Invest ideasNews
17 Jan 2026, 13:05
Analyst Is Confident: XRP Will Soon Surpass $3
XRP remains at the center of market attention as traders assess whether recent volatility signals exhaustion or opportunity. After a sharp pullback that tested key technical levels, price action has begun to stabilize, prompting renewed discussion about XRP’s next directional move. For many market participants, the current structure suggests preparation rather than weakness. That outlook aligns with a recent technical assessment shared by market analyst CRYPTO CAPTAIN, who expressed strong confidence that XRP is setting up for a move beyond the $3 mark . His analysis focuses on higher-timeframe structure, confirmed support levels, and emerging reversal behavior. Price Action Defends a Key Support Level On the one-day XRP/USD chart from Bitstamp referenced in the analysis, the price recently dipped to the $2.04 region before rebounding. This level has acted as a structurally important support zone , repeatedly attracting buyers during periods of market stress. XRP’s ability to hold this area despite broader crypto volatility strengthens the bullish thesis. #XRP is going to 3$ and beyond pic.twitter.com/Nn8Mm2yfRk — CRYPTO CAPTAIN (@UniverseTwenty) January 16, 2026 When price respects a well-established support on the daily timeframe, it often signals that selling pressure is weakening. Buyers typically step in at these zones to defend market structure, creating the foundation for a potential trend continuation. Technical Structure Signals Reversal Potential CRYPTO CAPTAIN highlighted signs of a developing bullish reversal following the dip. XRP showed a swift response from support, suggesting accumulation rather than panic-driven selling. This type of reaction often precedes a retest of higher resistance levels, especially when no lower lows form. From a technical standpoint, XRP remains within a broader uptrend as long as price holds above critical daily support. This structure keeps the probability of upward continuation intact while invalidating deeper bearish scenarios. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The $3 Level as the Next Major Target The $3 price zone represents both a psychological milestone and a technical resistance area. XRP previously faced rejection near this level, making it a natural point of interest for traders. A renewed approach toward $3 would test bullish momentum and market conviction. If XRP breaks and holds above this level, technical traders often view such a move as confirmation of strength rather than speculation. Volume expansion and follow-through would remain key factors in validating any breakout attempt. Market Conditions Favor a Bullish Continuation While short-term volatility persists across the crypto market, XRP’s resilience at support suggests underlying demand remains strong. Combined with improving regulatory clarity and sustained institutional interest, the technical setup appears constructive rather than fragile. Although no forecast guarantees immediate results, XRP’s current structure supports CRYPTO CAPTAIN’s view that a move toward $3 and potentially beyond remains a realistic near-term scenario. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Analyst Is Confident: XRP Will Soon Surpass $3 appeared first on Times Tabloid .
17 Jan 2026, 13:05
TRON Price Prediction 2026-2030: Unveiling the Realistic Trajectory for TRX
BitcoinWorld TRON Price Prediction 2026-2030: Unveiling the Realistic Trajectory for TRX As the cryptocurrency market continues its volatile evolution, investors and analysts globally are scrutinizing TRON (TRX) for its long-term potential. This analysis provides a comprehensive, evidence-based examination of TRON’s price trajectory from 2026 through 2030, grounded in technical fundamentals, adoption metrics, and broader market dynamics. The TRON blockchain, founded by Justin Sun in 2017, has established itself as a major platform for decentralized applications and stablecoin transactions. TRON Price Prediction: Foundation and Market Context Understanding TRON’s future value requires examining its current ecosystem. The TRON network consistently processes more transactions than Ethereum, according to TRONSCAN data. This high throughput supports its primary use cases in decentralized finance (DeFi) and entertainment. Market analysts reference several key metrics when formulating TRON price predictions. These include network activity, total value locked (TVL) in its DeFi protocols, and the circulating supply of TRX tokens. Furthermore, the integration of USDT on the TRON network has significantly increased its utility and transaction volume. Historical price action provides essential context for future forecasts. TRX has demonstrated notable resilience during market downturns, often correlating with Bitcoin’s movements but with distinct volatility patterns. The token’s performance is intrinsically linked to the expansion of the TRON DAO ecosystem and strategic partnerships. For instance, collaborations with industry entities have historically influenced short-term price momentum. Consequently, any long-term TRON price prediction must account for both internal development and external cryptocurrency market cycles. Technical Analysis and Projection Methodologies for TRX Financial analysts employ multiple methodologies to project cryptocurrency values. For TRON, common approaches include quantitative modeling, on-chain analysis, and comparative valuation. Quantitative models often use variables like network growth rate, fee burn mechanisms, and macroeconomic indicators. On-chain analysis focuses on holder