hodler

27 Jan 2026, 10:54

Ether near $3K as BitMine buys 40K ETH after crypto market rebound

The cryptocurrency market is in the green following the massive selloff recorded during the weekend. Bitcoin, the leading cryptocurrency by market cap, has reclaimed the $88k level after adding 1% to its value since Monday. Ether is also eyeing the $3k psychological level after bouncing out of a key support zone. The positive performance on Monday was met with the Ethereum (ETH) treasury firm Bitmine Immersion Technologies (BMNR) announcing its biggest Ether acquisition so far this year. BitMine purchased over 40k ETH last week Tom Lee’s BitMine announced on Monday that it continued its weekly acquisition of the top altcoin, purchasing 40,302 ETH last week. Thanks to this latest acquisition, BitMine now holds 4.24 million ETH, worth about $12.29 billion at the time of publication. Its stash accounts for 3.52% of the total Ethereum supply, bringing the company closer to its 5% goal. Furthermore, BitMine also staked an additional 171,264 ETH last week. Its total staked assets have climbed to over 2 million ETH (roughly 50% of its Ether holdings), deployed across three staking providers. BitMine is optimistic of generating $374 million annually from staking when it stakes its entire ETH balance. While speaking at the World Economic Forum in Davos last week, Tom Lee stated that policymakers and business leaders are embracing digital assets. “…We view 2026 as the year policymakers and world leaders now view digital assets as central to the future of the financial system. And as Larry Fink notes, this is positive for smart blockchains. Ethereum remains the most widely used by Wall Street today and the most reliable blockchain with zero downtime since inception,” Lee added. In addition to over 4 million Ether, BitMine also holds 193 Bitcoin (BTC), a recent $200 million stake in Beast Industries, a $19 million stake in Eightco Holdings (ORBS), and a total cash of $682 million. The latest acquisition comes after the company’s shareholders approved its proposal to increase its authorized shares from 500 million to 50 billion last week. Ether eyes the $3,058 resistance level The ETH/USD 4-hour chart remains bearish despite the recent recovery. The momentum indicators have improved, suggesting that the bulls could push ETH’s price higher in the near term. ETH’s bounce from the $2,786 support resulted in $81 million in liquidations over the past 24 hours, led by $52 million in short liquidations, At press time, Ether is trading above $2,920 and could rally higher in the near term. If Ether sustains its recovery, it could face resistance at the $3,058 level, which is strengthened by the 20-day Exponential Moving Average (EMA). The RSI of 47 is still below the neutral 50 but suggests that the bulls are regaining control. The MACD lines are also showing signs of improvement and heading into the neutral region. However, if the bulls fail to sustain the recovery, Ether could retest the $2,775 support, with the weekly support level of $2,625 also a possibility in the near term. The post Ether near $3K as BitMine buys 40K ETH after crypto market rebound appeared first on Invezz

27 Jan 2026, 10:52

AI-native neobanks deploy hedge fund algorithms to combat global currency volatility

