Invest ideasNews
23 Apr 2026, 15:17
Circle economist outlines Aave proposal as USDC liquidity dries up after DeFi exploit
Aave's USDC market faces liquidity strain, as a proposal suggests higher rates to attract capital and ease withdrawals.
23 Apr 2026, 15:16
XRP fails to break $1.44 as profit taking hits
🚨 XRP’s breakout attempt at $1.44 failed and the price retreated. GraniteShares postponed its leveraged ETF including $XRP options to May 7. ⚡️ Key point: Without a clear breakout, XRP risks further downside if $1.40 support fails. Continue Reading: XRP fails to break $1.44 as profit taking hits The post XRP fails to break $1.44 as profit taking hits appeared first on COINTURK NEWS .
23 Apr 2026, 15:05
XRP In a Level Playing Field With FedNow and ISO 20022, Says Researcher With Proof
The global financial system is entering a period of rapid transformation. For years, banks and payment providers have struggled with slow settlement times, expensive intermediaries, and outdated infrastructure that creates friction in both domestic and cross-border transactions. As instant payment systems and modern messaging standards expand, the foundation of how money moves is beginning to change. Crypto researcher SMQKE recently brought renewed attention to this shift by arguing on X that FedNow, ISO 20022, and XRP together create “a level playing field” for modern finance. To support the claim, SMQKE shared documents showing how FedNow improves domestic payment efficiency while ISO 20022 strengthens interoperability across the global banking system. In that environment, XRP’s compliance with the same standard gives it strategic relevance. FedNow Is Reshaping Traditional Banking FedNow is the U.S. Federal Reserve’s instant payment service launched in July 2023. It allows banks and credit unions to send and receive payments in real time, 24 hours a day, seven days a week. The system uses ISO 20022 messaging standards to support richer payment data and stronger interoperability across financial institutions. FedNow + ISO 20022 + XRP = “A Level Playing Field” Documented. https://t.co/sDCGQAzuxW pic.twitter.com/48z9YirS4B — SMQKE (@SMQKEDQG) April 22, 2026 One of the documents shared by SMQKE, sourced from Samaha & Associates, described FedNow as “the first thing to level the playing field since ACH.” The report explained that instant settlement could reduce dependence on paper checks, lower merchant processing costs, and improve funding flexibility for financial institutions. It also noted that as more transactions move to FedNow, traditional processes such as branch deposits, mobile check deposits, and even wire transfers could lose relevance. For merchants, direct instant settlement could reduce the need for expensive point-of-sale systems and lower interchange fees. Why ISO 20022 Matters for XRP The second document, published by nocash.ro, focused on the broader importance of ISO 20022. The standard creates a common language for financial messaging, allowing banks, payment systems, and central bank digital currencies to communicate more efficiently across borders. The report explained that ISO 20022 could improve interoperability between different CBDCs and help maintain a more balanced global financial system. It specifically highlighted XRP as one cryptocurrency positioned to benefit because of its compatibility with the standard. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Unlike many digital assets built purely for speculation, XRP was designed for payments and liquidity . Its compliance with ISO 20022 allows it to operate alongside centralized financial systems rather than outside them, which strengthens its relevance for institutional use. FedNow Does Not Directly Use XRP Despite frequent claims across social media, FedNow does not directly use XRP in its core operations. FedNow processes domestic U.S. payments in dollars through the Federal Reserve’s own infrastructure. Its confirmed connection to XRP lies in shared compatibility through ISO 20022, not direct integration. SMQKE’s argument focuses on that compatibility. As instant payments and standardized financial messaging become the global norm, XRP supporters believe the asset stands in a stronger competitive position for cross-border liquidity and institutional settlement. For many investors, that shared infrastructure standard—not direct FedNow adoption—is where XRP’s long-term opportunity truly begins. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP In a Level Playing Field With FedNow and ISO 20022, Says Researcher With Proof appeared first on Times Tabloid .
23 Apr 2026, 15:00
Bittensor drops 39% – But why TAO could be a buying opportunity
The TAO OBV has made new lows on the 1-day chart despite the strong reaction from the $143 lows made in February.
23 Apr 2026, 15:00
XRP Co-Creator Arthur Britto Is Real, David Schwartz Says In Rare Comments
David Schwartz offered one of his most detailed public descriptions yet of Arthur Britto, the elusive XRP Ledger architect whose near-total absence from public life has long fueled speculation across the crypto industry. Speaking in an X Space, Schwartz said Britto is not a myth or a pseudonym, but a deeply private individual whose ideas helped shape some of the ledger’s core mechanics. XRP Mystery Deepens As David Schwartz Opens Up The remarks matter because Britto has occupied an unusual place in XRP lore for years: central to the project’s early technical history , but almost entirely missing from its public narrative. Schwartz, who has worked alongside him, pushed back directly on the aura that has formed around that absence. “He values his privacy tremendously,” Schwartz said, before adding that Britto is “a real person, an individual person.” Inside the fascinating mind of Arthur Britto, the “Mozart of blockchain”, via the perspective of David Schwartz. pic.twitter.com/mmeXUN8qi2 — MC Solar Wind (@MCSolarWind) April 22, 2026 Schwartz went further than that. He said Britto had attended an XRP event in public and had also appeared at a Bitcoin event in San Jose without identifying himself. According to Schwartz, Britto was upset that a photo captured even “the back of his head in the background,” a detail that underscored just how aggressively he guards his privacy. Schwartz also said he could share personal updates and that Britto is “doing really well,” but made clear that doing so “is not my place.” That framing was notable in itself. Rather than merely confirming Britto’s existence, Schwartz tried to explain why someone so important to the XRP Ledger’s early development might still remain almost completely unseen. “He really, really, really values his privacy,” Schwartz said. “He’s chosen not to, but he is a real live human being. He actually exists. People have met him in person. He’s not mythical.” The more revealing part of the discussion came when Schwartz turned to Britto’s technical abilities. He described Britto not simply as intelligent, but as someone whose kind of intelligence worked differently from his own. Schwartz, known for his own technical fluency, said his reasoning is something he can articulate step by step. Britto, by contrast, seemed to arrive at answers before the intermediate logic was fully verbalized. “Arthur Britto is not like that at all,” Schwartz said. “He’s like a Mozart or something. Like Mozart doesn’t compose the same way everybody else does. He’s just better at it. Mozart has something that other people don’t have. And Arthur Britto has something that other people just don’t have.” Schwartz then tied that assessment to specific parts of XRP Ledger design. He said “some of the core ideas about how the XRP ledger works were his,” citing the exchange functionality and auto-bridging among the areas shaped by Britto’s thinking. In Schwartz’s telling, Britto would propose a solution first, while Schwartz would reason through why it worked afterward. “And Arthur would turn to me and say, ‘Whoa, David, slow down, slow down. I can’t keep up,’” Schwartz said. “And I’m just baffled. I’m like, it’s your idea. How could you — I could not have had the idea he had without having to go through all the reasoning behind it first. Somehow he has the idea first.” At press time, XRP traded at $1.4228.
23 Apr 2026, 15:00
Bitwise Breaks XRP ETF Silence as Price Battles Critical 200-Week Average vs Bitcoin
Rare $2.42 million ETF inflow hits XRP by Bitwise as the altcoin hits a critical 200-week support against Bitcoin..
