hodler

20 Jan 2026, 16:00

Chainlink expands data streams to cover multitrillion-dollar U.S. stock market

The upgrade uses a "pull" model for sub-second updates, allowing more advanced trading logic and avoiding high gas costs.

20 Jan 2026, 16:00

Top 3 Cheap Altcoins Before Bitcoin (BTC) Reaches $100K

With Bitcoin propelling to the psychological $100K mark, traders are seeking alternatives to BTC that have greater percentages gains. It is shifting to less expensive altcoins that can appreciate in value in case capital flows during the following round of the cycle. Ripple, Cardano, and a new crypto that is well-positioned in its curve are some of them that analysts are following. Ripple (XRP) Without any intrinsic value, Ripple is traded at $2 with a market cap of $124B. Cross-border settlement and international payment rail have always been associated with the popularity of XRP. The token had an institutional interest and regulatory transparency, which enabled it to enter the large-cap category. It is a defensive selection in volatile times because of its size, and it facilitates high transactions with minimal slippage because of its liquidity. Nonetheless, XRP has not managed to penetrate key technical resistance areas. The primary resistance area is at the range of $2.20-$2.40 where the sellers have been pushing the price down. Efforts to regain that area have since died because of diminished momentum and speculative volume. Key analysts do not believe that XRP will come out of its current range without the introduction of new catalysts into the payment story. Cardano (ADA) Cardano has a market cap of $14B and is traded at $0.39 per ADA. ADA has been generating good returns in previous cycles because of its proof-of-stake business model and scientific development strategy. Research-first structure and staking economy have been listed by long-term holders as core strengths of the company. ADA is also among the more developed smart-contract networks in the market. However, the chart by ADA reveals that the token has not been able to get out of its multi-month resistance range of between $0.44 and $0.50. Analysts explain declining speculative buying and less optimistic story on ecosystem development. ADA has acted more of a mid-cap value than a breakout candidate without adopting new catalysts, or even new products. Such a profile is attractive to certain investors, but restrictive to the kind of explosive upside traders would desire when Bitcoin-based expansions happen. Mutuum Finance (MUTM) The third project on the list is Mutuum Finance (MUTM) which is a new crypto building lending protocol where users will be able to provide assets to earn yield and provide collateral to have access to liquidity. The bull cycles increase the lending activity as traders will borrow instead of selling core holdings. This makes MUTM one of the most enduring utility niches of the crypto industry. As of now, MUTM is already in phase 7 presale at a price of $0.04 with a confirmed launch price of $0.06. It has raised more than $19.7M, and more than 18,800 holders were onboarded through the sale. The presale bracket will take into consideration 45.5% of the total supply of 4B, which will enable prior exposure prior to the lending system starting to work. There is also a 24 hour leader board which rewards the best daily buyer with $500 in MUTM which has facilitated sustained participation instead of a one time participation. The Reasons Why Analysts Think MUTM Can Outperform XRP and ADA are large caps. Their potential is squeezed as market limits are already factored in implementation. Despite the optimistic state of the market, analysts believe that XRP and ADA will show slower percentage returns. MUTM is located at the beginning of its curve where the utility is unpriced which provides it with a broader range of upside in case lending metrics become popular after the release. ADA and XRP need to be moved in large volumes. Their richness causes them to be stable but slow. MUTM is capable of operating on a minimal amount of capital since the valuation is in its initial phase. The same stage is when most of the past altcoins had their most significant multiples. When a trader invests $800 in XRP at a price of $2, there would be 400 XRP in the position. Any move to $2.5 would yield a paltry 25% gain of $200. ADA at $0.39 is the same $800 invested in ADA which will give 2,051 ADA. A move to $0.50 would return $1,100, a 25% gain. In the case of MUTM, 20,000 tokens are guaranteed at a price of $800 at a price of $0.04 prior to the launch price of $0.06. Should analysts who are projecting MUTM at $0.30-$0.34 in 2027 be right, that would reflect 650%-750% upside at $6,000. Protocol and Security Framework Mutuum Finance (MUTM) confirmed that V1 is planning to deploy testnet before mainnet. This is where lending, borrowing, liquidation and yield data can be measured. The stage in which lending tokens reprice is due to the ability of markets to give real measurements to valuation. The V1 experienced a security review with Halborn Security and MUTM received a score of 90/100 on CertiK token scan, which supports the assertion of its implementation. As Bitcoin nears the $100K territory and big caps enter less active stages, analysts believe the focus will keep shifting to less expensive altcoins that offer utility, but at relatively cheap prices. That is why XRP, ADA, and MUTM are some of the leading top crypto assets to consider prior to the next BTC expansion phase. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

20 Jan 2026, 15:58

Bonkbot Shifts Meme Coin Incentives to Traders With 200K Reward as Pump.fun Keeps Creator Fees