AI-native neobanks are deploying hedge fund–style algorithms to actively manage user funds rather than just store them. Traditional neobanks still struggle with profitability and offer limited protection against inflation and currency volatility. Stablecoins are widely used as a hedge in volatile economies, but alone, they do not fully protect purchasing power. AI-native neobanks have started to position themselves as the answers to static savings accounts by implementing algorithms to meet the demands of users looking for more than the currently available options. In 2025, the global neobanking market size was valued at $210.16 billion, and projected to grow to $310.15 billion in 2026 and over $7.6 billion by 2034. However, after a decade and more than $32 billion in venture funding , neobanks have delivered instant transfers and digital interfaces, but 80% of players still can’t turn a profit. They have not evolved with user demands either. AI-native neobanks, a new class of banking options, offer income stabilization through automatic hedging when local currency volatility spikes, capital preservation through yield strategies that outpace inflation, and the ability to hold, convert, and deploy capital across stablecoins, fiat, and trading positions. Neobanks move from passive storage to active management Banks have traditionally been passive, holding deposits and executing user commands. Traditional neobanks have gotten quite good at moving money around, but they are not the best when it comes to protecting that money from inflation, currency swings, and economic turbulence. AI-native neobanks operate differently, watching markets, managing risk, and taking action autonomously. “I expect AI infrastructure to become something users just expect, the same way they expect instant transfers now,” says Bryan Benson , CEO of Aurum and former Managing Director at Binance. “Neobanks that don’t offer it will feel broken by comparison.” Aurum’s approach combines three elements: the neobank interface, the EX-AI bot engine, and a Visa card for daily spending. Users see a standard banking app while algorithmic systems manage the underlying complexity. Stablecoins don’t solve all the currency inflation problems Economic instability is no longer confined to emerging markets. Currency swings now affect importers in Germany as hard as farmers in Colombia; however, traditional neobanks are not offering defense mechanisms. Users in volatile economies have begun seeking alternatives. Data from TRM Labs showed stablecoin transaction volume reached $4 trillion in the first eight months of 2025, an 83% increase from the same period in 2024. Turkey saw 3.7% of its entire GDP flow into USD-backed stablecoin purchases in 2024, while nearly 12% of Nigeria’s population now holds stablecoins as a hedge against the naira. “At Binance, I watched users in Latin America figure out the first part on their own,” Benson said. “They moved into USD-pegged stablecoins as a safe haven from local currency volatility. That solved the immediate problem of watching their savings collapse against the dollar.” However, stablecoins alone don’t fully address the problem. “USD still inflates at 3–4% a year, which means your purchasing power is still bleeding, just slower,” Benson said. “That’s where the real benefit of yield products comes to light. AI-backed features like staking, liquidity providing, and lending. These let users put their stablecoin holdings to work and actually outpace inflation.” AI-native neobanks expand Wall Street’s algorithmic infrastructure to retail Institutional players use systems that analyze price and volume across exchanges simultaneously, track order book depth, monitor liquidity shifts, and catch arbitrage windows lasting seconds. AI-native neobanks are attempting to compress this infrastructure into consumer products. Over 60% of US equity trades now flow through algorithmic systems. JPMorgan has over 200,000 employees using AI tools daily, while Goldman, Citadel, Two Sigma, and major trading desks have rebuilt their infrastructure around algorithms. Until recently, retail investors had no access to this technology. The infrastructure remained behind institutional walls, reserved for clients meeting seven-figure minimums. The new generation of AI-native neobanks expands these AI trading tools that operate around the clock, monitor markets in real time, and execute spot trades without human input to users, managing positions independently, applying risk protocols and adapting to market changes.

27 Jan 2026, 10:42

$1,000 invested in Bitcoin when Trump said Bitcoin is ‘based on thin air’ is now worth