distribution, exchange flow, and active address counts. A summary of common analytical frameworks appears below. Methodology Primary Data Points Typical Forecast Horizon Quantitative Modeling Historical volatility, adoption curves, supply schedule Long-term (3-5 years) On-Chain Analysis Active addresses, mean coin age, exchange reserves Medium-term (1-12 months) Comparative Valuation Market cap vs. peers, TVL ratios, P/S multiples Cross-sectional These methodologies rarely produce a single price target. Instead, they establish probabilistic ranges based on different adoption and market scenarios. For example, a bullish scenario for TRX might assume accelerated dApp migration and regulatory clarity for stablecoins. A bearish scenario could involve intensified competition or broader crypto market contraction. Therefore, responsible TRON price predictions present a spectrum of possibilities rather than definitive figures. Expert Consensus and Institutional Outlook Leading cryptocurrency research firms publish periodic outlooks on major layer-1 networks like TRON. While specific price targets vary, several consensus themes emerge from their 2024 reports. Analysts generally acknowledge TRON’s dominance in the stablecoin transfer niche. They also highlight its high and consistent yield offerings as a key value proposition for holders. However, experts frequently cite centralization concerns and regulatory scrutiny over its stablecoin volume as potential headwinds. The institutional outlook remains cautiously optimistic, focusing on real-world utility over speculative trading. Year-by-Year TRX Forecast: 2026 to 2030 Trajectory Projecting TRON’s price involves synthesizing technical roadmaps with market cycle theories. The following analysis outlines potential pathways, emphasizing that cryptocurrency investments carry inherent risk and volatility. All figures are illustrative models based on historical growth patterns and stated ecosystem goals. 2026 Outlook: This period may align with the latter phase of the next hypothesized market cycle. Price action will likely depend on the success of ongoing TRON network upgrades, particularly those enhancing scalability and interoperability. Mainstream adoption of blockchain-based payment systems could provide a significant catalyst. Analysts monitor the development of TRON’s Ethereum Virtual Machine (EVM) compatibility and cross-chain bridges. 2027-2028 Horizon: These years could represent a consolidation and utility-growth phase. Value may be driven less by speculation and more by measurable economic activity on the chain. Key metrics to watch include: Sustained growth in daily active users (DAUs) Increase in non-stablecoin transaction volume Expansion of the TRON-based DeFi and NFT sectors Progress toward the vision of a decentralized internet infrastructure 2029-2030 Vision: Long-term forecasts become increasingly speculative. However, by 2030, blockchain technology is expected to achieve deeper integration into global financial and digital systems. TRON’s position will hinge on its ability to maintain technological relevance, community governance, and regulatory compliance. Success in these areas could see it cement a role as a primary settlement layer for specific digital asset classes. Critical Factors Influencing the TRON Price Trajectory Several deterministic factors will shape TRX’s value over the coming years. These variables extend beyond simple price charts and delve into fundamental blockchain economics. Regulatory Environment: Global regulatory frameworks for stablecoins and DeFi platforms will directly impact TRON, given its substantial USDT volume. Clear, supportive regulation could enhance institutional trust. Conversely, restrictive policies in major markets could constrain growth. The network’s response to compliance requirements will be a critical watchpoint. Technological Evolution: The blockchain space is fiercely competitive. TRON must continuously innovate to retain developers and users. Upgrades focusing on zero-knowledge proofs, improved consensus mechanisms, and enhanced smart contract capabilities are already on the roadmap. Their successful implementation is non-negotiable for long-term viability. Macroeconomic Conditions: As a risk-on digital asset, TRX remains sensitive to interest rate policies, inflation data, and global liquidity conditions. Periods of monetary tightening historically pressure cryptocurrency valuations. Therefore, the macro backdrop during the 2026-2030 period will provide a powerful undercurrent for all price action. Conclusion Formulating a precise TRON price prediction for 2026 through 2030 involves navigating significant uncertainty. However, by analyzing network fundamentals, adoption trends, and market cycles, informed projections are possible. The TRX token’s future value will ultimately reflect the TRON network’s success in providing scalable, useful, and decentralized digital infrastructure. Investors should prioritize understanding these underlying drivers over short-term price speculation. The coming years will test the resilience and innovation of every major blockchain, with TRON’s unique focus on media and stablecoins positioning it for a distinct evolutionary path. FAQs Q1: What is the most important factor for TRON’s price in 2026? The most critical factor will likely be the adoption rate of applications built on its network, particularly in DeFi and digital content, which drive transaction demand and fee revenue. Q2: How does Bitcoin’s price affect TRON’s long-term prediction? Bitcoin often sets the overall market sentiment and liquidity environment for cryptocurrencies. A