hodler

20 Jan 2026, 20:05

Apple's first foldable iPhone is projected to launch this fall

A Wall Street analyst expects Apple to launch its first foldable smartphone later this year, shaking up a market currently dominated by Samsung. Citi analyst Atif Malik predicts the foldable iPhone will debut at Apple’s annual fall event alongside the iPhone 18 Pro and Pro Max models. The device is expected to cost around $2,000, according to his analysis release d Tu esday. Initial sales are projected to reach 8 million units in 2026, around 3 percent of total iPhone shipments. That number could climb to 20 million units the following year. Analyst cuts Apple price target amid margin pressure from rising chip costs Malik keeps his Buy rating on Apple stock but lowered his price target from $330 to $315, citing margin pressure from rising memory chip costs. Apple shares have struggled over the past year as investors put money into companies more focused on AI, like Nvidia and Microsoft. Trade tensions between the Trump administration and major Apple markets in Europe and China have also hurt the stock. Shares have gained 11 percent over the past twelve months, trailing the S&P 500’s 15 percent increase. So far in 2026, Apple shares have dropped 6 percent, matching Meta for the weakest performance among the Magnificent Seven tech stocks. About half of Wall Street analysts currently rate Apple as a Buy, according to Yahoo Finance data. Recent moves could help. Apple recently announced a partnership with Google that will put Gemini models and cloud technology into the next version of Siri. Some think this shows Apple has fallen behind in AI, but others see it as a good move. A foldable iPhone could also give customers a reason to upgrade. Research from Consumer Intelligence Research Partners shows more than one-third of new US iPhone buyers have kept their previous phones for three years or longer. The portion of iPhone buyers using phones two years old or older grew from 66 percent in 2023 to 70 percent in 2024. Bank of America analyst Wamsi Mohan, who also rates Apple a Buy, said the foldable iPhone launch and the improved Siri with Gemini could drive higher upgrades. Samsung appears to be responding to Apple’s threat Reports suggest the South Korean manufacturer is working to eliminate the visible crease on its upcoming Galaxy Z Fold 8 . The company plans to use a dual Ultra Thin Glass structure, putting the material on both the top and bottom layers of the display panel instead of just the top layer. This could reduce crease visibility by about 20 percent compared to the Galaxy Z Fold 7. Samsung showed off this improved panel at CES 2026. The new panel has better light dispersion and handles stress better through laser-drilled micro perforations in the backplate. Apple and Samsung will reportedly use different versions of the panel from Samsung Display. The foldable iPhone is expected to use a glass substrate, while the Galaxy Z Fold 8 may use a laser-drilled metal support plate. The visible crease remains one of the biggest problems for foldable screens, along with small batteries and limited cameras. Things have gotten better in recent years, but the crease issue continues because the screen has to fold. Want your project in front of crypto’s top minds? Feature it in our next industry report, where data meets impact.

20 Jan 2026, 20:05

XRP Investor: I’m So Tempted to Swap Every Single XRP I Have Into Silver

Investors often face the difficult choice of balancing digital innovation with tangible value, especially in volatile markets. Early 2026 has highlighted this dilemma as cryptocurrencies like XRP experience price fluctuations while precious metals, particularly silver, soar amid global uncertainty . The contrasting dynamics of these asset classes are prompting investors to reconsider their portfolios and risk strategies. In a recent X post, crypto commentator XRPee openly shared their temptation to swap every single XRP holding into silver, reflecting a broader trend among retail and private investors. XRPee’s sentiment underscores the psychological tension many face: the allure of digital assets versus the perceived safety and historic reliability of physical metals. This candid expression also highlights how market participants are increasingly attentive to macroeconomic shifts and safe-haven opportunities. I'm so tempted to swap every single XRP I have into silver.. — XRPee (@XRPee3) January 20, 2026 Silver’s Resurgence as a Safe-Haven Asset Silver has captured significant investor attention in early 2026, surging toward near-record highs amid geopolitical tensions and industrial demand growth. Retail investors have poured substantial capital into silver ETFs, with flows reaching nearly $922 million over recent weeks. This influx illustrates both the rising confidence in silver and the “crowded trade” effect, where retail sentiment drives momentum. Analysts attribute the rally to structural supply deficits, growing industrial consumption, and inflationary pressures that weaken fiat currencies, reinforcing silver’s appeal as a hedge against economic uncertainty. XRP’s Current Market Dynamics Meanwhile, XRP has faced a period of volatility influenced by broader crypto market swings and lingering regulatory considerations. Despite ongoing institutional interest and adoption narratives, XRP’s short-term price performance has remained relatively range-bound compared to the explosive gains seen in silver. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 This divergence has prompted some holders, like XRPee, to question the opportunity cost of maintaining crypto exposure versus reallocating to tangible assets that historically preserve value during market stress. Comparing Investment Roles While XRP serves as a utility and payment-focused digital asset with growth potential linked to blockchain adoption and network expansion, silver represents a tangible store of value with intrinsic industrial demand. Investors must weigh risk tolerance, portfolio diversification goals, and comfort with volatility when deciding how to allocate capital between these vastly different asset classes. Investor Sentiment and Market Implications XRPee’s reflection illustrates a wider phenomenon: market participants increasingly respond to both psychological cues and macro fundamentals. The debate between holding XRP or reallocating into silver reflects how diverse asset classes can appeal for different reasons. As 2026 unfolds, monitoring investor sentiment, inflows, and asset performance will remain crucial in shaping strategic decisions, highlighting the fluidity and complexity of modern investment landscapes. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Investor: I’m So Tempted to Swap Every Single XRP I Have Into Silver appeared first on Times Tabloid .

