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14 Apr 2026, 19:05

SWIFT Confirms Early Testing On Stellar (XLM) and Ripple (XRP)

Global payment networks continue to modernize as financial institutions explore blockchain technology to improve speed, transparency, and cross-border efficiency. Over the past decade, traditional messaging systems have increasingly tested distributed ledger solutions to evaluate whether they can complement existing settlement infrastructure rather than replace it outright. Crypto commentator, STEPH IS CRYPTO, highlighted renewed interest in this topic after referencing SWIFT’s “Inside Innovation Live” webinar . According to Steph, the presentation confirmed that SWIFT conducted early blockchain experiments around 2015 that included multiple distributed ledger technologies, among them Bitcoin, Ethereum, Stellar, and Ripple. Early Exploration of Blockchain in Global Finance SWIFT initiated its blockchain research program to assess how distributed ledger systems could improve international payment flows. The organization examined whether blockchain technology could reduce settlement delays, lower reconciliation costs, and enhance transparency across correspondent banking networks. CRAZY: SWIFT confirms early testing on Stellar and Ripple… $XLM and $XRP were part of the original experiments. pic.twitter.com/drztDyyzMl — STEPH IS CRYPTO (@Steph_iscrypto) April 13, 2026 Steph noted that SWIFT did not limit its evaluation to a single protocol. Instead, it tested several blockchain models to compare performance, scalability, and interoperability. This broad approach reflected the uncertainty that surrounded early blockchain development and its potential role in regulated financial systems. Why Stellar and Ripple Entered the Experiment During these early tests, SWIFT reportedly included both XLM and XRP due to their focus on payment efficiency and cross-border settlement . Unlike general-purpose blockchain networks, both systems were designed specifically to optimize value transfer between financial institutions. Ripple designed its ledger to facilitate institutional liquidity and rapid settlement, while Stellar targeted low-cost global transfers and financial access. These design features aligned with SWIFT’s goal of identifying technologies capable of improving international payments infrastructure. SWIFT’s Innovation Strategy and Neutral Role SWIFT has long operated as a neutral financial messaging layer connecting thousands of banks worldwide. Its innovation initiatives consistently focus on improving interoperability within the existing financial system rather than replacing core infrastructure. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 By testing blockchain systems , SWIFT aimed to understand how emerging technologies could integrate with traditional banking rails. This approach allowed the organization to evaluate distributed ledger capabilities while maintaining its role as a central communications backbone for global finance. What Early Testing Actually Represents Steph’s report emphasizes that early experimentation does not equate to formal adoption. SWIFT’s 2015 blockchain tests represented research initiatives designed to explore potential efficiencies, not production-level deployment or integration into live payment systems. However, these experiments played a key role in shaping industry understanding of blockchain’s strengths and limitations. They also helped guide later development in areas such as real-time settlement, tokenized value transfer, and interoperable payment systems. From Experimentation to Modern Payment Infrastructure Including networks like XRP and XLM in early testing highlights how quickly blockchain technology has entered institutional research pipelines. While SWIFT continues to evolve its infrastructure, the early exploration phase reflects a broader shift in global finance toward evaluating distributed ledger systems for real-world applications. Today, the payments industry continues to move toward hybrid models that combine traditional messaging systems with blockchain-based settlement layers, signaling a gradual but persistent convergence between legacy finance and digital asset technology. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post SWIFT Confirms Early Testing On Stellar (XLM) and Ripple (XRP) appeared first on Times Tabloid .

14 Apr 2026, 19:05

Xrp futures inflows jump 294% to $46m as price rebounds

📈 XRP futures net inflows soared 294% to $46 million in 24 hours. XRP price rebounded 3.83% to $1.37 after three days of declines. 💥 Short liquidations reached $1.59 million, making up 88% of total liquidations. 🔑 Critical data: $10 million was withdrawn from spot exchanges as holders moved assets off platforms. Continue Reading: Xrp futures inflows jump 294% to $46m as price rebounds The post Xrp futures inflows jump 294% to $46m as price rebounds appeared first on COINTURK NEWS .

14 Apr 2026, 19:04

Goldman Sachs files Bitcoin ETF targeting steady income, not just gains

More on Goldman Sachs Goldman Sachs: Cloudy Near-Term Outlook, Still Bullish Long Term The Goldman Sachs Group, Inc. (GS) Q1 2026 Earnings Call Transcript The Goldman Sachs Group, Inc. 2026 Q1 - Results - Earnings Call Presentation Goldman Sachs' private credit fund raising $750M through bond offering - report Goldman Sachs declares $4.50 dividend

14 Apr 2026, 19:02

Ripple-powered xrp cuts cross-border transfer costs by 60 percent

💸 Ripple’s XRP cuts cross-border transfer costs by 60% in Japan. XRP enables instant payments and frees up locked capital. Continue Reading: Ripple-powered xrp cuts cross-border transfer costs by 60 percent The post Ripple-powered xrp cuts cross-border transfer costs by 60 percent appeared first on COINTURK NEWS .

14 Apr 2026, 19:00

Zcash enters speculative phase – Will accumulation fuel ZEC’s move to $560?

ZEC’s speculative phase may be setting up a broader expansion.

14 Apr 2026, 19:00

XRP Price Prediction: Ripple’s Garlinghouse Expects Clarity Act Next Month – $10 Short-Term Target?

XRP price is trading near $1.39 with a 4% 24-hour gain as a prediction brace for what could be the most consequential month in Ripple’s regulatory history. Brad Garlinghouse has once again moved the goalposts on the CLARITY Act timeline . Speaking at the Semafor World Economy Summit yesterday, Garlinghouse confirmed the end-of-May target for the CLARITY Act, citing near-resolution of the stablecoin yield dispute that has stalled the bill since January. Ripple CEO expects CLARITY Act passage by late May @Ripple CEO Brad Garlinghouse ( @bgarlinghouse ) says the long awaited CLARITY Act may pass soon. Speaking at the Semafor World Economy event on April 13, he pointed to ongoing negotiations between banks and crypto firms. The… pic.twitter.com/UMWeiFUeH5 — BSCN (@BSCNews) April 14, 2026 A White House Council of Economic Advisers report found that a full ban on stablecoin yields would cost consumers $800 million annually while adding just 0.02% to bank lending capacity. It’s a finding that appears to have softened opposition significantly. Support is no longer fringe either. Coinbase, Treasury Secretary Bessent, and SEC Chair Atkins all publicly backed the bill last week. This is, notably, the third time Garlinghouse has extended his deadline, from 80% confidence in April (stated in February) to end-of-May on March 27, to reconfirming that same end-of-May window at Semafor. BREAKING: Coinbase CEO Brian Armstrong and Senator Cynthia Lummis says ITS TIME TO PASS the crypto market structure bill. We need this bill to get clarity and remove manipulation from crypto market. pic.twitter.com/1YrS7TVgEb — Ash Crypto (@AshCrypto) April 10, 2026 The Senate Banking Committee is targeting a late April markup. If that holds, the legislative clock is tighter than the market has priced in. Discover: The best pre-launch token sales XRP Price Prediction: $10 Once the CLARITY Act Passes? XRP is consolidating, holding above the critical $1.30 psychological support that has acted as a floor through multiple retests since March. Volume remains elevated relative to the 30-day average, suggesting accumulation is still ongoing. The scenario breakdown is binary, and analysts are frank about it. The dual-scenario analysis outlines a bull case pushing toward $5–$8 on confirmed passage, driven by institutional inflows unlocked by permanent commodity-status clarity. XRP USD, TradingView Standard Chartered’s $8 target carries similar conditions: full legislative passage plus broader macro recovery. The $10 figure circulating in crypto social feeds assumes maximum institutional re-rating in the months following passage, possible, but not a consensus forecast. If the CLARITY Act passes in May, XRP needs to test the $2 level through Q3 as institutional desks begin allocating. Or another delay with outright legislative failure could flush XRP back toward $1.2. Watch $1.5 as the immediate resistance. A weekly close above it would shift momentum indicators bullish heading into the May catalyst window. Discover: The best crypto to diversify your portfolio with Bitcoin Hyper Is The Play While XRP Awaits Congressional Timing XRP’s upside is real, but it’s locked behind a Senate vote. For traders who’ve already sized their XRP position and are watching Washington for permission to move, the waiting is the hard part. Capital sitting idle ahead of a binary event has a cost. One project absorbing attention from the infrastructure-focused segment of the market is Bitcoin Hyper ($HYPER) , currently in presale at $0.0136 with $32 million raised to date. The project positions itself as the first Bitcoin Layer 2 with Solana Virtual Machine (SVM) integration, delivering smart contract execution speeds that the team claims exceed Solana’s own throughput while preserving Bitcoin’s security model. The architecture combines extremely low-latency Layer 2 processing with a Decentralized Canonical Bridge for native BTC transfers, addressing Bitcoin’s three core limitations: slow settlement, high fees, and zero programmability. Staking is also live with a high 36% APY bonus , giving presale participants yield exposure while the broader market resolves its regulatory questions. The project is Bitcoin Hyper, ticker $HYPER. Research Bitcoin Hyper here before the next price stage activates. The post XRP Price Prediction: Ripple’s Garlinghouse Expects Clarity Act Next Month – $10 Short-Term Target? appeared first on Cryptonews .