strong, institutionalized Bitcoin market can create a favorable tide for altcoins like TRX, though TRON’s specific utility can help it decouple during certain periods. Q3: Are the circulating supply and tokenomics of TRX deflationary? The TRON network uses a portion of transaction fees to buy back and burn TRX tokens, creating a deflationary mechanism. The rate of burning is tied directly to network usage, making high transaction volume crucial for reducing supply. Q4: What are the main risks to a bullish TRON price prediction? Primary risks include technological obsolescence from faster/more secure competitors, adverse global regulations targeting stablecoins or dApps, and a failure to decentralize governance sufficiently to maintain community and developer trust. Q5: Where can investors find reliable data to track TRON’s fundamentals? Investors should monitor official metrics on TRONSCAN (the network explorer), independent analytics platforms like Token Terminal for revenue and TVL data, and quarterly reports from the TRON DAO for development progress and strategic updates. This post TRON Price Prediction 2026-2030: Unveiling the Realistic Trajectory for TRX first appeared on BitcoinWorld .
17 Jan 2026, 13:05
Institutional participation pushes Ethereum’s POS contract to new all-time high
Santiment, a market intelligence platform, has revealed today that ETH held in the official Proof of Stake contract wallet jumped by 38.4% over the past 12 months. POS contract holdings are now 77.85 million ETH worth $256 billion, representing approximately 46.59% of ETH’s total supply held in a single wallet. The amount of Ether locked in Ethereum’s Proof of Stake (POS) contract system has jumped to a new all-time high amid the growing institutional participation. The POS contract system holds Ethereum tokens that validators stake to secure the Ethereum blockchain. The rise in staked ETH value reflects increased interest in long-term staking from network users. ETH total staked ETH hits a new ATH of ~ 36 million According to the Santiment report , there is a common misconception across the crypto ecosystem that POS contract holders are whale wallets. However, contrary to whale wallet behaviour, the POS contract staking wallet can’t allow sudden withdrawals to exchanges. The staked ETH can only be withdrawn slowly through validator exits , which are rate-limited by the protocol. 📊 The official Ethereum Proof-of-Stake deposit contract (formerly the "Beacon Chain" wallet) now holds 77.85M $ETH worth just over $256B, rising by 38.4% coins held in the past year. 💸 Its purpose is to hold ETH that has been staked by validators to secure the Ethereum… pic.twitter.com/FNf43AmSOb — Santiment (@santimentfeed) January 17, 2026 Another misconception often raised by bears is that, in the event of adversities, the wallet size poses a liquidity risk. For instance, if the price of ETH were to drop sharply, prompting many validators to exit quickly, withdrawals could slow. Other concerns raised include the risk that the ETH price will be influenced by a small number of institutions over time. Meanwhile, the total staked ETH has hit another all-time high, reaching approximately 35.97 million ETH, according to validatorqueue data . The value represents approximately 30% of ETH’s total supply and a staked market cap surpassing $118 billion. Total ETH staked vs the % of supply staked. Source: Validatorque The Ether price has lost roughly 3.53% year to date and 0.02% over the past 24 hours. The token was trading at $3,297 at the time of publication, up 15% over the past month. Ethereum’s Exit and Entry validator queue. Source: Validatorqueue The Ethereum validator network now includes approximately 976,495 active validators plus an additional 2.57 million ETH waiting in the entry queue. At the same time, the validator exit queue has remained at a historic low of 32, reflecting a limited selling pressure from existing stakers. Bitmine plans to begin staking ETH via its own validator network Staked ETH enhances the security of the Ethereum blockchain by requiring validators to lock up ETH to propose and verify blocks. So far, the Liquid Staking Protocol, Lido Finance, remains the largest single provider of staking operations, accounting for approximately 24% of all staked ETH, according to Dune Analytics . The growth in total staked ETH has largely been driven by institutional players such as Bitmine Immersion Technologies. The Ethereum-focused treasury firm recently showed plans to start staking ETH for rewards through its MAVAN solution by depositing $219 million into the POS contract wallet. Arkham Intelligence tracked multiple wallets linked to Bitmine, showing transfers totaling 74,880 ETH, a pattern associated with institutional staking setups that collect funds before validator creation. Tom Lee confirmed in a post that Bitmine had finally begun staking its held ETH to earn interest income. The step would mark the firm’s first time staking through its own validator, MAVAN, especially with its current 4.07 million ETH with an approximate APY of 3.12%. This means that Bitmine could earn approximately 126,800 ETH, valued at $374 million, annually at the current ETH price. Additionally, Ethereum’s total value locked (TVL) could increase this year as institutional participants enter the staking market. According to Sharplink’s co-CEO Joseph Chalom, stablecoins may be the biggest driver of growth this year, targeting approximately $500 billion by year’s end, representing approximately 62% growth from current levels. Join a premium crypto trading community free for 30 days - normally $100/mo.