20 Jan 2026, 20:05

Wintermute Calls End of Four-Year Crypto Cycle, Flags 2026 Triggers

The familiar four-year boom-and-bust pattern in cryptocurrency may have ended, according to trading firm Wintermute. In a recent analysis, the firm argued that market performance is now dictated by institutional capital flows rather than historical narratives tied to Bitcoin’s halving events. This shift means a broad market recovery in 2026 is not guaranteed and hinges on specific catalysts that can redirect concentrated liquidity. A New Market Structure Takes Hold Wintermute’s assessment stated that the “four-year cycle is dead.” The firm bases this on its own over-the-counter trading data from 2025, which showed a breakdown in the traditional pattern where capital from Bitcoin gains would flow into Ethereum, then to other major tokens, and finally to smaller altcoins. Instead, 2025 became a year of “extreme concentration.” The introduction of spot Bitcoin and Ethereum exchange-traded funds (ETFs), while bringing sustained demand for those assets, created what Wintermute calls “walled gardens.” New institutional liquidity remained largely confined to a handful of large-cap assets and did not rotate into the wider crypto market. This dynamic contributed to short-lived altcoin rallies, which averaged just 20 days in 2025 compared to 60 days in 2024, according to the firm. At the same time, retail investor attention was often directed toward equity markets in areas like artificial intelligence (AI), leaving the crypto market without a key source of fresh capital. Paths to a Broader Recovery For the market to expand beyond its current concentrated state in 2026, Wintermute identified three necessary triggers. The first is a widening of ETF and digital asset trust (DAT) mandates to include more cryptocurrencies. The firm has noted early signs of this, including filings for Solana and XRP ETFs. As of the end of last week, spot XRP ETFs had resumed a streak of net inflows after a brief pause, according to data from SoSoValue. According to Wintermute, the second path is strong price performance from BTC or ETH themselves. A major rally in either could generate a wealth effect that spills over into other digital assets, reviving the capital transmission last seen in 2024. Analysts are debating the likelihood of this, with some, like Egrag Crypto, assigning a 55-65% chance of a positive year for Bitcoin if it maintains key price levels. The third, and deemed least likely, catalyst is a return of retail investor “mindshare” to crypto from other speculative asset classes, which would bring new capital inflows and stablecoin minting. Data from Santiment shows underlying network growth is possible even without immediate price spikes, as Ethereum set a record for new wallet creation on January 11, 2026, with 393,600 new addresses in a day, driven by lower fees and stablecoin usage. The overall direction for 2026, as framed by Wintermute and echoed by commentators, will be determined by whether one of these triggers can successfully broaden liquidity. Changes in the market’s structure now depend on capital flow dynamics, not a predictable historical clock, for future performance. The post Wintermute Calls End of Four-Year Crypto Cycle, Flags 2026 Triggers appeared first on CryptoPotato .

20 Jan 2026, 20:02

Dogecoin Price May Repeat 2021 Gains as NVIDIA Ratio Bottoms — Analyst

A technical analysis comparing Dogecoin to NVIDIA has surfaced, drawing attention to capital rotation patterns that have repeated across multiple market cycles. Cycle analyst Cryptollica shared a chart tracking the DOGE-to-NVIDIA ratio over several years, revealing a structural relationship between the tech leader and the meme cryptocurrency. The analysis strips away fundamental narratives to focus on relative performance and capital flows. The chart shows the ratio moving within a defined downward channel, with critical turning points occurring at the lower boundary. This zone has marked significant shifts in past cycles. The ratio currently sits near long-term support levels that previously triggered notable reversals. In 2017 and 2021, similar compression points preceded periods where Dogecoin outperformed NVIDIA on a percentage basis. These episodes occurred after NVIDIA had already captured substantial gains while DOGE remained relatively depressed. Historical Pattern Recognition in Capital Flows The framework presented by Cryptollica examines where capital has generated higher marginal returns during different cycle phases. When the ratio reached support in previous years, it signaled an imbalance. NVIDIA had priced in expected growth while Dogecoin traded at suppressed relative valuations. What followed was not a collapse in NVIDIA shares but a reallocation toward higher-risk opportunities. Speculative capital rotated into assets offering greater upside sensitivity. Dogecoin benefited most from these transitions. The current technical structure mirrors earlier conditions. The ratio tests the same support area that preceded major relative performance shifts. This suggests extended gains may already be reflected in NVIDIA's price while Dogecoin remains compressed in comparison. Rotation Mechanics and Speculative Asset Performance The chart highlights rotation as the core mechanism rather than directional decline. When market leadership saturates, capital typically remains deployed but shifts toward higher beta exposures. Dogecoin has historically absorbed these flows during dispersion phases. NVIDIA's fundamentals remain anchored to artificial intelligence growth trajectories. Its valuation reflects expectations for sustained technological expansion. Dogecoin operates under different dynamics, driven primarily by sentiment shifts and liquidity conditions rather than earnings or revenue. During previous cycles, assets like DOGE delivered outsized gains when markets transitioned from concentration to broader participation. The ratio chart identifies these windows based on technical levels rather than narrative catalysts. The analysis does not imply weakness in NVIDIA as a company or investment. The stock continues to benefit from structural AI demand. The ratio simply measures relative capital allocation efficiency during specific cycle phases. If historical patterns hold, the current support level could mark another inflection point. Past instances at this technical zone preceded periods where Dogecoin outperformed on a percentage basis as speculative interest intensified. At the time of writing, Dogecoin trades at around $0.1237, down 4.38% in the last 24 hours.