BonkFun has rolled out a new incentive structure aimed squarely at traders, marking another step in how Solana’s meme coin launchpads are quietly reshaping who gets rewarded. The rollout of new features on Bonkfun shows a deeper infrastructure shift, highlighting growing competition among meme launchpads as rival Pumpfun also pushes through its own structural changes. The update, announced on X, introduces “Winners Arc,” a weekly trading competition that will distribute $200,000 to the most profitable traders on supported USD1 pairs via Axiom Exchange. Introducing Winners Arc. Rewarding the best Solana traders with the biggest weekly trading rewards This is how we’re helping the best trenchers win more pic.twitter.com/6eviqoQ1hN — BONK.fun (@bonkfun) January 19, 2026 Rather than focusing on creators or deployers, the program ranks participants by realized profit and pays the top 50 traders each week directly on Axiom. BonkFun Reworks Incentives to Reward Profitable Trading The structure involves traders operating on supported USD1 pairs during the active reward window and finishing the week with positive realized PnL. The size of the prize pool, combined with the explicit focus on trading skill rather than token creation, signals a clear shift in priorities. BonkFun described the launch as its first concrete step toward “putting trenchers first,” a phrase that has increasingly defined its recent messaging. BonkFun COO Solport Tom framed the move as part of a broader reset. He said the team had spent months reworking its systems to address what it saw as structural problems, particularly around creator fees. Ok, it’s time to officially step back into the trenches. We’ve been working fucking hard these past few months on how to be competitive and how to achieve results again. Last week, we changed our system to fix core issues with creator fees. This week, we’ve officially teamed up… https://t.co/bpnQ7kAG5S — Tom (@SolportTom) January 19, 2026 Tom noted that the partnership with Axiom and the weekly rewards are meant to make BonkFun competitive again after a period where incentives drifted away from active traders. User reactions show that framing, with some welcoming the return of a leaderboard that makes performance visible and others joking about returning to near-round-the-clock trading. Just last week, BonkFun announced “BONK Classic” launches with zero creator fees and a reduced 0.30% swap fee, most of which is routed back into liquidity. @bonkfun is rolling out 2 options on meme coin launch incentives: BONK Classic with zero creator fees and BONKERS with USD-1 only creator rewards, as competition with @Pumpfun intensifies #Solana #BONK #memecoin https://t.co/3dB688Usxa — Cryptonews.com (@cryptonews) January 14, 2026 BonkFun kept an alternative option through its “BONKERS” launches, where creator fees can be higher but swap fees are reduced, giving communities a choice between trader-first and creator-first economics. Divergence in Strategy: BonkFun Courts Traders as Pump.fun Doubles Down on Creators This trader-centric turn stands in contrast to Pump.fun, which continues to emphasize creator economics even as it introduces new features. Earlier in January, Pump.fun overhauled its creator fee syste m, allowing fees to be split across multiple wallets and adjusting how they scale with market capitalization. @Pump .fun introduces creator fee sharing to fix incentive issues for teams and curb risky, low-effort coin launches. https://t.co/Jrd1XOUZWu — Cryptonews.com (@cryptonews) January 9, 2026 While the team acknowledged that past incentives skewed too heavily toward low-risk coin creation, it has stopped short of removing creator fees altogether. The divergence is visible in the data, as over the past 24 hours, Pump.fun saw more than 24,500 tokens created, compared with about 3,290 on BonkFun. Source: Dune/adamhec Pump.fun also led in volume, active addresses, and fee generation by a wide margin. Yet BonkFun’s changes suggest it is less focused on raw issuance numbers and more on re-attracting experienced traders through lower friction and direct rewards. Taken together, the developments point to a subtle but deliberate shift in the meme coin launchpad landscape. BonkFun is betting that rewarding traders and reducing creator extraction will rebuild engagement from the trading side. Pump.fun is maintaining its creator-driven model while layering in funding, social features, and structural tweaks. The competition has not turned overt, but the incentives on each platform are moving in different directions, reshaping the playfield without openly declaring a fight. The post Bonkbot Shifts Meme Coin Incentives to Traders With 200K Reward as Pump.fun Keeps Creator Fees appeared first on Cryptonews .

