo.

31 Jan 2026, 15:20

Ethereum Price Prediction: Vitalik’s 16K ETH Tests $2.7K Edge

Ethereum faces a defining moment as Vitalik Buterin shifts strategy at the foundation level while ETH price revisits a major technical support zone. The convergence of long term structural planning and near term market pressure places Ethereum at a clear inflection point. Ethereum Foundation plans “mild austerity” as Vitalik Buterin deploys 16,384 ETH for open tech Vitalik Buterin said the Ethereum Foundation is entering “a period of mild austerity” over the next five years as it aims to push an aggressive development roadmap while also preserving long term financial durability. He described the shift as a way to keep Ethereum focused on performance and scalability without weakening decentralization, sustainability, or robustness. Buterin said he will personally take on work that might otherwise have sat inside the foundation as special projects. He framed the effort around building a full stack of open source, secure, and verifiable software and hardware that can protect both private life and public environments. He linked that direction to his earlier writing on “openness and verifiability,” and he said the stack should cover areas such as finance tools, communication, governance software, blockchains, operating systems, secure hardware, and some biotech tied to personal and public health. To fund that work, Buterin said he withdrew 16,384 ETH and will deploy it toward these goals over the next few years. Several crypto outlets valued the sum at roughly $44 million to $45 million at the time of reporting, although the dollar figure moves with market prices. He also said he is exploring secure decentralized staking options so staking rewards can support the same mission over a longer period. In the post, he positioned Ethereum as a core part of the plan, while he emphasized use cases tied to self sovereignty, security, and privacy rather than broad expansion for its own sake. Ethereum retests key support as price slips back into prior breakout zone Ethereum moved back into a critical technical area after losing momentum from late 2025 highs. On the three day ETHUSDT perpetual chart, price fell toward the former November support and the breakout zone from summer 2025, now centered between $2,700 and $2,800 . This zone previously acted as a base before the rally toward the 2021 cycle highs and is now under renewed pressure. Ethereum TetherUS Perpetual Contract: Source: Daan Crypto Trades The chart shows ETH failing to hold above the 0.618 Fibonacci retracement near $2,755 and sliding toward the 0.65 level around $2,641. The rejection from higher levels followed a broader downtrend from the previous cycle high near $4,090 and the 2021 all time high close to $4,960. Sellers regained control as ETH dropped back below the mid range structure that supported price during the second half of 2025. If Ethereum stabilizes above the $2,700 to $2,800 band, the area could again act as a consolidation base. However, a clean break below this zone would shift focus lower. The next major support sits near $2,100, a level marked by prior range lows and a high volume reaction area on the chart. Below that, the structure opens toward deeper retracement levels from the 2024–2025 advance. At the time of the chart capture, ETH traded near $2,666, firmly inside the contested support region. The current structure leaves price at a decision point, with market direction likely defined by whether buyers can defend the former breakout zone or sellers force a continuation toward the $2,100 support.

31 Jan 2026, 13:39

Apple loses four more AI researchers to Meta and Google

Apple has lost four more artificial intelligence researchers in the past couple of weeks, in addition to a top Siri executive. According to reports, the staff are leaving the company to join rivals like Meta Platforms and Google DeepMind. The latest exits include Yinfei Yang, Haoxuan You, Zirui Wang, and Bailin Wang. According to people familiar with the matter, Yang left the firm to start a new company, while You and Bailin Wang both crossed to rivals Meta. You is now working at the Superintelligence research arm of the company, while Bailin Wang is working on Meta recommendations, the people noted, highlighting that they didn’t want to be named because the moves have not been announced. Apple loses AI researchers to rivals The departures underscore the continued turbulence within the Apple AI division. The company has struggled in terms of keeping up with its rivals in the artificial intelligence race. In addition to its struggles, it has also outsourced some technology to Alphabet Inc.’s Google, a move that has left staff feeling furious. In all, the company has suffered a massive exodus of talent, especially from its artificial intelligence division. According to the sources, Zurui Wang is joining Google DeepMind, which is helping Apple build the core AI models expected to power its new features. This includes the technology that would be responsible for an upgraded version of the Siri voice assistant that is expected to launch in the latter part of this year. In another unreported move, Apple executive Stuart Bowers has also left the company to join Google. He was one of the senior executives working on Siri. Bowers had been one of the top leaders of the failed Apple self-driving car project before becoming one of the managers in charge of changing the fortunes at the company’s voice assistant. He was in charge of an expansive role working on Siri’s ability to figure out how to respond to users, a role that required him to report to the new Siri chief, Mike Rockwell. As previously noted, the moves have not been confirmed by Apple, Meta, and Google, with their spokespeople declining to comment. Challenges mount amid staff exodus Apple’s AI challenges have contributed to its decline this year, even as the company reached new highs. The company reported huge earnings on Thursday, including more than $85 billion in iPhone sales. Despite that, the lack of breakthrough in the AI division and the ongoing talent drain remain significant challenges that have complicated the company’s move to turn things around. The defections come after a major reorganization of Apple’s AI efforts last year. Chief Executive Officer Tim Cook relieved longtime AI chief John Giannandrea of his duties and handed the responsibilities to software chief Craig Federighi. The company also hired Amar Subramanya, a former Google and Microsoft Corp. AI executive, to oversee some areas of the organization. The recent departures came from the Apple Foundation Model team, which is in charge of building the technology behind the Apple Intelligence platform. The team has faced several criticisms over the delay in the new Siri and a muted reception to the current AI features released by Apple. Over the summer, its former leader, Ruoming Pang, left to join Meta. The division is now being run by AI researcher Zhifeng Chen. Meanwhile, the company is now preparing two versions of Siri, one being a near-term update that will tap into personal data and queries. The other is an ambitious overhaul that is built in a chatbot-style interface, scheduled for later this year. Both versions are expected to run on a new architecture powered by models developed by Google . Apple has lost well over a dozen AI researchers in the past six months, with many exits happening because of the company’s decision to outsource some of its technology. When asked why Apple chose to use Google, Cook said it would provide the right foundation for Apple’s AI model. He noted that the collaboration will also help the company unlock better experiences. Join a premium crypto trading community free for 30 days - normally $100/mo.

