hodler

29 Mar 2026, 06:00

MARA’s pivot to AI is net positive for Bitcoin, experts believe – Here’s why

Analyst projected that sustained West Asia crisis could offer small BTC miners massive opportunities.

29 Mar 2026, 05:30

This Week in Crypto Law (Mar. 22, 2026)

Law and Ledger is a news segment focusing on crypto legal news, brought to you by Kelman Law – A law firm focused on digital asset commerce. This Week in Crypto Law The opinion editorial below was written by Alex Forehand and Michael Handelsman for Kelman.Law. This week in crypto law highlighted a growing reality:

29 Mar 2026, 05:02

April 1 Could Be a Big Day for XRP Due to This OCC Amendment

The Office of the Comptroller of the Currency (OCC) will implement its revised rules on April 1, 2026, officially expanding the authority of national trust banks to engage in non-fiduciary digital asset activities. Crypto researcher SMQKE (@SMQKEDQG) highlighted the importance of this development for Ripple and the XRP Ledger, emphasizing the potential for accelerated institutional adoption. The amendments confirm that trust banks can offer custody and safekeeping services for digital assets under federal oversight, aligning with the language of the National Bank Act. The final rule replaces the term “fiduciary activities” with “the operations of a trust company and activities related thereto,” clarifying that national trust banks are not restricted solely to traditional fiduciary roles. The amendment also preserves the revisions from the OCC’s Notice of Proposed Rulemaking issued in January 2026, providing certainty for entities planning to operate within the federal banking system. Don’t forget: The new OCC digital asset amendments will take effect in April 2026. Ripple’s conditional approval from the OCC for a national bank charter will allow the XRP Ledger to officially “enter the Federal Banking System.” Documented below. pic.twitter.com/kFyg7D9beg — SMQKE (@SMQKEDQG) March 26, 2026 Ripple’s Conditional National Trust Bank Approval Ripple has received conditional approval from the OCC to establish the Ripple National Trust Bank. This conditional approval allows Ripple to operate as a federally regulated national trust bank once pre-opening requirements are satisfied. SMQKE noted that this position would allow XRP to officially enter the federal banking system, marking a significant step for the asset’s infrastructure and potential growth. The conditional approval permits Ripple to custody client assets under federal oversight. While the charter does not allow the bank to take deposits or issue loans, it establishes a regulated foundation for XRP and related stablecoins to operate within U.S. banking frameworks. This move aligns Ripple with other major crypto firms, including Circle, BitGo, Fidelity Digital Assets, and Paxos, all of which have received conditional approvals to operate as national trust banks. Regulatory Clarity Supports Market Confidence The OCC’s amendments provide clear legal backing for digital asset operations within trust banks. By explicitly affirming non-fiduciary activities, the rule reduces uncertainty around the scope of permissible activities. This clarity can strengthen the XRP ecosystem, as it encourages adoption by financial institutions seeking regulated avenues for cross-border settlement, custody, and blockchain-based financial services. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The conditional approval for Ripple reinforces the practical value of the amendments. XRP’s integration into a federally supervised trust bank structure enhances its credibility for institutional investors . This foundation may increase market confidence, supporting utility and price performance. XRP’s Potential Growth Trajectory With the OCC amendments effective in April and Ripple’s conditional approval in place, the XRP Ledger gains a strong regulatory foothold. The ability to participate in the U.S. banking system under regulatory supervision through RLUSD distinguishes XRP from other cryptocurrencies and supports its potential for liquidity growth and higher transactional volumes. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post April 1 Could Be a Big Day for XRP Due to This OCC Amendment appeared first on Times Tabloid .

29 Mar 2026, 05:00

Senator Defends CLARITY Act As Developer Protection Debate Heats Up

A crypto developer was convicted last year for running an unlicensed money-transmitting business. That case — and others like it — is now driving one of the sharpest disagreements in Washington over how the US plans to regulate decentralized finance. The Conviction That Changed The Conversation Roman Storm , co-founder of the cryptocurrency mixing platform Tornado Cash, was found guilty in August 2025 of conspiracy charges tied to the operation of an unlicensed money-transmitting service. His conviction sent a chill through the developer community. It also made the legal definitions buried inside pending crypto legislation feel a lot more urgent. That backdrop is now shaping a public dispute between Senator Cynthia Lummis and prominent crypto attorney Jake Chervinsky over whether the Digital Asset Market Clarity Act — widely known as the CLARITY Act — actually protects the developers it claims to defend. Don’t believe the FUD– we have worked on a bipartisan basis for the last few weeks to make changes to Title 3 that make this bill the strongest protection for DeFi and developers ever enacted. We have to pass the Clarity Act to get these protections. https://t.co/CMQNHuvvFv — Senator Cynthia Lummis (@SenLummis) March 27, 2026 CLARITY Act: What Chervinsky Gets At Chervinsky’s concern is specific. Title 3 of the current Senate Banking Committee draft, he argues, contains money transmitter language broad enough to pull non-custodial software developers into Bank Secrecy Act territory — meaning KYC obligations and the regulatory exposure that comes with them. His position: that result would effectively hollow out the Blockchain Regulatory Certainty Act, which was written precisely to keep non-custodial builders out of that category. But the draft also has provisions in Title 3 that undermine the BRCA and subject all sorts of non-custodial software developers to KYC obligations anyway. Those sections must be fixed or the bill doesn’t work for DeFi. If the bill doesn’t work for DeFi, it doesn’t work at all. — Jake Chervinsky (@jchervinsky) March 26, 2026 “The biggest challenge is ensuring non-custodial software developers aren’t misclassified as money transmitters,” Chervinsky said. He called the issue non-negotiable for DeFi, and said it remains unsettled. The tension he’s flagging isn’t small. Section 604 of the CLARITY Act does incorporate the BRCA, which states that developers who don’t hold or control user funds should not be treated as financial institutions. But Chervinsky’s read is that other language in Title 3 creates enough ambiguity to undo that protection in practice. On Friday, Lummis fired back directly. She said recent bipartisan revisions to Title 3 make the bill the strongest protection for DeFi developers ever put into law. “Don’t believe the FUD,” she posted on X, urging supporters to back the legislation’s passage. Text Still Not Public While earlier drafts of the CLARITY Act have been made public, the latest negotiated revisions referenced by Cynthia Lummis have not yet been fully released. That means the specific changes she is describing cannot be independently verified — at least for now. What is known: the bill is gaining momentum. Bipartisan progress on stablecoin rewards provisions has pushed it closer to a Senate Banking Committee markup, expected sometime in April. Chervinsky has noted that those stablecoin provisions have consumed most of the public attention, leaving the developer protection debate in the background despite its significance. For developers watching closely, the stakes could not be more concrete. The question of whether writing non-custodial software qualifies someone as a money transmitter is not theoretical. Roman Storm found that out in court. Until the revised CLARITY Act text is available for review, the industry’s only assurance is a senator’s word on social media. Featured image from Pexels, chart from TradingView

29 Mar 2026, 05:00

XRP Futures Market Keeps Resetting As Whales Accumulate Amid Mixed Signals

Long traders in XRP futures market have been repeatedly wiped out in recent weeks, even as large holders quietly add to their positions. Liquidations on Binance topped $2.5 million on March 18, followed by another $2.45 million four days later, and $2.15 million on March 26 — three sharp resets in less than two weeks that point to an unstable futures environment despite rising whale activity. Related Reading: UK Slaps Sanctions On $20B Crypto Black Market Tied To Southeast Asia Scam Rings Whale Buying Hits Longest Streak In Months Large holders have been accumulating XRP steadily since late February. According to data tracked by CryptoQuant, whale inflows are now averaging $9 million per day on a 30-day moving average, and that buying streak has held without interruption since Feb. 27 — the longest sustained accumulation run since a similar period between April and July last year. That earlier stretch ended with XRP hitting an all-time high of $3.65 in mid-July 2025. The current buying activity stands in sharp contrast to the price chart, which has moved in the opposite direction. XRP has dropped 13.63% over the past 10 days after breaking down from a bullish pattern traders had been watching closely. Based on reports from CryptoQuant analysts, the altcoin could slide further to test support at $1.27, with a deeper fall toward the yearly low of $1.11 still possible if selling pressure continues. Open interest on Binance jumped close to 15% in the 24 hours ending March 26 — its highest single-day rise since early March — signaling that traders are adding new positions even as the market keeps punishing longs. The repeated liquidation spikes suggest that fresh money coming into the futures market is taking on more risk than conditions can currently support. Risk-Adjusted Returns Turn Slightly Positive One data point in XRP’s favor is its Sharpe Ratio, which measures how much return an asset delivers relative to its risk. After spending most of the period between October 2024 and February 2025 near or below zero, the ratio edged positive to 0.0267 as of March 26. Analyst Arab Chain, writing on CryptoQuant, called the movement a sign of gradual rebalancing, adding that a drop back into negative territory would signal renewed volatility. A 30-day average daily return of 0.00063 supports the shift, though the number is modest. Data shows gains remain small while volatility has stayed relatively flat — not a strong breakout signal, but a slight improvement from where things stood just a month ago. Related Reading: Ethereum Sets User Record As Price Lags Far Behind Network Growth Spot Market And Futures Sending Different Messages The gap between what onchain data shows and what the price chart is doing is the clearest tension in XRP’s current setup. Whales are buying. Retail futures traders keep getting liquidated. The Sharpe Ratio has improved but remains barely above zero. None of these signals points cleanly in the same direction. Featured image from Unsplash, chart from TradingView

29 Mar 2026, 05:00

Hyperliquid gains strength from 2 key areas: What this means for HYPE’s demand

HYPE’s next move depends on whether this buying continues once current support fades.