20 Jan 2026, 15:57

Ledger Brings Governance-Ready Staking to ETH & SOL

Ethereum, Solana, Polkadot, and Tezos staking activity continues to expand as institutions seek yield without compromising control. As of writing, Proof-of-Stake networks command a growing share of locked value, while enterprises demand infrastructure that aligns with internal governance. Against this backdrop, Chorus One and Ledger announced a collaboration that brings institutional staking directly into the Ledger Enterprise platform. The integration allows institutions to stake ETH, SOL, DOT, and XTZ without transferring custody of digital assets. Private keys remain protected by Ledger’s secure hardware , while Chorus One operates the validator infrastructure. Does this structure finally remove one of the biggest barriers to institutional staking ? How the Ledger and Chorus One Integration Works The collaboration combines Ledger Enterprise’s custody and governance framework with Chorus One’s staking operations. Institutions delegate assets from secured crypto hardware wallets, eliminating the need to move funds to external validators. Staking actions, reward management, and delegation occur inside the same governance environment institutions already use for treasury and asset management. Ledger Enterprise supplies policy-based controls, multi-authorization workflows, and full audit trails. Chorus One contributes validator performance, network research, and operational reliability across multiple Proof-of-Stake ecosystems. Together, the setup aims to match institutional security standards while enabling participation in network consensus. Damien Scanlon, Chief Product Officer at Chorus One, said institutions require staking solutions that meet strict security and compliance needs. He noted that the Ledger Enterprise integration keeps governance in client hands while maintaining performance standards associated with Chorus One’s validators. Governance and Compliance Take Center Stage Governance remains a defining theme of the partnership. Institutions often face internal approval chains, segregation of duties, and compliance reporting obligations. The Ledger Enterprise platform supports these needs through configurable governance workflows that require multiple approvals before actions execute. Auditability also plays a central role. The integration offers detailed reporting that supports compliance reviews and treasury oversight. Every staking-related action leaves a verifiable trail, which aligns with institutional risk frameworks. For firms navigating regulatory scrutiny, such visibility often matters as much as yield itself. Sébastien Badault, Executive Vice President at Ledger Enterprise, highlighted that companies continue to adopt digital assets, but security and governance remain prerequisites. He described the collaboration as a way to combine high-performance staking with uncompromising self-custody. Expanding Institutional Access to PoS Networks Chorus One already operates infrastructure for more than 40 Proof-of-Stake networks, including Cosmos, Solana, Avalanche, and Near. The Ledger Enterprise connection extends that reach into regulated institutions that require hardware-backed key protection and policy enforcement. This expansion strengthens Ledger Enterprise’s positioning as an end-to-end digital asset management platform. Institutions gain a single environment for custody, governance, and yield generation across major PoS assets. ETH, SOL, DOT, and XTZ represent some of the most widely adopted staking networks, which makes them logical entry points for institutional participation.

20 Jan 2026, 15:57

ETH/BTC Death Cross at 2026’s Start Went Unnoticed, What’s Happening Now?

Ethereum/Bitcoin signal with implications for the altcoin signal goes unnoticed on the market.

20 Jan 2026, 15:55

Supreme Court Tariff Delay Sends BTC Below $90K, $190M Gets Liquidated

The U.S. Supreme Court declined to issue a long-awaited decision on the legality of President Donald Trump’s sweeping global tariffs on Tuesday, extending a period of uncertainty around one of the most consequential trade cases in decades. With no ruling released and no clear indication of when the next batch of opinions will be published, analysts say the delay is adding pressure to already fragile markets, including cryptocurrencies. Following the development, Bitcoin briefly plunged below $90,000 to trigger a wave of rapid liquidations. Market Heatmap (Source: CoinCodex ) It has since recovered to trade above the psychological level at the time of writing, but is more than 2% down on the 24-hour time frame. The Court’s silence leaves unresolved a case that could redefine presidential power over trade policy and reshape global commerce. The dispute centers on Trump’s use of the International Emergency Economic Powers Act (IEEPA) to impose broad tariffs on imports from multiple countries, including long-standing allies. His administration claimed emergency authority to justify the measures, linking them to issues such as trade imbalances and fentanyl trafficking. Lower courts rejected that rationale, ruling that IEEPA does not permit presidents to unilaterally impose across-the-board tariffs, which is a power traditionally reserved for Congress. Those decisions were stayed while the administration appealed, and the Supreme Court heard consolidated arguments in November 2025. Legal observers say the ruling will determine whether Trump exceeded his statutory and constitutional authority, potentially redefining the separation of powers in economic policy. With several scheduled opinion days already passed, court watchers had expected movement on the case as early as this week. But the Court released no decision Tuesday, and it remains unclear when the next opportunity for opinions will occur. Historically, the justices often announce major rulings on Tuesdays and Wednesdays while in session, but no updated schedule has been posted. The lack of clarity is reverberating beyond the legal world. Economists note that the tariffs remain in force while the case is pending, creating uncertainty for global supply chains and trade negotiations. International partners, some of whom saw tariff threats linked to unrelated diplomatic tensions such as the Greenland negotiations, are watching for signals about the scope of U.S. executive authority going forward. Some U.S. officials have suggested they expect the Court to uphold the tariffs, though legal experts caution that the statutory text and lower-court rulings lean heavily the other way. Crypto Markets React Sharply The absence of a ruling triggered a swift reaction across financial markets, with cryptocurrency traders appearing especially sensitive to the uncertainty. Bitcoin fell below $90,000 shortly after the Court’s non-announcement, a drop that contributed to more than $190 million in liquidations within a single hour, according to derivatives-market data . The rest of the top 10 largest cryptos by market cap also saw their prices plunge on the news. The biggest loss was recorded by Ethereum (ETH), with its price subsequently over 5% in the red on the 24-hour time frame. A Pivotal Ruling Still to Come Beyond its immediate market impact, the case is widely seen as one of the most important tests of executive power in modern trade history. A ruling against Trump could narrow presidential discretion under emergency statutes and alter how administrations use tools like IEEPA to regulate international commerce. A ruling in Trump’s favor, meanwhile, could dramatically broaden the White House’s ability to shape trade policy without congressional approval.