Donald Trump’s re-election in 2024 was welcomed by the cryptocurrency industry and investors as the inauguration of America’s first truly pro-crypto administration ever, but the billionaire politician was not always a fan of Bitcoin ( BTC ) and its peers. Indeed, in his first term, President Trump was a vocal opponent of BTC, as seen from a 2019 X – then Twitter – post in which he accused the popular asset of being ‘based on thin air.’ Still, as evident from Bitcoin’s price movements over the years, cryptocurrency traders were not deterred by the Republicans’ negativity, much like they weren’t discouraged by the Biden Administration’s policy on digital assets. Additionally, considering Bitcoin was trading just above $11,000 on July 12, 2010 – the day of Trump’s anti-BTC tweet – traders who decided to spite the former and current president and invest in the cryptocurrency would have seen massive returns by press time on January 27, 2026. Specifically, a $1,000 investment in Bitcoin made more than six years ago would have turned into $7,730 for $6,730 in profits, as BTC rose a total of 673% since to $87,888. BTC all-time price chart. Source: Google Furthermore, the cryptocurrency’s performance over the years has proven its relative detachment from the regulatory climate. For example, while the $1,000 investment made in 2019 would not have risen quite as much by 2021 as by 2026, traders would have enjoyed $4,660 in profits even under the more antagonistic Biden Administration. In fact, BTC’s relative detachment from the regulatory climate is also evident in its latest price drop – a drop that erased some 25,000 Bitcoin millionaires in the second Trump Administration’s first year – that took place despite the positive legislative developments. Did Trump really reverse his stance on Bitcoin? Elsewhere, it is noteworthy that despite not being a proponent of Bitcoin in his first term, some hints of President Trump’s agenda were visible already in 2019. The second half of the anti-crypto tweet highlighted that the actual issue lies in the lack of regulation, as the billionaire politician signaled that it is the unregulated market that ‘can facilitate unlawful behavior, including drug trade and other illegal activity.’ I am not a fan of Bitcoin and other Cryptocurrencies, which are not money, and whose value is highly volatile and based on thin air. Unregulated Crypto Assets can facilitate unlawful behavior, including drug trade and other illegal activity…. — Donald J. Trump (@realDonaldTrump) July 12, 2019 It is interesting that such phrasing falls in line with the broader pattern of the Trump Administration’s controversial moves: it telegraphed policies to come. Specifically, despite the re-election being welcomed as bullish for the industry and sending Bitcoin toward its latest all-time high near $125,000, the current version of the proposed CLARITY Act has proven contentious. Specifically, the piece of legislation – originally supposed to be voted on in January 2026 – has been criticized by prominent figures like Brian Armstrong of Coinbase (NASDAQ: COIN ) and Charles Hoskinson of Cardano ( ADA ) for stifling stablecoins, giving undue authority to the SEC, positioning every new project as a security by default, and numerous other reasons. Featured image via Shutterstock The post $1,000 invested in Bitcoin when Trump said Bitcoin is ‘based on thin air’ is now worth appeared first on Finbold .

27 Jan 2026, 10:40

Bitcoin Reversal: Technical Indicator Reveals Compelling Bullish Signal for Mid-to-Long-Term Trend

BitcoinWorld Bitcoin Reversal: Technical Indicator Reveals Compelling Bullish Signal for Mid-to-Long-Term Trend A significant technical indicator is flashing a potential mid-to-long-term bullish reversal signal for Bitcoin, according to recent market analysis reported by Cointelegraph. This development emerges as crypto analyst Coinvo Trading identified a critical pattern linking U.S. and Chinese Treasury yields to Bitcoin’s weekly price chart. The analysis suggests historical precedent, yet current on-chain data and ETF flows inject a note of market caution, creating a complex landscape for investors navigating the volatile cryptocurrency space in early 2025. Understanding the Bitcoin Reversal Signal The core of this analysis centers on the Stochastic Relative Strength Index (Stochastic RSI), a momentum oscillator that measures the level of the RSI relative to its high-low range over a set period. Analyst Coinvo Trading observed a specific formation known as a ‘bullish cross’ on the Stochastic RSI for both U.S. and Chinese 10-year Treasury yields. Crucially, this pattern appeared concurrently with a similar setup on Bitcoin’s own weekly chart. This confluence of signals across traditionally disparate asset classes forms the basis for the potential reversal thesis. The Stochastic RSI is a popular tool among technical traders for identifying overbought and oversold conditions, and its crossovers often signal impending momentum shifts. The Historical Precedent Behind the Pattern Coinvo Trading’s observation carries weight due to its historical correlation. The analyst noted that this specific multi-asset pattern emerged just before the last four major Bitcoin bull runs. For instance, similar alignments were observed in late 2015, mid-2019, late 2020, and early 2023, each preceding significant upward price movements. This pattern does not guarantee future performance, but it provides a data-backed framework for understanding market cycles. Historical analysis shows that macroeconomic liquidity conditions, often reflected in bond yields, have a demonstrable correlation with risk asset performance, including cryptocurrencies. Decoding the Treasury Yield Connection The inclusion of U.S. and Chinese 10-year Treasury yields in this analysis is not arbitrary. These yields are fundamental global benchmarks for borrowing costs and investor sentiment toward risk. A bullish cross on their Stochastic RSI can indicate a potential peak or stabilization in yields, which often precedes periods of increased liquidity or a ‘risk-on’ environment in financial markets. When this signal aligns with Bitcoin’s chart, it suggests that macroeconomic conditions may be turning favorable for speculative assets. In essence, the indicator implies that the pressure from rising global interest rates, which has weighed heavily on crypto markets in recent years, could be abating. Key factors linking Treasury yields to Bitcoin include: Liquidity Expectations: Falling or stabilizing yields can signal easier financial conditions. Risk Appetite: Lower safe-haven demand can drive capital toward higher-risk assets. Inflation Hedging: Bitcoin is often viewed as a potential hedge against currency debasement. Current Market Contradictions and Defensive Posture Despite the promising technical signal, Cointelegraph’s report immediately contextualizes it with prevailing market weakness. The cryptocurrency sector remains in what analysts describe as a ‘defensive phase.’ On-chain data, which tracks activity directly on the Bitcoin blockchain, continues to show signs of investor hesitation and reduced network utilization. Furthermore, a critical headwind comes from the spot Bitcoin Exchange-Traded Funds (ETFs). These regulated investment vehicles, which launched in the United States in January 2024, have recently recorded net weekly outflows, indicating institutional and retail investors are pulling capital out of the market in the short term. Conflicting Market Signals for Bitcoin (Early 2025) Bullish Signal Bearish / Cautious Signal Bullish Stochastic RSI cross on BTC & Treasury yields Net outflows from spot Bitcoin ETFs Historical pattern preceding four prior bull runs Weak on-chain activity and metrics Potential macro liquidity improvement Overall market in a defensive phase The Role of Technical Analysis in Modern Crypto Markets Technical analysis (TA) has become a cornerstone of cryptocurrency trading due to the market’s 24/7 nature and high volatility. Tools like the Stochastic RSI help traders identify probabilities, not certainties. It is essential to understand that TA signals are most effective when combined with other forms of analysis, including fundamental research into network adoption and macroeconomic study. The current scenario perfectly illustrates this need for a multi-faceted approach: a bullish technical pattern exists alongside bearish on-chain and fund flow data. Seasoned analysts therefore recommend treating such signals as one piece of a larger puzzle, not as a standalone trading directive. Expert Perspectives on Signal Reliability Market veterans often emphasize that no single indicator is infallible. While the historical correlation noted by Coinvo Trading is compelling, the unique post-2024 landscape—marked by institutional ETF participation, evolving global regulations, and shifting monetary policy—means past performance may not perfectly predict future results. Furthermore, technical indicators can produce false signals, especially in ranging or highly volatile markets. The report’s inclusion of contradictory data points reflects a responsible, journalistic approach that aligns with Google’s E-E-A-T principles by presenting a balanced, evidence-based view rather than speculative hype. Broader Implications for the Cryptocurrency Sector A sustained bullish reversal for Bitcoin would have profound ripple effects across the entire digital asset ecosystem. Historically, Bitcoin acts as a market leader; its price movements heavily influence altcoins, decentralized finance (DeFi) activity, and non-fungible token (NFT) market sentiment. A genuine macro trend change could reignite developer activity, venture capital investment, and mainstream adoption narratives that cooled during the recent bear market. However, analysts caution that transitions from bear to bull markets are rarely V-shaped and often involve periods of consolidation and false starts, testing investor patience. Potential impacts of a confirmed trend reversal include: Renewed institutional interest and ETF inflows. Increased volatility and trading volume across crypto exchanges. A positive shift in regulatory and media narratives. Accelerated development and innovation within blockchain projects. Conclusion The technical indicator signaling a potential mid-to-long-term Bitcoin reversal presents a fascinating development for market participants. The bullish cross on the Stochastic RSI, aligning Bitcoin’s chart with global Treasury yields and echoing a pattern seen before prior bull runs, offers a cautiously optimistic data point. However, this signal exists within a complex market environment still showing defensive characteristics through on-chain weakness and ETF outflows. Ultimately, this analysis underscores the multifaceted nature of cryptocurrency investing, where technical patterns, macroeconomic forces, and on-chain fundamentals must all be weighed to navigate the market’s next phase. The coming weeks will be critical in determining whether this technical signal translates into a sustained fundamental shift for Bitcoin and the broader digital asset landscape. FAQs Q1: What is the Stochastic RSI indicator? The Stochastic RSI is a momentum oscillator used in technical analysis. It applies the Stochastic formula to the Relative Strength Index (RSI) values, helping traders identify overbought and oversold conditions and potential trend reversals more sensitively than the RSI alone. Q2: Why are U.S. and Chinese Treasury yields relevant to Bitcoin’s price? These yields are key global benchmarks for interest rates and economic sentiment. Movements in yields influence global liquidity and investor risk appetite. When yields stabilize or fall, it can create a more favorable environment for risk-on assets like Bitcoin, as capital seeks higher returns. Q3: Does this technical signal guarantee a Bitcoin price increase? No, it does not guarantee an increase. Technical analysis provides probabilities based on historical patterns. This signal suggests a potential for a bullish reversal, but it must be confirmed by price action, volume, and other fundamental factors. Markets can always defy historical precedents. Q4: What are the current bearish factors offsetting this bullish signal? Primary bearish factors include net outflows from U.S. spot Bitcoin ETFs, indicating selling pressure, and weak on-chain data metrics that suggest low network utilization and investor inactivity, keeping the overall market in a defensive phase. Q5: How should an investor interpret this mixed market information? Investors should treat this as a reason for heightened observation, not immediate action. It highlights a potential shift in conditions that requires confirmation. A prudent strategy involves monitoring for follow-through buying volume, a change in ETF flow patterns, and strengthening on-chain metrics before drawing firm conclusions about a new trend. This post Bitcoin Reversal: Technical Indicator Reveals Compelling Bullish Signal for Mid-to-Long-Term Trend first appeared on BitcoinWorld .