17 Jan 2026, 13:00
Uniswap: Why UNI stalls below $6 even as whales keep buying
The threat of profit-taking must be outweighed by heavy demand if Uniswap bulls are to make a breakout past $6 and keep it going.
17 Jan 2026, 13:00
Bitcoin Price Prediction: Stunning $107K Target Emerges from Technical Breakout and Macro Shift
BitcoinWorld Bitcoin Price Prediction: Stunning $107K Target Emerges from Technical Breakout and Macro Shift Global cryptocurrency markets are witnessing a pivotal moment as fresh analysis, published on March 15, 2025, suggests Bitcoin (BTC) is poised for a significant upward move, with a potential target of $107,000. This forecast hinges on a powerful confluence of technical chart patterns, shifting on-chain investor behavior, and fundamental macroeconomic trends. Consequently, traders and analysts are closely monitoring these developments for signs of a sustained bull run. Bitcoin Price Prediction: The Technical Foundation for a Rally Technical analysts have identified a critical breakout that could propel Bitcoin’s value. Specifically, the premier cryptocurrency recently surged past the $95,000 upper boundary of a long-forming ascending triangle pattern. This pattern, characterized by a flat resistance line and a rising support trendline, typically signals accumulation before a bullish breakout. Moreover, the asset has successfully held this level as support, confirming the breakout’s strength and transforming previous resistance into a new foundation for price discovery. Simultaneously, the market is anticipating another bullish technical signal: a golden cross. This event occurs when a shorter-term moving average, like the 20-day, crosses above a longer-term one, such as the 50-day. Historically, golden crosses have often preceded substantial price increases across various asset classes. Therefore, the imminent formation of this pattern on Bitcoin’s daily chart adds considerable weight to the optimistic outlook. For context, similar technical setups in previous cycles have led to multi-month rallies, providing a historical precedent for the current analysis. Easing Sell Pressure from Long-Term Bitcoin Holders Beyond chart patterns, on-chain data reveals a crucial shift in investor sentiment that could reduce downward pressure on Bitcoin’s price. Analysis of blockchain activity shows that selling from long-term holders—investors who have held BTC for over five years—has decreased substantially. Notably, outflows from these veteran wallets have fallen to less than half of their peak levels observed earlier in the market cycle. This decline in selling from the most committed cohort is significant for several reasons. First, long-term holders are often considered the most resilient, typically selling only during periods of extreme profit-taking or market euphoria. Their reduced distribution suggests a phase of consolidation and renewed conviction. Second, with fewer coins being sold by this group, the available supply on exchanges tightens. This supply shock, when met with steady or increasing demand, creates a powerful upward pressure on price. The data indicates a maturation of the holder base, a factor often associated with the later, more stable stages of a bull market. Expert Insight: The Liquidity and Macroeconomic Catalyst The third pillar supporting the $107,000 Bitcoin price prediction involves global financial conditions. According to the analysis, an environment of expanding global liquidity, coupled with the anticipated conclusion of the Federal Reserve’s quantitative tightening (QT) program, could serve as a major catalyst. Quantitative tightening is the process by which central banks reduce their balance sheets, effectively withdrawing liquidity from the financial system. Its conclusion often signals a shift toward a more accommodative monetary policy stance. Historically, assets like Bitcoin have performed exceptionally well in periods of easy monetary policy and high liquidity. The analysis further posits that under these conditions, Bitcoin could begin to outperform traditional safe-haven assets like gold. This potential shift represents a profound evolution in Bitcoin’s market narrative, framing it not just as a speculative tech asset but as a legitimate hedge in a changing macro landscape. The interplay between central bank policy and digital asset performance is now a primary focus for institutional analysts worldwide. Comparative Analysis: Bitcoin Versus Traditional Assets To understand the potential scale of Bitcoin’s move, a comparison with other asset classes is instructive. The following table outlines key performance drivers: Asset Class Primary 2025 Driver Liquidity Sensitivity Volatility Profile Bitcoin (BTC) Technical breakout, adoption, macro hedge Very High High Gold (XAU) Inflation fears, geopolitical risk Moderate Low U.S. Equities (S&P 500) Corporate earnings, interest rate expectations High Moderate U.S. Treasury Bonds Federal Reserve policy, inflation data Direct (Yield Control) Low As the table illustrates, Bitcoin’s unique combination of high liquidity sensitivity and distinct catalysts positions it for outsized moves when macro conditions align with its technical posture. This multifaceted driver set differentiates it from more traditional investments. Conclusion The Bitcoin price prediction of $107,000 is not based on speculation but on a triad of observable factors: a confirmed technical breakout, a measurable decline in sell pressure from core holders, and a looming shift in global liquidity conditions. While market predictions are inherently uncertain, the convergence of these elements presents a compelling, evidence-based case for significant upward potential. Investors and observers should monitor the $95,000 support level, on-chain holder behavior metrics, and official communications from the Federal Reserve for confirmation of this trajectory. The coming months will test this thesis, potentially reshaping the landscape for digital assets. FAQs Q1: What is an ascending triangle pattern in Bitcoin trading? An ascending triangle is a bullish chart pattern with a flat upper resistance line and a rising lower support trendline. A breakout above the resistance, especially on high volume, often signals the start of a new upward trend. Q2: How does quantitative tightening (QT) affect Bitcoin’s price? Quantitative tightening reduces the amount of money in the financial system, which can lower risk appetite and liquidity. Its end or reversal typically increases system liquidity, which has historically been positive for risk assets, including cryptocurrencies. Q3: Why is selling from long-term holders important? Long-term holders (LTHs) are considered strong hands. When they reduce selling, it indicates confidence and reduces the available supply on the market. This can lead to a supply shock if demand remains constant or increases, pushing prices higher. Q4: What is a golden cross, and is it a reliable indicator? A golden cross is a technical indicator where a short-term moving average crosses above a long-term moving average. While it is a widely watched bullish signal, it is a lagging indicator and should be used in conjunction with other data points like volume and on-chain metrics for better reliability. Q5: Could Bitcoin really outperform gold? The analysis suggests it’s possible in a specific macro environment. If the end of QT leads to renewed concerns about currency debasement or inflation, investors may allocate to both assets. Bitcoin’s fixed supply and digital nature could attract a disproportionate share of new capital compared to gold, leading to outperformance. This post Bitcoin Price Prediction: Stunning $107K Target Emerges from Technical Breakout and Macro Shift first appeared on BitcoinWorld .
17 Jan 2026, 13:00
Figure: A Compelling Rally As Loan Volumes Accelerate
Summary Figure Technologies remains a buy as strong Q4 operating data signals accelerating growth and robust momentum. Consumer loan marketplace volumes surged 131% y/y to $2.71B in Q4, setting up for a likely revenue beat. YLDS stablecoin issuance exploded, growing 198% month-on-month in December, positioning FIGR for outsized 2026 revenue gains. Despite a 36x forward EBITDA multiple, FIGR offers growth at a reasonable price as adoption and margins expand. The mood in the stock markets to kick off 2026 is decidedly nervous. Investors continue to back away from large-cap tech stocks, burdened by heavy valuations after last year's sharp rally. In the wake of a potential market rotation, I continue to emphasize single-stock selection, particularly in stocks that have compelling growth opportunities and yet still trade at reasonable prices. Figure Technologies ( FIGR ) is an example of a stock that got caught up in the crosswinds of a declining cryptocurrency market, though its blockchain lending technology has little bearing on overall crypto market caps. Recently, however, its stock has shown more adamant divergence against that weakness, especially after a recent results pre-release that showed acceleration on key metrics. Data by YCharts I last wrote a buy article on Figure in November, when the stock was last trading at $37 per share. Since then, my position in the name has approximately doubled. Now, we do have to exercise caution here. In the space of just a month, Figure has vaulted from being a choppy post-IPO trader to a momentum stock. I'm not pulling the plug on my gains yet, but we do have to watch out for the fact that the stock is no longer a value play. That said, with strong operating data and a positive fundamental setup for the remainder of the year, I retain my buy rating here. Consumer loan marketplace volumes shoot up, YLDS issuance jumps Let's first discuss the primary news that shot Figure Technologies up higher in January. On January 12, the company announced preliminary Q4 operating data (similar to how many trading companies like Robinhood ( HOOD ) or Coinbase ( COIN ) release monthly trading metrics) that showcased a clear uptick in core KPIs. The results are shown below: Figure key Q4 operating data (Figure January press release) Figure's consumer loan marketplace volume shot up 131% y/y to $2.71 billion in the fourth quarter, accelerating sharply versus 70% y/y growth in Q3. As a reminder to give context on how Figure earns revenue, Figure's core business lies in HELOCs (home equity lines of credit). Its technology enables lenders to utilize the blockchain to originate loans. The chart below gives a refresher on the borrowing process through the Figure platform. Lenders utilizing Figure typically close within a median of 10 days (but as little as 5 days), versus an industry average of 42 days based on manual processes. The speed of these transactions (and the associated cost reductions for lenders) is driven by utilizing automated processes to value homes (collateral) and verify title and borrower income streams, rather than a human underwriter. Figure loan process (Figure IPO prospectus) Figure's additional differentiation exists in allowing lenders to "tokenize" these loans into blockchain assets, which can then be packaged and sold via blockchain, similar to traditional mortgage-backed securities. To date, Figure's revenue streams primarily consist of fees on loan origination, fees on loan servicing, and the gains it makes from unloading tokenized loans it holds on its own balance sheet. As such, consumer loan marketplace originations (the data that Figure just reported) is the number-one KPI that is catalyzing revenue growth. The company hasn't reported revenue yet for Q4 (we expect the formal results in mid-February), but we can surmise with this pre-release of data that Figure is set up for a meaningful beat. In Q3, as shown below, the company had achieved only 70% in consumer marketplace loan growth and 42% in revenue growth. Figure Q3 highlights (Figure Q3 earnings deck) We expect a correspondingly sharp jump in revenue growth in Q4, alongside the burst in consumer loan volumes. The other key data for us to zoom in on is issuance trends for the company's stablecoin, YLDS. Now, YLDS is a relatively small market-cap stablecoin next to some of its larger and better-known rivals, like USDT (the largest) and USDC (second largest). USDC is sponsored by Circle ( CRCL ), a public company, and so we also have reported trends on issuance for Figure's rivals. Circle recently reported that through Q3, total stablecoin circulation of $254 billion rose 59% y/y, while USDC rose 108% y/y to $73.7 billion (roughly 29% market share). Stablecoin issuance trends (Circle Q3 earnings deck) An up-to-date scan on CoinMarketCap shows that USDC issuance has since grown to $76 billion in market cap, representing only single-digit sequential growth and ~73% y/y growth (versus $43.9 billion in circulation in Q4 of 2024). Top crypto market caps (CoinMarketCap) Figure, meanwhile, just reported December-end YLDS circulation growing to $328 million. There isn't any y/y comparison here since YLDS just launched in 2025, but December grew 198% month-on-month and by more than 15x quarter-over-quarter (versus only $21 million in issuance at the end of September). In other words, Figure-backed YLDS is rapidly gaining market share against the #1 and #2 coins. Rising YLDS issuance will be a key revenue driver for Figure in 2026. Interest rate declines will weigh on the company's net interest income (earned from Figure holding U.S. treasury securities on the cash that users deposit in exchange for YLDS tokens), but the rapid rise in issuance will more than offset weaker interest rates. Valuation and key takeaways Now, we will mention our principal concern: valuation. After the stock's sharp recent rally in January, Figure has attained a premium among blockchain/crypto stocks. As shown in the chart below, Figure is now sitting at a 36x forward adjusted EBITDA. This is richer than Circle (the USDC parent) and is sitting at roughly double the valuation of Coinbase, the crypto wallet and trading platform that has been slammed by the falling prices of Bitcoin and other altcoins. Data by YCharts Figure is no longer a value stock, but I still consider the name to be a "growth at a reasonable price" play, especially as adoption of its technologies is still quite nascent (as evidenced by consumer loan volumes still growing at a 134% y/y pace in December). In my view, the upcoming full Q4 earnings release will showcase strong acceleration in revenue and lead to meaningful adjusted EBITDA margin expansion that will also help to compress forward multiples down. Stay long here and keep riding Figure's rally upward.
