hodler

20 Mar 2026, 10:38

Bitcoin vs gold shows potential bottom signals as BTC bulls defend $70K

Technical indicators hint at a possible reversal in BTC’s relative performance, as traders watch whether key support levels can hold.

20 Mar 2026, 10:36

Ray Dalio Says Bitcoin Has No Privacy — This Cryptocurrency Has Nothing But

Ray Dalio does not mince words. The billionaire hedge fund founder, speaking on the All-In Podcast on March 3, 2026, delivered what may be his most pointed critique of Bitcoin yet: "Bitcoin does not have privacy. Any transactions can be monitored and then indirectly perhaps controlled." For an investor who has spent decades studying the rise and fall of monetary systems, this was not a casual observation. It was a structural diagnosis. And coming days after he warned Tucker Carlson that central bank digital currencies would create a world with "no privacy" where governments could monitor every transaction in real time, the message was clear: Dalio believes financial privacy is the defining issue of this era — and Bitcoin does not solve it. He is right about Bitcoin. But he may be unaware that the cryptocurrency he described — one with true privacy, sound monetary policy, and no corporate or government control — already exists. The All-In Critique Dalio's argument on the All-In Podcast was precise and multi-layered. Asked why Bitcoin has underperformed gold during the current macro cycle, he pointed to three structural weaknesses: Privacy: "Bitcoin does not have privacy. Any transactions can be monitored and then indirectly perhaps controlled." Institutional suitability: Bitcoin's transparency makes it unsuitable for sovereign reserves — any nation-state's holdings and movements would be visible to adversaries. Market structure: Bitcoin remains "a relatively small market" with "a relatively controllable market" dynamic, trading with "a pretty high correlation with tech stocks." The first two concerns are directly addressed by privacy-preserving cryptocurrency technology. The third is a function of Bitcoin's current investor base, not an inherent property of blockchain technology. What makes Dalio's critique significant is that he is not dismissing cryptocurrency wholesale. He has owned Bitcoin. He has spoken favorably about the concept of decentralized money. His concern is specific: Bitcoin's transparency makes it vulnerable to the very surveillance and control that it was designed to circumvent.The Tucker Carlson Warning Weeks before his All-In appearance, Dalio sat down with Tucker Carlson to discuss America's debt crisis and the potential for central bank digital currencies. His warning was stark: "There's a great deal of appeal because of the fact that it's easy and so on… And I think it'll be done." But he cautioned that all CBDC transactions would be "known to the government," enabling not just tax collection and anti-money laundering enforcement, but potentially the ability to "cut off politically disfavored individuals or entities from the system." When Carlson pressed on whether a government could use CBDCs to financially exclude dissidents, Dalio acknowledged the concern was legitimate. The implication was clear: financial privacy is not just a cypherpunk ideal — it is a safeguard against authoritarian overreach. Enter Mimblewimble If Dalio's framework identifies the problem — digital money that is transparent to governments is digital money that is controllable by governments — then the solution must be a digital asset that provides privacy at the protocol level. Not as an add-on. Not as an option. As a default. This is precisely what the Mimblewimble protocol delivers. Developed from a 2016 paper by an anonymous researcher, Mimblewimble is a blockchain design that achieves consensus and prevents double-spending without recording transaction details on a public ledger. There are no addresses on the chain. Amounts are hidden through Pedersen commitments. The transaction graph is invisible because inputs and outputs are aggregated across blocks. The result is a blockchain that proves its own integrity — no inflation, no double-spends, no counterfeiting — without revealing who sent what to whom. Epic Cash: The Bitcoin That Dalio Hasn't Heard Of Epic Cash ( epiccash.com ) is a Mimblewimble-based cryptocurrency that launched in 2019 with a design philosophy that reads like a response to every objection Dalio has raised about Bitcoin: On privacy: Every Epic Cash transaction is private by default. There is no transparent mode. No addresses appear on-chain. No chain analytics firm can trace the flow of funds. This is not privacy through obscurity — it is privacy through cryptographic certainty. On institutional suitability: A central bank holding Epic Cash would not have its positions visible to adversarial nations, competitors, or domestic political opponents. The asset satisfies the same privacy requirements that make gold suitable for sovereign reserves. On monetary soundness: Epic Cash has a hard cap of 21 million coins and follows the exact same emission schedule as Bitcoin — identical halving events, identical inflation curve. It is proof-of-work mined with a hybrid algorithm (RandomX, ProgPow, Cuckoo Cycle) that prevents mining centralization. On fair launch: No premine. No ICO. No venture capital allocation. Every EPIC was mined into existence through computational work. In a market where most tokens were pre-allocated to insiders, Epic Cash's distribution mirrors Bitcoin's: purely merit-based. On track record: Five-plus years of 100% uptime since March 2021, continuous development. EPICT, a tokenization layer, is currently in development. Epic Cash was created by Max Freeman — not "founded" by a corporation or a foundation. There is no company behind it, no board of directors, no quarterly earnings pressure. Like Bitcoin, it exists as an open-source protocol maintained by a decentralized community.Digital Gold — With Actual Privacy Dalio's implicit benchmark is gold. He called gold "the most established money" and "the second largest reserve currency that central banks hold." His preference for gold over Bitcoin comes down to two properties: privacy and fungibility. Gold transactions are not recorded on a public ledger. One ounce of gold is identical to every other ounce. Epic Cash satisfies both criteria. Every EPIC is fungible because there is no transaction history to create "clean" and "dirty" coins. Every transaction is private because the Mimblewimble protocol does not record the information necessary to trace it. If Dalio's framework is correct — and it is hard to argue with the logic — then the natural conclusion is not that cryptocurrency fails as a reserve asset, but that the wrong cryptocurrency has been in the spotlight. Bitcoin proved that decentralized, scarce, digitally native money is possible. Epic Cash adds the privacy and fungibility that make it viable. Epic Cash trades today on NonKYC.io and CoinEx . More information is available at epiccash.com . The debate over whether cryptocurrency can be sound money is over. The only remaining question is which cryptocurrency actually qualifies Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

20 Mar 2026, 10:35

Oil And Gold: This Is Not Your Old School ‘Middle East War’ Market

The last couple of weeks have been interesting – and not in a good way. War tension, oil moving, gold wobbling, and bitcoin quietly doing something in the background.

20 Mar 2026, 10:30

Ethereum Price Is Headed For $8,500 If This Happens

Ethereum, being the second-largest cryptocurrency by market cap, has often drawn a lot of attention as the next in line to replicate Bitcoin’s success. But despite Bitcoin rallying to new all-time highs, Ethereum has stayed below $5,000, unable to hit this major target. This has not deterred investors, however, with analysts still predicting that the Ethereum price will eventually beat the $5,000 mark and rally toward 5-figures in the end. Why Ethereum Price Could Cross $5,000 Following the initial decline from the $4,900 high that was registered back in 2025, the Ethereum price was stuck in an accumulation range. This continued as the price decline deepened and Ethereum fell more than 50% from its all-time highs. However, with the recent turn in the tide, it seems that the digital asset is now emerging out of this accumulation trend. Crypto analyst Javon Marks points this out in an analysis shared on the X (formerly Twitter) platform, showing how this could play out for the cryptocurrency. Related Reading: Analyst Says Ignore The Noise, Dogecoin Is Still In The Game, And This Is Why Presently, the Ethereum price looks to be marking its support above $2,000, and this has set the stage for a bounce-off rally. According to the crypto analyst, this current trend suggests that Ethereum is actually breaking out of the accumulation trend. This, in turn, sets this digital asset on a course toward breaking $4,900. The story doesn’t end there because Marks highlights that the implications of the Ethereum price breaking above $4,900 are very bearish. In the case of a break above this major resistance, then the crypto analyst sees the ETH price eventually rallying to $8,500. Bull patterns that hold in $ETH hints at a push towards the $4,900 levels again and that may only be part of prices exiting a huge accumulation phase. Prices reach those levels and the next we’re looking at is above $8,500. (Ethereum) https://t.co/Ik7znLXZQb — JAVON⚡️MARKS (@JavonTM1) March 17, 2026 Metrics Are Itching For A Surge Besides the price, there has also been a major increase in the Ethereum open interest. Data from the Coinglass website shows a jump from around $25 billion last week to over $32 billion this week. It also coincides with the price increase, suggesting that investors may be coming back to the table. Related Reading: Top Meme Coins That Could Still Surge Despite Dogecoin, Shiba Inu Dominance Also, the daily trading volume is also on the rise, reaching over $89 billion earlier in the week. Following the correction, the daily volume has fallen, but remains above $50 billion, which also indicates a lot of interest coming back into the market. If this trend continues, then the ETH price could continue to surge, but with major resistance lying at $3,000, it remains to be seen if bears will give up totally. Featured image from Dall.E, chart from TradingView.com

20 Mar 2026, 10:20

Morgan Stanley Preps Bitcoin ETF For NYSE Arca Debut With $1M Seed and MSBT Ticker

Morgan Stanley has revised its Bitcoin ETF filing, naming Fidelity as custodian and confirming that the fund will debut on the NYSE Arca under the ticker MSBT.

20 Mar 2026, 10:17

Ethereum Cements RWA Dominance As Amundi Tokenizes $100M SAFO Fund

Amundi, Europe’s largest asset manager, is launching the Spiko Amundi Overnight Swap Fund (SAFO), a tokenized fund on Ethereum and Stellar starting with about $100 million in committed assets. A Traditional Fund With A Tokenized Wrapper Institutions historically related to TradFi have found a way to not to be left behind on the crypto curve in tokenized assets. In a statement published on Amundi’s website , the investment fund announced its collaboration with Spiko, a French-law regulated specialist tokenization platform, to launch SAFO as a tokenized sub-fund of SPIKO SICAV. 𝗟𝗜𝗩𝗘: Europe’s largest asset manager Amundi (€2.3 trillion AUM) & Spiko launch new tokenized mutual fund (SAFO) powered by Chainlink. Chainlink is how the world’s leading institutions & tokenization platforms are unlocking the issuance & distribution of tokenized funds. pic.twitter.com/2GQshwqCrC — Chainlink (@chainlink) March 19, 2026 Structurally, SAFO it’s a traditional fund, just with a tokenized wrapper: it’s designed for corporate treasury and collateral management, an “on‑chain cash parking” with low risk and overnight liquidity. The fund invests using fully collateralized total return swaps with top‑tier banks, aiming to deliver stable yields slightly above risk‑free rates while still letting investors get their money back on an overnight basis. It supports multiple currencies (EUR, USD, GBP, CHF) and can be subscribed from as little as 1 unit, which is unusually low for institutional‑grade cash products. The firm highlighted that the fund enables almost immediate settlement, supports multiple ways to hold assets, provides live visibility into the shareholder register, and allows fund shares to move globally around the clock, with automated access through APIs or smart contracts. In the statement, Jean-Jacques Barbéris, Head of Institutional and Corporate Clients, and ESG at Amundi, said: SAFO provides professional investors with a fast and transparent access to cash management solutions. This initiative is part of our ambition to contribute to the rise of tokenized solutions. Where Ethereum Comes In The shareholder register and fund shares live on Ethereum and Stellar, with Ethereum chosen for its smart‑contract and DeFi composability, while Stellar supports faster, lower‑cost transfers and 24/7 transferability of fund units. Chainlink’s network of data providers puts SAFO’s fund value directly on the blockchain and acts as the connector between Ethereum, Stellar, and traditional systems. This gives tokenized funds a secure, standardized way to share information, building on tests Chainlink has already run with DTCC and other major institutions. SAFO is Amundi’s second tokenized fund in a few months. Back in November , the fund rolled out a tokenized share class of a money market fund on Ethereum, working together with CACEIS, one of Europe’s top asset-servicing providers and transfer agents, as reported by Bitcoinist. Amundi’s new venture adds to a growing universe of tokenized money‑market products from players like BlackRock, the world’s largest asset manager, and Franklin Templeton, and reinforcing Ethereum’s position as the primary settlement layer for institutional RWAs. A €2.3 trillion incumbent plugging into Ethereum and Chainlink cements the thesis that the next leg of the crypto cycle is driven by tokenized cash, bonds, and funds rather than purely speculative DeFi. Cover image from Perplexity, ETHUSDT chart from Tradingview