27 Jan 2026, 10:35

XRP remains below $2.0 amid investor uncertainty: check forecast

The cryptocurrency market has slightly recovered from Sunday’s dip, but it is not out of the woods yet. Bitcoin has reclaimed the $88,000 level, while Ether is approaching the $3,000 psychological level. Meanwhile, XRP has failed to surge above the $2.0 psychological level and is now trading at $1.88. Bulls are attempting to regain control after XRP dipped to the $1.81 support level on Sunday. However, recovery remains fragile amid the mounting uncertainty over a potential partial shutdown of the United States (US) federal government later this week and the upcoming Fed rate decision. XRP stays below $2.0 as on-chain metrics remain weak XRP, the native coin of the Ripple blockchain, is up by less than 1% in the last 24 hours and is currently trading at $1.88 per coin. The poor performance comes as Ripple’s on-chain metrics remain weak. On-chain data reveals that the number of addresses actively transacting on the XRP Ledger (XRPL) has dropped by 3% to 45,000 on Sunday, from approximately 51,600 on January 5. The decline indicates that on-chain activity is weakening. In addition to that, the percentage of XRP’s circulating supply held in profit fell to 50.4% on Monday, from 77.2% on January 5 and 80.4% on November 10. This massive dip suggests sentiment is declining amid investor confidence. This suggests that investors may prefer to reduce exposure at the first sign of profit, adding to selling pressure. Finally, XRP continues to face a weak derivatives market as risk-off sentiment consumes the broader cryptocurrency market. Data obtained from CoinGlass shows that XRP’s Open Interest (OI) averages $3.38 billion on Tuesday, down from $3.4 billion the previous day, and $4.55 billion on January 6. The persistent decline in OI suggests low retail interest and a lack of confidence in XRP at the moment. If the OI continues to decline, XRP could face further selling pressure towards the April low of $1.61. XRP bulls look to push price above $2.0 The XRP/USD 4-hour chart is one of the underperformers among the top 10 cryptocurrencies by market cap in recent weeks. The coin continues to trade below the $1.90 resistance level despite the market regaining some strength. The Relative Strength Index (RSI) has risen to 44 on the 4-hour chart, supporting a short-term bullish outlook. A surge in the RSI above the midline could mark the transition from bearish to bullish. If the bulls regain control, XRP could push towards the 50-day Exponential Moving Average (EMA) at $2.03 in the near term. The 100-day EMA at $2.16 and the 200-day EMA at $2.29 could also provide a short-term target for the bulls. Despite that, the Moving Average Convergence Divergence (MACD) indicator remains below the signal line, reinforcing the overall bearish trend. If the bulls fail to overcome the $1.90 resistance, XRP could face further sell-off towards the key support level of $1.61. The post XRP remains below $2.0 amid investor uncertainty: check forecast appeared first on Invezz

27 Jan 2026, 10:30

This New Cheap Crypto Is Up 300% in January: Experts Say It’s Still an Early Entry

The crypto market is traveling at a rapid pace at the beginning of the year 2026. As a lot of big cryptocurrencies are trading laterally, a new altcoin has become the focus of the DeFi community. Mutuum Finance (MUTM) has experienced a huge rise of 300% in interest and price since its presale launch. To a lot of people, this leap is only the start. Analysts are citing the foundation that the project has as an indication of the fact that the best is still ahead. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol designed towards the contemporary investor. The aim is to allow users to deploy their crypto without selling. You can provide assets to generate an interest or you can make use of your holdings to borrow. For example, a user who supplies assets could earn an APY of 15% on their deposits, turning a $2,000 balance into $2,300 over a year. If you choose to borrow, the protocol uses a 75% LTV for stable assets, allowing you to take out $750 in loan for every $1,000 you provide as collateral. These clear rules ensure the system remains balanced while giving you the liquidity you need. The project is presently at presale stage and has already amassed the funds to an excess of $19.9 million. The number of holders on board has already exceeded 18,900, and the momentum is in question. Its presale began at only $0.01 and now it has attained a new height of $0.04 in Phase 7. This is the 300% growth that is making everyone talk. Nevertheless, as it officially launched at 0.06 per share, a discount on joining today is still built in. V1 Launch and Security Confidence The largest contributor to the recent momentum increase is the announcement of the V1 protocol launch. The team has ensured that the protocol will become active on Sepolia testnet in Q1 2026. This one will have liquidity pools, collateral management and automated liquidations. Mutuum Finance is concerned with safety. The code has already undergone a stringent audit by Halborn which is one of the most admirable firms in the industry. CertiK also has a high score of security. Owing to this good technical base, analysts have come up with their initial price forecast. There is also the opinion that when the V1 protocol becomes live and mainnet follows, MUTM might grow by 10x as the lending volume enters the system. Long-Term Growth Mutuum Finance’s design operates around mtTokens. These tokens will then be given to you as a receipt when you supply liquidity. They are unique in that they increase in value as the borrowers repay interests. This implies that you receive a passive income by owning them. To enhance further the power of the MUTM, Mutuum Finance adopts a buy-and-distribute model. Part of the total protocol fees is employed to purchase MUTM tokens in the open market. They are then reinstated to the users who invest their mtTokens in the safety module. The project also has a 24-hour leaderboard to maintain the excitement in the community. The best daily performer gets an additional MUTM of $500 a day. According to these catalysts and the opinion of several market analysts, the second price forecast is that MUTM could realistically hit a price of $0.45 by the end of 2026 as more individuals stake to get rewards. Phase 7 Is Selling Out Fast The Mutuum Finance roadmap is much more than the initial launch. The group intends to issue an over-collateralized and native stablecoin. This will provide the users with a trustworthy asset to utilize in the platform. They will also be migrating to Layer-2 networks such as Arbitrum or Optimism. This will render transactions very fast and cost effective to all. We are in Phase 7 and it is moving at an all time rate. More than 830 million tokens are sold already. The most interesting thing is that there is a drastic rise in the allocation of whales. Big investors are rushing to acquire millions of tokens before the market price goes higher. The fact that when the whales buy in indicates that they are confident with the long term value of the project. Their presence gives the rich liquidity to have a successful exchange listing. The window to enter at $0.04 is almost closing as the presale is almost half sold and the V1 launch is imminent. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance