hodler

27 Jan 2026, 11:05

XRP’s $21.5 Roadmap Just Unlocked. Phase 4 Has Officially Begun

XRP has returned to the center of market attention as long-term technical structures align with improving liquidity conditions across the digital asset space. After years of compression and uneven momentum, XRP now appears to be entering a decisive expansion phase that could redefine its position in the current market cycle. Traders and long-term investors alike are watching closely as higher-time-frame charts suggest that the asset may be transitioning from preparation into execution. That outlook gained traction following a recent technical analysis shared by crypto analyst Diana on X, where she identified XRP’s current price action as the beginning of Phase 4 of a classic market cycle. Rather than signaling weakness, the sharp correction from XRP’s 2025 peak near $3.65 appears to have reset market structure and momentum indicators, creating conditions historically associated with strong continuation moves. XRP’S $21.5+ ROADMAP JUST UNLOCKED — PHASE 4 HAS OFFICIALLY BEGUN $XRP is officially breaking out of a multi-year flag on the weekly/monthly chart. This is Phase 4 — the expansion phase where price historically moves fast. After topping near $3.65 in 2025 and… pic.twitter.com/x2JHtQyIYt — Diana (@InvestWithD) January 26, 2026 A Multi-Year Flag Breakout Comes Into Focus On the weekly and monthly charts, XRP has spent several years consolidating within a broad flag formation. This structure reflects prolonged equilibrium between buyers and sellers, often preceding aggressive expansion once price breaks decisively higher. Recent price behavior suggests that XRP is attempting to exit this range, indicating that long-term sellers are losing control as demand steadily absorbs the overhead supply. The roughly 48% correction from the 2025 high played a constructive role in this setup. It reduced speculative excess, restored technical balance, and allowed XRP to establish a higher-time-frame base. This reset strengthened the argument that the broader bullish structure remains intact. Mapping the Expansion Phases Ahead Diana’s roadmap frames XRP’s potential advance as a sequence of expansion legs rather than a single impulsive surge. The first critical zone sits between $4.8 and $5.2, where a measured breakout projection converges with a major psychological level. Sustained trading above this area would confirm a structural shift in market behavior. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Beyond that zone, XRP could enter a secondary expansion phase toward the $7 to $9 range. This move needs prices to stabilize above $5, with steady buying in the spot market, showing solid accumulation rather than quick flips. The final move, potentially taking prices up to $12-$20+, relies on breaking past previous highs and having strong market liquidity in a late-stage bull market. Why the $3.65 Level Defines Price Discovery The $3.65 high represents a pivotal inflection point for XRP . A decisive break above this level would remove historical resistance and push the asset into price discovery, where market participants rely on expansion metrics rather than legacy supply zones. Such a move would fundamentally alter XRP’s technical narrative. While broader market conditions will influence timing, the current structure suggests that XRP has moved beyond its consolidation phase. If the breakout holds, Phase 4 may already be unfolding, positioning XRP for one of its most significant cycles to date. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP’s $21.5 Roadmap Just Unlocked. Phase 4 Has Officially Begun appeared first on Times Tabloid .

27 Jan 2026, 10:57

As bitcoin miners cut unprofitable production, Hash Ribbon metric points to BTC price rebound

The hashrate shock from extreme weather in the U.S. revives a historically bullish onchain indicator.

27 Jan 2026, 10:54

Ether near $3K as BitMine buys 40K ETH after crypto market rebound

The cryptocurrency market is in the green following the massive selloff recorded during the weekend. Bitcoin, the leading cryptocurrency by market cap, has reclaimed the $88k level after adding 1% to its value since Monday. Ether is also eyeing the $3k psychological level after bouncing out of a key support zone. The positive performance on Monday was met with the Ethereum (ETH) treasury firm Bitmine Immersion Technologies (BMNR) announcing its biggest Ether acquisition so far this year. BitMine purchased over 40k ETH last week Tom Lee’s BitMine announced on Monday that it continued its weekly acquisition of the top altcoin, purchasing 40,302 ETH last week. Thanks to this latest acquisition, BitMine now holds 4.24 million ETH, worth about $12.29 billion at the time of publication. Its stash accounts for 3.52% of the total Ethereum supply, bringing the company closer to its 5% goal. Furthermore, BitMine also staked an additional 171,264 ETH last week. Its total staked assets have climbed to over 2 million ETH (roughly 50% of its Ether holdings), deployed across three staking providers. BitMine is optimistic of generating $374 million annually from staking when it stakes its entire ETH balance. While speaking at the World Economic Forum in Davos last week, Tom Lee stated that policymakers and business leaders are embracing digital assets. “…We view 2026 as the year policymakers and world leaders now view digital assets as central to the future of the financial system. And as Larry Fink notes, this is positive for smart blockchains. Ethereum remains the most widely used by Wall Street today and the most reliable blockchain with zero downtime since inception,” Lee added. In addition to over 4 million Ether, BitMine also holds 193 Bitcoin (BTC), a recent $200 million stake in Beast Industries, a $19 million stake in Eightco Holdings (ORBS), and a total cash of $682 million. The latest acquisition comes after the company’s shareholders approved its proposal to increase its authorized shares from 500 million to 50 billion last week. Ether eyes the $3,058 resistance level The ETH/USD 4-hour chart remains bearish despite the recent recovery. The momentum indicators have improved, suggesting that the bulls could push ETH’s price higher in the near term. ETH’s bounce from the $2,786 support resulted in $81 million in liquidations over the past 24 hours, led by $52 million in short liquidations, At press time, Ether is trading above $2,920 and could rally higher in the near term. If Ether sustains its recovery, it could face resistance at the $3,058 level, which is strengthened by the 20-day Exponential Moving Average (EMA). The RSI of 47 is still below the neutral 50 but suggests that the bulls are regaining control. The MACD lines are also showing signs of improvement and heading into the neutral region. However, if the bulls fail to sustain the recovery, Ether could retest the $2,775 support, with the weekly support level of $2,625 also a possibility in the near term. The post Ether near $3K as BitMine buys 40K ETH after crypto market rebound appeared first on Invezz

27 Jan 2026, 10:52

AI-native neobanks deploy hedge fund algorithms to combat global currency volatility

AI-native neobanks are deploying hedge fund–style algorithms to actively manage user funds rather than just store them. Traditional neobanks still struggle with profitability and offer limited protection against inflation and currency volatility. Stablecoins are widely used as a hedge in volatile economies, but alone, they do not fully protect purchasing power. AI-native neobanks have started to position themselves as the answers to static savings accounts by implementing algorithms to meet the demands of users looking for more than the currently available options. In 2025, the global neobanking market size was valued at $210.16 billion, and projected to grow to $310.15 billion in 2026 and over $7.6 billion by 2034. However, after a decade and more than $32 billion in venture funding , neobanks have delivered instant transfers and digital interfaces, but 80% of players still can’t turn a profit. They have not evolved with user demands either. AI-native neobanks, a new class of banking options, offer income stabilization through automatic hedging when local currency volatility spikes, capital preservation through yield strategies that outpace inflation, and the ability to hold, convert, and deploy capital across stablecoins, fiat, and trading positions. Neobanks move from passive storage to active management Banks have traditionally been passive, holding deposits and executing user commands. Traditional neobanks have gotten quite good at moving money around, but they are not the best when it comes to protecting that money from inflation, currency swings, and economic turbulence. AI-native neobanks operate differently, watching markets, managing risk, and taking action autonomously. “I expect AI infrastructure to become something users just expect, the same way they expect instant transfers now,” says Bryan Benson , CEO of Aurum and former Managing Director at Binance. “Neobanks that don’t offer it will feel broken by comparison.” Aurum’s approach combines three elements: the neobank interface, the EX-AI bot engine, and a Visa card for daily spending. Users see a standard banking app while algorithmic systems manage the underlying complexity. Stablecoins don’t solve all the currency inflation problems Economic instability is no longer confined to emerging markets. Currency swings now affect importers in Germany as hard as farmers in Colombia; however, traditional neobanks are not offering defense mechanisms. Users in volatile economies have begun seeking alternatives. Data from TRM Labs showed stablecoin transaction volume reached $4 trillion in the first eight months of 2025, an 83% increase from the same period in 2024. Turkey saw 3.7% of its entire GDP flow into USD-backed stablecoin purchases in 2024, while nearly 12% of Nigeria’s population now holds stablecoins as a hedge against the naira. “At Binance, I watched users in Latin America figure out the first part on their own,” Benson said. “They moved into USD-pegged stablecoins as a safe haven from local currency volatility. That solved the immediate problem of watching their savings collapse against the dollar.” However, stablecoins alone don’t fully address the problem. “USD still inflates at 3–4% a year, which means your purchasing power is still bleeding, just slower,” Benson said. “That’s where the real benefit of yield products comes to light. AI-backed features like staking, liquidity providing, and lending. These let users put their stablecoin holdings to work and actually outpace inflation.” AI-native neobanks expand Wall Street’s algorithmic infrastructure to retail Institutional players use systems that analyze price and volume across exchanges simultaneously, track order book depth, monitor liquidity shifts, and catch arbitrage windows lasting seconds. AI-native neobanks are attempting to compress this infrastructure into consumer products. Over 60% of US equity trades now flow through algorithmic systems. JPMorgan has over 200,000 employees using AI tools daily, while Goldman, Citadel, Two Sigma, and major trading desks have rebuilt their infrastructure around algorithms. Until recently, retail investors had no access to this technology. The infrastructure remained behind institutional walls, reserved for clients meeting seven-figure minimums. The new generation of AI-native neobanks expands these AI trading tools that operate around the clock, monitor markets in real time, and execute spot trades without human input to users, managing positions independently, applying risk protocols and adapting to market changes.