20 Jan 2026, 20:00

Ethereum supply shrinks: So why is ETH still stuck below $3,390?

Ethereum consolidates between $3,000 and $3,390, with fading momentum and no bullish breakout confirmation.

20 Jan 2026, 19:30

Bitcoin Price Forecast: Can BTC Touch $100,000 Soon, As This $0.04 New Crypto Coin Steals The Show

Bitcoin once again is in the limelight as the inflows of strong spot ETFs move the price closer to the long-awaited price of $100,000. The significant drivers according to analysts are the lower exchange supply and the bullish chart patterns. Nevertheless, when everyone is paying attention to Bitcoin, smart money is silently shifting towards other directions. Mutuum Finance (MUTM) is an emerging DeFi crypto that is attracting attention due to its understandable organization and potential to grow in the initial years. Its current presale provides the opportunity to get in at ground level. An initial capital of only $250 invested today may rise by a number of times over the coming months that might give better returns than Bitcoin. This change is increasingly becoming difficult to disregard among investors who are posing the question of which crypto to purchase at this stage of the market. Bitcoin’s Precarious Path The current price stability of Bitcoin is especially due to inflows of ETF and it poses a risk and external pressure. A move to $100,000 is possible. That rise may however be slowed down by global economic changes. Simultaneously, most aging tokens and meme coins such as SHIB and PEPE have no actual utility. They rely on hype. Excitement wanes and prices drop at a rapid rate. This development is driving investors to projects that have practical applications and consistent returns. It is there that Mutuum Finance spots its niche as one of the DeFi crypto that are designed to grow in the long-term, making it a good solution to the question of what crypto to buy in 2026. Pricing Final Call at Ground Floors Mutuum Finance presale has already collected more than $19,850,000 and 18,850 holders are already on board. The project currently lies in Phase 7 in which MUTM tokens cost $0.04. This is an increase of 300% from Phase 1. It is also the last opportunity to buy before making another price leap. The price will increase to $0.045 during phase 8, and the launch price will be $0.06. In addition, analysts reckon what follows the post-listing is a strong demand which might drive it up to $0.10. In that regard, an investment of $2,500 might purchase $6,250. This crypto token is rapidly getting termed as one of the best crypto to purchase at present. Designing Sustainable Growth Tokenomics Mutuum Finance has smart tokenomics with rewards, which are paid out over time. The site operates on a buy-and-redistribute system. Part of the entire fees will be utilized to purchase MUTM in the open market. These tokens are subsequently distributed to users who stake their mtTokens. This reward mechanism positions MUTM as the best crypto to invest in among those who want to simultaneously earn money and see their investments grow. Dual Lending Mutuum Finance offers lending using dual systems. It has Peer-to-Contract pools for large assets and Peer-to-Peer lending on the small tokens. This enables users to get yield out of idle assets. As an example, provision of $10,000 in ETH may yield a maximum of 15% APY or $1,500 in a year. The ETH remains subject to price increases in the market, rewarding the investor twice. The lending and borrowing also generates more fees and makes the buyback system stronger. Moreover, it consolidates the image of MUTM as an applicable DeFi crypto and a new crypto coin. Security Focus Mutuum Finance puts a lot of emphasis on security. Halborn Security has fully audited its smart contracts. This step builds trust. Another reward that is provided by the project to its community is its daily activities, such as the 24-Hour Leaderboard where the top purchaser wins $500 in MUTM. It is further enhanced with a 100K prize among ten contestants. Users can also purchase MUTM using a card, which has made onboarding new investors easier. The Strategic Investment Decision The path to $100,000 for Bitcoin is thrilling, but Mutuum Finance has an easier way to the top. Its presale, deflationary tokenomics, real yield, and good security are distinctive. As an investor in need of the most optimal crypto to purchase now, making the decision on the crypto to buy both in the short-term and long-term, Mutuum Finance is becoming one of the prime options in the new crypto coin market. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance