Invest ideasNews
20 Jan 2026, 14:32
Fresh Capital, Stalled Holders — XRP’s Tense Setup
XRP Market Dynamics Signal Pressure on Long-Term Holders According to market analyst Zizcrypto, XRP’s current market setup indicates a landscape where short-term participation is active, while older holders are struggling underwater. Well, this market structure bears a striking resemblance to February 2022, suggesting that XRP may be navigating a critical juncture in its price cycle. Data shows that recent buyers, those entering the market within the one-week to one-month (1W–1M) window, are accumulating XRP at levels below the cost basis of the six- to twelve-month (6M–12M) cohort. In simple terms, newer participants are purchasing XRP at lower prices than earlier buyers, creating a layered market where older holders face unrealized losses. This setup inherently builds psychological pressure on those who purchased XRP earlier, as they weigh the decision to hold or sell in the face of underperformance. Zizcrypto highlights that when new buyers enter below the cost basis of older holders, failure to rebound quickly can trigger selling. This tension between short-term traders and long-term holders means that if XRP’s price doesn’t recover, older investors may offload, intensifying downward pressure. XRP is currently trading at $1.93 per CoinCodex data, showing a market of cautious accumulation. New buyers are stepping in, but long-term holders face pressure, making price stability crucial to sustain momentum and prevent older investors from capitulating. Historical market patterns often signal upcoming volatility. In February 2022, a similar structure triggered brief price consolidation before a fresh surge. Therefore, recognizing these dynamics reveals buying and selling pressures and highlights how market psychology drives price movements. Notably, XRP’s market is showing a clash between short-term buyers accumulating below cost and long-term holders underwater. At $1.93, the price faces a pivotal test: can new buying stabilize it, or will long-term holders offload, adding pressure? Conclusion XRP’s market shows tension between short-term accumulation and long-term holders in the red. New buyers at lower prices are creating psychological pressure on older investors, making stability critical. How XRP balances renewed upward momentum against potential long-term selling will shape its next major move, key intel for traders aiming to navigate volatility and position strategically.
20 Jan 2026, 14:31
Bitmine Immersion reports ~35K Ethereum acquisitions in the past week
More on Bitmine Immersion Technologies Bitmine Immersion Continues Branching Out Bitmine Immersion: Betting A Farm On Ethereum Is Risky SharpLink Vs. Bitmine: Why I Prefer A $1.5B Buyback Over 50 Billion Shares Of Dilution Bitmine Immersion makes $200M equity investment in MrBeast’s Beast Industries Bitmine Immersion buys over 24K Ethereum in past week
20 Jan 2026, 14:31
Cardano Forecast for Jan 20: ADA Tests Lower Range Even as Bullish Commentary Surges: Where Next?
Cardano faces selling pressure, testing lower levels, while social sentiment turns bullish. Where’s ADA headed? Visit Website
20 Jan 2026, 14:30
Selling pressure subsides as whale transactions cool in the last two months
On-chain data revealed that whale transactions have declined significantly, with Bitcoin inflows to exchanges dropping more than $5.14 billion in nearly two months. BTC inflows from large holders to Binance dropped from $7.88 billion on November 24 to $2.74 billion on Tuesday. The data suggests that whales are sending less BTC to trading platforms than before, with CryptoQuant’s on-chain analyst acknowledging that whale inflows are generally associated with selling pressure . He argued that large Bitcoin holders tend to transfer large amounts of BTC to exchanges with the intention of selling. CryptoQuant analysts say less whale BTC inflows signal bullish momentum Whale Selling Pressure on Binance Collapses “This shift in dynamics suggests that whales have changed their behavior. They are no longer selling aggressively and now appear to favor waiting.” – By @Darkfost_Coc pic.twitter.com/lnlxeD9Y6N — CryptoQuant.com (@cryptoquant_com) January 20, 2026 The firm’s analyst acknowledged that large BTC holders are more cautious investors and are less sensitive to market movements than retail participants. He noted that whales typically act with greater discipline and patience in the market. However, CryptoQuant’s analysis revealed that December was particularly challenging, even for large investors. Data from the analytics firm found that whale inflows to Binance surged at the end of November, driven by Bitcoin’s pullback from its latest ATH around $126,000. On-chain data showed that whales averaged monthly inflows of nearly $8 billion when BTC traded below $90,000. CryptoQuant’s technical analyst believes that the phase caused a panic-driven move in the crypto market. He noted a significant surge in whale transactions, especially as BTC traded below $85,000. The on-chain analyst suggested that the whales’ behavior reflects real stress among certain large investors who offload their BTC to limit losses. He said the initiative reinforces selling pressure on the market, but the current situation looks very different. He revealed that BTC inflows have been divided by 3 and that daily transactions are far fewer than at the end of November. CryptoQuant’s on-chain analyst also argued that the current price consolidation in Bitcoin is encouraging holding. He believes that holding significantly reduces the selling pressure by whales, which can significantly impact the market. The analysis is similar to Ki Young Ju’s, the founder and CEO of CryptoQuant, belief that institutional demand for Bitcoin remains strong. He noted that U.S custody wallets had added roughly 577 BTC over the past year, worth more than $53 billion. Bitcoin drops due to geopolitical tensions Bitcoin Fear and Greed Golden Cross Signals Potential Rally “Historical pattern analysis reveals bullish sentiment shift as 30-day MA crosses above 90-day MA for the first time since May 2025” – By @MorenoDV_ pic.twitter.com/rvXzxCtAVV — CryptoQuant.com (@cryptoquant_com) January 20, 2026 On-chain data from Glassnode revealed that small BTC holders saw unrealized losses for eight consecutive weeks. The firm noted that the short-term holders need Bitcoin to recover above $98,000 to return to profitability. Glassnode’s Short-Term Holder Net Unrealized Profit/Loss (STH-NUPL) metric, which tracks the financial positions of small BTC holders, revealed that short-term BTC holders recorded persistent losses since November 2024. On-chain data revealed that recent investors are looking to buy BTC at $98,300. The firm stated that history shows reclaiming and holding above the short-term cost basis marks the transition from a pullback phase into a durable rally. At the time of publication, Bitcoin is trading at $91,083, down nearly 2% over the past 24 hours. BTC has also dropped by more than 1.1% over the last 7 days, but has gained around 2.6% over the last 30 days. The digital asset had climbed to $97,000 on Monday morning, but retraced sharply to $91,800. However, another CryptoQuant analyst noted a shift in Bitcoin’s Fear and Greed index from fear to neutral (42), signaling a potential shift away from BTC whale selling pressure. He also noted that the 30-day moving average crossed above the 90-day moving average for the first time since May, confirming the potential uptrend. Bitcoin has lost last week’s gains, driven by President Trump’s new tariffs on European nations over his plans to gain control of Greenland. Investors have rushed toward safe havens like gold, pushing it to a new all-time high of $4737.50 at the time of writing. If you're reading this, you’re already ahead. Stay there with our newsletter .
20 Jan 2026, 14:30
Slow Rug? Trump-Associated World Liberty Fi Accused Of Value Extraction
A governance vote at World Liberty Financial (WLFI), a DeFi project marketed around the Trump brand, is drawing allegations of “slow” value extraction after a prominent trader claimed affiliated wallets pushed through a proposal while many public holders remained unable to access or vote with their tokens. DeFi^2 (@DeFiSquared), who describes himself as the #1 ranked trader on Bybit in 2023 and 2024, wrote on X that he was “bringing up an alarming governance vote by World Liberty Fi this month that appears to be the start of a slow extraction of value from WLFI holders by the team.” World Liberty Fi Hit With ‘Rigged Vote’ Claims DeFiSquared wrote: “What you see above appears to be a rigged vote, where the majority of top voters are indicated to be team wallets or strategic partner wallets by Bubble Maps. This is in contrast to the real voters lower in the screenshot, who have all been locked from accessing their WLFI tokens since TGE, and unable to vote on an unlock until the team allows it.” Related Reading: Trump-Linked World Liberty Backs USD1 With Treasury-Fueled Expansion The proposal at the center of the thread is what he calls the “USD1 growth proposal.” He argues it reads as “fairly mundane” on its face, but says the governance sequencing is the tell: “why would the team go out of their way to force this vote through, instead of voting on the WLFI token unlock that the majority of holders are asking for?” His thesis hinges on WLFI economics. DeFiSquared claims WLFI holders “are not entitled to ANY protocol revenue at all,” and says the project’s “Gold Paper” specifies revenue routing: “75% of protocol revenue goes to the Trump family, and 25% goes to the Witkoff family.” In his framing, that creates a perverse incentive: “It’s actually as crazy as it sounds: the team is forcing a vote to sell WLFI tokens at the expense of locked holders, in order to fund protocol revenue that goes only to themselves.” Related Reading: Trump’s WLFI Moves To Contain Wallet Breach While Federal Inquiry Looms He also alleges the vote’s outcome was manufactured late in the process. “This vote was actually failing by the time it reached quorum with a majority of votes rejecting the proposal, until the team / partners forced the vote through,” he wrote, adding token allocation context: “the WLFI team is allocated 33.5% of all tokens and strategic partners another 5.85%, while the public sale was allocated only 20%.” Post-vote, he points to on-chain flows as corroboration, citing “fresh transfers such as this one of 500 million WLFI tokens to Jump Trading,” while “investor WLFI allocations remain forcibly locked.” DeFiSquared closes with a valuation and positioning call: “it’s difficult to see the intrinsic value behind a 17 billion dollar token that has no real governance power, no revenue share, and new foundation sell pressure occurring for their own benefit.” He adds he has shorted WLFI “on and off since pre-market prices above $0.34,” and expects continued downside “due to dilution, intentional extraction,” and “other factors related to Trump’s final term in office.” At press time, WLFI traded at $0.1608. Featured image created with DALL.E, chart from TradingView.com
20 Jan 2026, 14:30
Ripple Exec Pushes Central Banks To Back Regulated Stablecoins
Ripple’s UK & Europe policy director Matthew Osborne is urging central banks to stop treating stablecoins as an external threat and instead fold well-regulated issuers into core safeguards, arguing that oversight plus access to official infrastructure can make stablecoins a net stabiliser for payments and settlement. Writing for the Official Monetary and Financial Institutions Forum on 19 January 2026, Osborne said stablecoins have moved well beyond a niche experiment, citing a market value “in excess of $300bn” and annual transaction volumes that he wrote now surpass Visa and Mastercard combined. He argued momentum could accelerate in the US after the Genius Act, which he said would introduce federal rules and allow banks to issue stablecoins. The Ripple exec framed the shift as already visible among central banks themselves. He pointed to the European Central Bank’s recent recognition of stablecoins’ benefits for cross-border payments and its view that tomorrow’s financial system will host multiple forms of money. He also cited the Bank of England ’s stance that stablecoins could support “faster, cheaper retail and wholesale payments” as part of a “multi-money” system underpinned by central bank money. Ripple Exec: Bring Stablecoins Into The Safety Net At the centre of his case is the claim that stablecoins should be treated as an incremental evolution rather than an adversarial replacement. “Regulated stablecoins could play a key role in financial markets alongside other forms of money,” Osborne wrote. “First, stablecoins are more likely to complement the existing financial system than replace it. This is evolution, not revolution.” He then added: “The solution lies in central banks channelling stablecoin momentum, not fighting it.” Osborne argues central bank money will remain essential as a risk-free settlement asset and safe store of value, but its relative role could shift in digital markets. He pointed to atomic settlement, where legs of a transaction settle simultaneously and conditionally, as reducing the traditional need to use central bank money purely to mitigate settlement risk. Where stablecoins could be structurally preferred, he wrote, is in cross-border flows and multi-chain markets. “Cross-border payments are one example, given that stablecoins can move value anywhere in the world in seconds,” the Ripple exec said. “In contrast, central bank money is likely to be less suitable for cross-border payments given access may be geographically limited and adoption of on-chain central bank money is far from universal around the world.” He also argued stablecoins are likely to exist across more blockchain networks than central bank money, making same-chain settlement between tokenized assets and cash more achievable while interoperability remains uneven. Central banks have repeatedly warned that stablecoins could pull funds from bank deposits, weakening bank credit creation and potentially amplifying stress events. Osborne pushed back, arguing the risk is overstated because markets already accommodate instruments backed by highly liquid assets, money market funds, e-money, and “narrow banks”, without causing sustained deposit runs. His bigger point is that regulation, while necessary, is insufficient without a backstop. “But regulation alone is not enough,” Osborne wrote. “Stablecoin issuers lack access to the safety net that gives bank deposits their resilience. Without it, even well-managed stablecoins are more vulnerable to shocks – as seen when USDC temporarily lost its peg following exposure to Silicon Valley Bank in 2023.” He argued central banks should consider extending elements of that safety net, including allowing well-regulated stablecoin issuers to hold part of their backing assets in central bank accounts, offering liquidity insurance against market-wide shocks, and granting more direct payment-system access to reduce tiering risk. The Ripple exec closed by positioning the choice for central banks as strategic: resist stablecoins and risk the market scaling beyond official influence, or “bring them inside the tent,” shaping development through prudential oversight and infrastructure access as tokenized settlement rails mature. At press time, XRP traded at $1.9216.