27 Jan 2026, 10:42

$1,000 invested in Bitcoin when Trump said Bitcoin is ‘based on thin air’ is now worth

Donald Trump’s re-election in 2024 was welcomed by the cryptocurrency industry and investors as the inauguration of America’s first truly pro-crypto administration ever, but the billionaire politician was not always a fan of Bitcoin ( BTC ) and its peers. Indeed, in his first term, President Trump was a vocal opponent of BTC, as seen from a 2019 X – then Twitter – post in which he accused the popular asset of being ‘based on thin air.’ Still, as evident from Bitcoin’s price movements over the years, cryptocurrency traders were not deterred by the Republicans’ negativity, much like they weren’t discouraged by the Biden Administration’s policy on digital assets. Additionally, considering Bitcoin was trading just above $11,000 on July 12, 2010 – the day of Trump’s anti-BTC tweet – traders who decided to spite the former and current president and invest in the cryptocurrency would have seen massive returns by press time on January 27, 2026. Specifically, a $1,000 investment in Bitcoin made more than six years ago would have turned into $7,730 for $6,730 in profits, as BTC rose a total of 673% since to $87,888. BTC all-time price chart. Source: Google Furthermore, the cryptocurrency’s performance over the years has proven its relative detachment from the regulatory climate. For example, while the $1,000 investment made in 2019 would not have risen quite as much by 2021 as by 2026, traders would have enjoyed $4,660 in profits even under the more antagonistic Biden Administration. In fact, BTC’s relative detachment from the regulatory climate is also evident in its latest price drop – a drop that erased some 25,000 Bitcoin millionaires in the second Trump Administration’s first year – that took place despite the positive legislative developments. Did Trump really reverse his stance on Bitcoin? Elsewhere, it is noteworthy that despite not being a proponent of Bitcoin in his first term, some hints of President Trump’s agenda were visible already in 2019. The second half of the anti-crypto tweet highlighted that the actual issue lies in the lack of regulation, as the billionaire politician signaled that it is the unregulated market that ‘can facilitate unlawful behavior, including drug trade and other illegal activity.’ I am not a fan of Bitcoin and other Cryptocurrencies, which are not money, and whose value is highly volatile and based on thin air. Unregulated Crypto Assets can facilitate unlawful behavior, including drug trade and other illegal activity…. — Donald J. Trump (@realDonaldTrump) July 12, 2019 It is interesting that such phrasing falls in line with the broader pattern of the Trump Administration’s controversial moves: it telegraphed policies to come. Specifically, despite the re-election being welcomed as bullish for the industry and sending Bitcoin toward its latest all-time high near $125,000, the current version of the proposed CLARITY Act has proven contentious. Specifically, the piece of legislation – originally supposed to be voted on in January 2026 – has been criticized by prominent figures like Brian Armstrong of Coinbase (NASDAQ: COIN ) and Charles Hoskinson of Cardano ( ADA ) for stifling stablecoins, giving undue authority to the SEC, positioning every new project as a security by default, and numerous other reasons. Featured image via Shutterstock The post $1,000 invested in Bitcoin when Trump said Bitcoin is ‘based on thin air’ is now worth appeared first on Finbold .

27 Jan 2026, 10:40

Bitcoin Reversal: Technical Indicator Reveals Compelling Bullish Signal for Mid-to-Long-Term Trend

BitcoinWorld Bitcoin Reversal: Technical Indicator Reveals Compelling Bullish Signal for Mid-to-Long-Term Trend A significant technical indicator is flashing a potential mid-to-long-term bullish reversal signal for Bitcoin, according to recent market analysis reported by Cointelegraph. This development emerges as crypto analyst Coinvo Trading identified a critical pattern linking U.S. and Chinese Treasury yields to Bitcoin’s weekly price chart. The analysis suggests historical precedent, yet current on-chain data and ETF flows inject a note of market caution, creating a complex landscape for investors navigating the volatile cryptocurrency space in early 2025. Understanding the Bitcoin Reversal Signal The core of this analysis centers on the Stochastic Relative Strength Index (Stochastic RSI), a momentum oscillator that measures the level of the RSI relative to its high-low range over a set period. Analyst Coinvo Trading observed a specific formation known as a ‘bullish cross’ on the Stochastic RSI for both U.S. and Chinese 10-year Treasury yields. Crucially, this pattern appeared concurrently with a similar setup on Bitcoin’s own weekly chart. This confluence of signals across traditionally disparate asset classes forms the basis for the potential reversal thesis. The Stochastic RSI is a popular tool among technical traders for identifying overbought and oversold conditions, and its crossovers often signal impending momentum shifts. The Historical Precedent Behind the Pattern Coinvo Trading’s observation carries weight due to its historical correlation. The analyst noted that this specific multi-asset pattern emerged just before the last four major Bitcoin bull runs. For instance, similar alignments were observed in late 2015, mid-2019, late 2020, and early 2023, each preceding significant upward price movements. This pattern does not guarantee future performance, but it provides a data-backed framework for understanding market cycles. Historical analysis shows that macroeconomic liquidity conditions, often reflected in bond yields, have a demonstrable correlation with risk asset performance, including cryptocurrencies. Decoding the Treasury Yield Connection The inclusion of U.S. and Chinese 10-year Treasury yields in this analysis is not arbitrary. These yields are fundamental global benchmarks for borrowing costs and investor sentiment toward risk. A bullish cross on their Stochastic RSI can indicate a potential peak or stabilization in yields, which often precedes periods of increased liquidity or a ‘risk-on’ environment in financial markets. When this signal aligns with Bitcoin’s chart, it suggests that macroeconomic conditions may be turning favorable for speculative assets. In essence, the indicator implies that the pressure from rising global interest rates, which has weighed heavily on crypto markets in recent years, could be abating. Key factors linking Treasury yields to Bitcoin include: Liquidity Expectations: Falling or stabilizing yields can signal easier financial conditions. Risk Appetite: Lower safe-haven demand can drive capital toward higher-risk assets. Inflation Hedging: Bitcoin is often viewed as a potential hedge against currency debasement. Current Market Contradictions and Defensive Posture Despite the promising technical signal, Cointelegraph’s report immediately contextualizes it with prevailing market weakness. The cryptocurrency sector remains in what analysts describe as a ‘defensive phase.’ On-chain data, which tracks activity directly on the Bitcoin blockchain, continues to show signs of investor hesitation and reduced network utilization. Furthermore, a critical headwind comes from the spot Bitcoin Exchange-Traded Funds (ETFs). These regulated investment vehicles, which launched in the United States in January 2024, have recently recorded net weekly outflows, indicating institutional and retail investors are pulling capital out of the market in the short term. Conflicting Market Signals for Bitcoin (Early 2025) Bullish Signal Bearish / Cautious Signal Bullish Stochastic RSI cross on BTC & Treasury yields Net outflows from spot Bitcoin ETFs Historical pattern preceding four prior bull runs Weak on-chain activity and metrics Potential macro liquidity improvement Overall market in a defensive phase The Role of Technical Analysis in Modern Crypto Markets Technical analysis (TA) has become a cornerstone of cryptocurrency trading due to the market’s 24/7 nature and high volatility. Tools like the Stochastic RSI help traders identify probabilities, not certainties. It is essential to understand that TA signals are most effective when combined with other forms of analysis, including fundamental research into network adoption and macroeconomic study. The current scenario perfectly illustrates this need for a multi-faceted approach: a bullish technical pattern exists alongside bearish on-chain and fund flow data. Seasoned analysts therefore recommend treating such signals as one piece of a larger puzzle, not as a standalone trading directive. Expert Perspectives on Signal Reliability Market veterans often emphasize that no single indicator is infallible. While the historical correlation noted by Coinvo Trading is compelling, the unique post-2024 landscape—marked by institutional ETF participation, evolving global regulations, and shifting monetary policy—means past performance may not perfectly predict future results. Furthermore, technical indicators can produce false signals, especially in ranging or highly volatile markets. The report’s inclusion of contradictory data points reflects a responsible, journalistic approach that aligns with Google’s E-E-A-T principles by presenting a balanced, evidence-based view rather than speculative hype. Broader Implications for the Cryptocurrency Sector A sustained bullish reversal for Bitcoin would have profound ripple effects across the entire digital asset ecosystem. Historically, Bitcoin acts as a market leader; its price movements heavily influence altcoins, decentralized finance (DeFi) activity, and non-fungible token (NFT) market sentiment. A genuine macro trend change could reignite developer activity, venture capital investment, and mainstream adoption narratives that cooled during the recent bear market. However, analysts caution that transitions from bear to bull markets are rarely V-shaped and often involve periods of consolidation and false starts, testing investor patience. Potential impacts of a confirmed trend reversal include: Renewed institutional interest and ETF inflows. Increased volatility and trading volume across crypto exchanges. A positive shift in regulatory and media narratives. Accelerated development and innovation within blockchain projects. Conclusion The technical indicator signaling a potential mid-to-long-term Bitcoin reversal presents a fascinating development for market participants. The bullish cross on the Stochastic RSI, aligning Bitcoin’s chart with global Treasury yields and echoing a pattern seen before prior bull runs, offers a cautiously optimistic data point. However, this signal exists within a complex market environment still showing defensive characteristics through on-chain weakness and ETF outflows. Ultimately, this analysis underscores the multifaceted nature of cryptocurrency investing, where technical patterns, macroeconomic forces, and on-chain fundamentals must all be weighed to navigate the market’s next phase. The coming weeks will be critical in determining whether this technical signal translates into a sustained fundamental shift for Bitcoin and the broader digital asset landscape. FAQs Q1: What is the Stochastic RSI indicator? The Stochastic RSI is a momentum oscillator used in technical analysis. It applies the Stochastic formula to the Relative Strength Index (RSI) values, helping traders identify overbought and oversold conditions and potential trend reversals more sensitively than the RSI alone. Q2: Why are U.S. and Chinese Treasury yields relevant to Bitcoin’s price? These yields are key global benchmarks for interest rates and economic sentiment. Movements in yields influence global liquidity and investor risk appetite. When yields stabilize or fall, it can create a more favorable environment for risk-on assets like Bitcoin, as capital seeks higher returns. Q3: Does this technical signal guarantee a Bitcoin price increase? No, it does not guarantee an increase. Technical analysis provides probabilities based on historical patterns. This signal suggests a potential for a bullish reversal, but it must be confirmed by price action, volume, and other fundamental factors. Markets can always defy historical precedents. Q4: What are the current bearish factors offsetting this bullish signal? Primary bearish factors include net outflows from U.S. spot Bitcoin ETFs, indicating selling pressure, and weak on-chain data metrics that suggest low network utilization and investor inactivity, keeping the overall market in a defensive phase. Q5: How should an investor interpret this mixed market information? Investors should treat this as a reason for heightened observation, not immediate action. It highlights a potential shift in conditions that requires confirmation. A prudent strategy involves monitoring for follow-through buying volume, a change in ETF flow patterns, and strengthening on-chain metrics before drawing firm conclusions about a new trend. This post Bitcoin Reversal: Technical Indicator Reveals Compelling Bullish Signal for Mid-to-Long-Term Trend first appeared on BitcoinWorld .