31 Jan 2026, 09:00

Internal hurdles slow Nvidia’s proposed $100B OpenAI investment

Nvidia’s earlier intention to allocate as much as $100 billion to OpenAI to support training and running its newly released AI models has encountered a setback. This unexpected situation prompted certain stakeholders who supported the US-based semiconductor company to raise questions about the deal. This deal was initially announced at Nvidia’s headquarters in Santa Clara, California, last September . The agreement included a memorandum of understanding in which the graphics processing giant pledged to provide OpenAI with at least 10 gigawatts of computing power. Another promise was to make a significant investment of up to $100 billion to help fund the firm. In return, the large language model developer agreed to lease Nvidia’s chips. With the deal terms clear, OpenAI expects the negotiations to conclude soon. Nonetheless, these discussions have not proceeded from the initial stages. Nvidia’s CEO expressed concerns about the OpenAI deal Analysts admitted that the Nvidia-OpenAI deal is massive. They decide to consult someone close to the firm to learn about its current process. While maintaining anonymity because the talks were private, the individual revealed that the recent discussion concerned a potential equity investment valued at tens of billions, which is a crucial element of OpenAI’s investment strategy. Meanwhile, industry associates alleged that Nvidia’s CEO, Jensen Huang, recently informed them in private that the original $100 billion agreement was not yet legally binding and required finalization. Huang also raised concerns about what he perceives as a lack of discipline in the ChatGPT creator’s business strategy, hence expressing fears about rivals such as Google and Anthropic. In response to the CEO’s remarks, a spokesperson from OpenAI mentioned that, “Our teams are currently working through the specifics of our partnership. Nvidia technology has been crucial to our successes from the beginning, powers our systems today, and will continue to be essential as we expand in the future.” On the other hand, a representative from Nvidia noted that the tech giant has been the US-based AI lab’s long-standing preferred partner. Afterwards, the spokesperson expressed their excitement about continuing to partner with the firm. This discussion took place at a time when OpenAI was preparing to secure an IPO by the end of this year. To demonstrate its commitment to going public, the tech company has spent most of the last year seeking to acquire substantial computing resources to support its overall growth and products. Analysts warned Sam Altman’s habit of loudly announcing deals Following the current situation surrounding the OpenAI-NVIDIA deal, sources noted that the halt is a setback for OpenAI’s plan to go public. They also argued that the company’s CEO, Sam Altman, has a habit of loudly announcing deals, which sometimes leads to negative consequences when the agreement’s details are not yet finalized. In the meantime, Huang described this deal as the largest computing initiative ever. He made this statement during a joint announcement after introducing the agreement with Altman and Greg Brockman, a co-founder and the President of OpenAI. While this announcement hit headlines, Nvidia’s stock surged by almost 4%, raising the firm’s market value to around $4.5 trillion. As part of the deal, the world’s leading AI chip supplier discussed potentially supporting some of OpenAI’s loans to finance the construction of its own data centers, according to information from sources close to the situation. Sharpen your strategy with mentorship + daily ideas - 30 days free access to our trading program